Compare Quotes from Top Providers and Save now!

Palm Bay, FL Home Values & Insurance Rates

Palm Bay, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,597 5.0% $228
$50,000 to $59,999 846 3.0% $491
$60,000 to $69,999 1,678 6.0% $606
$70,000 to $79,999 1,856 6.0% $709
$80,000 to $89,999 2,268 8.0% $800
$90,000 to $99,999 2,153 7.0% $892
$100,000 to $124,999 4,332 15.0% $1041
$125,000 to $149,999 3,312 12.0% $1304
$150,000 to $174,999 3,949 14.0% $1532
$175,000 to $199,999 2,185 7.0% $1773
$200,000 to $249,999 1,922 6.0% $2139
$250,000 to $299,999 790 2.0% $2608
$300,000 to $399,999 704 2.0% $3317

Top Home Insurance Agents Near Palm Bay, FL

Home Insurance Company Near Palm Bay, FL Homeowners Insurance Agency Near Palm Bay, FL Address
NA Brown & Brown Of Florida, Inc. 7341 Office Park Place Ste 202A , Melbourne, FL, 32940
Travelers Brevard Insurance & Marketing 3201 N ATLANTIC AVE, COCOA BEACH, FL, 32931
State Farm Lois Kennedy 1676 Us Highway 1, Sebastian, FL, 32958-1604
State Farm Michael Moore 9161 Narcoossee Rd Ste 207, Orlando, FL, 32827-5764
State Farm Ron Siegel 1615 E Vine St, Kissimmee, FL, 34744-3721

Estimated Home Insurance By Street Area Near Palm Bay, FL

Palm Bay Area Estimated House Insurance
Bridgeport Ave NW, la Coco St SW, San Antonio Ave SW, Gould Ave SW, Hardin Ln NE, Amberg Ave NW, Valcourt St NW, Dresden St NW, Frankford Ave NW, Falk Ter SE$1,150
Belvedere Rd NW, Bali St SE, Atz Rd, O Hara Ave, Sexton Rd SW, Fallon Blvd NE, Cooke Ave, Emerson Dr NE, Waco Blvd SE, Washington St$1,146
Kahler Ln, Moss Rose Ave, Savannah St SE, Kent St NE, Fort Pierce St SW, Willow Dr, Ipswich St NW, Pelican Dr NE, Corinne Ave SE, Walker St SE$1,230
Sanford St SW, Ida Ct NW, Frantz Ave, Howell Ln, Gillott St NW, Ashboro Cir SE, Tilden Rd SE, Joshua Dr NE, Teak Rd SE, Havre St NW$1,152
Antigua St NE, Mascot St NE, Hamilton Ave SW, Gera Ave NW, Mermaid Ave SE, Kosuth Rd NE, Dwyer Pl NE, Higgs Ave NW, Gagman St NW, Mercury Ave SE$1,148
Cleaves St SE, Berry Ct, Hunter Ln, Nord Ct NE, Badger Dr NE, Gimlet St NW, Pemberton Trl, Sand Gulley Dr, Weschester Rd SE, Parade St SE$1,156
Sheafe Ave NE, Quimper Ave SE, Swanna Dr, Westport St SE, Montrose St SE, Reef Pl, Roger Ave NW, Micco St SW, Waverly Ave SE, Soria Ave SW$1,148
Emerson Dr SE, Indian River Dr NE, Cogan Dr SE, Jarvis St NW, Saladino St SE, Hield Rd NW, Fort St NW, Gadsden Ave NW, Alvarado Ave SE, Snowbird Ave NW$1,138
Barker St NE, Palm Place Dr NE, Gambo St SW, Zaminder St NW, Londale Ave, Forgal Ave NE, Toy St SE, Fondulac St, Smith Ln, Gibbs Rd SW$1,150
Haleybury St SW, W Malabar Rd, Old Rd SW, Gordon Rd NW, Trapp Ave SE, Labra Rd, Epping Ct NE, Tucson Rd SW, Norbert Rd NE, Adventure Ave NW$1,151

Savings on home insurance for senior occupied homes

PlaceSavings
Palm Bay$171 to $173
West Melbourne$175
Grant-Valkaria$184
Melbourne Village$180

Palm Bay, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palm Bay, FL7.8%26.9%
West Melbourne6.42%22.0%
June Park6.74%23.31%
Grant-Valkaria6.3%18.42%

Palm Bay Renters Insurance as a Percentage of Rent

Palm Bay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 181 2.0% $1244
$500 to $749 1,490 17.0% $1919
$750 to $999 3,317 38.0% $2669
$1,000 to $1,499 3,086 35.0% $3794
$1,500 or more 521 6.0% $5444

Palm Bay, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$7,700
Yearly Palm Bay Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$700$7,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,300$25,300
Net Savings to Palm Bay Home Owner from High Deductible Plan $1,000

Palm Bay, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palm Bay, FL Home Replacement Value MORE than Home Value Palm Bay, FL Home Replacement Value LESS than Home Value
Replacement Value $133,500 $93,000
Insurance Premium based on Replacement Value $2,925 $2,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $375/year

Example Palm Bay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 143209410
Year Built 198419962007
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$125000-$150000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Palm Bay, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
West Melbourne city, Florida $147 $195 $293
June Park CDP, Florida $147 $195 $293
Grant-Valkaria town, Florida $154 $205 $307

Sample Home Insurance Rates for Palm Bay, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 120,000 Wood Shake Roof 1,820 3 $500- $1000 Deductible 1170 8 Vinyl siding No
2014 110,000 Tile Roof 1,610 4 $500 Deductible 1160 7 Brick siding No
2010 295,000 Composition Roof 3,980 5 $1000-$2500 Deductible 3300 9 Vinyl siding yes
1990 320,000 Metal Roof 4,040 5 $2500-$5000 Deductible 690 2 Fiber-Cement Siding No
1998 205,000 Shingles Roof 3,170 4 $500 Deductible 3220 12 Stone Siding yes
1982 155,000 Composition Roof 2,480 4 $500 Deductible 480 2 Brick siding No
2007 205,000 Tile Roof 2,850 4 $1000-$2500 Deductible 210 1 Wood siding No
2002 180,000 Wood Shake Roof 2,510 5 $1000-$2500 Deductible 1280 6 Fiber-Cement Siding yes
2009 245,000 Tile Roof 3,090 4 $1000-$2500 Deductible 5390 12 Stone Siding No
1988 265,000 Slate Shingles Roof 3,354 4 $500- $1000 Deductible 940 2 Stone Siding No