Pace Insurance Rates:

Pace, FL homeowners insurance is nearly $991 to $1,346, about $82-$112/month. Our thorough research indicates shoppers can save as much as $467 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The website is very easy to use and well laid out. you can very easily and quickly pull up any of your policies.
State Farm
My insurance agency rushed to give me a quote for my homeowners policy, quoted me wrong at a lower rate.
People's Trust Insurance
Sends nice e-mails of safety tips and other useful information. other home insurance companies you never hear from unless it is a bill.
Security First Home Insurance
For all the positive points mentioned above, I am very happy with this company. They are friendly, knowledgeable, pro-active and responsive.
State Farm
I really like the company very much. They satisfied my need and give me a first class service. They solve the problem in time and provide a full support.
Progressive
I find the site rather user-friendly; however, some of the details concerning coverage are difficult to get to and usually involve having to call a specialist in order to clarify any specific questions.
Usaa
It's easy to use and very simple to find the information I am looking for. I am able to keep track of my banking and insurance information in one place.
Nationwide
I've been with Nationwide for a number of years and so really haven't investigated other insurance companies to compare costs for the same coverage.

Pace, FL Homeowners Insurance By Home Value

Pace, FL Home Value Total Homes % of Total Average Pace, FL Homeowners Insurance
Less than $50,000 579 6.0% $175
$50,000 to $59,999 115 1.0% $374
$60,000 to $69,999 216 2.0% $467
$70,000 to $79,999 243 2.0% $537
$80,000 to $89,999 401 4.0% $607
$90,000 to $99,999 537 6.0% $678
$100,000 to $124,999 1,026 12.0% $783
$125,000 to $149,999 740 8.0% $981
$150,000 to $174,999 1,077 12.0% $1169
$175,000 to $199,999 754 9.0% $1344
$200,000 to $249,999 1,282 15.0% $1613
$250,000 to $299,999 619 7.0% $1975
$300,000 to $399,999 762 9.0% $2513

Top Home Insurance Agents Near Pace, FL

Home Insurance Company Near Pace, FL Homeowners Insurance Agency Near Pace, FL Address
NA Gallagher Whitehaven Insurance; Arthur J Gallagher & Co 2201 Oyster Bay Lane Gulf Shores, Gulf Shores, AL, 36542
NA Whitehaven Insurance Group 18880 Hwy 181 18880 Hwy 181 , Fairhope, AL, 36532
NA All Southern Insurance 750 Commerce Dr. Ste B Gulf Shores, Gulf Shores, AL, 36542
Travelers Legacy Insurance Of Nw Fl 301 N FERDON BLVD, CRESTVIEW, FL, 32536
State Farm Paul Simmonds 22826 State Hwy 59 S, Robertsdale, AL, 36567-3254

Cost Of Homeowners Insurance By Street Near Pace, FL

Streets in Pace Area Homeowners Insurance Cost
Winners Gait Cir, Kelly Dr, Lindsey Ln, St Andrews Dr, Patriot Dr, Pebble Vw, Haley Way, A St, Ridgeland Dr, Roundtree Dr$1,139
Riverview Pl, Pace Patriot Blvd, Auburn Rd, Jennifer Ln, Pearl Ridge Rd, Gin Rd, Floridatown Rd, Bagwell Rd, Adams Rd, Krystal Dr$1,159
Culpepper Ct, Spencer Oaks Blvd, Woodbine Rd, Ashley Place Blvd, Coastal Pl, Cecelia Ct, Sassafras Ave, Cooley Dr, University St, Cardinal St$1,167
Camelot Pl, Bagdad Park Ct, Governors St, Old Guernsey Rd, Pine Tree Ct, Rodella St, Baltic Cir, Music Ln, Dukes Ter, Garden Rd$1,140
Cecil Rd, King Oaks Ct, Milligan Ford Rd, Jubilee Dr, Pinetree Ct, Crosswind Dr, Aarons Way, Butternut Dr, Edgewood Dr, Carlton Dr$1,137

Pace, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Pace$174 to $177
Wallace$179
Floridatown$173
Pea Ridge$171

Pace, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wallace CDP, Florida $150 $199 $299
Floridatown CDP, Florida $144 $192 $288
Pea Ridge CDP, Florida $143 $190 $285

Pace, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Pace, FL6.9%24.5%
Wallace6.67%21.66%
Floridatown8.28%27.01%
Pea Ridge8.36%25.82%

Pace Renters Insurance as a Percentage of Rent

Pace Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 1.0% $337
$200 to $299 52 2.0% $787
$500 to $749 370 17.0% $1912
$750 to $999 746 34.0% $2662
$1,000 to $1,499 594 27.0% $3787
$1,500 or more 334 15.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Pace For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 YES Security First Insurance $1,165
150,000 27 YES Southern Fidelity Insurance $1,795
300,000 12 NA American Traditions Insurance $2,149
300,000 12 NA First Protective Insurance $2,118
300,000 12 NA Safeway Property Insurance $2,244
300,000 12 NA Stillwater Property And Casualty Insurance $1,764
300,000 12 NA Universal Insurance $3,018

Pace, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Pace Homeowner Insurance Premium Example $4,100$3,300
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $30,100$28,500
Net Savings to Pace Home Owner from High Deductible Plan $1,600

Pace, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Pace, FL Home Replacement Value MORE than Home Value Pace, FL Home Replacement Value LESS than Home Value
Replacement Value $296,500 $204,000
Insurance Premium based on Replacement Value $6,475 $4,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $53,500
Premium Impact Insurance cheaper by $1,175/year Insurance costlier by $850/year

Example Pace Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 325417558
Year Built 198220001992
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$250000-$300000$500000-$600000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Pace, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 180,000 Asphalt Shingles Roof 1,610 4 $2500-$5000 Deductible 1980 9 Fiber-Cement Siding No
1993 265,000 Asphalt Shingles Roof 2,920 5 $500 Deductible 1580 4 Stucco siding yes
1984 545,000 Wood Shake Roof 4,730 5 $2500-$5000 Deductible 3500 5 Vinyl siding No
2011 195,000 Membrane Roof 1,870 4 $5000 to $10,000 Deductible 1660 8 Wood siding yes
2013 150,000 Slate Shingles Roof 1,400 3 $500 Deductible 1040 6 Stucco siding yes
1982 320,000 Composition Roof 4,110 5 $1000-$2500 Deductible 2140 6 Stone Siding yes
2012 210,000 Wood Shake Roof 2,040 3 > $10,000 Deductible 680 3 Stone Siding yes
2011 130,000 Metal Roof 1,530 3 $500 Deductible 2520 12 Wood siding No
2013 145,000 Metal Roof 1,410 3 $1000-$2500 Deductible 1000 6 Vinyl siding yes
2008 275,000 Metal Roof 3,100 4 $500 Deductible 4600 9 Fiber-Cement Siding No
2014 205,000 Wood Shake Roof 2,120 4 $2500-$5000 Deductible 3890 12 Brick siding No
1999 160,000 Slate Shingles Roof 1,640 3 $2500-$5000 Deductible 1040 5 Stone Siding No
1988 335,000 Wood Shake Roof 4,250 5 $1000-$2500 Deductible 3980 9 Stone Siding yes
2006 510,000 Composition Roof 4,540 5 $500- $1000 Deductible 790 1 Brick siding No
1990 135,000 Membrane Roof 1,470 3 $500 Deductible 1590 7 Stucco siding No
2013 115,000 Slate Shingles Roof 1,400 3 $2500-$5000 Deductible 490 3 Vinyl siding yes
2011 165,000 Slate Shingles Roof 1,620 3 $5000 to $10,000 Deductible 1300 7 Brick siding yes
2000 255,000 Shingles Roof 2,300 4 > $10,000 Deductible 500 2 Stone Siding yes
1995 245,000 Shingles Roof 2,630 4 $1000-$2500 Deductible 3270 9 Fiber-Cement Siding yes
2009 275,000 Wood Shake Roof 2,960 4 $1000-$2500 Deductible 460 1 Brick siding No
2005 105,000 Tile Roof 1,340 3 $500- $1000 Deductible 1010 7 Brick siding yes
2012 145,000 Composition Roof 1,760 3 $500 Deductible 820 4 Stone Siding No
2013 225,000 Membrane Roof 2,440 5 > $10,000 Deductible 1100 5 Wood siding No
2008 215,000 Slate Shingles Roof 1,990 5 $500 Deductible 3300 8 Wood siding No
1992 210,000 Wood Shake Roof 2,040 5 > $10,000 Deductible 2200 10 Brick siding yes
1994 235,000 Asphalt Shingles Roof 2,320 5 $500- $1000 Deductible 4120 12 Stone Siding No
2000 190,000 Composition Roof 1,900 3 $500- $1000 Deductible 1520 6 Brick siding yes
2013 305,000 Asphalt Shingles Roof 3,820 5 $1000-$2500 Deductible 4410 10 Stone Siding yes