Palm Beach Gardens Insurance Rates:

Palm Beach Gardens, FL homeowners insurance is approximately $1,056 to $1,444, about $88-$120/month. Our comprehensive research indicates shoppers can save as much as $500 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I like my home insurance company called liberty mutual. they offer a lot of protection on my home for equal or lower cost than other name brand insurance companies.
Usaa
Which all insurance companies so i guess so i try to take it in stride. but i shouldn't have to. no one should have to. insurance can be quite the scam and they know we know that.
Citizens Property Insurance
I like that citizens insurance will actually insure my house. our house is older, so most companies won't insure anything older than 25 years.
Assurant Specialty Property
They do not harass me. I will get a few emails and rarely a piece of mail. I really enjoy that.
Assurant Specialty Property
I like that it's pretty user-friendly as far as the website goes, but I don't really care about the mobile app because I honestly don't use it.
Progressive
I find the site rather user-friendly; however, some of the details concerning coverage are difficult to get to and usually involve having to call a specialist in order to clarify any specific questions.
Citizens Property Insurance
I found the company's mobile website to be difficult to use and not very user-friendly. I would like to be able to file a claim online through my phone.
Usaa
My insurance agent regularly checks on a variety of available home insurance policies. While I wish our premiums were lower, I think they are competitive.

Palm Beach Gardens, FL Homeowners Insurance By Home Value

Palm Beach Gardens, FL Home Value Total Homes % of Total Average Palm Beach Gardens, FL Homeowners Insurance
Less than $50,000 358 3.0% $100
$60,000 to $69,999 133 1.0% $262
$70,000 to $79,999 202 1.0% $312
$80,000 to $89,999 141 1.0% $350
$90,000 to $99,999 168 1.0% $387
$100,000 to $124,999 929 8.0% $450
$125,000 to $149,999 840 8.0% $562
$150,000 to $174,999 962 9.0% $675
$175,000 to $199,999 1,000 9.0% $775
$200,000 to $249,999 1,632 15.0% $937
$250,000 to $299,999 1,680 16.0% $1137
$300,000 to $399,999 2,381 22.0% $1450

Top Home Insurance Agents Near Palm Beach Gardens, FL

Home Insurance Company Near Palm Beach Gardens, FL Homeowners Insurance Agency Near Palm Beach Gardens, FL Address
Allstate G. Robert (Bob) Sherry 8864 S US Highway 1, Port Saint Lucie, FL, 34952
Travelers Gulfstream Insurance Inc 4455 MILITARY TRL STE 100, JUPITER, FL, 33458
Allstate Jeff Cato 10434 W Atlantic Blvd, Coral Springs, FL, 33071
State Farm Mike Mahovich 2236 N Univ Dr, Coral Springs, FL, 33071-6184
Liberty Mutual Independent R V Johnson Agency 2041 Se Ocean Blvd., Stuart, FL, 34996

Cost Of Homeowners Insurance By Street Near Palm Beach Gardens, FL

Streets in Palm Beach Gardens Area Homeowners Insurance Cost
Gardens East Dr, N Kay St, Nighthawk Way, Crestdale St, Lake House Dr S, Fonseca Way, Calla Lilly Ct, Selby Ln, Hudson Bay Dr, Pga Pass$1,283
Acapulco Ave, Milano Dr, Alcazar Pl, Pepperwood Cir, Sarento Pl, Marlin Rd, Ficus St, Via Jardin, Myrtle Oak Ct, Jardin Ct$1,185
William St, October St, Buttercup Cir S, Brenda Ln, Grande Corniche, Lexington Ln W, Edward Rd, Via Verona, Dogwood Cir, Springdale Ct$1,358
Nature Ct, 74th St N, Curry Dr, 73rd Rd N, Seaward Dr W, Indian Shore Dr, Woodruff Ln, Lake Shore Pl, Caladium Ln, Reed Dr$1,177
Eastwind Dr, Edenwood Ln, Quail Ridge N, Maison Ct, Calais Dr, Camero Way, Raintree Ln, Sun Ct, Orange Blossom Ct, Briarlake Dr$1,359
Eagleton Ln, Magdalena Rd, Willow Ln, Esperanza Way, Vine Cliff Way E, Fairchild Gardens Ave, E Tall Oaks Cir, 70th Ct N, Jack Nicklaus Dr, Square Lake Dr$1,205
Laurel Ct, Myrtlewood Dr, Somerset Dr, Rodgers St, 14th St, San Marco Cir, Laguna Dr, Omega Pl, Orange Hibiscus, Victoria Bay Ct$1,142
Travelers Way, W 30th St, Pelican Way, Country Club Ct, 70th Rd N, Jonquil Cir N, Danube Way, Crisa Dr, Seaward Dr E, Biarritz Dr$1,333
Via Mariposa, 18th Ln, Veronia Dr, Ironwood Rd, Satalite Ter, Isle Ct, Palm Harbor Dr, Oakway Cir, Augusta Pointe Dr, Cinnamon Rd$1,182
Munson Ct, Sunset Bay Dr, St James Dr, Uranus Ter, Eagleton Lake Blvd, Alegria Way, Magnolia Bay Dr, Ryder Cup Cir S, Cuillan Cir, Easterly Ave$1,268

Palm Beach Gardens, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palm Beach Gardens$186 to $188
Cabana Colony$174
Royal Palm Beach-West Jupiter$183
Jupiter Farms$188

Palm Beach Gardens, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cabana Colony CDP, Florida $146 $194 $291
Royal Palm Beach-West Jupiter CCD, Palm Beach County, Florida $153 $203 $305
Jupiter Farms CDP, Florida $157 $209 $314

Palm Beach Gardens, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palm Beach Gardens, FL5.0%13.1%
Cabana Colony5.79%18.1%
Royal Palm Beach-West Jupiter4.89%14.89%
Jupiter Farms4.48%14.65%

Palm Beach Gardens Renters Insurance as a Percentage of Rent

Palm Beach Gardens Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 72 1.0% $1891
$750 to $999 514 9.0% $2641
$1,000 to $1,499 3,318 60.0% $3766
$1,500 or more 1,519 27.0% $5416

Average Cost Of Home Insurance By Company In Areas Nearby Palm Beach Gardens For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $5,836
150,000 27 NO Citizens Property Insurance $4,976
150,000 27 YES Tower Hill Preferred Insurance $2,301
300,000 12 NA American Integrity Insurance $4,530
300,000 12 NA Citizens Property Insurance $3,535

Palm Beach Gardens, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$6,600
Yearly Palm Beach Gardens Homeowner Insurance Premium Example $2,500$1,500
Out of Pocket Expense During Claim$600$6,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,100$17,100
Net Savings to Palm Beach Gardens Home Owner from High Deductible Plan $1,000

Palm Beach Gardens, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palm Beach Gardens, FL Home Replacement Value MORE than Home Value Palm Beach Gardens, FL Home Replacement Value LESS than Home Value
Replacement Value $443,500 $320,000
Insurance Premium based on Replacement Value $8,700 $6,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $80,000
Premium Impact Insurance cheaper by $1,575/year Insurance costlier by $850/year

Example Palm Beach Gardens Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceAllstate
Monthly Premium 237403470
Year Built 201020021984
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$300000-$350000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Palm Beach Gardens, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 635,000 Slate Shingles Roof 3,970 5 $500- $1000 Deductible 3400 4 Stone Siding No
2003 295,000 Asphalt Shingles Roof 2,300 4 $1000-$2500 Deductible 1450 4 Vinyl siding yes
2000 760,000 Tile Roof 4,150 5 $500 Deductible 10120 10 Wood siding No
1999 260,000 Membrane Roof 1,480 3 > $10,000 Deductible 730 3 Stone Siding yes
2012 360,000 Asphalt Shingles Roof 2,830 4 $500- $1000 Deductible 4780 6 Stone Siding No
1984 195,000 Composition Roof 1,350 3 $2500-$5000 Deductible 2740 9 Wood siding No
1986 395,000 Asphalt Shingles Roof 2,180 3 $2500-$5000 Deductible 4750 12 Vinyl siding No
1999 350,000 Shingles Roof 2,240 4 $2500-$5000 Deductible 3840 7 Wood siding yes
2005 495,000 Asphalt Shingles Roof 2,930 4 $500- $1000 Deductible 1840 3 Brick siding No
1990 280,000 Asphalt Shingles Roof 2,170 3 $500- $1000 Deductible 2600 5 Stucco siding No
2013 335,000 Asphalt Shingles Roof 1,890 3 $500- $1000 Deductible 480 1 Stucco siding yes
2009 420,000 Shingles Roof 2,600 4 $1000-$2500 Deductible 5260 9 Fiber-Cement Siding No
1983 505,000 Tile Roof 3,790 5 $1000-$2500 Deductible 4430 8 Wood siding yes
1999 540,000 Slate Shingles Roof 4,050 5 $500- $1000 Deductible 6060 8 Stucco siding No
1989 255,000 Tile Roof 1,870 4 $5000 to $10,000 Deductible 2260 8 Vinyl siding yes
1985 590,000 Composition Roof 4,650 5 > $10,000 Deductible 5200 10 Stucco siding No
2010 370,000 Slate Shingles Roof 2,390 5 $500 Deductible 620 1 Wood siding yes
2012 465,000 Wood Shake Roof 2,930 5 $500 Deductible 1330 2 Vinyl siding No
1988 210,000 Tile Roof 1,610 3 $1000-$2500 Deductible 1670 6 Fiber-Cement Siding No
2012 345,000 Composition Roof 1,890 3 $1000-$2500 Deductible 1980 4 Wood siding No
2012 810,000 Asphalt Shingles Roof 4,510 5 $5000 to $10,000 Deductible 5050 6 Vinyl siding No
2007 320,000 Shingles Roof 2,370 4 $1000-$2500 Deductible 2440 7 Stone Siding yes
1994 425,000 Metal Roof 2,960 5 $2500-$5000 Deductible 4010 6 Stone Siding yes
1982 165,000 Slate Shingles Roof 1,220 3 $1000-$2500 Deductible 1390 6 Vinyl siding No
2001 520,000 Tile Roof 3,120 5 $5000 to $10,000 Deductible 1770 3 Stone Siding yes