Pampa Insurance Rates:

Pampa, TX homeowners insurance is roughly $853 to $1,160, about $71-$96/month. Our detailed guide indicates shoppers can save upto $402 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Erenterplan
I like that the policy was so easy to set up, the terms and conditions were easy to understand and that they offered many different plans that i could choose from. ultimately, i really like how affordable they policy was
Safeco Insurance
Need more reps to call back in a timely fashion
State Farm
I wish they'd quit pushing retirement products. i don't know if that comes from a company strategy or from the local agent, but i don't want their roth ira that pays a guaranteed 3% return.
State Farm
The website is very user-friendly with drop-down menus that are easy to locate and understand. I also like that I can access my home and auto from the same home page. It is easy to locate an answer to any question I have and the tags themselves are very helpful.
State Farm
State Farm is a great company that does their best to offer the best coverage for the most reasonable rate. Their agents are accessible, friendly, and knowledgeable.
State Farm
I used to have State Farm and paid much more for the same coverage. USAA doesn't send me letters telling me to clean up my yard or paint an out-building like State Farm did with the "Good Neighbor" policy. USAA leaves me alone and lets me have peace of mind that I am covered.
Allstate
I have not found anything to dislike about the company at this point in time. Everything so far has been easy and things have run smoothly.

Pampa, TX Homeowners Insurance By Home Value

Pampa, TX Home Value Total Homes % of Total Average Pampa, TX Homeowners Insurance
Less than $50,000 1,782 31.0% $322
$50,000 to $59,999 469 8.0% $684
$60,000 to $69,999 395 6.0% $845
$70,000 to $79,999 339 6.0% $976
$80,000 to $89,999 464 8.0% $1107
$90,000 to $99,999 342 6.0% $1248
$100,000 to $124,999 808 14.0% $1440
$125,000 to $149,999 406 7.0% $1802
$150,000 to $174,999 292 5.0% $2134
$175,000 to $199,999 115 2.0% $2457
$200,000 to $249,999 112 1.0% $2960
$300,000 to $399,999 77 1.0% $4591

Top Home Insurance Agents Near Pampa, TX

Home Insurance Company Near Pampa, TX Homeowners Insurance Agency Near Pampa, TX Address
NA Neely Craig & Walton 114 S Trice St, Claude, TX, 79019
NA Ashmore & Associates Insurance Agency Llc 1224 N Hobart 1224 N Hobart, Pampa, TX, 79065
Liberty Mutual Joel A. White 112 Sw 8Th Ave. Suite 301C, Amarillo, TX, 79101
Travelers Upshaw & Brown Lp 801 S FILLMORE STE 300, AMARILLO, TX, 79105
Liberty Mutual Independent Upshaw Insurance Agency Inc 801 S FILLMORE ST STE 300, AMARILLO, TX, 79101

Cost Of Homeowners Insurance By Street Near Pampa, TX

Streets in Pampa Area Homeowners Insurance Cost
Octavus St, N Starkweather St, Rogers Rd, Keller Ests, E 1st St, W Texas Ave, N Ballard St, E 16th Ave, S Hobart St, N Court St$1,009
N Hobart St, Apple Dr, S Hughes St, Harvester Ave, E 9th St, W 6th St, E1/2, N Magnolia St, E 6th St, W 23rd Ave$1,004
Cedar St, 1st St, W Tyng Ave, Co Rd 5 1/2, Ritter Rd, N Dwight St, Rice St, Charles St, W FM 750, E Wall St$1,005
I Rd, W Tuke St, N Crest Ave, E Scott Ave, E Francis Ave, W 25th Ave, D Rd, S Banks St, E Harvester Ave, Brunow Ave$985
N Carr St, Northcrest Rd, W 21st Ave, N Christy St, Donley St, 9 1/2 Rd, Wheeler St, 4th St, N Coffee St, Thomas Rd$1,003

Pampa, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pampa$150 to $153
White Deer$150
Skellytown$147
Groom$151

Pampa, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
White Deer town, Texas $126 $167 $251
White Deer-Groom CCD, Carson County, Texas $126 $167 $251
Gray County, Texas $126 $167 $251

Pampa, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pampa, TX8.0%24.0%
White Deer9.77%20.63%
White Deer-Groom9.41%24.37%
Gray County7.92%24.88%

Pampa Renters Insurance as a Percentage of Rent

Pampa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 1.0% $359
$200 to $299 40 2.0% $809
$300 to $499 352 20.0% $1259
$500 to $749 778 46.0% $1934
$750 to $999 330 19.0% $2684
$1,000 to $1,499 162 9.0% $3809

Pampa, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Pampa Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Pampa Home Owner from High Deductible Plan $600

Pampa, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pampa, TX Home Replacement Value MORE than Home Value Pampa, TX Home Replacement Value LESS than Home Value
Replacement Value $92,500 $69,500
Insurance Premium based on Replacement Value $825 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Pampa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualUSAA group
Monthly Premium 116116110
Year Built 195519731984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Pampa, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 140,000 Shingles Roof 2,190 5 $2500-$5000 Deductible 700 10 Stucco siding No
1981 300,000 Shingles Roof 4,550 5 $500 Deductible 1520 7 Vinyl siding No
1997 165,000 Asphalt Shingles Roof 2,560 5 $5000 to $10,000 Deductible 160 2 Wood siding No
1960 150,000 Asphalt Shingles Roof 2,330 3 $500 Deductible 770 7 Brick siding yes
1984 70,000 Asphalt Shingles Roof 1,450 3 $2500-$5000 Deductible 200 5 Brick siding yes
1962 105,000 Composition Roof 1,900 4 $2500-$5000 Deductible 80 2 Vinyl siding yes
1988 105,000 Wood Shake Roof 2,040 3 $500 Deductible 720 8 Vinyl siding No
1957 260,000 Metal Roof 4,820 5 $5000 to $10,000 Deductible 880 6 Vinyl siding yes
1997 130,000 Shingles Roof 1,920 3 $2500-$5000 Deductible 210 3 Stone Siding yes
1956 90,000 Shingles Roof 1,350 3 $1000-$2500 Deductible 250 5 Brick siding yes
1940 130,000 Tile Roof 1,870 3 $500- $1000 Deductible 1380 12 Wood siding No
1944 90,000 Composition Roof 1,740 3 $1000-$2500 Deductible 510 10 Wood siding yes
1947 95,000 Metal Roof 1,890 4 $2500-$5000 Deductible 100 2 Fiber-Cement Siding yes
1956 150,000 Membrane Roof 2,280 3 $500 Deductible 620 8 Brick siding yes
1956 75,000 Wood Shake Roof 1,210 3 $500 Deductible 390 5 Fiber-Cement Siding No
1979 80,000 Asphalt Shingles Roof 1,530 3 $1000-$2500 Deductible 340 9 Brick siding yes
1987 70,000 Tile Roof 1,340 3 $2500-$5000 Deductible 490 12 Vinyl siding No
1992 100,000 Slate Shingles Roof 1,480 3 $500 Deductible 80 1 Stucco siding yes
1947 245,000 Metal Roof 4,170 5 > $10,000 Deductible 940 9 Vinyl siding yes
1968 170,000 Membrane Roof 2,970 4 $2500-$5000 Deductible 90 1 Wood siding No