Palatine Insurance Rates:

Palatine, IL homeowners insurance is approximately $703 to $956, about $58-$79/month. Our comprehensive analysis indicates shoppers can save as much as $332 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I have been about 3 years and half with Allstate, at the moment i have nothing bad to talk about.
State Farm
In the few cases where i have made claims, they have been quite responsive and have paid the claims very quickly.
State Farm
State farms does not always keep the insured customer informed on things that may need to do to keep their rate low
State Farm
Another thing we like is the fact that we can use the state farm insurance company website to find information about our insurance.
Aaa
What I don't like is that the process of evaluating and confirming things with people was tedious. I had to call and email over and over and call back to confirm they received my emails.
Allstate
Communication between me and my provider is pretty constant whether it be via email or some other form of contact. I much prefer in-person interactions but my local office is very far away from home. Telephone interactions are pretty good overall in my opinion.
Geico
I like geico that they are always friendly ,they have great rated and they have great ways on website on how I can keep those rates down
Grange Insurance
What I don't like about them is that they use foreign customer care and they are not prompt on calling back when you have questions or concerns
State Farm
I like that my State Farm agent, or another agent of hers, is always readily available to help. I have to call up State Farm sometimes in order to change my address or phone number, and they are always so helpful and easy to get in contact with. I don't have any phone "prompts" as I go directly to my agent's phone.
Aaa
I have never been treated poorly and in fact, I have been treated far above average. I enjoy speaking with the representatives.
Progressive
Their customer service is wonderful. I have used progressive for many years for both my home and cars and have had to make a couple of claims along the way. The customer service reps were all very polite and courteous and made the process as painless as possible.
State Farm
I dislike how sometimes they get things disorganized, forget to send me important papers, don't inform me of rate changes and sometimes pressure me into getting more services from them
State Farm
State Farm is very easy to deal with. Their staff is very cordial and professional. Their tools make it easy to do whatever I need. They respond quickly to all of my concerns and only contact me when an important issue arises. They offer a very wide range of services and are competitively priced.
Allstate
They are always there for me. I get email reminders and enough notice to pay the bills with plenty of time
State Farm
IT IS EASY TO MAKE PAYMENTS OVER THE PHONE. THEY DON'T GIVE A RUNAROUND. NO DRAMA, THAT IS THE BEST PART. WILL STAY WITH THEM THANK YOU.
State Farm
I dislike that they don't offer more types of coverage for my home. I also dislike that their auto policies are so expensive. The price can really scare people away, but to my understanding, I will be a loyal customer.
National General
They have the best rates for the best coverage and have great customer service and support staff I can rely on.
The Hartford
They are among the most competitive companies in the Detroit. Every time I have contacted customer service, they have taken care of me quickly. My car insurance is also with them and their road service was prompt on two occasions last winter when my batter died on me twice. Ended up replacing the battery.
Pekin Insurance
The premium is probably the best thing so far. I have not filed a claim so I can't speak to that process. This company was cheaper for the same coverage
Farmer's Insurance
They keep in contact, handle claims easily, and are always there to answer the phone
Pekin Insurance
I don't like the premiums I have to pay. they keep increasing even though I have never had a claim. I don't understand why very well.
Grange Insurance
I think Grange is a great insurance company to work with. They have exceptional customer service and they are very quick to process claims. They are always communicating with their customers. I would highly recommend Grange Insurance.
State Farm
I would, and have recommended by agent and state Farm to others. I personally know at least one contact that has switched to State Farm due to my recommendation.

Palatine, IL Homeowners Insurance By Home Value

Palatine, IL Home Value Total Homes % of Total Average Palatine, IL Homeowners Insurance
Less than $50,000 691 3.0% $66
$80,000 to $89,999 316 1.0% $224
$100,000 to $124,999 1,046 4.0% $298
$125,000 to $149,999 1,074 4.0% $373
$150,000 to $174,999 1,682 7.0% $439
$175,000 to $199,999 1,596 7.0% $506
$200,000 to $249,999 3,717 17.0% $614
$250,000 to $299,999 4,258 19.0% $747
$300,000 to $399,999 6,628 30.0% $954

Top Home Insurance Agents Near Palatine, IL

Home Insurance Company Near Palatine, IL Homeowners Insurance Agency Near Palatine, IL Address
NA Erland Insurance Agency 1000 Hart Rd., Ste 215 , Barrington, IL, 60010
State Farm Brian Mcinerney 1329 N Main St, Wheaton, IL, 60187-3579
Travelers Iaa-Barrington Insurance Associates 836 S NORTHWEST HGWY, BARRINGTON, IL, 60010
State Farm Jae Lee 4034 W Lawrence Ave, Chicago, IL, 60630-2825
Travelers Woodman Cison & Associates Llc 1301 S WOLF RD STE 403/404, PROSPECT HEIGHTS, IL, 60070

Palatine, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Palatine, IL

Streets in Palatine Area Homeowners Insurance Cost
Rywick Ct, W Camphill Cir, Country Club Ct, E Lake Dr, E Wyndham Cir, Suffolk Ct, Austin Ln, S Jamestown Dr, Wren Ave, Galena Ct$915
Bridgton on Asbury, S Elmwood Ln, Chatham Dr, Stone Harbor Ct, Apple Tree Ct, Chelsea on Auburn, N Kitson Dr, N Sunset Rd, North St, Brush Rd$901
N Stark Dr, Williams Ct, Perry Dr, Pirates Cove, E Sanborn Dr, Grove Rd, W Cheryl Ln, N Poplar St, S Stuart Ln, W Willow Rd$822
Cedar Glen Dr, N Westminster Dr, Brookside Ln, Durham Dr, N Barrington Woods Rd, W Raleigh Ct, W Blackburn Dr, Knoxboro Ln, Skye Ln, Wyndham Ct$942
Mart Ct, Castaway Ln, E Castle Ct, Alton, Owl Ln, Pride Ct, Jessica Ct, N Baldwin Ct, W Glencoe Rd, Heritage Cir$838
W Reading Ct, Aberdeen Rd, Haven Wood Ct, Rhiannon Ct, Green Ln N, N Broadmoor Ct, S Valley Ln, Fairway Ct, W Wilson St, Carberry Cir$846
E Kitson Dr, Saint George Ln, Hammond Dr, E Carriage Ln, W Echo Ln, W Dupont Ave, W Peregrine Dr, Ardmore Ave, Freeman Rd, Greenwich Ct$852
Kittery on Auburn, S Rohlwing Rd, Marie Dr, Silver Pine Dr, Winston Pl, Wren Ln, W Carolyn Dr, Driftwood Ave, W King Arthur Ct, W Kelly Ann Dr$916
E Morris Dr, E Juniper Dr, Chewink Ct, N Dewey Rd, Rochester Dr, W Mallard Dr, W Glencoe Rd, N Milton Rd, Redbud Rd, S Bristol Ct$945
Gull Ct, S Poteet Ave, W Slade St, S Valley Rd, E Shady Dr, S Echo Ln, Prestwick Dr, Wainright Ct, Wilshire Ct, Bedlington Dr$848

Palatine, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palatine$123 to $126
Inverness$149
Rolling Meadows$120
Deer Park$144

Palatine, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Inverness village, Illinois $125 $166 $249
Rolling Meadows city, Illinois $101 $134 $201
Deer Park village, Illinois $120 $160 $240

Palatine, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palatine, IL3.3%8.9%
Inverness2.21%8.31%
Rolling Meadows3.62%10.15%
Deer Park2.49%8.0%

Palatine Renters Insurance as a Percentage of Rent

Palatine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 124 1.0% $753
$500 to $749 393 3.0% $1878
$750 to $999 3,499 29.0% $2628
$1,000 to $1,499 5,842 49.0% $3753
$1,500 or more 1,722 14.0% $5403

Palatine, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Palatine Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,100$16,300
Net Savings to Palatine Home Owner from High Deductible Plan $1,800

Palatine, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palatine, IL Home Replacement Value MORE than Home Value Palatine, IL Home Replacement Value LESS than Home Value
Replacement Value $364,000 $249,500
Insurance Premium based on Replacement Value $1,650 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year

Example Palatine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersNationwide Insurance
Monthly Premium 51115119
Year Built 196519881996
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Palatine, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 355,000 Metal Roof 2,850 4 $1000-$2500 Deductible 900 8 Vinyl siding No
1998 760,000 Wood Shake Roof 4,990 5 $5000 to $10,000 Deductible 330 2 Wood siding yes
1981 215,000 Slate Shingles Roof 1,680 4 $500 Deductible 490 6 Vinyl siding yes
1979 225,000 Membrane Roof 1,280 3 $1000-$2500 Deductible 1160 12 Wood siding No
1966 230,000 Asphalt Shingles Roof 1,740 3 $2500-$5000 Deductible 1010 12 Vinyl siding yes
1995 485,000 Shingles Roof 2,650 4 $5000 to $10,000 Deductible 830 6 Brick siding yes
1964 170,000 Metal Roof 1,210 3 $1000-$2500 Deductible 570 10 Brick siding yes
1975 280,000 Slate Shingles Roof 2,060 3 > $10,000 Deductible 540 7 Stone Siding yes
1976 335,000 Wood Shake Roof 2,210 3 $5000 to $10,000 Deductible 520 5 Stone Siding yes
1961 290,000 Asphalt Shingles Roof 1,980 4 $2500-$5000 Deductible 180 2 Wood siding yes
1972 335,000 Tile Roof 1,920 5 > $10,000 Deductible 290 4 Wood siding No
1972 390,000 Shingles Roof 2,880 4 $5000 to $10,000 Deductible 610 5 Stucco siding yes
1970 305,000 Shingles Roof 1,700 3 $500- $1000 Deductible 220 2 Brick siding No
1984 135,000 Composition Roof 930 2 $2500-$5000 Deductible 320 9 Brick siding yes
1981 235,000 Slate Shingles Roof 1,710 5 $1000-$2500 Deductible 90 1 Fiber-Cement Siding No
1968 470,000 Tile Roof 2,840 5 $500 Deductible 140 1 Fiber-Cement Siding No
1963 400,000 Asphalt Shingles Roof 2,300 3 $500 Deductible 740 5 Stone Siding yes
1998 295,000 Asphalt Shingles Roof 1,840 4 > $10,000 Deductible 210 3 Wood siding yes
1981 240,000 Metal Roof 1,440 2 $500- $1000 Deductible 190 2 Wood siding yes
1975 305,000 Tile Roof 1,930 3 $1000-$2500 Deductible 780 7 Brick siding No
1977 305,000 Shingles Roof 1,610 3 $1000-$2500 Deductible 1010 7 Wood siding yes
1989 400,000 Metal Roof 2,590 4 $500- $1000 Deductible 520 3 Fiber-Cement Siding yes
1992 275,000 Metal Roof 1,670 5 $500- $1000 Deductible 1400 12 Stone Siding yes
1960 200,000 Metal Roof 1,580 3 > $10,000 Deductible 410 7 Wood siding yes
1978 785,000 Metal Roof 4,570 5 $2500-$5000 Deductible 1590 7 Wood siding No
1997 220,000 Tile Roof 1,450 2 > $10,000 Deductible 290 5 Stone Siding No
1982 390,000 Wood Shake Roof 2,440 5 $500 Deductible 1540 12 Stone Siding No
1976 290,000 Asphalt Shingles Roof 2,180 3 > $10,000 Deductible 500 8 Vinyl siding yes
1966 425,000 Tile Roof 2,480 4 $1000-$2500 Deductible 1670 12 Brick siding No
1985 490,000 Tile Roof 2,893 3 $5000 to $10,000 Deductible 2130 8 Fiber-Cement Siding No

Find Visual Guide for Palatine, IL Home Insurance Buyers on Insurance Companies and Rates