Palmdale, CA - Data on Home Insurance Quotes, Rates & Agents
Palmdale, CA Home Values & Insurance Rates
| Palmdale, CA Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,239 | 4.0% | $77 |
| $50,000 to $59,999 | 337 | 1.0% | $167 |
| $60,000 to $69,999 | 283 | 1.0% | $202 |
| $70,000 to $79,999 | 293 | 1.0% | $238 |
| $80,000 to $89,999 | 735 | 2.0% | $268 |
| $90,000 to $99,999 | 582 | 2.0% | $298 |
| $100,000 to $124,999 | 2,384 | 9.0% | $346 |
| $125,000 to $149,999 | 2,619 | 10.0% | $435 |
| $150,000 to $174,999 | 3,718 | 14.0% | $513 |
| $175,000 to $199,999 | 2,445 | 9.0% | $597 |
| $200,000 to $249,999 | 4,026 | 15.0% | $716 |
| $250,000 to $299,999 | 3,125 | 12.0% | $877 |
| $300,000 to $399,999 | 3,528 | 13.0% | $1110 |
Top Home Insurance Agents Near Palmdale, CA
| Home Insurance Company Near Palmdale, CA | Homeowners Insurance Agency Near Palmdale, CA | Address |
|---|---|---|
| State Farm | Adam Wiltsey | 554 E Foothill Blvd Ste 111, San Dimas, CA, 91773-1222 |
| Farmers | Kathi Dolan | 861 Via De La Paz Ste C, Pacific Palisades, CA, 90272 |
| Travelers | Lloyd S Berkett Insurance Agency Inc | 11150 W Olympic Blvd, Ste 1100 Los Angeles, LA, CA, 90064 |
| Allstate | Salvador Mercado | 10680 W Pico Blvd Ste 202, Los Angeles, CA, 90064 |
| State Farm | Suzanne Flores | 4788 Peck Rd, El Monte, CA, 91732-1349 |
Estimated Home Insurance By Street Area Near Palmdale, CA
| Palmdale Area | Estimated House Insurance |
|---|---|
| Churchill Ct, Pictorial St, E Ave Q 12, Sulphur Springs Rd, W Ave N12, 39th St W, Caminito Ln, Pike Rd, Martingale Rd, Cattle Creek Rd | $646 |
| Piazza Pl, Cottontail Trl, Kingcup Ter, Elk Run Ln, 95th St E, Lisa St, Lark Ln, 70th St, Antelope St, Cordoba Pl | $601 |
| Clermont Ave, Pergola Ter, Mesquite Rd, Lavery Rd, Windy Ct, Siberian Ct, Lilacview Ave, Caldron St, 67th St W, E 86th St | $673 |
| Honeysuckle Ave, E Ave Q-15, W Ave M-14, Teller Ave, Ocotillo Dr, Ave M-11, Sand Brook Dr, E Ave T6, E Ave S-11, Avignon Ln | $580 |
| Sinaloa St, Quail Rd, Dunbar St, Ridge Ave, E Ave S14, Riesling Ave, Bay Ridge Ct, Gunton Dr, Old Nadeau Rd, Dijon Ln | $604 |
| Pinnacle Way, Wesley Ct, Villa Moura Dr, Peachwood Pl, Mimosa Way, Oakcrest Ave, Tierra Subida Ave, Serval Way, Willow Ln, Rawson St | $609 |
| Old Harold Rd, Osmunda Ct, Sierra Vallejo Rd, Pompeii Way, Opal Ave, Sunrise View St, Ave Entrada, Forest View Rd, Mangrove Dr, Archail Ct | $647 |
| 106th St E, Dana Dr, Romona Rd, Mustang Ln, Wallace Canyon Rd, 51st St W, Las Brisas Ter, Anset Dr, W Ave M-4, Katrina St | $600 |
| Rosemarie St, 112th St E, Derby Cir, Godde Hill Rd, Galloping Way, Flag Way, Cranshaw Ln, E Ave R8, Margate Pl, W Ave M-10 | $608 |
| Rover Ridge Rd, Wales St, Theodore Ct, Gorham Ln, Borica Ct, Tackstem St, Beauty Vista Ln, E Ave P-15, Jefferson Dr, Old Windmill Rd | $623 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Palmdale | $89 to $91 |
| Desert View Highlands | $89 |
| Quartz Hill | $90 |
| Acton | $96 |
Palmdale, CA Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Palmdale, CA | 2.6% | 11.2% |
| Desert View Highlands | 2.71% | 14.83% |
| Quartz Hill | 2.7% | 11.3% |
| Acton | 1.86% | 8.06% |
Palmdale Renters Insurance as a Percentage of Rent
| Palmdale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 155 | 1.0% | $801 |
| $300 to $499 | 516 | 3.0% | $1251 |
| $500 to $749 | 1,534 | 11.0% | $1926 |
| $750 to $999 | 2,949 | 21.0% | $2676 |
| $1,000 to $1,499 | 4,097 | 30.0% | $3801 |
| $1,500 or more | 4,297 | 31.0% | $5451 |
Palmdale, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Palmdale Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,700 | $10,100 |
| Net Savings to Palmdale Home Owner from High Deductible Plan | $600 | |
Palmdale, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Palmdale, CA Home Replacement Value MORE than Home Value | Palmdale, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $283,000 | $178,500 |
| Insurance Premium based on Replacement Value | $950 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,000 | Risk Exposure from Under Insuring Coverage is $65,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $150/year |
Example Palmdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Farmers Insurance | Allstate | GEICO Insurance |
| Monthly Premium | 58 | 27 | 70 |
| Year Built | 2006 | 2012 | 1998 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $175000-$200000 | $400000-$500000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |
Palmdale, CA Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Desert View Highlands CDP, California | $89 | $119 | $179 |
| Quartz Hill CDP, California | $90 | $120 | $180 |
| Acton CDP, California | $96 | $128 | $192 |
Sample Home Insurance Rates for Palmdale, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1968 | 205,000 | Asphalt Shingles Roof | 2,300 | 4 | $500- $1000 Deductible | 200 | 5 | Wood siding | No |
| 2008 | 185,000 | Metal Roof | 1,610 | 4 | $2500-$5000 Deductible | 230 | 6 | Stucco siding | No |
| 2013 | 235,000 | Asphalt Shingles Roof | 2,370 | 3 | $1000-$2500 Deductible | 420 | 8 | Wood siding | No |
| 2000 | 290,000 | Shingles Roof | 2,770 | 4 | $1000-$2500 Deductible | 520 | 12 | Vinyl siding | yes |
| 2011 | 205,000 | Wood Shake Roof | 1,870 | 3 | $500- $1000 Deductible | 560 | 12 | Brick siding | yes |
| 2011 | 275,000 | Metal Roof | 2,340 | 4 | $5000 to $10,000 Deductible | 310 | 6 | Fiber-Cement Siding | yes |
| 1962 | 195,000 | Slate Shingles Roof | 1,860 | 4 | $1000-$2500 Deductible | 200 | 5 | Brick siding | No |
| 1962 | 380,000 | Metal Roof | 3,340 | 4 | > $10,000 Deductible | 250 | 5 | Stone Siding | yes |
| 1953 | 500,000 | Composition Roof | 4,307 | 5 | $500 Deductible | 860 | 8 | Vinyl siding | No |