Pacific Insurance Rates:

Pacific, MO homeowners insurance is roughly $824 to $1,137, about $68-$94/month. Our detailed research reveals consumers can save as much as $392 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Pacific, MO Homeowners Insurance By Home Value

Pacific, MO Home Value Total Homes % of Total Average Pacific, MO Homeowners Insurance
Less than $50,000 81 5.0% $176
$50,000 to $59,999 82 5.0% $382
$60,000 to $69,999 24 1.0% $470
$70,000 to $79,999 40 2.0% $539
$80,000 to $89,999 60 4.0% $618
$90,000 to $99,999 101 7.0% $686
$100,000 to $124,999 267 18.0% $794
$125,000 to $149,999 177 12.0% $1000
$150,000 to $174,999 239 16.0% $1177
$175,000 to $199,999 44 3.0% $1363
$200,000 to $249,999 149 10.0% $1638
$250,000 to $299,999 123 8.0% $2001
$300,000 to $399,999 34 2.0% $2550

Top Home Insurance Agents Near Pacific, MO

Home Insurance Company Near Pacific, MO Homeowners Insurance Agency Near Pacific, MO Address
NA A A Holzem Ins Agcy Dba Dewitt-Curt Holzem 1811 E 5Th St, Washington, MO, 63090
Travelers Niebruegge Insurance Agency 117 S STATE ST, FREEBURG, IL, 62243
State Farm Randy Stegmann 517 W Pearce Blvd, Wentzville, MO, 63385-1342
State Farm Ray Balota 4 The Pines Ct Ste A, Creve Coeur, MO, 63141-6093
State Farm Scott Neudecker 1646 Main St, Alton, IL, 62002-3925

Cost Of Homeowners Insurance By Street Near Pacific, MO

Streets in Pacific Area Homeowners Insurance Cost
E High St, W Orleans St, Bend Rd, N 5th St, Roberts Ave, Peace Pipe Rd, Tracy Dr, W Oak, Woodhaven Cir, S 6th St$961
Wilderness Hollow Rd, W Meramec St, Summit Park Dr, State Hwy Oo, Dollie Dr, Silver Lake Estates Pl, Lakeland Dr, St Marys Rd, W Saint Louis St, Inez Ln$968
Quarry Rd, Holland St, Vernaci Ln, Thornton St, Cole Circle Dr, S 1st St, Williams St, Old Farm Rd, Meadow Forest Dr, Cedar Summit Ln$979
Viaduct St, Fawn Ridge Acres, Marys Rd, W Congress St, Timberline Rd, Marcia Ln, Western Ave, Canary Ln, Kesha Ct, S 5th St$984
N 4th St, Vincent St, Wild Horse Rd, Hammer Ave, State Hwy O, Crawford Ln, Valley View Dr, E Congress St, Woodhaven Ln, Hogan St$975

Pacific, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pacific$145 to $148
Lake Tekakwitha$145
Boles$148
Gray Summit$146

Pacific, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Tekakwitha village, Missouri $145 $193 $290
Boles township, Franklin County, Missouri $149 $198 $297
Gray Summit CDP, Missouri $146 $195 $293

Pacific, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pacific, MO7.0%21.7%
Lake Tekakwitha8.21%26.16%
Boles6.65%22.34%
Gray Summit8.44%18.93%

Pacific Renters Insurance as a Percentage of Rent

Pacific Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 31 3.0% $342
$300 to $499 134 14.0% $1242
$500 to $749 491 53.0% $1917
$750 to $999 196 21.0% $2667
$1,000 to $1,499 40 4.0% $3792
$1,500 or more 19 2.0% $5442

Pacific, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Pacific Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,800$8,800
Net Savings to Pacific Home Owner from High Deductible Plan $1,000

Pacific, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pacific, MO Home Replacement Value MORE than Home Value Pacific, MO Home Replacement Value LESS than Home Value
Replacement Value $143,000 $89,500
Insurance Premium based on Replacement Value $675 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Pacific Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceTravelers
Monthly Premium 524584
Year Built 200719411975
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$125000-$150000$200000-$250000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Pacific, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 290,000 Slate Shingles Roof 2,960 5 $500- $1000 Deductible 250 2 Stone Siding yes
1993 130,000 Asphalt Shingles Roof 1,690 2 $1000-$2500 Deductible 90 2 Brick siding yes
1989 170,000 Asphalt Shingles Roof 2,450 4 $1000-$2500 Deductible 60 1 Wood siding No
1990 100,000 Asphalt Shingles Roof 1,280 2 $500- $1000 Deductible 80 2 Wood siding yes
1980 130,000 Wood Shake Roof 1,840 3 $2500-$5000 Deductible 110 3 Fiber-Cement Siding No
1975 350,000 Wood Shake Roof 4,290 5 $1000-$2500 Deductible 170 2 Stucco siding No
1985 235,000 Asphalt Shingles Roof 2,300 3 $5000 to $10,000 Deductible 60 1 Wood siding yes
1948 230,000 Slate Shingles Roof 3,200 4 $500 Deductible 290 3 Stone Siding No
1993 155,000 Metal Roof 1,700 3 $500 Deductible 900 12 Brick siding No
2010 95,000 Metal Roof 1,360 2 $1000-$2500 Deductible 320 8 Stucco siding No
1983 185,000 Membrane Roof 2,580 4 $500- $1000 Deductible 850 12 Wood siding yes
1999 345,000 Asphalt Shingles Roof 3,390 4 $5000 to $10,000 Deductible 350 5 Stone Siding No
2013 195,000 Composition Roof 1,990 5 $2500-$5000 Deductible 320 5 Vinyl siding yes
2011 245,000 Shingles Roof 3,180 4 $500- $1000 Deductible 1490 12 Fiber-Cement Siding No
2013 85,000 Composition Roof 1,040 2 $500 Deductible 130 3 Vinyl siding yes
1947 100,000 Asphalt Shingles Roof 1,260 3 $2500-$5000 Deductible 100 3 Vinyl siding yes
1970 155,000 Composition Roof 1,620 2 $500- $1000 Deductible 540 8 Stucco siding No
1996 105,000 Slate Shingles Roof 1,100 2 $2500-$5000 Deductible 290 7 Stone Siding No
2012 195,000 Wood Shake Roof 2,320 4 $2500-$5000 Deductible 360 7 Brick siding No
1986 150,000 Composition Roof 2,030 3 $500- $1000 Deductible 360 7 Brick siding yes
2011 105,000 Shingles Roof 1,250 3 $500 Deductible 260 5 Wood siding No
1997 90,000 Metal Roof 950 2 $1000-$2500 Deductible 300 10 Stone Siding yes
2004 110,000 Wood Shake Roof 1,120 2 $2500-$5000 Deductible 500 12 Brick siding No
2011 135,000 Metal Roof 1,350 2 $1000-$2500 Deductible 360 7 Vinyl siding No
1944 110,000 Slate Shingles Roof 1,570 3 $1000-$2500 Deductible 230 5 Wood siding No
1997 285,000 Membrane Roof 2,790 4 $500 Deductible 790 6 Brick siding yes
1945 185,000 Wood Shake Roof 1,860 3 $5000 to $10,000 Deductible 500 10 Vinyl siding No
1992 150,000 Wood Shake Roof 1,480 2 $500 Deductible 540 6 Fiber-Cement Siding No
1976 165,000 Slate Shingles Roof 1,860 4 $500- $1000 Deductible 420 8 Stone Siding yes
1979 140,000 Composition Roof 1,380 2 $2500-$5000 Deductible 180 3 Vinyl siding No
1991 255,000 Metal Roof 2,920 4 $1000-$2500 Deductible 620 9 Fiber-Cement Siding No