Palatine Insurance Rates:

Palatine ,IL Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Palatine, IL homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Palatine, IL is $. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Palatine, IL: Customer-Reviewed Options

Top Home Insurance Agents Near Palatine, IL

Home Insurance Company Near Palatine, IL Homeowners Insurance Agency Near Palatine, IL Address
State Farm Brian Mcinerney 1329 N Main St, Wheaton, IL, 60187-3579
Travelers Iaa-Barrington Insurance Associates 836 S NORTHWEST HGWY, BARRINGTON, IL, 60010
State Farm Jae Lee 4034 W Lawrence Ave, Chicago, IL, 60630-2825
Travelers Woodman Cison & Associates Llc 1301 S WOLF RD STE 403/404, PROSPECT HEIGHTS, IL, 60070

Palatine, IL Home Insurance Agents for Top Companies


Palatine, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Inverness village, Illinois $125 $166 $249
Rolling Meadows city, Illinois $101 $134 $201
Deer Park village, Illinois $120 $160 $240


Palatine, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palatine, IL3.3%8.9%
Rolling Meadows3.62%10.15%
Deer Park2.49%8.0%

Palatine Renters Insurance as a Percentage of Rent

Palatine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 124 1.0% $753
$500 to $749 393 3.0% $1878
$750 to $999 3,499 29.0% $2628
$1,000 to $1,499 5,842 49.0% $3753
$1,500 or more 1,722 14.0% $5403

Cost Of Homeowners Insurance By Street Near Palatine, IL

Streets in Palatine Area Homeowners Insurance Cost
Rywick Ct, W Camphill Cir, Country Club Ct, E Lake Dr, E Wyndham Cir, Suffolk Ct, Austin Ln, S Jamestown Dr, Wren Ave, Galena Ct$915
Bridgton on Asbury, S Elmwood Ln, Chatham Dr, Stone Harbor Ct, Apple Tree Ct, Chelsea on Auburn, N Kitson Dr, N Sunset Rd, North St, Brush Rd$901
N Stark Dr, Williams Ct, Perry Dr, Pirates Cove, E Sanborn Dr, Grove Rd, W Cheryl Ln, N Poplar St, S Stuart Ln, W Willow Rd$822
Cedar Glen Dr, N Westminster Dr, Brookside Ln, Durham Dr, N Barrington Woods Rd, W Raleigh Ct, W Blackburn Dr, Knoxboro Ln, Skye Ln, Wyndham Ct$942
Mart Ct, Castaway Ln, E Castle Ct, Alton, Owl Ln, Pride Ct, Jessica Ct, N Baldwin Ct, W Glencoe Rd, Heritage Cir$838
W Reading Ct, Aberdeen Rd, Haven Wood Ct, Rhiannon Ct, Green Ln N, N Broadmoor Ct, S Valley Ln, Fairway Ct, W Wilson St, Carberry Cir$846
E Kitson Dr, Saint George Ln, Hammond Dr, E Carriage Ln, W Echo Ln, W Dupont Ave, W Peregrine Dr, Ardmore Ave, Freeman Rd, Greenwich Ct$852
Kittery on Auburn, S Rohlwing Rd, Marie Dr, Silver Pine Dr, Winston Pl, Wren Ln, W Carolyn Dr, Driftwood Ave, W King Arthur Ct, W Kelly Ann Dr$916
E Morris Dr, E Juniper Dr, Chewink Ct, N Dewey Rd, Rochester Dr, W Mallard Dr, W Glencoe Rd, N Milton Rd, Redbud Rd, S Bristol Ct$945
Gull Ct, S Poteet Ave, W Slade St, S Valley Rd, E Shady Dr, S Echo Ln, Prestwick Dr, Wainright Ct, Wilshire Ct, Bedlington Dr$848

Palatine, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palatine$123 to $126
Rolling Meadows$120
Deer Park$144

Palatine, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Palatine Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,100$16,300
Net Savings to Palatine Home Owner from High Deductible Plan $1,800


Palatine, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palatine, IL Home Replacement Value MORE than Home Value Palatine, IL Home Replacement Value LESS than Home Value
Replacement Value $364,000 $249,500
Insurance Premium based on Replacement Value $1,650 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year


Example Palatine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersNationwide Insurance
Monthly Premium 51115119
Year Built 196519881996
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible