Palestine Insurance Rates:

Palestine, TX homeowners insurance is nearly $857 to $1,163, about $71-$96/month. Our comprehensive analysis indicates shoppers can save upto $404 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They offer a rewards program. you earn rewards by making your payments on time and logging into your account. you can use these rewards to purchase items or in an auction.
Allstate
Allstate has average pricing though. i wish they could cut down their prices more so that they could all be afforded by everyone. not just specific group of people
Blue Cross Blue Shield
When a tree fell on my car they were very helpful. i was surprised at how much they helped me.
Travelers
I have contacted the insurance company only a few occasions. For communication and direction is enabled by chat, email and Direct call etc. Each communication has been fine
Travelers
Overall the company has a good reputation and has held true to that. I like that their premiums seem to be consistent with everyone else.
Allstate
Overall I do not like the premiums. I think they could be lower. However, I am willing to pay more and use a company I know then pay less and use a company that may or may not look after my best interests.
Allstate
There is not much I dislike about my insurance company. Obviously, we would like to pay less money and be rewarded for being good drivers and having no accidents or tickets. But overall, we value customer service and as long as that stays strong, we will not change.

Palestine, TX Homeowners Insurance By Home Value

Palestine, TX Home Value Total Homes % of Total Average Palestine, TX Homeowners Insurance
Less than $50,000 1,763 26.0% $303
$50,000 to $59,999 407 6.0% $636
$60,000 to $69,999 393 5.0% $787
$70,000 to $79,999 638 9.0% $919
$80,000 to $89,999 690 10.0% $1040
$90,000 to $99,999 413 6.0% $1161
$100,000 to $124,999 694 10.0% $1343
$125,000 to $149,999 525 7.0% $1676
$150,000 to $174,999 402 6.0% $1989
$175,000 to $199,999 242 3.0% $2292
$200,000 to $249,999 189 2.0% $2757
$250,000 to $299,999 135 2.0% $3373
$300,000 to $399,999 129 1.0% $4282

Top Home Insurance Agents Near Palestine, TX

Home Insurance Company Near Palestine, TX Homeowners Insurance Agency Near Palestine, TX Address
Allstate Frederick Rauscher 7906 S Broadway Ave Ste 4, Tyler, TX, 75703
State Farm Jeremy Harmel 1910 S Jackson St, Jacksonville, TX, 75766-5852
NA Kenderdine Agency 103 E Oak , Palestine, TX, 75801
NA Willis Of Texas, Inc. Woodgate Centre Woodgate Centre, Tyler, TX, 75701
State Farm Brett Weisenburn 2908 W Oak St, Palestine, TX, 75801-5404

Cost Of Homeowners Insurance By Street Near Palestine, TX

Streets in Palestine Area Homeowners Insurance Cost
N Texas Ave, State Hwy 155, Martin Luther King Blvd, Co Rd 385, W Gilbert St, N Houston St, Pr Rd 6001, Co Rd 386, FM 2394, FM 315$1,011
Sherwood St, Oakcrest, McMeans St, Co Rd 163A, Victory St, N Howard St, Ruth St, Bassett Rd, Pine Tree Dr, Co Rd 186$1,008
An County Road 142, Hilltop Dr, Redbud St, Co Rd 412, N Queen St, Acr 191, N Fannin St, Glenhaven Rd, Sunset Rd, 2nd St$1,011
Days Chapel Rd, Perry Tap Rd, N Jackson St, Nannie Ln, Co Rd 360, N Esplanade St, S Queen St, Co Rd 407, 7th St, N Esplanade St$1,004
W Neches St, Golfcrest Dr, Haw St, Wigwam St, Romallen Dr, Turner Dr, Jameson, Co Rd 2128, Mills St, S Dorrance St$996

Palestine, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palestine$151 to $153
Anderson County$151
Elkhart$149
Grapeland$150

Palestine, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Anderson County, Texas $126 $168 $252
Elkhart CCD, Anderson County, Texas $125 $166 $249
Montalba-Tennessee Colony CCD, Anderson County, Texas $126 $168 $252

Palestine, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palestine, TX7.9%21.5%
Anderson County7.79%22.13%
Elkhart7.91%24.27%
Montalba-Tennessee Colony7.71%20.54%

Palestine Renters Insurance as a Percentage of Rent

Palestine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 50 1.0% $358
$200 to $299 177 6.0% $808
$300 to $499 432 15.0% $1258
$500 to $749 891 32.0% $1933
$750 to $999 843 31.0% $2683
$1,000 to $1,499 253 9.0% $3808
$1,500 or more 61 2.0% $5458

Palestine, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Palestine Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,000$9,500
Net Savings to Palestine Home Owner from High Deductible Plan $1,500

Palestine, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palestine, TX Home Replacement Value MORE than Home Value Palestine, TX Home Replacement Value LESS than Home Value
Replacement Value $66,000 $47,500
Insurance Premium based on Replacement Value $575 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Palestine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceUSAA groupAllstate
Monthly Premium 1188542
Year Built 198019421964
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$50000-$75000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Palestine, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 220,000 Asphalt Shingles Roof 3,240 4 > $10,000 Deductible 270 3 Fiber-Cement Siding No
1999 100,000 Slate Shingles Roof 1,640 3 $500 Deductible 900 9 Fiber-Cement Siding No
2002 145,000 Membrane Roof 2,290 3 $500- $1000 Deductible 560 6 Vinyl siding No
2004 85,000 Tile Roof 1,220 3 $2500-$5000 Deductible 50 1 Vinyl siding yes
2011 150,000 Shingles Roof 2,340 4 $5000 to $10,000 Deductible 430 6 Stone Siding No
1965 150,000 Slate Shingles Roof 2,530 4 $2500-$5000 Deductible 80 1 Stucco siding yes
2010 115,000 Membrane Roof 2,010 3 $500- $1000 Deductible 120 2 Brick siding No
1944 105,000 Shingles Roof 1,440 3 $500- $1000 Deductible 110 2 Vinyl siding No
2012 85,000 Slate Shingles Roof 1,340 3 $500- $1000 Deductible 510 9 Wood siding yes
1990 110,000 Shingles Roof 1,980 3 $1000-$2500 Deductible 250 4 Fiber-Cement Siding yes
1985 195,000 Metal Roof 2,760 4 $1000-$2500 Deductible 430 4 Vinyl siding yes
1945 130,000 Slate Shingles Roof 2,320 3 $500 Deductible 380 4 Stone Siding No
1985 165,000 Wood Shake Roof 3,230 4 $5000 to $10,000 Deductible 550 8 Stucco siding No
1962 125,000 Metal Roof 1,680 3 $1000-$2500 Deductible 90 1 Fiber-Cement Siding yes
1962 160,000 Tile Roof 2,350 4 $1000-$2500 Deductible 200 2 Fiber-Cement Siding yes
2004 190,000 Asphalt Shingles Roof 2,950 4 $5000 to $10,000 Deductible 860 8 Wood siding yes
1988 125,000 Wood Shake Roof 2,340 3 $2500-$5000 Deductible 650 10 Brick siding yes
1984 150,000 Composition Roof 2,460 4 $500 Deductible 110 1 Wood siding yes
2014 135,000 Slate Shingles Roof 2,170 3 $2500-$5000 Deductible 780 10 Fiber-Cement Siding yes
2009 235,000 Asphalt Shingles Roof 3,160 4 $2500-$5000 Deductible 1000 9 Brick siding No
1966 175,000 Tile Roof 2,730 4 $5000 to $10,000 Deductible 390 6 Stucco siding No
2006 140,000 Wood Shake Roof 2,500 4 $1000-$2500 Deductible 1120 12 Stone Siding yes
1980 155,000 Tile Roof 2,270 3 $2500-$5000 Deductible 680 6 Wood siding yes
1948 90,000 Shingles Roof 1,770 4 $500 Deductible 550 8 Brick siding yes