Palatine, IL homeowners insurance is approximately $703 to $956, about $58-$79/month. Our comprehensive analysis indicates shoppers can save as much as $332 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Palatine, IL Home Value | Total Homes | % of Total | Average Palatine, IL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 691 | 3.0% | $66 |
$80,000 to $89,999 | 316 | 1.0% | $224 |
$100,000 to $124,999 | 1,046 | 4.0% | $298 |
$125,000 to $149,999 | 1,074 | 4.0% | $373 |
$150,000 to $174,999 | 1,682 | 7.0% | $439 |
$175,000 to $199,999 | 1,596 | 7.0% | $506 |
$200,000 to $249,999 | 3,717 | 17.0% | $614 |
$250,000 to $299,999 | 4,258 | 19.0% | $747 |
$300,000 to $399,999 | 6,628 | 30.0% | $954 |
Home Insurance Company Near Palatine, IL | Homeowners Insurance Agency Near Palatine, IL | Address |
---|---|---|
NA | Erland Insurance Agency | 1000 Hart Rd., Ste 215 , Barrington, IL, 60010 |
State Farm | Brian Mcinerney | 1329 N Main St, Wheaton, IL, 60187-3579 |
Travelers | Iaa-Barrington Insurance Associates | 836 S NORTHWEST HGWY, BARRINGTON, IL, 60010 |
State Farm | Jae Lee | 4034 W Lawrence Ave, Chicago, IL, 60630-2825 |
Travelers | Woodman Cison & Associates Llc | 1301 S WOLF RD STE 403/404, PROSPECT HEIGHTS, IL, 60070 |
Streets in Palatine Area | Homeowners Insurance Cost |
---|---|
Rywick Ct, W Camphill Cir, Country Club Ct, E Lake Dr, E Wyndham Cir, Suffolk Ct, Austin Ln, S Jamestown Dr, Wren Ave, Galena Ct | $915 |
Bridgton on Asbury, S Elmwood Ln, Chatham Dr, Stone Harbor Ct, Apple Tree Ct, Chelsea on Auburn, N Kitson Dr, N Sunset Rd, North St, Brush Rd | $901 |
N Stark Dr, Williams Ct, Perry Dr, Pirates Cove, E Sanborn Dr, Grove Rd, W Cheryl Ln, N Poplar St, S Stuart Ln, W Willow Rd | $822 |
Cedar Glen Dr, N Westminster Dr, Brookside Ln, Durham Dr, N Barrington Woods Rd, W Raleigh Ct, W Blackburn Dr, Knoxboro Ln, Skye Ln, Wyndham Ct | $942 |
Mart Ct, Castaway Ln, E Castle Ct, Alton, Owl Ln, Pride Ct, Jessica Ct, N Baldwin Ct, W Glencoe Rd, Heritage Cir | $838 |
W Reading Ct, Aberdeen Rd, Haven Wood Ct, Rhiannon Ct, Green Ln N, N Broadmoor Ct, S Valley Ln, Fairway Ct, W Wilson St, Carberry Cir | $846 |
E Kitson Dr, Saint George Ln, Hammond Dr, E Carriage Ln, W Echo Ln, W Dupont Ave, W Peregrine Dr, Ardmore Ave, Freeman Rd, Greenwich Ct | $852 |
Kittery on Auburn, S Rohlwing Rd, Marie Dr, Silver Pine Dr, Winston Pl, Wren Ln, W Carolyn Dr, Driftwood Ave, W King Arthur Ct, W Kelly Ann Dr | $916 |
E Morris Dr, E Juniper Dr, Chewink Ct, N Dewey Rd, Rochester Dr, W Mallard Dr, W Glencoe Rd, N Milton Rd, Redbud Rd, S Bristol Ct | $945 |
Gull Ct, S Poteet Ave, W Slade St, S Valley Rd, E Shady Dr, S Echo Ln, Prestwick Dr, Wainright Ct, Wilshire Ct, Bedlington Dr | $848 |
Place | Savings For Senior Occupied Homes |
---|---|
Palatine | $123 to $126 |
Inverness | $149 |
Rolling Meadows | $120 |
Deer Park | $144 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Inverness village, Illinois | $125 | $166 | $249 |
Rolling Meadows city, Illinois | $101 | $134 | $201 |
Deer Park village, Illinois | $120 | $160 | $240 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Palatine, IL | 3.3% | 8.9% |
Inverness | 2.21% | 8.31% |
Rolling Meadows | 3.62% | 10.15% |
Deer Park | 2.49% | 8.0% |
Palatine Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 124 | 1.0% | $753 |
$500 to $749 | 393 | 3.0% | $1878 |
$750 to $999 | 3,499 | 29.0% | $2628 |
$1,000 to $1,499 | 5,842 | 49.0% | $3753 |
$1,500 or more | 1,722 | 14.0% | $5403 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $500 | $3,500 |
Yearly Palatine Homeowner Insurance Premium Example | $2,200 | $1,600 |
Out of Pocket Expense During Claim | $500 | $3,500 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,100 | $16,300 |
Net Savings to Palatine Home Owner from High Deductible Plan | $1,800 |
Scenario | Palatine, IL Home Replacement Value MORE than Home Value | Palatine, IL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $364,000 | $249,500 |
Insurance Premium based on Replacement Value | $1,650 | $1,125 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $78,500 | Risk Exposure from Under Insuring Coverage is $36,000 |
Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $350/year |
Insurance Company | Liberty Mutual | Travelers | Nationwide Insurance |
Monthly Premium | 51 | 115 | 119 |
Year Built | 1965 | 1988 | 1996 |
Home Details | 2 Beds, 1 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
Coverage Amount | $150000-$175000 | $400000-$500000 | $250000-$300000 |
Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1997 | 355,000 | Metal Roof | 2,850 | 4 | $1000-$2500 Deductible | 900 | 8 | Vinyl siding | No |
1998 | 760,000 | Wood Shake Roof | 4,990 | 5 | $5000 to $10,000 Deductible | 330 | 2 | Wood siding | yes |
1981 | 215,000 | Slate Shingles Roof | 1,680 | 4 | $500 Deductible | 490 | 6 | Vinyl siding | yes |
1979 | 225,000 | Membrane Roof | 1,280 | 3 | $1000-$2500 Deductible | 1160 | 12 | Wood siding | No |
1966 | 230,000 | Asphalt Shingles Roof | 1,740 | 3 | $2500-$5000 Deductible | 1010 | 12 | Vinyl siding | yes |
1995 | 485,000 | Shingles Roof | 2,650 | 4 | $5000 to $10,000 Deductible | 830 | 6 | Brick siding | yes |
1964 | 170,000 | Metal Roof | 1,210 | 3 | $1000-$2500 Deductible | 570 | 10 | Brick siding | yes |
1975 | 280,000 | Slate Shingles Roof | 2,060 | 3 | > $10,000 Deductible | 540 | 7 | Stone Siding | yes |
1976 | 335,000 | Wood Shake Roof | 2,210 | 3 | $5000 to $10,000 Deductible | 520 | 5 | Stone Siding | yes |
1961 | 290,000 | Asphalt Shingles Roof | 1,980 | 4 | $2500-$5000 Deductible | 180 | 2 | Wood siding | yes |
1972 | 335,000 | Tile Roof | 1,920 | 5 | > $10,000 Deductible | 290 | 4 | Wood siding | No |
1972 | 390,000 | Shingles Roof | 2,880 | 4 | $5000 to $10,000 Deductible | 610 | 5 | Stucco siding | yes |
1970 | 305,000 | Shingles Roof | 1,700 | 3 | $500- $1000 Deductible | 220 | 2 | Brick siding | No |
1984 | 135,000 | Composition Roof | 930 | 2 | $2500-$5000 Deductible | 320 | 9 | Brick siding | yes |
1981 | 235,000 | Slate Shingles Roof | 1,710 | 5 | $1000-$2500 Deductible | 90 | 1 | Fiber-Cement Siding | No |
1968 | 470,000 | Tile Roof | 2,840 | 5 | $500 Deductible | 140 | 1 | Fiber-Cement Siding | No |
1963 | 400,000 | Asphalt Shingles Roof | 2,300 | 3 | $500 Deductible | 740 | 5 | Stone Siding | yes |
1998 | 295,000 | Asphalt Shingles Roof | 1,840 | 4 | > $10,000 Deductible | 210 | 3 | Wood siding | yes |
1981 | 240,000 | Metal Roof | 1,440 | 2 | $500- $1000 Deductible | 190 | 2 | Wood siding | yes |
1975 | 305,000 | Tile Roof | 1,930 | 3 | $1000-$2500 Deductible | 780 | 7 | Brick siding | No |
1977 | 305,000 | Shingles Roof | 1,610 | 3 | $1000-$2500 Deductible | 1010 | 7 | Wood siding | yes |
1989 | 400,000 | Metal Roof | 2,590 | 4 | $500- $1000 Deductible | 520 | 3 | Fiber-Cement Siding | yes |
1992 | 275,000 | Metal Roof | 1,670 | 5 | $500- $1000 Deductible | 1400 | 12 | Stone Siding | yes |
1960 | 200,000 | Metal Roof | 1,580 | 3 | > $10,000 Deductible | 410 | 7 | Wood siding | yes |
1978 | 785,000 | Metal Roof | 4,570 | 5 | $2500-$5000 Deductible | 1590 | 7 | Wood siding | No |
1997 | 220,000 | Tile Roof | 1,450 | 2 | > $10,000 Deductible | 290 | 5 | Stone Siding | No |
1982 | 390,000 | Wood Shake Roof | 2,440 | 5 | $500 Deductible | 1540 | 12 | Stone Siding | No |
1976 | 290,000 | Asphalt Shingles Roof | 2,180 | 3 | > $10,000 Deductible | 500 | 8 | Vinyl siding | yes |
1966 | 425,000 | Tile Roof | 2,480 | 4 | $1000-$2500 Deductible | 1670 | 12 | Brick siding | No |
1985 | 490,000 | Tile Roof | 2,893 | 3 | $5000 to $10,000 Deductible | 2130 | 8 | Fiber-Cement Siding | No |