Palmyra Insurance Rates:

Palmyra, NY homeowners insurance is approximately $498 to $675, about $41-$56/month. Our in depth research indicates shoppers can save upto $234 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Palmyra, NY Homeowners Insurance By Home Value

Palmyra, NY Home Value Total Homes % of Total Average Palmyra, NY Homeowners Insurance
Less than $50,000 225 10.0% $146
$50,000 to $59,999 32 1.0% $311
$60,000 to $69,999 106 5.0% $387
$70,000 to $79,999 186 8.0% $446
$80,000 to $89,999 345 16.0% $504
$90,000 to $99,999 217 10.0% $563
$100,000 to $124,999 453 21.0% $651
$125,000 to $149,999 257 12.0% $815
$150,000 to $174,999 144 6.0% $968
$175,000 to $199,999 27 1.0% $1115
$200,000 to $249,999 23 1.0% $1344
$250,000 to $299,999 68 3.0% $1643
$300,000 to $399,999 35 1.0% $2089

Top Home Insurance Agents Near Palmyra, NY

Home Insurance Company Near Palmyra, NY Homeowners Insurance Agency Near Palmyra, NY Address
Travelers Advanced Auto Insurance Agency 1363 Long Pond Rd , Rochester, NY, 14626
Travelers Gerard P Smith Agency Inc 4 E Main St, Webster, NY, 14580
Erie J James Wolfe Agency Inc. 196 S Main Street, Canandaigua, NY, 14424
State Farm Lindsy Lu 60 1/2 Salina St, Baldwinsville, NY, 13027-9402
Erie The Insurance Place Agency Llc 11 4th Avenue Suite H, Oswego, NY, 13126

Cost Of Homeowners Insurance By Street Near Palmyra, NY

Streets in Palmyra Area Homeowners Insurance Cost
E Main St, Cuyler St, Burnham Hts, Haak Rd, Lyon Rd, Sherwood Rd, Co Rd 316, Co Rd 220, Tremont St, Rolfe St$586
Salzburg Vlg, Palmer Rd, Co Rd 210, E Charlotte Ave, Archie Parrott Ln, Harris Rd, Co Rd 224, Johnson St, Temple Rd, Canandaigua St$586
Co Rd 221, Garnsey Rd, Sandhill Rd, Jagger Rd, Wheel in Cir, Omeal Rd, S Town Line Rd, Macedon Center Rd, Hanagan Rd, Holmes St$589
Newark Rd, Division St, Gates St, Birdsall Pkwy, East St, Stafford Rd, Stafford St, Jeffery Rd, Spring St, Prospect Dr$585
Daansen Rd, Cole Rd, S Creek Rd, E Foster St, Canal St, Co Rd 223, Parker Rd Spr, Desmith Rd, Bonnie Ln, Howell St$587

Palmyra, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palmyra$87 to $90
Port Gibson$87
Marion$88
Macedon$89

Palmyra, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Gibson CDP, New York $73 $97 $146
Newark village, New York $73 $97 $146
Arcadia town, Wayne County, New York $73 $97 $146

Palmyra, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palmyra, NY3.8%9.2%
Port Gibson6.19%20.19%
Newark4.5%9.36%
Arcadia4.39%9.67%

Palmyra Renters Insurance as a Percentage of Rent

Palmyra Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 5.0% $350
$200 to $299 76 6.0% $800
$300 to $499 98 8.0% $1250
$500 to $749 420 37.0% $1925
$750 to $999 264 23.0% $2675
$1,000 to $1,499 199 17.0% $3800

Palmyra, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Palmyra Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,700$8,200
Net Savings to Palmyra Home Owner from High Deductible Plan $500

Palmyra, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palmyra, NY Home Replacement Value MORE than Home Value Palmyra, NY Home Replacement Value LESS than Home Value
Replacement Value $106,000 $75,000
Insurance Premium based on Replacement Value $1,050 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Palmyra Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualState Farm
Monthly Premium 1673392
Year Built 196919481981
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $250000-$300000$50000-$75000$125000-$150000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Palmyra, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 155,000 Tile Roof 2,110 4 $500- $1000 Deductible 280 2 Stone Siding No
1987 85,000 Asphalt Shingles Roof 1,250 2 $500 Deductible 480 10 Brick siding yes
1967 165,000 Tile Roof 2,030 4 $500- $1000 Deductible 970 7 Stucco siding No
1942 140,000 Tile Roof 2,080 3 $2500-$5000 Deductible 210 2 Brick siding yes
1949 180,000 Tile Roof 2,730 5 $500- $1000 Deductible 1070 10 Fiber-Cement Siding yes
1943 120,000 Shingles Roof 2,160 4 $1000-$2500 Deductible 780 8 Wood siding No
1940 90,000 Metal Roof 1,500 2 $2500-$5000 Deductible 50 1 Fiber-Cement Siding No
1986 70,000 Membrane Roof 1,210 2 $500- $1000 Deductible 330 5 Stone Siding yes
1989 135,000 Asphalt Shingles Roof 1,770 5 $500 Deductible 950 9 Stone Siding yes
1966 175,000 Slate Shingles Roof 3,120 4 $5000 to $10,000 Deductible 920 10 Fiber-Cement Siding No
1943 130,000 Metal Roof 2,290 4 $500- $1000 Deductible 480 5 Vinyl siding yes
1982 180,000 Slate Shingles Roof 2,590 5 $500 Deductible 920 6 Wood siding yes
1988 205,000 Composition Roof 2,760 4 $5000 to $10,000 Deductible 1070 9 Vinyl siding yes
1986 75,000 Wood Shake Roof 910 2 $1000-$2500 Deductible 290 5 Stone Siding No
1944 275,000 Shingles Roof 4,100 5 $5000 to $10,000 Deductible 1050 7 Vinyl siding yes
1948 250,000 Wood Shake Roof 3,040 4 $2500-$5000 Deductible 360 2 Stucco siding yes
1948 90,000 Wood Shake Roof 1,460 2 $1000-$2500 Deductible 640 7 Fiber-Cement Siding yes
1985 105,000 Slate Shingles Roof 1,610 3 $2500-$5000 Deductible 300 5 Vinyl siding No
1966 130,000 Composition Roof 1,880 4 $1000-$2500 Deductible 770 10 Stucco siding No
1963 165,000 Metal Roof 2,430 4 $2500-$5000 Deductible 1000 10 Fiber-Cement Siding No
1941 80,000 Asphalt Shingles Roof 1,240 2 $2500-$5000 Deductible 560 12 Wood siding No
1947 90,000 Shingles Roof 1,240 2 $500- $1000 Deductible 250 3 Stucco siding yes
1941 145,000 Shingles Roof 1,860 4 $500 Deductible 810 9 Fiber-Cement Siding No
1963 195,000 Shingles Roof 3,260 5 $1000-$2500 Deductible 220 2 Stone Siding No
1942 120,000 Shingles Roof 2,030 4 $1000-$2500 Deductible 140 2 Fiber-Cement Siding No
1960 205,000 Metal Roof 3,130 4 $500- $1000 Deductible 1970 12 Wood siding yes
1964 275,000 Asphalt Shingles Roof 3,380 4 $2500-$5000 Deductible 520 4 Fiber-Cement Siding yes
1962 105,000 Wood Shake Roof 1,540 2 $500 Deductible 500 6 Fiber-Cement Siding yes
1987 80,000 Slate Shingles Roof 1,070 2 $500 Deductible 960 12 Stucco siding No
1981 100,000 Membrane Roof 1,760 2 $2500-$5000 Deductible 500 8 Wood siding No