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Palatine, IL Home Values & Insurance Rates

Palatine, IL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 691 3.0% $66
$80,000 to $89,999 316 1.0% $224
$100,000 to $124,999 1,046 4.0% $298
$125,000 to $149,999 1,074 4.0% $373
$150,000 to $174,999 1,682 7.0% $439
$175,000 to $199,999 1,596 7.0% $506
$200,000 to $249,999 3,717 17.0% $614
$250,000 to $299,999 4,258 19.0% $747
$300,000 to $399,999 6,628 30.0% $954

Top Home Insurance Agents Near Palatine, IL

Home Insurance Company Near Palatine, IL Homeowners Insurance Agency Near Palatine, IL Address
NA Erland Insurance Agency 1000 Hart Rd., Ste 215 , Barrington, IL, 60010
State Farm Brian Mcinerney 1329 N Main St, Wheaton, IL, 60187-3579
Travelers Iaa-Barrington Insurance Associates 836 S NORTHWEST HGWY, BARRINGTON, IL, 60010
State Farm Jae Lee 4034 W Lawrence Ave, Chicago, IL, 60630-2825
Travelers Woodman Cison & Associates Llc 1301 S WOLF RD STE 403/404, PROSPECT HEIGHTS, IL, 60070

Estimated Home Insurance By Street Area Near Palatine, IL

Palatine Area Estimated House Insurance
Rywick Ct, W Camphill Cir, Country Club Ct, E Lake Dr, E Wyndham Cir, Suffolk Ct, Austin Ln, S Jamestown Dr, Wren Ave, Galena Ct$915
Bridgton on Asbury, S Elmwood Ln, Chatham Dr, Stone Harbor Ct, Apple Tree Ct, Chelsea on Auburn, N Kitson Dr, N Sunset Rd, North St, Brush Rd$901
N Stark Dr, Williams Ct, Perry Dr, Pirates Cove, E Sanborn Dr, Grove Rd, W Cheryl Ln, N Poplar St, S Stuart Ln, W Willow Rd$822
Cedar Glen Dr, N Westminster Dr, Brookside Ln, Durham Dr, N Barrington Woods Rd, W Raleigh Ct, W Blackburn Dr, Knoxboro Ln, Skye Ln, Wyndham Ct$942
Mart Ct, Castaway Ln, E Castle Ct, Alton, Owl Ln, Pride Ct, Jessica Ct, N Baldwin Ct, W Glencoe Rd, Heritage Cir$838
W Reading Ct, Aberdeen Rd, Haven Wood Ct, Rhiannon Ct, Green Ln N, N Broadmoor Ct, S Valley Ln, Fairway Ct, W Wilson St, Carberry Cir$846
E Kitson Dr, Saint George Ln, Hammond Dr, E Carriage Ln, W Echo Ln, W Dupont Ave, W Peregrine Dr, Ardmore Ave, Freeman Rd, Greenwich Ct$852
Kittery on Auburn, S Rohlwing Rd, Marie Dr, Silver Pine Dr, Winston Pl, Wren Ln, W Carolyn Dr, Driftwood Ave, W King Arthur Ct, W Kelly Ann Dr$916
E Morris Dr, E Juniper Dr, Chewink Ct, N Dewey Rd, Rochester Dr, W Mallard Dr, W Glencoe Rd, N Milton Rd, Redbud Rd, S Bristol Ct$945
Gull Ct, S Poteet Ave, W Slade St, S Valley Rd, E Shady Dr, S Echo Ln, Prestwick Dr, Wainright Ct, Wilshire Ct, Bedlington Dr$848

Savings on home insurance for senior occupied homes

PlaceSavings
Palatine$123 to $126
Inverness$149
Rolling Meadows$120
Deer Park$144

Palatine, IL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palatine, IL3.3%8.9%
Inverness2.21%8.31%
Rolling Meadows3.62%10.15%
Deer Park2.49%8.0%

Palatine Renters Insurance as a Percentage of Rent

Palatine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 124 1.0% $753
$500 to $749 393 3.0% $1878
$750 to $999 3,499 29.0% $2628
$1,000 to $1,499 5,842 49.0% $3753
$1,500 or more 1,722 14.0% $5403

Palatine, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Palatine Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,100$16,300
Net Savings to Palatine Home Owner from High Deductible Plan $1,800

Palatine, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palatine, IL Home Replacement Value MORE than Home Value Palatine, IL Home Replacement Value LESS than Home Value
Replacement Value $364,000 $249,500
Insurance Premium based on Replacement Value $1,650 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year

Example Palatine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersNationwide Insurance
Monthly Premium 51115119
Year Built 196519881996
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Palatine, IL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Inverness village, Illinois $125 $166 $249
Rolling Meadows city, Illinois $101 $134 $201
Deer Park village, Illinois $120 $160 $240

Sample Home Insurance Rates for Palatine, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 275,000 Metal Roof 1,670 5 $500- $1000 Deductible 1400 12 Stone Siding yes
1960 200,000 Metal Roof 1,580 3 > $10,000 Deductible 410 7 Wood siding yes
1978 785,000 Metal Roof 4,570 5 $2500-$5000 Deductible 1590 7 Wood siding No
1997 220,000 Tile Roof 1,450 2 > $10,000 Deductible 290 5 Stone Siding No
1982 390,000 Wood Shake Roof 2,440 5 $500 Deductible 1540 12 Stone Siding No
1976 290,000 Asphalt Shingles Roof 2,180 3 > $10,000 Deductible 500 8 Vinyl siding yes
1966 425,000 Tile Roof 2,480 4 $1000-$2500 Deductible 1670 12 Brick siding No
1985 490,000 Tile Roof 2,893 3 $5000 to $10,000 Deductible 2130 8 Fiber-Cement Siding No