Paramus Insurance Rates:

Paramus, NJ homeowners insurance is approximately $786 to $1,072, about $65-$89/month. Our extensive research indicates shoppers can save upto $371 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
I like that farmers insurance offers good customer service--customer service that is there to answer questions when my agent is out of the office.
Allstate
I don't like how allstate insurance company draws up the homewoners policy. sometimes it is difficult trying to figure out what is covered or not.
Allstate
I like that allstate is a good reputable company and easy to deal with. i don't like having to have insurance in general theory, but all in all, i don't have any negative opinion of them.
Aaa
Communication is great and hassles free, it really takes little effort and time to get in touch with any issue.
Aaa
I dislike that the cost to me and my family keeps going up. Yet, the overall value of their service is not rising. We have never filed a claim so we should not have to be paying for others who have
National General
Some of the customer services have been outsourced to India. I think that is frustrating when I call.
State Farm
They are very kind and work hard to get you the best service for the best price. They truly care.
Aaa
The website is never down and it is extremely user-friendly to navigate. Anything you would need is right there on the home page and jumping from page to page is very easy.

Paramus, NJ Homeowners Insurance By Home Value

Paramus, NJ Home Value Total Homes % of Total Average Paramus, NJ Homeowners Insurance
Less than $50,000 51 4.0% $37
$60,000 to $69,999 20 1.0% $102
$125,000 to $149,999 67 5.0% $222
$150,000 to $174,999 19 1.0% $260
$175,000 to $199,999 18 1.0% $306
$200,000 to $249,999 136 11.0% $362
$250,000 to $299,999 146 12.0% $445
$300,000 to $399,999 705 59.0% $575

Top Home Insurance Agents Near Paramus, NJ

Home Insurance Company Near Paramus, NJ Homeowners Insurance Agency Near Paramus, NJ Address
NA First Niagara Risk Management, Inc. 40 Richards Avenue, Norwalk, CT, 6859
NA Grabowski-Felenczak Agency Inc 601 Warburton Ave Hastings On Hudson, Hastings-on-Hudson, NY, 10706
Travelers Bernard Fleischer & Sons Inc 29 Broadway, Suite 1511 New York, NYC, NY, 10006
Travelers Monroe Insurance Center 501 MAIN STREET, MONROE, CT, 6468
Allstate Shawn Dally 7335 Amboy Rd, Staten Island, NY, 10307

Cost Of Homeowners Insurance By Street Near Paramus, NJ

Streets in Paramus Area Homeowners Insurance Cost
Flint Pl, Swarthmore Ln, Croton Pl, Diane Pl, Yuhas Dr, Fairway Ter, Lentz Ave, Adams Ln, Skylark Ct, Fielding Ter$930
Marion Ln, Boyd Rd, Alberta Dr, Schubert Ln, Edmund Ter, Balsam Ct, Coombs Dr, Rochelle Ave, Janet Ave, Chadwick Dr$919
Victoria Ave, Cleenput Ter, Erie Rd, Arcola Ave, Clayton Ter, Red Mill Rd, Gorden Dr, Sweetbriar Ave, Gregory Rd, Nichols Dr$924
E Century Rd, Aspen Ct, Reid Way, Robert St, Bona Ln, Mason Pl, Roedel Pl, Eton Ct, Valley Health Plz, Carlough Dr$915
Edstan Way, Arthur Ter, Tufts Ct, Hilton Pl, Village Cir W, Yale Ct, Prescott Pl, Gerald St, Dover St, Scarlet Oak Ln$901

Paramus, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Paramus$138 to $140
Bergen County$134
Oradell$140
Fair Lawn$132

Paramus, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bergen County, New Jersey $112 $149 $224
Oradell borough, New Jersey $117 $156 $234
River Edge borough, New Jersey $112 $149 $224

Paramus, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Paramus, NJ2.5%7.7%
Bergen County2.47%7.47%
Oradell2.28%7.8%
River Edge2.64%7.47%

Paramus Renters Insurance as a Percentage of Rent

Paramus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 22 2.0% $1197
$500 to $749 15 1.0% $1872
$750 to $999 96 11.0% $2622
$1,000 to $1,499 209 24.0% $3747
$1,500 or more 497 59.0% $5397

Paramus, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Paramus Homeowner Insurance Premium Example $1,800$1,600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,400$14,800
Net Savings to Paramus Home Owner from High Deductible Plan $600

Paramus, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Paramus, NJ Home Replacement Value MORE than Home Value Paramus, NJ Home Replacement Value LESS than Home Value
Replacement Value $715,000 $473,000
Insurance Premium based on Replacement Value $3,225 $2,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,000 Risk Exposure from Under Insuring Coverage is $165,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $350/year

Example Paramus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceState Farm
Monthly Premium 151167245
Year Built 196220141974
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $350000-$400000$400000-$500000$700000-$800000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Paramus, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 485,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 1570 12 Stone Siding No
1978 440,000 Membrane Roof 1,380 3 $5000 to $10,000 Deductible 550 5 Vinyl siding yes
2014 1,210,000 Tile Roof 4,770 5 > $10,000 Deductible 570 3 Stone Siding No
1969 1,065,000 Membrane Roof 4,390 5 $500 Deductible 2660 6 Stucco siding yes
1971 700,000 Wood Shake Roof 2,480 4 > $10,000 Deductible 690 4 Stucco siding No
1979 365,000 Wood Shake Roof 1,660 4 $5000 to $10,000 Deductible 280 3 Brick siding No
2012 555,000 Wood Shake Roof 2,340 3 > $10,000 Deductible 910 6 Vinyl siding No
2010 770,000 Composition Roof 2,450 4 > $10,000 Deductible 170 1 Stone Siding yes
2010 660,000 Tile Roof 2,310 3 $500 Deductible 2300 8 Stone Siding No
1971 470,000 Metal Roof 1,470 3 $1000-$2500 Deductible 400 2 Brick siding No
2011 615,000 Metal Roof 2,230 3 $1000-$2500 Deductible 2350 10 Brick siding yes
2011 625,000 Metal Roof 2,260 4 $500- $1000 Deductible 1050 6 Fiber-Cement Siding No
1973 1,010,000 Composition Roof 3,440 5 $5000 to $10,000 Deductible 890 4 Wood siding No
1968 380,000 Shingles Roof 1,550 5 $2500-$5000 Deductible 1590 10 Fiber-Cement Siding No
2011 400,000 Asphalt Shingles Roof 1,480 3 $1000-$2500 Deductible 290 2 Wood siding No
1971 615,000 Membrane Roof 2,370 5 > $10,000 Deductible 550 4 Fiber-Cement Siding No
2012 510,000 Metal Roof 2,050 3 $2500-$5000 Deductible 950 6 Fiber-Cement Siding No
1967 480,000 Metal Roof 1,720 3 $500- $1000 Deductible 820 5 Wood siding yes
1965 800,000 Composition Roof 3,690 5 > $10,000 Deductible 520 2 Brick siding No
1970 640,000 Composition Roof 2,690 4 $1000-$2500 Deductible 490 2 Vinyl siding No
1969 520,000 Shingles Roof 1,660 3 $1000-$2500 Deductible 490 3 Vinyl siding yes
1979 895,000 Slate Shingles Roof 3,710 5 $2500-$5000 Deductible 4020 12 Brick siding No
1979 310,000 Membrane Roof 1,390 3 $500- $1000 Deductible 280 3 Fiber-Cement Siding yes
1979 515,000 Asphalt Shingles Roof 1,680 5 $5000 to $10,000 Deductible 1020 9 Wood siding No
1967 480,000 Shingles Roof 2,170 4 $2500-$5000 Deductible 600 4 Fiber-Cement Siding No
1960 1,200,000 Metal Roof 4,610 5 $1000-$2500 Deductible 1050 3 Vinyl siding No
1969 510,000 Asphalt Shingles Roof 1,900 3 > $10,000 Deductible 950 7 Vinyl siding No