Park Ridge Insurance Rates:

Park Ridge, IL homeowners insurance is about $748 to $1,023, about $62-$85/month. Our comprehensive guide indicates shoppers can save as much as $354 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The premium is just the right amount and the deductble is just fine.
Liberty Mutual
Honestly, I have not had many issues with the property or anything to report, so I feel like my experience, other than paying for their services, is quite limited on what my home insurance can provide or do for me.
Pekin Insurance
Pekin insurance does a great job of sending to my family and me on a yearly basis our coverage details sheet with some helpful details on there, which has been good for us to receive yearly.
Liberty Mutual
I recommend my insurance plan because they are caring toward me and help me meet the needs of my home. They provide reasonably priced offerings that have good coverage.
State Farm
In the past the prices had always been fair and they never tried to up sell us or threatened to cancel us.
Travelers
There is no online portal i can easily use to interact with them, which feels archaic and a little bit unprofessional as well.
Meemic Insurance
I feel that their communication is appropriate. I receive emails and newsletters as appropriate throughout the year with helpful information. They even send a Christmas card with a recipe for something seasonal!
Allstate
I like that I can pay my premium online using my rewards credit card and earn 2% back in credits on my statement.
Aaa
The only thing that bothers me is that the deductibles are extremely high. We are willing to overlook it since we have been AAA members for the past 60 years.
Allstate
I would recommend our insurance company. They always deal with us professionally. I dont really have anything negative to say about them.
Geico
I would recommend Geico because on all occasions I have interacted with them they were responsive and helpful.

Park Ridge, IL Homeowners Insurance By Home Value

Park Ridge, IL Home Value Total Homes % of Total Average Park Ridge, IL Homeowners Insurance
Less than $50,000 125 2.0% $44
$80,000 to $89,999 67 1.0% $177
$90,000 to $99,999 54 1.0% $194
$100,000 to $124,999 203 3.0% $230
$125,000 to $149,999 134 2.0% $283
$150,000 to $174,999 312 5.0% $336
$175,000 to $199,999 147 2.0% $389
$200,000 to $249,999 628 11.0% $469
$250,000 to $299,999 856 15.0% $575
$300,000 to $399,999 2,799 52.0% $725

Top Home Insurance Agents Near Park Ridge, IL

Home Insurance Company Near Park Ridge, IL Homeowners Insurance Agency Near Park Ridge, IL Address
NA Jensen Insurance Group, Inc. 728 E Northwest Hwy, Ste 200, Palatine, IL, 60074
State Farm Bob Woodruff 18W419 Roosevelt Rd, Lombard, IL, 60148-4142
Travelers Prairieone Insurance Agency 24402 W Lockport St Ste 220 , Plainfield, IL, 60544
Travelers Roth & Roth Insurance Agency Inc 1444 N FARNSWORTH AVE STE 400, AURORA, IL, 60505
State Farm Thomas B Henderson 1770 W Golf Rd, Mt Prospect, IL, 60056-4071

Park Ridge, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Park Ridge, IL

Streets in Park Ridge Area Homeowners Insurance Cost
Elliott Ave, N Home Ave, Milton Ave, Gillick St, Capital Dr, Pioneer Ave, Imperial St, Dempster Ct, Rowe Ave, Catherine Ave$785
N Owen Ave, Irwin Ave, S Clifton Ave, Dawn Ct, S Dee Rd, Peterson Ave, W Greenwood Dr, N Onarga Ave, N Merrill St, S Crescent Ave$924
Suffield Rd, E Church St, Marguerite St, Landings Ln, Victor, Wesley Dr, Kathy Ln, W Oak Ave, S Lincoln Ave, N Root St$823
Ascot Dr, Wilkinson Pkwy, Morris St, Park Ridge Pt, S Aldine Ave, Courtland Dr, Spring St, W Oaks Ave, W Elizabeth St, Manor Ln$877
W Clara Dr, Arthur St, W Bruce Dr, S East River Rd, W Talcott Rd, Gillick St, Forestview Ave, Church Ter, N Canfield Rd, W Davis St$960

Park Ridge, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Park Ridge$132 to $135
Maine$123
Rosemont$124
Des Plaines$121

Park Ridge, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maine township, Cook County, Illinois $124 $165 $248
Rosemont village, Illinois $125 $166 $249
Norwood Park township, Cook County, Illinois $124 $165 $248

Park Ridge, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Park Ridge, IL2.9%8.3%
Maine3.35%9.93%
Rosemont4.2%11.02%
Norwood Park3.42%11.21%

Park Ridge Renters Insurance as a Percentage of Rent

Park Ridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 175 8.0% $1849
$750 to $999 605 30.0% $2599
$1,000 to $1,499 604 30.0% $3724
$1,500 or more 583 29.0% $5374

Park Ridge, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Park Ridge Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,600$15,600
Net Savings to Park Ridge Home Owner from High Deductible Plan $1,000

Park Ridge, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Park Ridge, IL Home Replacement Value MORE than Home Value Park Ridge, IL Home Replacement Value LESS than Home Value
Replacement Value $631,000 $426,000
Insurance Premium based on Replacement Value $3,650 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $113,500 Risk Exposure from Under Insuring Coverage is $91,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $650/year

Example Park Ridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAllstate
Monthly Premium 89240197
Year Built 194519731962
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$500000-$600000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Park Ridge, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 580,000 Membrane Roof 2,520 4 $500 Deductible 2750 10 Stone Siding yes
1942 720,000 Composition Roof 3,520 5 $500- $1000 Deductible 1150 4 Fiber-Cement Siding No
1972 295,000 Slate Shingles Roof 1,540 3 $5000 to $10,000 Deductible 820 9 Wood siding yes
1977 735,000 Tile Roof 3,960 5 $5000 to $10,000 Deductible 1400 9 Brick siding yes
1963 740,000 Slate Shingles Roof 3,090 4 $500- $1000 Deductible 1580 8 Stucco siding yes
1951 390,000 Tile Roof 1,780 3 $5000 to $10,000 Deductible 190 2 Wood siding yes
1957 420,000 Slate Shingles Roof 1,780 3 $1000-$2500 Deductible 1160 9 Vinyl siding yes
1977 345,000 Composition Roof 1,710 3 $500 Deductible 1050 7 Fiber-Cement Siding No
1959 670,000 Wood Shake Roof 3,360 4 $500- $1000 Deductible 3090 10 Brick siding yes
1944 610,000 Wood Shake Roof 3,120 4 $500 Deductible 960 5 Stone Siding yes
1975 560,000 Wood Shake Roof 2,560 4 $5000 to $10,000 Deductible 700 6 Stucco siding No
1962 610,000 Slate Shingles Roof 2,650 5 $2500-$5000 Deductible 850 6 Wood siding No
1942 545,000 Slate Shingles Roof 2,290 5 $500- $1000 Deductible 1750 12 Stucco siding No
1945 495,000 Wood Shake Roof 2,350 4 > $10,000 Deductible 770 9 Wood siding yes
1979 420,000 Wood Shake Roof 1,990 4 $500 Deductible 1070 7 Stone Siding No
1959 310,000 Membrane Roof 1,840 3 > $10,000 Deductible 320 5 Stucco siding No
1955 695,000 Slate Shingles Roof 3,350 4 $2500-$5000 Deductible 1470 6 Brick siding No
1942 300,000 Slate Shingles Roof 1,640 3 $500 Deductible 460 4 Vinyl siding yes
1969 1,125,000 Tile Roof 4,650 5 $500- $1000 Deductible 2700 6 Stone Siding No
1940 745,000 Tile Roof 4,070 5 $500- $1000 Deductible 1820 5 Wood siding yes
1970 310,000 Composition Roof 1,750 3 > $10,000 Deductible 320 5 Vinyl siding No
1959 310,000 Tile Roof 1,880 5 > $10,000 Deductible 140 2 Stone Siding yes
1955 365,000 Tile Roof 2,110 3 $500 Deductible 2470 12 Stucco siding No
1943 915,000 Shingles Roof 4,210 5 $1000-$2500 Deductible 460 2 Wood siding yes
1971 365,000 Tile Roof 1,720 3 $1000-$2500 Deductible 640 5 Brick siding No
1940 750,000 Wood Shake Roof 3,390 4 $500 Deductible 1780 7 Vinyl siding No
1942 360,000 Composition Roof 1,830 5 $500- $1000 Deductible 300 2 Vinyl siding No
1960 335,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 800 10 Wood siding yes
1948 695,000 Shingles Roof 3,210 4 $500 Deductible 1080 4 Brick siding yes
1977 550,000 Asphalt Shingles Roof 2,800 4 $5000 to $10,000 Deductible 770 6 Vinyl siding No
1942 540,000 Metal Roof 2,710 5 $500 Deductible 180 1 Stucco siding No
1958 310,000 Shingles Roof 1,310 3 $500- $1000 Deductible 150 2 Brick siding yes
1971 415,000 Membrane Roof 2,360 4 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding No

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