Paola Insurance Rates:

Paola, KS homeowners insurance is approximately $845 to $1,155, about $70-$96/month. Our thorough analysis indicates shoppers can save as much as $400 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Paola, KS Homeowners Insurance By Home Value

Paola, KS Home Value Total Homes % of Total Average Paola, KS Homeowners Insurance
Less than $50,000 96 7.0% $200
$60,000 to $69,999 34 2.0% $520
$70,000 to $79,999 45 3.0% $600
$80,000 to $89,999 143 11.0% $680
$90,000 to $99,999 42 3.0% $760
$100,000 to $124,999 302 23.0% $880
$125,000 to $149,999 227 17.0% $1110
$150,000 to $174,999 133 10.0% $1310
$175,000 to $199,999 75 5.0% $1510
$200,000 to $249,999 97 7.0% $1820
$250,000 to $299,999 64 5.0% $2220
$300,000 to $399,999 16 1.0% $2820

Top Home Insurance Agents Near Paola, KS

Home Insurance Company Near Paola, KS Homeowners Insurance Agency Near Paola, KS Address
Liberty Mutual Independent Brier Payne Meade Insurance Inc 8717 W 110Th St Ste 420 Overland Park, Overland Park, KS, 66210
Liberty Mutual Independent Integrity Services Llc Dba Integrity Insurance Ser 8900 INDIAN CREEK PKWY STE 250, OVERLAND PARK, KS, 66210
State Farm Penny Hardesty 10540 Marty St Ste 120, Overland Park, KS, 66212-2560
Allstate Terry Wilson 208 SE 3rd St, Lees Summit, MO, 64063
Liberty Mutual Independent Williams-Gaughan Ins Agcy 4818 JOHNSON DR, ROELAND PARK, KS, 66205

Cost Of Homeowners Insurance By Street Near Paola, KS

Streets in Paola Area Homeowners Insurance Cost
Redbud Dr, Wallace Park Dr, N Osage St, W 255th St, 2nd St, E Park St, W Washington, Columbia Rd, Reno Rd, S Iron St$1,013
W 223rd St, W 403rd St, Pine Dr, 396th St, Block Rd, S 9th St, Spoon Creek Rd, W 276th St, S Pearl Ter, Robin Rd$1,024
E Lake Miola Dr, W 375th St, W 323rd St, Montrose Rd, Bridlewood Ln, N Gold St, Meadow Ct, Pheasant Run, S East St, W 239th St$1,027
Old Bucyrus Rd, Chinkapin Ln, New Lancaster Rd, Edgemore Rd, Hickory Ct, W 263rd St, Park St, Race St, 319th St, Hospital Dr$1,044
E Kaskaskia St, E Main Ave, Stanton Rd, Old Kc Rd, Brookside Dr, 399th St, Normandy Rd, 215th St, Quivira Rd, Spruce St$1,044

Paola, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Paola$148 to $151
Miami County$154
Hillsdale$163
Osawatomie$146

Paola, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miami County, Kansas $154 $205 $308
Valley township, Miami County, Kansas $155 $206 $309
Hillsdale CDP, Kansas $163 $217 $326

Paola, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Paola, KS6.2%16.7%
Miami County5.72%16.51%
Valley5.3%15.45%
Hillsdale6.12%15.38%

Paola Renters Insurance as a Percentage of Rent

Paola Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 1.0% $344
$200 to $299 108 13.0% $794
$300 to $499 59 7.0% $1244
$500 to $749 232 29.0% $1919
$750 to $999 169 21.0% $2669
$1,000 to $1,499 188 24.0% $3794
$1,500 or more 17 2.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Paola For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Metropolitan Property & Casualty Insurance Company 1,321 1,880 2,268
100,000 Usaa Casualty Insurance Company 1,767 1,912 1,912
100,000 Usaa General Indemnity Company 1,871 2,002 2,002
200,000 Allstate Vehicle And Property Insurance Company 911 1,287 1,364
200,000 Garrison Property And Casualty Insurance Company 2,570 2,800 2,800
300,000 Armed Forces Insurance Exchange 4,507 5,469 5,560
300,000 Bremen Farmers Mutual Insurance Company 2,700 3,558 4,193
300,000 Garrison Property And Casualty Insurance Company 3,201 3,484 3,484
300,000 Shelter Mutual Insurance Company 2,577 3,479 4,650
300,000 Usaa General Indemnity Company 2,928 3,126 3,126

Paola, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Paola Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,500$10,300
Net Savings to Paola Home Owner from High Deductible Plan $1,200

Paola, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Paola, KS Home Replacement Value MORE than Home Value Paola, KS Home Replacement Value LESS than Home Value
Replacement Value $245,000 $176,500
Insurance Premium based on Replacement Value $2,825 $2,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $49,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $225/year

Example Paola Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 159157214
Year Built 194519662014
Home Details 5 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$175000-$200000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Paola, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 275,000 Slate Shingles Roof 3,170 5 $1000-$2500 Deductible 980 4 Brick siding yes
1960 140,000 Slate Shingles Roof 1,990 3 $2500-$5000 Deductible 940 9 Stucco siding yes
1969 220,000 Membrane Roof 2,490 4 $1000-$2500 Deductible 1740 7 Fiber-Cement Siding yes
2014 130,000 Shingles Roof 1,670 3 $2500-$5000 Deductible 1160 12 Fiber-Cement Siding No
1969 75,000 Wood Shake Roof 1,010 2 $500- $1000 Deductible 160 2 Stone Siding No
1964 450,000 Tile Roof 4,780 5 $5000 to $10,000 Deductible 3080 8 Vinyl siding yes
1942 165,000 Membrane Roof 1,900 4 $500 Deductible 990 7 Brick siding yes
1949 120,000 Wood Shake Roof 1,380 3 $500- $1000 Deductible 1790 12 Stucco siding No
1981 300,000 Metal Roof 3,990 5 $500 Deductible 380 1 Stucco siding yes
1966 195,000 Tile Roof 2,950 5 $500- $1000 Deductible 1930 8 Wood siding yes
2010 135,000 Metal Roof 1,980 4 $500 Deductible 1000 7 Wood siding yes
1948 145,000 Composition Roof 1,630 3 $500 Deductible 1350 7 Stucco siding No
1941 255,000 Composition Roof 3,050 5 $1000-$2500 Deductible 1450 6 Brick siding yes
1963 135,000 Shingles Roof 1,890 4 $500 Deductible 1350 7 Stucco siding yes
1946 355,000 Tile Roof 3,940 5 $500- $1000 Deductible 760 2 Wood siding yes
1947 145,000 Wood Shake Roof 1,680 5 $2500-$5000 Deductible 730 6 Stone Siding No
1966 175,000 Composition Roof 1,860 3 $2500-$5000 Deductible 970 7 Stone Siding No
1943 245,000 Membrane Roof 2,970 4 $500- $1000 Deductible 2430 10 Stucco siding yes
1966 85,000 Wood Shake Roof 1,320 3 $500 Deductible 1070 10 Fiber-Cement Siding yes
2013 125,000 Composition Roof 1,830 4 $500 Deductible 350 2 Brick siding yes
1989 135,000 Membrane Roof 1,740 2 $2500-$5000 Deductible 650 7 Brick siding No
2011 175,000 Wood Shake Roof 2,160 4 $2500-$5000 Deductible 710 4 Stucco siding No
2013 220,000 Slate Shingles Roof 3,140 4 $5000 to $10,000 Deductible 220 1 Wood siding No
2014 190,000 Slate Shingles Roof 2,180 3 $5000 to $10,000 Deductible 630 6 Vinyl siding yes
1964 205,000 Slate Shingles Roof 2,200 4 $500 Deductible 2280 10 Wood siding No
1989 95,000 Wood Shake Roof 1,040 2 $500 Deductible 560 5 Fiber-Cement Siding yes
1961 415,000 Slate Shingles Roof 4,690 5 $500- $1000 Deductible 1550 4 Vinyl siding No
1985 210,000 Asphalt Shingles Roof 2,210 4 $500- $1000 Deductible 1300 5 Fiber-Cement Siding yes
1980 160,000 Wood Shake Roof 2,340 5 $500 Deductible 2280 12 Vinyl siding No
1986 155,000 Wood Shake Roof 2,030 5 $5000 to $10,000 Deductible 910 8 Stone Siding No
1964 260,000 Tile Roof 2,850 4 $5000 to $10,000 Deductible 1790 10 Vinyl siding yes
1949 70,000 Asphalt Shingles Roof 940 2 $1000-$2500 Deductible 370 6 Fiber-Cement Siding No