Paradise Insurance Rates:

Paradise, CA homeowners insurance is nearly $512 to $695, about $42-$57/month. Our extensive analysis reveals consumers can save upto $241 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Esurance
My rates with assurance are very competitive. i have been insured with their company for quite a few years and have shopped around on occasion to see what competitors offer. each time i see that my rates are one of the best and i have referred friends and family to assurance as a result.
State Farm
I dealt with the claims department recently. Mark was fantastic, great customer service. Sometimes things can take a little bit longer but remember just to remain patient.
Geico
Oh I would recommend this company for home insurance. The reason is they are so diversified with what it is you can cover as a home owner.
Geico
I love this insurance because it was much cheaper for me and it still had all the options of any other company I tried out. Their policy offers as much as more popular insurance places.
American National Property And Casualty Company
I have only had house insurance through this company so I can't quite compare, but they were quite helpful with our claim.
State Farm
We have been satisfied on the whole. The policy itself is good and we feel protected in the event that something would happen. They are more reasonable than other companies we have shopped around for.
State Farm
I have a really competent insurance agent who helped me find the best policy suited to my needed. Would definitely recommend!
Nationwide
Our home insurance covers about everything in our home. I feel they are very comparable to other insurance providers.
State Farm
State farm offers a wide array of different discounts that can be accessed after registering with them, either over the internet or at a local representative's office.
State Farm
What is positive about the whole process is that i immediately know my total damaged amount and that amount is written out to me on the spot. i know what i have to work with.
Nationwide
The website for my company is pretty easy to use. ItÃḃ€™s set up very well and is clean. Easy to navigate.
Geico
I feel like we got a good deal on our insurance. We have used them for Auto insurance as well in the past. I gave a score of 4 because we may have potentially received a better deal if we spent more time looking.
Allstate
I have had minimal interaction with their customer service, but I will say that my agent is really helpful. Almost too much, she frequently wants to talk about my policy and meet up, and I just don't have time in my schedule for that. But she is always nice and very quick to respond to any emails and questions I might have.
Nationwide
very good coverage and good with the home owner.Explaining the coverage and good rates making satisfied costumers . Very pleased
Geico
I wouldn't have an opinion for others when it comes to this recommendation. I'm neither satisfied nor dissatisfied at this time.
Progressive
I would recommend progressive because they offer the most benefits for the most affordable price

Paradise, CA Homeowners Insurance By Home Value

Paradise, CA Home Value Total Homes % of Total Average Paradise, CA Homeowners Insurance
Less than $50,000 1,480 11.0% $66
$50,000 to $59,999 275 2.0% $138
$60,000 to $69,999 234 1.0% $168
$70,000 to $79,999 245 1.0% $198
$80,000 to $89,999 257 2.0% $223
$90,000 to $99,999 241 1.0% $253
$100,000 to $124,999 971 7.0% $289
$125,000 to $149,999 731 5.0% $367
$150,000 to $174,999 1,061 8.0% $434
$175,000 to $199,999 1,067 8.0% $500
$200,000 to $249,999 1,968 15.0% $603
$250,000 to $299,999 2,233 17.0% $735
$300,000 to $399,999 1,989 15.0% $934

Top Home Insurance Agents Near Paradise, CA

Home Insurance Company Near Paradise, CA Homeowners Insurance Agency Near Paradise, CA Address
NA Lambert Insurance Agency 305 N Culver Ave, Willows, CA, 95988
Allstate Gary Short 1430 East Ave Ste 3A, Chico, CA, 95926
State Farm Jim Normoyle 669 Palmetto Ave Ste E, Chico, CA, 95926-4065
Farmers Patrick Henderson Lutcf 2535 Ceanothus Ave Ste 120, Chico, CA, 95973
State Farm Tim Pignataro 2760 Esplanade Ste 140, Chico, CA, 95973-1117

Paradise, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Paradise, CA

Streets in Paradise Area Homeowners Insurance Cost
Coldren Rd, Indian Dr, Carol Ann Ln, Curtis Ct, White Springs Rd, Neal Rd, Palos Verdes Ln, Jubilee Mountain Pl, Snowberry Cir, Stearns Rd$613
Sutter Rd, Juneau Ct, McLaughlin Way, Barbara Way, Savannah Way, Squire Ln, el Toro Ct, Delaverne Rd, Whispering Pines Cir, McClain Ln$608
Glory Rd, Sunnyside Ln, Quail Creek Ct, Citadel Way, Sylvan Way, Arrowhead Dr, Kolar Rd, Athens Way, Boone Ct, Jessie Ln$591
Swanee River Pl, Tina Ct, Waggoner Rd, Centerville Rd, Beacon Ct, Tikker Ln, Buckboard Ln, Primrose Ln, Memorial Way, Autumn Ln$602
Caldwell Ct, Humbug Rd, Hilltop Dr, Old Mill Stream, Hillpark Ln, Country Club Dr, Powell Ln, Newman Ave, Gauthier Ln, Feather Rock Ct$602
Xanadu Way, Windsong Ln, Biggers Ln, Viento Dr, Royal Canyon Ln, Ranger Ct, Stag Ln, Lofty Ln, S Park State Rte, Thistle Hill Dr$615
Xeno Pl, Geppetto Ln, Mica St, Genevieve Ln, Wycliff Way, Openshaw Rd, Royal Ct, Crossroads Rd, Glenwood Dr, Gregory Ln$602
Chestnut Cir, Orchard Dr, Baston Ln, Fawnbrook Pl, Headwaters Rd, Five Iron Ct, Renato Way, Aster Ln, Laurel Dr, Oakwood Ln$590
Digger Pine Ln, Miwok Ct, Woodcraft Rd, Gold Nugget Rd, Shadowbrook Way, Cole Miller Rd, Cabot Pl, Farber Ln, Regnier Ln, Fourteen Mile House Rd$624
Ridgeway, Nutmeg Way, Sunset Oaks Dr, Dayton Hupp Mill Rd, Dacy Ave, Wee Dell Rd, Top Flight Ct, Paige Ln, Moll Rd, Mickey Trl$620

Paradise, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Paradise$90 to $92
Forest Ranch$92
Magalia$88
Stirling City$91

Paradise, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Forest Ranch CDP, California $77 $102 $153
Magalia CDP, California $74 $99 $148
Stirling City CDP, California $76 $101 $152

Paradise, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Paradise, CA3.5%12.6%
Forest Ranch2.84%10.72%
Magalia4.14%12.11%
Cohasset2.73%22.47%

Paradise Renters Insurance as a Percentage of Rent

Paradise Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 223 4.0% $1248
$500 to $749 1,264 28.0% $1923
$750 to $999 1,362 30.0% $2673
$1,000 to $1,499 1,033 22.0% $3798
$1,500 or more 564 12.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Paradise For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsStillwater Prop & Cas Co531
150000500NewCSAA Ins Exch527
1500005001-3 YearsSafeco491
15000050016-25 YearsChubb/Federal825
15000050016-25 YearsStillwater Ins Co646
15000050026-40 YearsBankers Standard2619
200000500NewAAA (Interinsurance Exchange)342
2000005001-3 YearsWestern Mutual/Residence491
20000050026-40 YearsKemper772
20000050041-70 YearsCalifornia Capital622
20000050041-70 YearsFarmers (Fire Ins)934
2500001000NewFarmers (Fire Ins)596
25000010001-3 YearsHartford (Sentinel)566
25000010004-6 YearsAmco722
25000010004-6 YearsHomesite834
250000100026-40 YearsEncompass1037
250000100026-40 YearsUniversal North America823
250000100041-70 YearsTokio Marine America478
250000500NewAmerican Security665
250000500NewQBE (Balboa)679

Paradise, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Paradise Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,800$10,300
Net Savings to Paradise Home Owner from High Deductible Plan $1,500

Paradise, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Paradise, CA Home Replacement Value MORE than Home Value Paradise, CA Home Replacement Value LESS than Home Value
Replacement Value $201,000 $136,000
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Paradise Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 212597
Year Built 200620101974
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$175000-$200000$350000-$400000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Paradise, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 275,000 Asphalt Shingles Roof 1,930 3 $5000 to $10,000 Deductible 410 10 Vinyl siding No
2009 445,000 Tile Roof 3,350 4 $5000 to $10,000 Deductible 720 12 Fiber-Cement Siding No
2014 170,000 Composition Roof 1,340 2 $500- $1000 Deductible 490 10 Stone Siding No
1993 465,000 Slate Shingles Roof 3,310 4 $5000 to $10,000 Deductible 750 10 Stone Siding No
2008 195,000 Asphalt Shingles Roof 1,970 4 $5000 to $10,000 Deductible 80 3 Fiber-Cement Siding No
2007 230,000 Membrane Roof 2,140 3 $500- $1000 Deductible 380 5 Stone Siding No
1983 220,000 Composition Roof 1,600 2 $1000-$2500 Deductible 270 6 Brick siding No
2014 155,000 Slate Shingles Roof 1,110 2 $500- $1000 Deductible 80 2 Wood siding yes
1985 200,000 Metal Roof 1,470 3 $500- $1000 Deductible 50 1 Vinyl siding No
1984 225,000 Metal Roof 1,650 3 $500- $1000 Deductible 220 4 Stone Siding yes
2014 250,000 Composition Roof 2,230 4 $500 Deductible 160 3 Vinyl siding No
1989 265,000 Shingles Roof 1,810 3 $2500-$5000 Deductible 320 9 Brick siding yes
2013 310,000 Membrane Roof 3,160 4 $5000 to $10,000 Deductible 360 7 Brick siding No
1993 205,000 Shingles Roof 1,480 2 > $10,000 Deductible 70 4 Vinyl siding yes
1991 295,000 Composition Roof 2,020 3 $5000 to $10,000 Deductible 140 3 Brick siding No
1985 415,000 Shingles Roof 2,970 4 > $10,000 Deductible 280 4 Brick siding No
2003 430,000 Wood Shake Roof 2,930 4 $2500-$5000 Deductible 80 1 Stucco siding No
2014 255,000 Asphalt Shingles Roof 2,510 4 $2500-$5000 Deductible 100 2 Vinyl siding No
1980 195,000 Shingles Roof 1,700 4 $500 Deductible 430 9 Stone Siding No
1985 195,000 Shingles Roof 1,850 3 $5000 to $10,000 Deductible 100 3 Stone Siding No
1996 225,000 Composition Roof 2,080 4 $500- $1000 Deductible 500 10 Stone Siding yes
1977 470,000 Composition Roof 3,340 4 $1000-$2500 Deductible 600 9 Fiber-Cement Siding yes
2008 125,000 Metal Roof 1,250 2 $1000-$2500 Deductible 320 12 Brick siding No
1988 230,000 Membrane Roof 1,680 2 $500 Deductible 320 4 Stone Siding yes
2007 125,000 Shingles Roof 1,030 2 $1000-$2500 Deductible 290 10 Vinyl siding yes
1988 205,000 Asphalt Shingles Roof 1,380 3 > $10,000 Deductible 340 12 Wood siding yes
2009 225,000 Slate Shingles Roof 1,680 4 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding No
1995 275,000 Metal Roof 1,860 4 $500- $1000 Deductible 320 6 Brick siding No
1993 210,000 Wood Shake Roof 2,110 4 > $10,000 Deductible 50 2 Stone Siding No
2011 290,000 Composition Roof 2,610 4 $2500-$5000 Deductible 110 2 Vinyl siding No
1997 225,000 Metal Roof 1,540 2 $500 Deductible 360 5 Stone Siding No
1971 255,000 Shingles Roof 2,160 3 $5000 to $10,000 Deductible 320 8 Stone Siding yes
1980 225,000 Composition Roof 2,040 3 $2500-$5000 Deductible 420 9 Vinyl siding No
1999 110,000 Membrane Roof 950 2 $2500-$5000 Deductible 160 8 Wood siding yes

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