Parker Insurance Rates:

Parker, CO homeowners insurance is nearly $772 to $1,047, about $64-$87/month. Our extensive analysis shows customers can save as much as $364 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Our premium and deductible are fair for our house's age, condition, and community. We think we have a well-written policy that reflects our needs as homeowners.
usaa insurance company giving good customer care service at any point of interruption if suppose happen . They are giving good responsible whenever we connect with them.
Plummer Insurance
I like that they support our local community at fundraising events and generously donate back to the people who support their business.
The deductible is on par with other companies. Their premiums, while initially low, increase annually well beyond the rate of inflation.
State Farm
I like the customer service of State Farm. They are always extremely helpful and polite. I would stay with them and recommend them.
Safeco Insurance
customer service has always been very good. Every time we have a question they are very helful
My home insurance company has excellent customer service. There is always a live person in my local office to call if I have any questions or concerns at all.
they are all relatively the same. I base my decisions mostly on my experience with their customer service, their apps, and the wait time for phone calls.
They offer a comprehensive service, to include "bundles". As differences between insurance companies, in terms of offerings, vary very little, we just like the price, attitude, and responsiveness the most.
Nationwide offers as many policy offerings as most other insurance companies. I require flood insurance and a lot of companies won’t insure me but nationwide does offer it,
Farmer's Insurance
they have fair prices, but my deductible is too high sometimes. they have competitive rates but they are raising my rates shortly after claim, or even getting canceled.
I truly appreciate the loyalty and excellent customer service that my insurance company has provided over the last ten years.
Farmer's Insurance
Whenever i have to submit a claim the representative is very nice, empathetic and understanding of the concerns and worries of our household.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
State Farm
I don't like how the office is so far from my home if I were to go there and getting in touch with the company on the phone is very difficult to do at times.
Liberty Mutual
I really like the affordable prices that they offer and I really enjoy how easy it is to make my payments and keep up to date in case I could get a better price on my coverage.
State Farm
There is no mobile app that I am aware of. The website leaves a lot to be desired. You can't log in and view your entire policy. You can only view when the policy has been paid.
i love that i can bundle everything and save money on my policy because i have to insurance.
California Casualty
I like the layout, I think it looks clean. I wish that it was a bit easier to navigate to the customer side, outside of the advertising side.
I dislike that they charge money for providing me a service. I would be willing to let them show ads on Murk to subsidize my service :)
All insurance companies are a little scandalous by nature so it comes down to them wanting to keep the money.
I like USAA because it supports veterans, it has a lot of options, it seems more personable and it gives discounts for the more products you use them. I have used them for years for banking, mortgages, insurance, and credit and I have never had a bad time with them.
There is not much to dislike about the company. We have seen rates increase a bit after filing a claim, which is a bummer but understandable.Sometimes they try to upsell their services even when you don't ask for it. That can get a little annoying sometimes.
They leave me alone and they get good reviews. The thing about insurance is that you do not know if you have good insurance or bad insurance until you use it. USAA makes me feel like I will have good insurance I have ever have need of using it.
if you think your requirement is not very high and you need a basic home insurance with the lowest market price then this is the best option for you.
Liberty Mutual
I would recommend Liberty Mutual insurance due to the fact that they have good customer service, they cover more than other insurers, and provide a good policy for a recent premium.
I feel indifferent about the company we use. If someone is looking for an affordable option I think it's great. If someone is looking for great coverage, this isn't the option I would recommend.
How they handled our car accident. Both of us were USAA clients but they sided with someone in the wrong lane. It was an unfair advantage but they followed a ticket that was false and a judge dismissed the ticket for lack of evidence.
I don't have enough of history with Traveller's to say that I either like or dislike them. So far, the price was good. I don't have complaints.
California Casualty
I like them I just wish they would get a mobile app

Parker, CO Homeowners Insurance By Home Value

Parker, CO Home Value Total Homes % of Total Average Parker, CO Homeowners Insurance
Less than $50,000 275 1.0% $63
$100,000 to $124,999 359 1.0% $318
$125,000 to $149,999 751 3.0% $391
$150,000 to $174,999 1,357 6.0% $464
$175,000 to $199,999 1,379 6.0% $536
$200,000 to $249,999 5,012 22.0% $646
$250,000 to $299,999 4,626 20.0% $791
$300,000 to $399,999 8,395 37.0% $1010

Top Home Insurance Agents Near Parker, CO

Home Insurance Company Near Parker, CO Homeowners Insurance Agency Near Parker, CO Address
Farmers Damon Shankling 4297 Austin Bluffs Pkwy Ste 200, Colorado Springs, CO, 80918
State Farm Dave Powell 2625 N Union Blvd, Colorado Spgs, CO, 80909-1143
Farmers Dennis Howell 2821 S Parker Rd Ph 25, Aurora, CO, 80014
State Farm Stan Kellogg 15434 E Orchard Rd, Centennial, CO, 80016-3005
Farmers Steve Jarvis 10841 Crossroads Dr Ste 102, Parker, CO, 80134

Parker, CO Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Parker, CO

Streets in Parker Area Homeowners Insurance Cost
Jones Rd, Chiquita Pl, E Sussex Ct, Cornish Pl, High Desert Rd, S Jordan Rd, Crestwood Ct, Northbrook Ave, N Donner Ct, Melborne Ct$888
Saranac Way, E Basswood Ln, Canterberry Pkwy, E Richlawn Ln, E Piute Row, E York Ave, N Templin Ln, E Brownstone Dr, Needles Ln, Dove Ridge Way$930
Nuthatch Rd, Dunrich Rd, Autumn Oak Rd, S Trailmaster Cir, Martingale Ln, Gigi St, Territorial St, E Thunderbird Cir, Anton Ct, Maple Rock Ct$958
Carefree Trl, N Thunderhill Rd, Thomaston Cir, Sulfur Ct, Allendale Ave, S Arcaro Creek Ct, Blue Sage Ln, Stanhope Rd, Oldfield St, Meadow Green Cir$926
N Cardinal Dr, Hope Dale Ave, Colony Loop, Knobcone Dr, Lexington Way, Diamond Ridge Pkwy, E Valley Hi Dr, S Crazy Horse Ct, Longford Dr, Hidden Pines Ct$935
N Windfield, N Cantrell Ct, Warbonnet Trl, SE Cherry Creek Rd, Hastings Ct, Chambers Rd, Saddleback Dr, Clandan Ct, Crow Hill Dr, Dransfeldt Rd$924
Sunset Dr, E Oak Creek Pl, N Village Rd, Grey Squirrel Way, E Wiley Pl, Arroyo Verde Ct, Peridot Ct, S Evans Way, Conestoga Pl, Pine Top St$1,006
Bridle Path Ln, E Smith Rd, Glenmoor Ct, S Crowberry Ln, Peru Creek Ave, S Cedar Gulch Cir, Clarke Farms Dr, E Stallion Dr, Angie Ct, Summit Ridge Pl$890
E Horseshoe Cir, E Althea Cir, Arroyo Verde Way, Branston Way, E Pinewood Dr, S Carson Ct, Leesburg Rd, Ashcroft Ave, Betts Ranch Rd, Burning Ridge Dr$933
Oakmoor Ct, Switzer Park Ln, Warriors Mark Rd, E Prescott Ave, Lodes Star Way, Sunrise Trl, Stratton Ave, E Lark Dr, Tamarron Dr, Grand Mesa Ln$916

Parker, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Parker$136 to $138
The Pinery$138
Castle Rock$134

Parker, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franktown CDP, Colorado $137 $182 $273
The Pinery CDP, Colorado $138 $184 $276
Castle Rock town, Colorado $134 $179 $269

Parker, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Parker, CO3.6%13.6%
The Pinery3.13%12.16%
Castle Rock3.56%15.38%

Parker Renters Insurance as a Percentage of Rent

Parker Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 73 1.0% $336
$500 to $749 381 6.0% $1911
$750 to $999 1,471 24.0% $2661
$1,000 to $1,499 2,293 37.0% $3786
$1,500 or more 1,811 29.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Parker For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 American Family Insurance Company $1,605
Masonry $500 Electric Insurance Company $2,337
Frame $500 Owners Insurance Company $1,815
Masonry $500 Pacific Indemnity Company $1,815
Masonry $500 Privilege Underwriters Reciprocal Exchange $655
Masonry $500 Standard Guaranty Insurance Company $1,814
Frame $500 Travelers Commercial Insurance Company $1,565
Masonry $500 Trumbull Insurance Company $1,754
Masonry $500 Usaa General Indemnity Company $1,493
Frame $500 United Fire & Cas Co $1,239

Parker, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Parker Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,300$6,800
Net Savings to Parker Home Owner from High Deductible Plan $500

Parker, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Parker, CO Home Replacement Value MORE than Home Value Parker, CO Home Replacement Value LESS than Home Value
Replacement Value $340,000 $242,500
Insurance Premium based on Replacement Value $2,000 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $225/year

Example Parker Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 112153255
Year Built 200719952010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$700000-$800000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Parker, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 445,000 Slate Shingles Roof 2,860 4 > $10,000 Deductible 130 1 Brick siding No
1993 215,000 Wood Shake Roof 1,330 3 $5000 to $10,000 Deductible 60 1 Wood siding yes
1996 485,000 Tile Roof 2,810 5 $500 Deductible 1680 8 Fiber-Cement Siding yes
2003 200,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 70 1 Stucco siding yes
2007 520,000 Slate Shingles Roof 2,950 4 $1000-$2500 Deductible 290 2 Vinyl siding No
1996 395,000 Composition Roof 2,310 3 $2500-$5000 Deductible 920 8 Stone Siding yes
2004 385,000 Tile Roof 2,240 4 > $10,000 Deductible 250 2 Stone Siding No
2009 615,000 Tile Roof 3,630 5 $5000 to $10,000 Deductible 1350 10 Brick siding No
1991 600,000 Wood Shake Roof 3,580 5 $2500-$5000 Deductible 1190 5 Fiber-Cement Siding yes
1992 380,000 Wood Shake Roof 2,680 4 $1000-$2500 Deductible 420 3 Brick siding No
2012 390,000 Asphalt Shingles Roof 2,670 5 $1000-$2500 Deductible 860 7 Stucco siding No
1992 445,000 Asphalt Shingles Roof 2,580 4 $2500-$5000 Deductible 1480 12 Wood siding No
1993 280,000 Asphalt Shingles Roof 1,830 3 $5000 to $10,000 Deductible 70 1 Stucco siding yes
2000 240,000 Composition Roof 1,610 3 $5000 to $10,000 Deductible 220 3 Vinyl siding No
2005 305,000 Shingles Roof 2,250 3 $500 Deductible 700 5 Wood siding yes
1995 345,000 Tile Roof 1,930 3 $1000-$2500 Deductible 490 4 Wood siding No
2012 580,000 Shingles Roof 4,130 5 $500- $1000 Deductible 1980 10 Wood siding yes
1993 255,000 Metal Roof 1,680 3 $500 Deductible 950 9 Vinyl siding yes
1991 280,000 Composition Roof 1,930 4 $1000-$2500 Deductible 670 6 Vinyl siding yes
2014 365,000 Metal Roof 2,030 4 $1000-$2500 Deductible 1510 10 Fiber-Cement Siding No
2006 320,000 Tile Roof 2,080 5 $2500-$5000 Deductible 440 5 Vinyl siding No
2001 515,000 Tile Roof 3,810 5 $5000 to $10,000 Deductible 830 6 Vinyl siding No
2011 330,000 Metal Roof 2,450 4 $500 Deductible 910 10 Stucco siding yes
1992 340,000 Tile Roof 2,260 4 $2500-$5000 Deductible 1220 12 Fiber-Cement Siding yes
2004 580,000 Wood Shake Roof 3,630 5 $5000 to $10,000 Deductible 1490 7 Fiber-Cement Siding No
2010 295,000 Shingles Roof 1,540 3 $500- $1000 Deductible 750 6 Fiber-Cement Siding No
2008 300,000 Asphalt Shingles Roof 2,170 3 $500 Deductible 460 4 Brick siding yes
2002 440,000 Tile Roof 3,250 5 $500 Deductible 1100 8 Wood siding yes
2013 630,000 Wood Shake Roof 4,460 5 > $10,000 Deductible 690 5 Brick siding No
1994 630,000 Wood Shake Roof 3,559 4 $1000-$2500 Deductible 3720 12 Brick siding No

How To Make Your Parker, CO Home Insurance Cheaper

How Much Does Parker, CO Home Insurance Cost?