Parker Insurance Rates:

Parker, CO homeowners insurance is nearly $772 to $1,047, about $64-$87/month. Our extensive analysis shows customers can save as much as $364 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I truly appreciate the loyalty and excellent customer service that my insurance company has provided over the last ten years.
Farmer's Insurance
Whenever i have to submit a claim the representative is very nice, empathetic and understanding of the concerns and worries of our household.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
State Farm
I don't like how the office is so far from my home if I were to go there and getting in touch with the company on the phone is very difficult to do at times.
Plummer Insurance
I like that they support our local community at fundraising events and generously donate back to the people who support their business.

Parker, CO Homeowners Insurance By Home Value

Parker, CO Home Value Total Homes % of Total Average Parker, CO Homeowners Insurance
Less than $50,000 275 1.0% $63
$100,000 to $124,999 359 1.0% $318
$125,000 to $149,999 751 3.0% $391
$150,000 to $174,999 1,357 6.0% $464
$175,000 to $199,999 1,379 6.0% $536
$200,000 to $249,999 5,012 22.0% $646
$250,000 to $299,999 4,626 20.0% $791
$300,000 to $399,999 8,395 37.0% $1010

Top Home Insurance Agents Near Parker, CO

Home Insurance Company Near Parker, CO Homeowners Insurance Agency Near Parker, CO Address
Farmers Damon Shankling 4297 Austin Bluffs Pkwy Ste 200, Colorado Springs, CO, 80918
State Farm Dave Powell 2625 N Union Blvd, Colorado Spgs, CO, 80909-1143
Farmers Dennis Howell 2821 S Parker Rd Ph 25, Aurora, CO, 80014
State Farm Stan Kellogg 15434 E Orchard Rd, Centennial, CO, 80016-3005
Farmers Steve Jarvis 10841 Crossroads Dr Ste 102, Parker, CO, 80134

Cost Of Homeowners Insurance By Street Near Parker, CO

Streets in Parker Area Homeowners Insurance Cost
Jones Rd, Chiquita Pl, E Sussex Ct, Cornish Pl, High Desert Rd, S Jordan Rd, Crestwood Ct, Northbrook Ave, N Donner Ct, Melborne Ct$888
Saranac Way, E Basswood Ln, Canterberry Pkwy, E Richlawn Ln, E Piute Row, E York Ave, N Templin Ln, E Brownstone Dr, Needles Ln, Dove Ridge Way$930
Nuthatch Rd, Dunrich Rd, Autumn Oak Rd, S Trailmaster Cir, Martingale Ln, Gigi St, Territorial St, E Thunderbird Cir, Anton Ct, Maple Rock Ct$958
Carefree Trl, N Thunderhill Rd, Thomaston Cir, Sulfur Ct, Allendale Ave, S Arcaro Creek Ct, Blue Sage Ln, Stanhope Rd, Oldfield St, Meadow Green Cir$926
N Cardinal Dr, Hope Dale Ave, Colony Loop, Knobcone Dr, Lexington Way, Diamond Ridge Pkwy, E Valley Hi Dr, S Crazy Horse Ct, Longford Dr, Hidden Pines Ct$935
N Windfield, N Cantrell Ct, Warbonnet Trl, SE Cherry Creek Rd, Hastings Ct, Chambers Rd, Saddleback Dr, Clandan Ct, Crow Hill Dr, Dransfeldt Rd$924
Sunset Dr, E Oak Creek Pl, N Village Rd, Grey Squirrel Way, E Wiley Pl, Arroyo Verde Ct, Peridot Ct, S Evans Way, Conestoga Pl, Pine Top St$1,006
Bridle Path Ln, E Smith Rd, Glenmoor Ct, S Crowberry Ln, Peru Creek Ave, S Cedar Gulch Cir, Clarke Farms Dr, E Stallion Dr, Angie Ct, Summit Ridge Pl$890
E Horseshoe Cir, E Althea Cir, Arroyo Verde Way, Branston Way, E Pinewood Dr, S Carson Ct, Leesburg Rd, Ashcroft Ave, Betts Ranch Rd, Burning Ridge Dr$933
Oakmoor Ct, Switzer Park Ln, Warriors Mark Rd, E Prescott Ave, Lodes Star Way, Sunrise Trl, Stratton Ave, E Lark Dr, Tamarron Dr, Grand Mesa Ln$916

Parker, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Parker$136 to $138
The Pinery$138
Castle Rock$134

Parker, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franktown CDP, Colorado $137 $182 $273
The Pinery CDP, Colorado $138 $184 $276
Castle Rock town, Colorado $134 $179 $269

Parker, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Parker, CO3.6%13.6%
The Pinery3.13%12.16%
Castle Rock3.56%15.38%

Parker Renters Insurance as a Percentage of Rent

Parker Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 73 1.0% $336
$500 to $749 381 6.0% $1911
$750 to $999 1,471 24.0% $2661
$1,000 to $1,499 2,293 37.0% $3786
$1,500 or more 1,811 29.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Parker For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 American Family Insurance Company $1,605
Masonry $500 Electric Insurance Company $2,337
Frame $500 Owners Insurance Company $1,815
Masonry $500 Pacific Indemnity Company $1,815
Masonry $500 Privilege Underwriters Reciprocal Exchange $655
Masonry $500 Standard Guaranty Insurance Company $1,814
Frame $500 Travelers Commercial Insurance Company $1,565
Masonry $500 Trumbull Insurance Company $1,754
Masonry $500 Usaa General Indemnity Company $1,493
Frame $500 United Fire & Cas Co $1,239

Parker, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Parker Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,300$6,800
Net Savings to Parker Home Owner from High Deductible Plan $500

Parker, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Parker, CO Home Replacement Value MORE than Home Value Parker, CO Home Replacement Value LESS than Home Value
Replacement Value $340,000 $242,500
Insurance Premium based on Replacement Value $2,000 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $225/year

Example Parker Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 112153255
Year Built 200719952010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$700000-$800000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Parker, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 280,000 Composition Roof 1,930 4 $1000-$2500 Deductible 670 6 Vinyl siding yes
2014 365,000 Metal Roof 2,030 4 $1000-$2500 Deductible 1510 10 Fiber-Cement Siding No
2006 320,000 Tile Roof 2,080 5 $2500-$5000 Deductible 440 5 Vinyl siding No
2001 515,000 Tile Roof 3,810 5 $5000 to $10,000 Deductible 830 6 Vinyl siding No
2011 330,000 Metal Roof 2,450 4 $500 Deductible 910 10 Stucco siding yes
1992 340,000 Tile Roof 2,260 4 $2500-$5000 Deductible 1220 12 Fiber-Cement Siding yes
2004 580,000 Wood Shake Roof 3,630 5 $5000 to $10,000 Deductible 1490 7 Fiber-Cement Siding No
2010 295,000 Shingles Roof 1,540 3 $500- $1000 Deductible 750 6 Fiber-Cement Siding No
2008 300,000 Asphalt Shingles Roof 2,170 3 $500 Deductible 460 4 Brick siding yes
2002 440,000 Tile Roof 3,250 5 $500 Deductible 1100 8 Wood siding yes
2013 630,000 Wood Shake Roof 4,460 5 > $10,000 Deductible 690 5 Brick siding No
1994 630,000 Wood Shake Roof 3,559 4 $1000-$2500 Deductible 3720 12 Brick siding No