Palmyra Insurance Rates:

Palmyra, VA homeowners insurance is roughly $624 to $853, about $52-$71/month. Our complete analysis indicates shoppers can save upto $295 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Palmyra, VA Homeowners Insurance By Home Value

Palmyra, VA Home Value Total Homes % of Total Average Palmyra, VA Homeowners Insurance
Less than $50,000 72 4.0% $73
$100,000 to $124,999 179 10.0% $354
$125,000 to $149,999 69 4.0% $443
$150,000 to $174,999 168 10.0% $524
$175,000 to $199,999 203 12.0% $605
$200,000 to $249,999 390 23.0% $724
$250,000 to $299,999 331 19.0% $886
$300,000 to $399,999 244 14.0% $1130

Top Home Insurance Agents Near Palmyra, VA

Home Insurance Company Near Palmyra, VA Homeowners Insurance Agency Near Palmyra, VA Address
Nationwide Peter Verne Webb Agency 5489 Germanna Hwy., Locust Grove, VA, 22508-2018
Travelers Priority Ins Services Llc 4683 C JAMES MADISON HWY, FORK UNION, VA, 23055
NA Towne Ins Glen Allen 4501 Cox Rd , Glen Allen, VA, 23060
Liberty Mutual Anthony Bowie Lsr 1340 Central Park Boulevard Suite 204, Fredericksburg, VA, 22401
Travelers Crozet Insurance Llc 1186 CROZET AVE BLUE GOOSE BLDG, CROZET, VA, 22932

Cost Of Homeowners Insurance By Street Near Palmyra, VA

Streets in Palmyra Area Homeowners Insurance Cost
Bernardsburg Rd, Marshall Rd, Memory Ln, Roadview Ter, State Rte 616, Amethyst Rd, Woods Ln, Deerwood Ln, Holly Cir, Vine Ridge Dr$743
Sunset Ct, S Boston Rd, S Bearwood Dr, Carter Ln, Slice Rd, N Bearwood Dr, State Rte 707, State Rte 600, Martin Ln, State Rte 759$744
Mesquite Pl, Paynes Mill Rd, Julie Dr, Hopi Way, Goodman Ln, Wisteria Way, State Rte 676, State Rte 644, Cherry Ln, Timberlake Ter$736
Niblick Ln, Redskins Ln, Hunters Lodge Rd, Westview Ln, Marshal Rd, Lake Monticello Rd, Beaver Pond Ridge, Cliftwood Rd, Sunny Field Ln, Appletree Rd$745
Mockingbird Ln, Campbell Ct, Royal Ct, Prospect Ln, Kathys Ln, Turkeysag Trl, Curry Ct, Zephyr Rd, Main St, Fleetwood Dr$740

Palmyra, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palmyra$109 to $111
Lake Monticello$111
Columbia$110
Cunningham$112

Palmyra, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Monticello CDP, Virginia $93 $123 $185
Columbia district, Fluvanna County, Virginia $92 $123 $184
Fluvanna County, Virginia $93 $123 $185

Palmyra, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palmyra, VA3.9%15.6%
Lake Monticello4.06%16.21%
Columbia5.04%18.59%
Fluvanna County4.19%17.37%

Palmyra Renters Insurance as a Percentage of Rent

Palmyra Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 37 15.0% $1912
$750 to $999 80 33.0% $2662
$1,000 to $1,499 119 49.0% $3787
$1,500 or more 3 1.0% $5437

Palmyra, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Palmyra Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,600$9,800
Net Savings to Palmyra Home Owner from High Deductible Plan $800

Palmyra, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palmyra, VA Home Replacement Value MORE than Home Value Palmyra, VA Home Replacement Value LESS than Home Value
Replacement Value $271,000 $207,000
Insurance Premium based on Replacement Value $1,325 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Palmyra Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceNationwide Insurance
Monthly Premium 6613493
Year Built 199020131985
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Palmyra, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 210,000 Tile Roof 1,510 3 $500 Deductible 490 7 Vinyl siding No
1986 515,000 Wood Shake Roof 3,830 5 $5000 to $10,000 Deductible 280 2 Vinyl siding yes
1997 185,000 Slate Shingles Roof 1,510 3 $500 Deductible 620 10 Stone Siding yes
2005 280,000 Shingles Roof 2,510 4 > $10,000 Deductible 100 2 Wood siding No
1980 320,000 Tile Roof 2,810 4 > $10,000 Deductible 600 8 Stucco siding No
1989 185,000 Asphalt Shingles Roof 1,800 4 $500- $1000 Deductible 540 8 Vinyl siding No
1998 195,000 Shingles Roof 1,880 3 $2500-$5000 Deductible 250 5 Stone Siding yes
1982 405,000 Shingles Roof 3,040 5 $2500-$5000 Deductible 540 5 Stone Siding No
2006 390,000 Membrane Roof 2,780 4 $1000-$2500 Deductible 1250 12 Fiber-Cement Siding yes
1984 455,000 Composition Roof 3,250 5 > $10,000 Deductible 1250 12 Stone Siding yes
1993 150,000 Membrane Roof 1,500 3 $500 Deductible 480 9 Stucco siding yes
1981 215,000 Composition Roof 1,960 4 $500 Deductible 320 3 Brick siding yes
1991 255,000 Metal Roof 1,900 4 $1000-$2500 Deductible 460 5 Fiber-Cement Siding yes