Palacios Insurance Rates:

Palacios, TX homeowners insurance is about $844 to $1,169, about $70-$97/month. Our comprehensive research shows customers can save as much as $402 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Palacios, TX Homeowners Insurance By Home Value

Palacios, TX Home Value Total Homes % of Total Average Palacios, TX Homeowners Insurance
Less than $50,000 487 32.0% $321
$50,000 to $59,999 106 7.0% $694
$60,000 to $69,999 124 8.0% $855
$70,000 to $79,999 64 4.0% $985
$80,000 to $89,999 31 2.0% $1116
$90,000 to $99,999 82 5.0% $1257
$100,000 to $124,999 232 15.0% $1448
$125,000 to $149,999 79 5.0% $1820
$150,000 to $174,999 78 5.0% $2152
$175,000 to $199,999 63 4.0% $2484
$200,000 to $249,999 60 4.0% $2987
$250,000 to $299,999 21 1.0% $3641
$300,000 to $399,999 60 4.0% $4637

Top Home Insurance Agents Near Palacios, TX

Home Insurance Company Near Palacios, TX Homeowners Insurance Agency Near Palacios, TX Address
Travelers Assurance One Of Texas Llc 114 W MAIN ST, EDNA, TX, 77957
State Farm Gary Breech 903 Sam Houston Dr, Victoria, TX, 77901-4550
Allstate Herrmann & Assoc 106 W Monseratte St, El Campo, TX, 77437
State Farm Norman Carver 104 N Laurent St, Victoria, TX, 77901-7003
State Farm Robby Woodard 702 N Main St, Sweeny, TX, 77480-1604

Cost Of Homeowners Insurance By Street Near Palacios, TX

Streets in Palacios Area Homeowners Insurance Cost
Co Rd 300, Co Rd 333, Jensen Point Dr, E Craymer Ave, Co Rd 320, Co Rd 305, Co Rd 324, Ruthven St, Saint Mary St, Moore Ave$1,017
Bayshore Rd, Perryman Ave, Buffaloe Rd, Co Rd 317, State Hwy 35 Bus, Henderson Rd, S Bay Blvd, Green Ave, Machalik Rd, Slone Ranch Rd$992
State Hwy 35 S, E Matagorda Ave, Co Rd 384, Turtle Bay Cove Dr, Co Rd 366, 9th St, E Elizabeth Ave, Nicralic Rd, Cr 324, Co Rd 337$993
Citrus Grove Rd, E University Ave, Co Rd 335, Co Rd 322 Buffaloe Rd, Co Rd 347, Michalik Rd, FM 3280, Robbins Slough Rd, E Tres Palacios Ave, Magnusson Ave$1,005
Farm Rd 2853 S, Co Rd 319 McGlothlin Rd, Co Rd 318, Cr 348, Shark Dr, Co Rd 319, E Main St, Jensen Dr, Co Rd 322, Co Rd 314$1,009

Palacios, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Palacios$148 to $153
Matagorda$151
Matagorda County$152
Blessing$145

Palacios, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Matagorda CDP, Texas $127 $169 $253
Matagorda County, Texas $127 $169 $253
Point Comfort CCD, Calhoun County, Texas $127 $169 $254

Palacios, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Palacios, TX8.0%23.2%
Matagorda6.53%21.48%
Matagorda County7.37%22.3%
Point Comfort8.84%27.3%

Palacios Renters Insurance as a Percentage of Rent

Palacios Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 56 14.0% $810
$300 to $499 21 5.0% $1260
$500 to $749 247 65.0% $1935
$750 to $999 18 4.0% $2685
$1,000 to $1,499 36 9.0% $3810

Palacios, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Palacios Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Palacios Home Owner from High Deductible Plan $600

Palacios, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Palacios, TX Home Replacement Value MORE than Home Value Palacios, TX Home Replacement Value LESS than Home Value
Replacement Value $89,500 $59,500
Insurance Premium based on Replacement Value $875 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Palacios Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceUSAA group
Monthly Premium 494983
Year Built 194919711985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Palacios, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 150,000 Wood Shake Roof 2,970 4 $500- $1000 Deductible 490 4 Wood siding No
1977 90,000 Membrane Roof 1,790 3 $2500-$5000 Deductible 470 12 Brick siding No
1979 130,000 Metal Roof 1,860 3 $1000-$2500 Deductible 1180 12 Stucco siding No
1979 130,000 Shingles Roof 2,060 3 $500 Deductible 1300 12 Stone Siding yes
1976 95,000 Wood Shake Roof 1,830 4 $1000-$2500 Deductible 370 6 Fiber-Cement Siding No
1941 120,000 Composition Roof 2,180 3 $2500-$5000 Deductible 360 5 Stone Siding yes
1948 90,000 Membrane Roof 1,760 4 $500 Deductible 320 5 Stone Siding yes
1994 70,000 Metal Roof 1,350 2 $500 Deductible 340 8 Stone Siding yes
1984 120,000 Composition Roof 2,340 3 $500- $1000 Deductible 470 6 Vinyl siding yes
1987 105,000 Membrane Roof 1,510 2 $2500-$5000 Deductible 390 8 Fiber-Cement Siding No
1979 90,000 Metal Roof 1,740 2 $2500-$5000 Deductible 380 8 Fiber-Cement Siding No
1949 180,000 Wood Shake Roof 2,980 4 $1000-$2500 Deductible 90 1 Stucco siding No
1984 85,000 Asphalt Shingles Roof 1,700 2 $1000-$2500 Deductible 90 2 Brick siding yes
1988 115,000 Slate Shingles Roof 2,350 4 $2500-$5000 Deductible 280 5 Wood siding yes
2004 55,000 Slate Shingles Roof 960 2 $500 Deductible 360 7 Stucco siding yes
2005 110,000 Metal Roof 1,570 3 $500- $1000 Deductible 890 10 Vinyl siding yes
2009 65,000 Shingles Roof 1,330 2 $500 Deductible 140 3 Fiber-Cement Siding yes
1974 135,000 Metal Roof 2,060 3 $500- $1000 Deductible 720 8 Stone Siding yes
1976 75,000 Shingles Roof 1,350 3 $1000-$2500 Deductible 830 12 Wood siding yes
1987 160,000 Shingles Roof 3,030 4 $1000-$2500 Deductible 820 6 Brick siding yes
1994 220,000 Slate Shingles Roof 3,300 4 > $10,000 Deductible 700 7 Brick siding No
1990 70,000 Shingles Roof 1,260 3 $500 Deductible 120 3 Wood siding yes
1991 70,000 Tile Roof 1,360 3 $500 Deductible 360 6 Fiber-Cement Siding yes
1982 90,000 Composition Roof 1,690 3 $500 Deductible 440 6 Fiber-Cement Siding yes
2002 90,000 Metal Roof 1,310 3 $500- $1000 Deductible 210 3 Stone Siding yes
1978 140,000 Membrane Roof 2,150 3 $500- $1000 Deductible 300 3 Stone Siding No
1972 140,000 Asphalt Shingles Roof 2,120 3 $1000-$2500 Deductible 490 5 Stucco siding yes
2000 160,000 Composition Roof 3,300 4 $5000 to $10,000 Deductible 410 4 Stone Siding No
1997 145,000 Metal Roof 2,530 4 $500- $1000 Deductible 850 8 Fiber-Cement Siding yes
1971 165,000 Tile Roof 3,190 4 $500 Deductible 740 5 Wood siding No
1984 125,000 Composition Roof 1,700 2 $2500-$5000 Deductible 580 9 Brick siding No
2007 120,000 Membrane Roof 1,750 3 $500- $1000 Deductible 890 12 Vinyl siding yes
1940 95,000 Asphalt Shingles Roof 1,780 2 $2500-$5000 Deductible 660 12 Wood siding yes
1975 195,000 Shingles Roof 3,070 4 $2500-$5000 Deductible 730 6 Wood siding yes