Palmetto Insurance Rates:

Palmetto, GA homeowners insurance is nearly $757 to $1,035, about $63-$86/month. Our complete research indicates shoppers can save upto $358 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Palmetto, GA Homeowners Insurance By Home Value

Palmetto, GA Home Value Total Homes % of Total Average Palmetto, GA Homeowners Insurance
Less than $50,000 91 4.0% $143
$50,000 to $59,999 44 2.0% $295
$60,000 to $69,999 77 3.0% $367
$70,000 to $79,999 119 6.0% $430
$80,000 to $89,999 36 1.0% $483
$90,000 to $99,999 89 4.0% $537
$100,000 to $124,999 281 14.0% $627
$125,000 to $149,999 289 14.0% $788
$150,000 to $174,999 330 16.0% $931
$175,000 to $199,999 102 5.0% $1075
$200,000 to $249,999 242 12.0% $1290
$250,000 to $299,999 112 5.0% $1576
$300,000 to $399,999 151 7.0% $2007

Top Home Insurance Agents Near Palmetto, GA

Home Insurance Company Near Palmetto, GA Homeowners Insurance Agency Near Palmetto, GA Address
NA Yates Insurance Services, Llc 1780 Pkwy. , Franklin, GA, 30217
NA Metrowide Insurance Agency,Inc 3026 Bankhead Hwy , Austell, GA, 30168
State Farm Betty Leathers 2690 Lawrenceville Hwy, Decatur, GA, 30033-2520
State Farm Preston Camp Jr 3193 Veterans Mem Hwy, Lithia Spgs, GA, 30122-1408
Nationwide William Walker Nolan 4166 Buford Hwy NE Unit U9, Atlanta, GA, 30345

Cost Of Homeowners Insurance By Street Near Palmetto, GA

Streets in Palmetto Area Homeowners Insurance Cost
Jules Trce, Harper St, Selborne Way, Scott Cir, Rivertown Rd, Princeton Cir, Highland Ave, Garretts Ferry Rd, Hamilton Rd, Griffith Dr$897
Watkins Rd, Terry Rd, Piney Wood Church Rd, Runnell Ct, Porter Terry Rd, Walnut Way, Short St, Thornton Ave, Turner Ave, Upper Wooten Rd$901
Joshua St, Old Rico Rd, Bohannon Rd, School St, Cranford St, Sabal Dr, Water Works Rd, Old Phillips Rd, Past St, Northcutt Rd$894
West St, Jenkins Rd, Forrest Way, Cedar Grove Rd, Carlton Pointe Ter, Nix Rd, East Ave, Carlton Cir, Kite Rd, Laurel Dr$895
Atlanta Newman Rd, Pleasant St, Tori Ct, Creel Rd, Rico Rd, Cochran Mill Rd, Terry Porter Rd, Carlton Ln, Toombs St, Barnes Rd$890

Palmetto, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palmetto$133 to $135
Chattahoochee Hills$138
Fairburn$133
Tyrone$141

Palmetto, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chattahoochee Hills city, Georgia $139 $185 $278
Fairburn city, Georgia $133 $177 $266
Bill Arp CCD, Douglas County, Georgia $134 $178 $267

Palmetto, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palmetto, GA5.1%20.0%
Chattahoochee Hills5.47%20.89%
Fairburn5.17%19.7%
Bill Arp5.07%19.33%

Palmetto Renters Insurance as a Percentage of Rent

Palmetto Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 26 3.0% $809
$300 to $499 7 1.0% $1259
$500 to $749 199 28.0% $1934
$750 to $999 151 21.0% $2684
$1,000 to $1,499 128 18.0% $3809
$1,500 or more 179 25.0% $5459

Average Cost Of Home Insurance By Company In Areas Nearby Palmetto For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 frame American Modern Select Insurance Company N/A $1231.22 $1046.53
$75,000 frame Country Casualty Insurance Company $690.06 $610.23 $503.52
$400,000 veneer Country Mutual Insurance Company $2090.60 $1853.39 $1539.87
$75,000 veneer Country Mutual Insurance Company $543.51 $479.39 $394.59
$300,000 veneer Electric Insurance Company $1492 $1328 $1074
$300,000 veneer Esurance Insurance Company N/A $988.16 $899.39
$400,000 frame General Casualty Company Of Wisconsin N/A $1077.00 $1009.00
$400,000 veneer Grange Property And Casualty Insurance Company N/A N/A $1159
$200,000 veneer Pharmacists Mutual Insurance Company N/A $513 $463
$100,000 veneer Southern General Insurance Company N/A N/A N/A

Palmetto, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Palmetto Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Palmetto Home Owner from High Deductible Plan $600

Palmetto, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palmetto, GA Home Replacement Value MORE than Home Value Palmetto, GA Home Replacement Value LESS than Home Value
Replacement Value $193,500 $111,000
Insurance Premium based on Replacement Value $950 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Palmetto Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceLiberty Mutual
Monthly Premium 5564156
Year Built 199819862013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$350000-$400000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Palmetto, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 255,000 Shingles Roof 2,760 5 $500- $1000 Deductible 330 3 Stone Siding No
1983 125,000 Shingles Roof 1,580 5 $500 Deductible 440 12 Fiber-Cement Siding yes
2007 185,000 Slate Shingles Roof 2,000 4 $500- $1000 Deductible 650 9 Wood siding No
2003 235,000 Membrane Roof 2,520 4 $1000-$2500 Deductible 360 5 Stucco siding yes
1990 245,000 Wood Shake Roof 2,300 5 $2500-$5000 Deductible 390 4 Brick siding yes
1985 210,000 Membrane Roof 2,720 4 $500- $1000 Deductible 100 1 Brick siding yes
1994 155,000 Metal Roof 1,660 3 $5000 to $10,000 Deductible 50 1 Stucco siding No
2007 240,000 Shingles Roof 2,670 4 $1000-$2500 Deductible 760 10 Vinyl siding yes
1992 215,000 Shingles Roof 2,290 3 $500 Deductible 610 6 Vinyl siding No
1987 350,000 Shingles Roof 3,110 4 $500- $1000 Deductible 1160 10 Fiber-Cement Siding yes
2003 305,000 Asphalt Shingles Roof 2,980 4 $500- $1000 Deductible 820 6 Vinyl siding No
2013 130,000 Composition Roof 1,290 3 $2500-$5000 Deductible 440 12 Fiber-Cement Siding yes
1995 235,000 Metal Roof 3,120 4 $2500-$5000 Deductible 320 4 Fiber-Cement Siding No
2013 190,000 Slate Shingles Roof 1,770 3 $500- $1000 Deductible 100 2 Stone Siding No
2013 195,000 Composition Roof 2,110 5 $500- $1000 Deductible 440 6 Stone Siding yes
1991 340,000 Asphalt Shingles Roof 3,070 4 $1000-$2500 Deductible 750 6 Fiber-Cement Siding No
2010 290,000 Wood Shake Roof 3,780 5 $500- $1000 Deductible 670 7 Brick siding yes
1981 260,000 Wood Shake Roof 3,010 4 > $10,000 Deductible 460 9 Fiber-Cement Siding No
1999 270,000 Tile Roof 3,170 4 $2500-$5000 Deductible 860 9 Fiber-Cement Siding yes
1982 295,000 Metal Roof 3,500 5 $500- $1000 Deductible 330 3 Vinyl siding yes
1991 140,000 Metal Roof 1,720 5 $500- $1000 Deductible 310 7 Wood siding yes
2013 180,000 Slate Shingles Roof 1,780 5 $500 Deductible 120 2 Stucco siding No
2003 285,000 Wood Shake Roof 2,530 4 $500- $1000 Deductible 700 6 Wood siding No
2004 220,000 Shingles Roof 2,490 5 $500- $1000 Deductible 110 1 Fiber-Cement Siding yes
1993 190,000 Membrane Roof 2,130 4 $500- $1000 Deductible 280 4 Stone Siding No
1988 185,000 Metal Roof 1,790 4 $2500-$5000 Deductible 80 1 Fiber-Cement Siding yes
1997 225,000 Composition Roof 2,000 3 $500 Deductible 110 1 Wood siding yes
2009 210,000 Shingles Roof 2,050 3 $500 Deductible 440 6 Brick siding No
1985 300,000 Composition Roof 3,280 4 $5000 to $10,000 Deductible 730 9 Brick siding No
1991 180,000 Tile Roof 1,710 3 $5000 to $10,000 Deductible 670 10 Stone Siding No