Palmdale Insurance Rates:

Palmdale, CA homeowners insurance is nearly $508 to $687, about $42-$57/month. Our detailed research reveals consumers can save as much as $238 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
Every year after my annual fee is charged, i receive a rebate. it always surprises me and it's really appreciated after just having paid the bill.
State Farm
Billing practices can be difficult and they mail you several different pieces once you reinstate your policy. i have asked that these be sent via e-mail.
Allstate
I like allstate because it has the best commercials on how to sell the product. the commercials are what turned me toward their service.
Farmer's Insurance
To be absolutely honest, I could care less about my insurance company's website or app. The only thing that I need it to do is to be easy to pay my bill. It is, so all the other stuff they may be offering does not excite me one bit.
Goosehead Insurance
We will definitely keep working with our current insurance company. they're not what we're used to, but we are really liking this more streamlined business model.
Allstate
I have often gotten quotes from other companies and the amount that I am paying with All State is consistently lower than other insurance companies. I feel that since I have my policies bundled, I am paying a very fair price each year for my home coverage.

Palmdale, CA Homeowners Insurance By Home Value

Palmdale, CA Home Value Total Homes % of Total Average Palmdale, CA Homeowners Insurance
Less than $50,000 1,239 4.0% $77
$50,000 to $59,999 337 1.0% $167
$60,000 to $69,999 283 1.0% $202
$70,000 to $79,999 293 1.0% $238
$80,000 to $89,999 735 2.0% $268
$90,000 to $99,999 582 2.0% $298
$100,000 to $124,999 2,384 9.0% $346
$125,000 to $149,999 2,619 10.0% $435
$150,000 to $174,999 3,718 14.0% $513
$175,000 to $199,999 2,445 9.0% $597
$200,000 to $249,999 4,026 15.0% $716
$250,000 to $299,999 3,125 12.0% $877
$300,000 to $399,999 3,528 13.0% $1110

Top Home Insurance Agents Near Palmdale, CA

Home Insurance Company Near Palmdale, CA Homeowners Insurance Agency Near Palmdale, CA Address
State Farm Adam Wiltsey 554 E Foothill Blvd Ste 111, San Dimas, CA, 91773-1222
Farmers Kathi Dolan 861 Via De La Paz Ste C, Pacific Palisades, CA, 90272
Travelers Lloyd S Berkett Insurance Agency Inc 11150 W Olympic Blvd, Ste 1100 Los Angeles, LA, CA, 90064
Allstate Salvador Mercado 10680 W Pico Blvd Ste 202, Los Angeles, CA, 90064
State Farm Suzanne Flores 4788 Peck Rd, El Monte, CA, 91732-1349

Cost Of Homeowners Insurance By Street Near Palmdale, CA

Streets in Palmdale Area Homeowners Insurance Cost
Churchill Ct, Pictorial St, E Ave Q 12, Sulphur Springs Rd, W Ave N12, 39th St W, Caminito Ln, Pike Rd, Martingale Rd, Cattle Creek Rd$646
Piazza Pl, Cottontail Trl, Kingcup Ter, Elk Run Ln, 95th St E, Lisa St, Lark Ln, 70th St, Antelope St, Cordoba Pl$601
Clermont Ave, Pergola Ter, Mesquite Rd, Lavery Rd, Windy Ct, Siberian Ct, Lilacview Ave, Caldron St, 67th St W, E 86th St$673
Honeysuckle Ave, E Ave Q-15, W Ave M-14, Teller Ave, Ocotillo Dr, Ave M-11, Sand Brook Dr, E Ave T6, E Ave S-11, Avignon Ln$580
Sinaloa St, Quail Rd, Dunbar St, Ridge Ave, E Ave S14, Riesling Ave, Bay Ridge Ct, Gunton Dr, Old Nadeau Rd, Dijon Ln$604
Pinnacle Way, Wesley Ct, Villa Moura Dr, Peachwood Pl, Mimosa Way, Oakcrest Ave, Tierra Subida Ave, Serval Way, Willow Ln, Rawson St$609
Old Harold Rd, Osmunda Ct, Sierra Vallejo Rd, Pompeii Way, Opal Ave, Sunrise View St, Ave Entrada, Forest View Rd, Mangrove Dr, Archail Ct$647
106th St E, Dana Dr, Romona Rd, Mustang Ln, Wallace Canyon Rd, 51st St W, Las Brisas Ter, Anset Dr, W Ave M-4, Katrina St$600
Rosemarie St, 112th St E, Derby Cir, Godde Hill Rd, Galloping Way, Flag Way, Cranshaw Ln, E Ave R8, Margate Pl, W Ave M-10$608
Rover Ridge Rd, Wales St, Theodore Ct, Gorham Ln, Borica Ct, Tackstem St, Beauty Vista Ln, E Ave P-15, Jefferson Dr, Old Windmill Rd$623

Palmdale, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palmdale$89 to $91
Desert View Highlands$89
Quartz Hill$90
Acton$96

Palmdale, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Desert View Highlands CDP, California $89 $119 $179
Quartz Hill CDP, California $90 $120 $180
Acton CDP, California $96 $128 $192

Palmdale, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palmdale, CA2.6%11.2%
Desert View Highlands2.71%14.83%
Quartz Hill2.7%11.3%
Acton1.86%8.06%

Palmdale Renters Insurance as a Percentage of Rent

Palmdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 155 1.0% $801
$300 to $499 516 3.0% $1251
$500 to $749 1,534 11.0% $1926
$750 to $999 2,949 21.0% $2676
$1,000 to $1,499 4,097 30.0% $3801
$1,500 or more 4,297 31.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Palmdale For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewCalifornia Casualty407
150000250NewSafeco504
150000250NewUniversal North America437
150000500NewHomesite714
5000001000NewIDS Property Casualty1212
5000001000NewOregon Mutual1102
5000002500NewAmerican Security1171
5000002500NewTokio Marine America743
7500002500NewFarmers (Fire Ins)1408
7500002500NewUnigard Group1890
1500005001-3 YearsUSAA341
25000010001-3 YearsKemper623
3000005001-3 YearsMetropolitan Direct1237
3000005001-3 YearsQBE (Balboa)862
40000010001-3 YearsNationwide1029
50000010001-3 YearsState Farm1288
75000025001-3 YearsStillwater Ins Co1305
25000010004-6 YearsKemper693
3000005004-6 YearsCalifornia Casualty992
2000005007-15 YearsFarmers (Fire Ins)1006

Palmdale, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Palmdale Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$10,100
Net Savings to Palmdale Home Owner from High Deductible Plan $600

Palmdale, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palmdale, CA Home Replacement Value MORE than Home Value Palmdale, CA Home Replacement Value LESS than Home Value
Replacement Value $283,000 $178,500
Insurance Premium based on Replacement Value $950 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Palmdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateGEICO Insurance
Monthly Premium 582770
Year Built 200620121998
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$175000-$200000$400000-$500000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Palmdale, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 335,000 Wood Shake Roof 2,900 4 $2500-$5000 Deductible 630 8 Stucco siding No
2004 220,000 Membrane Roof 2,270 3 $500 Deductible 40 1 Brick siding yes
1960 300,000 Shingles Roof 2,810 5 $500 Deductible 660 8 Stone Siding No
2012 190,000 Asphalt Shingles Roof 2,000 4 $5000 to $10,000 Deductible 100 5 Fiber-Cement Siding yes
1968 205,000 Asphalt Shingles Roof 2,300 4 $500- $1000 Deductible 200 5 Wood siding No
2008 185,000 Metal Roof 1,610 4 $2500-$5000 Deductible 230 6 Stucco siding No
2013 235,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 420 8 Wood siding No
2000 290,000 Shingles Roof 2,770 4 $1000-$2500 Deductible 520 12 Vinyl siding yes
2011 205,000 Wood Shake Roof 1,870 3 $500- $1000 Deductible 560 12 Brick siding yes
2011 275,000 Metal Roof 2,340 4 $5000 to $10,000 Deductible 310 6 Fiber-Cement Siding yes
1962 195,000 Slate Shingles Roof 1,860 4 $1000-$2500 Deductible 200 5 Brick siding No
1962 380,000 Metal Roof 3,340 4 > $10,000 Deductible 250 5 Stone Siding yes
1953 500,000 Composition Roof 4,307 5 $500 Deductible 860 8 Vinyl siding No