Park Hills Insurance Rates:

Park Hills, MO homeowners insurance is about $793 to $1,084, about $66-$90/month. Our complete guide reveals consumers can save as much as $375 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Park Hills, MO Homeowners Insurance By Home Value

Park Hills, MO Home Value Total Homes % of Total Average Park Hills, MO Homeowners Insurance
Less than $50,000 451 20.0% $300
$50,000 to $59,999 182 8.0% $637
$60,000 to $69,999 339 15.0% $787
$70,000 to $79,999 193 8.0% $919
$80,000 to $89,999 225 10.0% $1041
$90,000 to $99,999 218 10.0% $1163
$100,000 to $124,999 222 10.0% $1341
$125,000 to $149,999 111 5.0% $1679
$150,000 to $174,999 48 2.0% $1988
$200,000 to $249,999 70 3.0% $2757
$250,000 to $299,999 28 1.0% $3376
$300,000 to $399,999 68 3.0% $4286

Top Home Insurance Agents Near Park Hills, MO

Home Insurance Company Near Park Hills, MO Homeowners Insurance Agency Near Park Hills, MO Address
State Farm Bob Tipton 1330 Ymca Dr Ste 1000, Festus, MO, 63028-2659
State Farm Dan Rataj 4270 Telegraph Rd, Saint Louis, MO, 63129-2658
Travelers Insurance Source Inc 4111 TELEGRAPH RD STE 200, SAINT LOUIS, MO, 63129
Travelers M R Truckenmiller & Associates Inc 3306 Lemay Ferry Rd Saint Louis, St Louis, MO, 63125
NA First State Insurance Agency 406 North Blvd, Perryville, MO, 63775

Cost Of Homeowners Insurance By Street Near Park Hills, MO

Streets in Park Hills Area Homeowners Insurance Cost
Ridgewood Hills Dr, Ridgetop Trl, Patti's Pl, Hwy D, Rocky Top Trl, Bloom St, Old Bonne Terre Rd, Wesley Chapel Rd, Willow St, Osage Dr$969
1st St, Fite St, Robinson St, C J Ct, Tower Rd, Hickory Grove Rd, Old Fredericktown Rd, Oriole Cir, Brown Mountain Rd, Hamilton Town Rd$923
Elk Dr, Hazel Run Estates Dr, Buckley St, Rosebud St, Forest Park Rd, Cartee Rd, Iron Dr, Winchester Rd, Commonwealth Rd, Pike Dr$936
Grandview Dr, S Harding St, Wilkinson Rd, N Lakeshore Dr, Betty Ln, W Cedar St, Alley Dr, Hilltop Place Dr, Laveta Dr, State Hwy P$966
N Waller St, Dip St, Hickory Dr, Lane Cemetery Rd, Jay St, Maple Dr, Hildebrecht Rd, Wycliff Dr, Saint Andrews St, Simms Rd$966
Old Hwy 67 Bus, Camilla Ave, Lesh Dr, Zola Rd, Gumbo St, Wappapello Ln, Hwy D, Industrial Dr, Ann Dr, Gobbler Ct$944
Dove, Crane St, Feezer Rd, Centra St, Chace Ln, Matthews Ln, E Ridge Rd, Mc Kinley St, Davis Crossing Rd, Brisko Dr$940
Rose Ln, Halter Rd, Hillview Dr, State Hwy Jj, Loughboro Rd, Highway W, Mulqueen Ave, Waters Rd, Bonney Ln, Holly Tree Rd$970
W Liberty St, Sundale Rd, Rivercrest Dr, Shaw St, Landfill Rd, Railroad Ln, Jordan Ln, Oelsen Rd, Busenbark Park, Abby Ln$935
Amy Ln, Meridith Dr, Brook Haven Ct, Park St, Pike Run Rd, N Deer Trl, Trail Ridge Dr, Oak Ridge Trl, Judy St, Jarred Rd$972

Park Hills, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Park Hills$139 to $141
St. Francois County$143
Leadington$140
Desloge$142

Park Hills, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
St. Francois County, Missouri $120 $159 $239
Leadington city, Missouri $117 $155 $233
St. Francois township, St. Francois County, Missouri $120 $159 $239

Park Hills, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Park Hills, MO8.7%28.1%
St. Francois County8.38%27.19%
Leadington11.41%29.15%
St. Francois8.46%25.95%

Park Hills Renters Insurance as a Percentage of Rent

Park Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 2.0% $361
$200 to $299 165 12.0% $811
$300 to $499 384 29.0% $1261
$500 to $749 470 36.0% $1936
$750 to $999 218 16.0% $2686
$1,000 to $1,499 16 1.0% $3811

Park Hills, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Park Hills Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Park Hills Home Owner from High Deductible Plan $600

Park Hills, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Park Hills, MO Home Replacement Value MORE than Home Value Park Hills, MO Home Replacement Value LESS than Home Value
Replacement Value $147,500 $92,500
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Park Hills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 384561
Year Built 201219422005
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$175000-$200000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Park Hills, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 50,000 Composition Roof 920 2 $500 Deductible 190 12 Brick siding No
1963 145,000 Composition Roof 2,140 3 $500 Deductible 400 5 Stone Siding yes
1987 235,000 Slate Shingles Roof 3,360 4 > $10,000 Deductible 90 2 Stucco siding yes
2000 225,000 Membrane Roof 3,200 4 $1000-$2500 Deductible 360 4 Stucco siding No
1969 100,000 Wood Shake Roof 1,790 3 $1000-$2500 Deductible 420 12 Vinyl siding yes
1947 110,000 Membrane Roof 1,910 3 $500 Deductible 430 9 Vinyl siding No
1983 95,000 Tile Roof 1,750 2 $1000-$2500 Deductible 30 1 Vinyl siding yes
2011 155,000 Shingles Roof 2,730 4 $1000-$2500 Deductible 310 8 Vinyl siding No
1965 100,000 Composition Roof 1,630 4 $500 Deductible 300 10 Vinyl siding No
2004 85,000 Tile Roof 1,340 2 $500- $1000 Deductible 110 3 Stone Siding yes
2014 115,000 Slate Shingles Roof 1,740 3 $500 Deductible 120 2 Stucco siding yes
1961 80,000 Membrane Roof 1,690 4 $1000-$2500 Deductible 280 9 Brick siding No
2004 60,000 Asphalt Shingles Roof 970 2 $500- $1000 Deductible 320 12 Vinyl siding No
1942 155,000 Metal Roof 2,370 3 $5000 to $10,000 Deductible 310 9 Brick siding No
1943 185,000 Membrane Roof 3,100 4 $500- $1000 Deductible 350 4 Stone Siding No
2001 95,000 Wood Shake Roof 1,440 3 $1000-$2500 Deductible 270 9 Stucco siding yes
2012 140,000 Tile Roof 2,070 3 $2500-$5000 Deductible 360 8 Stone Siding No
2009 75,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 60 2 Vinyl siding yes
2011 65,000 Asphalt Shingles Roof 1,030 2 $500 Deductible 110 4 Fiber-Cement Siding No
2001 190,000 Tile Roof 3,300 4 $5000 to $10,000 Deductible 410 8 Stone Siding No
1969 80,000 Tile Roof 1,550 2 $2500-$5000 Deductible 110 5 Brick siding No
2008 155,000 Shingles Roof 2,380 4 $500 Deductible 180 4 Brick siding No
1984 65,000 Composition Roof 1,310 3 $500- $1000 Deductible 210 9 Vinyl siding No
1943 120,000 Slate Shingles Roof 2,280 3 $2500-$5000 Deductible 460 12 Vinyl siding yes
2010 110,000 Membrane Roof 1,890 3 $500- $1000 Deductible 390 9 Stucco siding No
1947 140,000 Shingles Roof 1,970 3 $2500-$5000 Deductible 460 8 Vinyl siding yes
2007 115,000 Tile Roof 1,680 2 $2500-$5000 Deductible 170 7 Brick siding yes
1988 135,000 Slate Shingles Roof 2,350 3 $500 Deductible 440 9 Stucco siding No
1983 85,000 Slate Shingles Roof 1,450 3 $2500-$5000 Deductible 60 2 Vinyl siding No
1962 85,000 Shingles Roof 1,490 2 $2500-$5000 Deductible 170 9 Stone Siding yes
1981 115,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
1984 125,000 Asphalt Shingles Roof 1,730 3 $500 Deductible 220 5 Fiber-Cement Siding No
1980 130,000 Wood Shake Roof 2,130 3 $500- $1000 Deductible 460 8 Stucco siding yes
2000 140,000 Composition Roof 2,310 3 $500- $1000 Deductible 370 9 Brick siding yes