Pahrump, NV Home Insurance - Analysis On Quotes, Rates & Agents
Pahrump Insurance Rates:
Pahrump, NV homeowners insurance is roughly $527 to $718, about $43-$59/month. Our thorough research reveals consumers can save upto $248 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmThey make many online processes and policy information available online that helps save me time and phone calls unless absolutely necessary. this includes certain claims if they were to happen.
American InsuranceThe american family insurance is good service, i call the insurance agent, he hears from me what i can need, in a patient, give me more suggestions.
AllstateThe size is overwhelming, You can get lost in the phone tree if you are not careful, if you find a person find their number.
Liberty MutualI have a specific agent that I am able to call with any questions. I like that I have a dedicated representative with which I can build a rapport.
GeicoI like the fact that it is very easy to reach customer service at Geico. Especially from there website. You can also email call or online chat.
American InsuranceMy company has a very clunky system. It's fairly difficult to navigate to make any claims and they primarily communicate via physical mail.
Pahrump, NV Homeowners Insurance By Home Value
| Pahrump, NV Home Value | Total Homes | % of Total | Average Pahrump, NV Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,335 | 12.0% | $111 |
| $50,000 to $59,999 | 372 | 3.0% | $236 |
| $60,000 to $69,999 | 563 | 5.0% | $292 |
| $70,000 to $79,999 | 504 | 4.0% | $342 |
| $80,000 to $89,999 | 569 | 5.0% | $385 |
| $90,000 to $99,999 | 580 | 5.0% | $435 |
| $100,000 to $124,999 | 1,101 | 10.0% | $503 |
| $125,000 to $149,999 | 1,121 | 10.0% | $628 |
| $150,000 to $174,999 | 1,514 | 14.0% | $740 |
| $175,000 to $199,999 | 674 | 6.0% | $858 |
| $200,000 to $249,999 | 887 | 8.0% | $1032 |
| $250,000 to $299,999 | 682 | 6.0% | $1262 |
| $300,000 to $399,999 | 681 | 6.0% | $1604 |
Top Home Insurance Agents Near Pahrump, NV
| Home Insurance Company Near Pahrump, NV | Homeowners Insurance Agency Near Pahrump, NV | Address |
|---|---|---|
| Travelers | Citizen Choice Insurance | 5000 WEST OAKEY SUITE A-4, LAS VEGAS, NV, 89146 |
| Travelers | Leavitt Insurance Agency | 7881 W Charleston Blvd Ste 140, LAS VEGAS, NV, 89117 |
| Travelers | Safeguard Insurance Llc | 5225 S DURANGO DR, LAS VEGAS, NV, 89113 |
| Travelers | Sage Insurance Services Inc | 1081 S CIMARRON RD STE B5-6, LAS VEGAS, NV, 89145 |
| Travelers | The Mahoney Group | 6029 S. Rainbow Blvd , Las Vegas, NV, 89118 |
Cost Of Homeowners Insurance By Street Near Pahrump, NV
| Streets in Pahrump Area | Homeowners Insurance Cost |
|---|---|
| W Fangio Ln, Vegas Valley Dr, W Patricia Ln, Ricksue St, Leonard St, Trudy Cir, Greta Blvd, Sisk St, Santovito St, Yakima Ave | $612 |
| Tomahawk St, Amarillo Ave, Oasis St, Pershing Ave, Hall Ave, W Santa Fe St, Rodeo Ave, Fallwood St, Potro Dr, N Boca St | $613 |
| Paso Ave, Papigo Ave, Oregon, E Acoma Ave, S Dandelion St, Mourning Dove Ct, E Mesquite Ave, State Hwy 372, E Idlewild St, Matthew Ln | $620 |
| Weston Ave, Gamebird Rd, Marne Ct, Rockafeller Dr, N Corbin St, Tecopa St, Quartzite Ave, E Gamebird Rd, Water Hole Canyon Ave, Sierra Vista Cir E | $630 |
| Emma Rd, N McKnight Ave, Morales Ln, Trudy, Autumnwod Dr, E Splendido Ave, Mira Ln, N Jims Ct, E Vineyard Dr, Caas St | $608 |
| Comstock St, E Wiley Cr, Gemini Dr, W McMurray Dr, Big 5 Rd, Flagstone Ct, Russell Rd, W Isaac St, Panorama Rd, Gypsy Ln | $614 |
| Fairmont St, S Woodchips Rd, Marion Miller St, Effinger Rd, E Bonita Ave, Basin Ave, Kimberly Ave, W Adkisson St, S Barney St, Rimrock Ave | $615 |
| Equestrian Ct, Deer St, Heather, Avellaneda St, Gee St, W Bell Vista Ave, Timothy Ave, Ranger Way, Ironside St, Vondell Dr | $613 |
| McKnight Ave, Nevada Ave, S Woodchips Rd, Alvin St, N Geneva Ct, Turner Blvd, Ironside St, Blackhorn St, Lone Pine Rd, Buol Ln | $623 |
| Caas Rd, W Cordova Pl, E Blosser Ranch Rd, Bighorn St, Sagebrush Ave, Stella St, Steptoe St, S Park Ridge Ave, Kearney St, Indio Ct | $634 |
Pahrump, NV Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Pahrump | $93 to $95 |
| Indian Springs | $90 |
| Mount Charleston | $111 |
| Amargosa Valley | $91 |
Pahrump, NV Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Indian Springs CDP, Nevada | $75 | $100 | $150 |
| Mount Charleston CDP, Nevada | $93 | $124 | $186 |
| Amargosa Valley CCD, Nye County, Nevada | $77 | $102 | $153 |
Pahrump, NV Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Pahrump, NV | 4.2% | 15.0% |
| Indian Springs | 4.37% | 18.21% |
| Mount Charleston | 1.55% | 7.38% |
| Amargosa Valley | 6.02% | 15.94% |
Pahrump Renters Insurance as a Percentage of Rent
| Pahrump Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 232 | 5.0% | $1258 |
| $500 to $749 | 900 | 23.0% | $1933 |
| $750 to $999 | 896 | 23.0% | $2683 |
| $1,000 to $1,499 | 1,639 | 42.0% | $3808 |
| $1,500 or more | 150 | 3.0% | $5458 |
Pahrump, NV Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $3,700 |
| Yearly Pahrump Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $11,200 | $10,700 |
| Net Savings to Pahrump Home Owner from High Deductible Plan | $500 | |
Pahrump, NV Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Pahrump, NV Home Replacement Value MORE than Home Value | Pahrump, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $144,500 | $95,500 |
| Insurance Premium based on Replacement Value | $625 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $30,000 | Risk Exposure from Under Insuring Coverage is $19,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $125/year |
Example Pahrump Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Amica Mutual Insurance Company | American Family Insurance | Liberty Mutual |
| Monthly Premium | 37 | 47 | 77 |
| Year Built | 1984 | 2004 | 1996 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $150000-$175000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |
Sample Home Insurance Rates for Pahrump, NV from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1991 | 350,000 | Composition Roof | 3,600 | 5 | $500- $1000 Deductible | 700 | 5 | Brick siding | No |
| 1995 | 180,000 | Metal Roof | 2,100 | 3 | $500- $1000 Deductible | 340 | 4 | Fiber-Cement Siding | No |
| 1990 | 390,000 | Slate Shingles Roof | 4,470 | 5 | $500 Deductible | 620 | 3 | Stone Siding | yes |
| 1981 | 155,000 | Asphalt Shingles Roof | 1,630 | 3 | $1000-$2500 Deductible | 390 | 7 | Brick siding | yes |
| 2002 | 175,000 | Slate Shingles Roof | 2,160 | 4 | $2500-$5000 Deductible | 490 | 10 | Fiber-Cement Siding | yes |
| 2006 | 165,000 | Wood Shake Roof | 1,980 | 3 | $2500-$5000 Deductible | 310 | 6 | Stone Siding | No |
| 2005 | 235,000 | Tile Roof | 2,360 | 3 | $5000 to $10,000 Deductible | 520 | 9 | Stone Siding | No |
| 2006 | 120,000 | Tile Roof | 1,650 | 3 | $2500-$5000 Deductible | 320 | 8 | Fiber-Cement Siding | yes |
| 1988 | 125,000 | Slate Shingles Roof | 1,650 | 3 | $500 Deductible | 420 | 8 | Stone Siding | yes |
| 1998 | 290,000 | Composition Roof | 2,910 | 4 | $5000 to $10,000 Deductible | 390 | 4 | Wood siding | No |
| 1981 | 170,000 | Tile Roof | 1,750 | 5 | $1000-$2500 Deductible | 70 | 1 | Vinyl siding | yes |
| 2014 | 205,000 | Wood Shake Roof | 1,990 | 3 | $5000 to $10,000 Deductible | 170 | 3 | Vinyl siding | No |
| 1987 | 220,000 | Asphalt Shingles Roof | 2,220 | 4 | $2500-$5000 Deductible | 520 | 7 | Brick siding | No |
| 1981 | 215,000 | Slate Shingles Roof | 2,960 | 5 | > $10,000 Deductible | 440 | 9 | Vinyl siding | No |
| 2014 | 150,000 | Tile Roof | 1,980 | 3 | $500- $1000 Deductible | 250 | 7 | Brick siding | yes |
| 1991 | 355,000 | Shingles Roof | 4,250 | 5 | $2500-$5000 Deductible | 930 | 8 | Stucco siding | No |
| 2010 | 185,000 | Shingles Roof | 1,960 | 3 | $500 Deductible | 260 | 3 | Wood siding | No |
| 1998 | 270,000 | Shingles Roof | 2,910 | 4 | $5000 to $10,000 Deductible | 630 | 8 | Fiber-Cement Siding | yes |
| 2010 | 155,000 | Asphalt Shingles Roof | 1,800 | 3 | $500- $1000 Deductible | 670 | 12 | Stucco siding | yes |