Palmyra Insurance Rates:

Palmyra, PA homeowners insurance is roughly $610 to $833, about $50-$69/month. Our all inclusive guide shows customers can save as much as $288 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Palmyra, PA Homeowners Insurance By Home Value

Palmyra, PA Home Value Total Homes % of Total Average Palmyra, PA Homeowners Insurance
$70,000 to $79,999 50 2.0% $360
$80,000 to $89,999 147 8.0% $410
$90,000 to $99,999 90 4.0% $454
$100,000 to $124,999 337 18.0% $526
$125,000 to $149,999 280 15.0% $663
$150,000 to $174,999 332 18.0% $785
$175,000 to $199,999 260 14.0% $908
$200,000 to $249,999 196 10.0% $1088
$250,000 to $299,999 63 3.0% $1333
$300,000 to $399,999 41 2.0% $1694

Top Home Insurance Agents Near Palmyra, PA

Home Insurance Company Near Palmyra, PA Homeowners Insurance Agency Near Palmyra, PA Address
NA Lander Rhen Insurance Agency Po Box 10, Middletown, PA, 17057
Travelers Deibler Straub & Troutman Inc 2 W Main St, Elizabethville, PA, 17023
Erie J P Wolfe Insurance Inc. 23 W Main Street, Shiremanstown, PA, 17011
Liberty Mutual Independent J Rodney Fickel Ins Agency In 151 W HIGH ST, CARLISLE, PA, 17013
State Farm Keith Dunlap 93 Chestnut Street, Mifflinburg, PA, 17844-1311

Cost Of Homeowners Insurance By Street Near Palmyra, PA

Streets in Palmyra Area Homeowners Insurance Cost
S Windsor Ave, Stealown Rd, E Front St, Colonial St, E Cedar St, W North Ave, N Penn St, E Chocolate Ave, E Cypress St, North Ave$713
South Ave, State Rte 4008, Concord Dr, E Cyress St, Bartlett Cir, E Birch St, S Center Ave, W Orchard Dr, State Rte 3017, N Locust St$728
N College St, N Forge Rd, S Chestnut St, Sycamore Ln, S Harrison St, W Oak St, N Harrison St, S Prince St, S Green St, W High St$723
Red Haven Rd, E Broad St, W Cedar St, E Chocolate Ave, Sandalwood Cir, S Grant St, W Broad St, E Pine St, Mark St, Franklin Ct$731
E Poplar St, Orchard Hill Dr, N Grant St, E Spruce St, N Prince Ave, Railroad St, N Hetrick Ave, Stealown Rd, Campbelltown Rd, Prince St$707

Palmyra, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palmyra$107 to $110
North Londonderry$111
Palmdale$108
Campbelltown$112

Palmyra, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Londonderry township, Lebanon County, Pennsylvania $93 $123 $185
Palmdale CDP, Pennsylvania $90 $120 $180
Campbelltown CDP, Pennsylvania $94 $125 $187

Palmyra, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palmyra, PA4.7%11.9%
North Londonderry3.77%11.22%
Palmdale4.41%11.66%
Campbelltown3.94%13.55%

Palmyra Renters Insurance as a Percentage of Rent

Palmyra Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 26 1.0% $792
$300 to $499 179 11.0% $1242
$500 to $749 795 51.0% $1917
$750 to $999 419 27.0% $2667
$1,000 to $1,499 124 8.0% $3792

Palmyra, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Palmyra Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,000$8,000
Net Savings to Palmyra Home Owner from High Deductible Plan $1,000

Palmyra, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palmyra, PA Home Replacement Value MORE than Home Value Palmyra, PA Home Replacement Value LESS than Home Value
Replacement Value $198,500 $146,000
Insurance Premium based on Replacement Value $950 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Palmyra Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersNationwide Insurance
Monthly Premium 1264264
Year Built 197419891965
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$100000-$125000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Palmyra, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 240,000 Asphalt Shingles Roof 2,860 5 > $10,000 Deductible 410 9 Fiber-Cement Siding yes
1966 100,000 Wood Shake Roof 1,240 3 $500 Deductible 200 5 Stone Siding No
1988 115,000 Asphalt Shingles Roof 1,610 4 $500- $1000 Deductible 110 3 Vinyl siding yes
1980 265,000 Metal Roof 2,470 5 $2500-$5000 Deductible 740 8 Stucco siding No
1942 245,000 Tile Roof 2,360 4 $500 Deductible 420 4 Vinyl siding yes
1955 200,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 130 2 Fiber-Cement Siding yes
1950 150,000 Metal Roof 1,920 5 $500- $1000 Deductible 370 6 Stucco siding yes
1970 390,000 Shingles Roof 4,070 5 $500- $1000 Deductible 1490 8 Stucco siding No
1964 185,000 Wood Shake Roof 1,990 3 $500 Deductible 920 12 Stone Siding No
1944 380,000 Tile Roof 3,660 5 $5000 to $10,000 Deductible 110 1 Vinyl siding No
1940 175,000 Wood Shake Roof 1,670 2 $1000-$2500 Deductible 90 2 Wood siding No
1972 215,000 Membrane Roof 2,470 4 $2500-$5000 Deductible 340 6 Stucco siding No
1974 275,000 Asphalt Shingles Roof 3,690 5 > $10,000 Deductible 430 8 Vinyl siding yes
1986 380,000 Wood Shake Roof 3,780 5 $1000-$2500 Deductible 230 2 Vinyl siding No
1969 175,000 Metal Roof 1,660 3 $5000 to $10,000 Deductible 60 1 Wood siding yes
1949 115,000 Metal Roof 1,580 3 $500- $1000 Deductible 250 7 Brick siding No
1962 105,000 Membrane Roof 1,040 2 $2500-$5000 Deductible 70 2 Stucco siding yes
1982 230,000 Tile Roof 2,820 4 $1000-$2500 Deductible 70 1 Fiber-Cement Siding No
1951 135,000 Shingles Roof 1,390 3 $500- $1000 Deductible 480 12 Wood siding No
1944 105,000 Slate Shingles Roof 990 2 $1000-$2500 Deductible 340 12 Stucco siding yes
1982 255,000 Metal Roof 2,840 4 $5000 to $10,000 Deductible 100 2 Stone Siding No
1958 430,000 Membrane Roof 3,950 5 > $10,000 Deductible 210 2 Stucco siding No
1983 240,000 Composition Roof 2,260 4 $1000-$2500 Deductible 80 1 Fiber-Cement Siding No
1944 165,000 Tile Roof 2,220 5 $500- $1000 Deductible 800 10 Fiber-Cement Siding No
1979 90,000 Metal Roof 900 2 $1000-$2500 Deductible 70 3 Wood siding No
1952 175,000 Composition Roof 1,750 2 $5000 to $10,000 Deductible 450 10 Brick siding yes
1976 220,000 Composition Roof 2,670 5 $1000-$2500 Deductible 530 6 Stucco siding No
1957 105,000 Membrane Roof 1,060 2 $1000-$2500 Deductible 170 6 Fiber-Cement Siding No
1961 140,000 Tile Roof 1,370 2 $500- $1000 Deductible 50 1 Stucco siding No
1984 135,000 Shingles Roof 1,670 3 $500- $1000 Deductible 150 3 Fiber-Cement Siding yes
1977 110,000 Composition Roof 1,360 2 $500 Deductible 300 8 Vinyl siding No
1941 140,000 Asphalt Shingles Roof 1,630 3 $500 Deductible 720 12 Wood siding yes