Oyster Bay Insurance Rates:

Oyster Bay, NY homeowners insurance is about $564 to $763, about $47-$63/month. Our all inclusive guide indicates shoppers can save as much as $265 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the fact that i get a discount if i order multiple types of services from my insurer. when i do this, my costs are lower.
Aaa
In order to purchase home insurance, i also have to purchase a membership every single year as well which adds to the cost of the policy.
Universal Insurance
Our insurance company accepted our home even though it has dated piping and electrical systems. we had problems finding an insurer before universal. we are very pleased with them so far and have had no issues.
Liberty Mutual
Others had a premium slightly higher but with the same deductible. I am getting the same amount of coverage for less overall.
State Farm
Their billing department is not always cohesive. I received a late payment warning once when the website indicated that my payment was not due for a month.
Farmer's Insurance
We get our bills regularly and have plenty of time to pay on them. If we need to ask a question they are an email or call away.
Usaa
I like that they do not send me a bunch of emails or call me when I don't want to be called. They onlycommunicate with mewhen it is necessary. They send me my bill through my email. If I am late on a payment they let me know that. I do not want any more or any less communication from them.
Farmer's Insurance
With all insurance companies, I expect that rates are increasing in 2018. I hope the rate for automobile coverage will not increase as much as other brands.
Ameriprise
The rep that original setup the account was beyond helpful and related to us in a personal manner.
State Farm
Very responsive and very helpful. Always have time for me and answer questions. Work through problems.
Usaa
I like that USAA has a very user-friendly website. The website allows myself to log in and see all of my insurance products, easily make changes to them, and easily make payments.
Allstate
They send us notifications and updates regularly and reminders about when payments and balances are due. When we were doing some work on our rental property, they helped us find a reliable company.
Usaa
This is tough because I am very satisfied with USAA. The only thing I wish was different was everything laid out more clearly and concisely in my paperwork.
Usaa
They take care of veterans and their families and give discounts in you bundle multiple services. They also have good rates overall and they seem to care about people and not totally about profit.
Allstate
I like how their website is easy to use and that they have good customer service as well as offer this for an affordable premium
State Farm
The agents are very responsive and the customer service is very good. Their claims processing is very easy and fast. I've never had a problem with them.
State Farm
They have a reputation as reliable in paying (eventually) in an area known for storm damage here. They have not gone up and given us opportunities for discount rates.
State Farm
Overall this company is great. they keep their word and are very transparent. they will go above and beyond to make sure that everything is done in a proper way and that you are satisfied.

Oyster Bay, NY Homeowners Insurance By Home Value

Oyster Bay, NY Home Value Total Homes % of Total Average Oyster Bay, NY Homeowners Insurance
Less than $50,000 882 3.0% $33
$50,000 to $59,999 270 1.0% $66
$100,000 to $124,999 236 1.0% $145
$125,000 to $149,999 245 1.0% $185
$150,000 to $174,999 567 2.0% $218
$175,000 to $199,999 328 1.0% $251
$200,000 to $249,999 1,213 5.0% $304
$250,000 to $299,999 1,609 7.0% $371
$300,000 to $399,999 16,542 73.0% $470

Top Home Insurance Agents Near Oyster Bay, NY

Home Insurance Company Near Oyster Bay, NY Homeowners Insurance Agency Near Oyster Bay, NY Address
State Farm Bob Nachbaur 99 Orange Avenue, Suffern, NY, 10901-5423
Nationwide Garbe Assoc Llc 655 Rt 25A Ste B, Mt. Sinai, NY, 11766-2036
Allstate Gerard Barry 226 7th St Ste 12, Garden City, NY, 11530
Allstate Joseph Waters 878 Veterans Hwy Ste 400, Hauppauge, NY, 11788
Travelers The Viking Agency Inc 117 OAK DR, SYOSSET, NY, 11791

Cost Of Homeowners Insurance By Street Near Oyster Bay, NY

Streets in Oyster Bay Area Homeowners Insurance Cost
David Rd, Colony Rd, Jacqueline Rd, Barry Ln E, Ravine Rd, July Ave, Blueberry Ln, Littleworth Ln, Bella Vista St, White Cove Walk$670
Iroquois St E, N 2nd St, Keith Pl, Overbrook Ln, Baylis Pl, Andrews Dr, Lake Shore Dr, Auburn Ln, Sarah Dr, Lincoln Rd N$691
Ozone Pl, Richard Pl, E Zoranne Dr, Chain Ln, Twin Ponds Ln, Westminster St, Horace Pl, Bayside Ave, Nancy Ln, Yorkshire Dr$652
Windhorst Ave, Woods Rd, Cedar Dr E, Rhonda Ter, Pine Hill Ter, Coe Pl, Kevin Ct, Jonathan Ave, Julie Ct, Warren Ave$None
Osborne Ln, Zoranne Dr, Chapel Gate Ln, Windemere Crst, Pen Ln, Old Sunrise Hwy, Woodbury Way, Greenfield Rd, Cove Woods Rd, Cynthia Dr$694
Sentinel Pl, Texas Ct, N Hickory St, Eagle Chase, Jefferson Rd, Emily St, N Suffolk Ave, Sperry Pl, E Willow St, Eastwood Dr$636
20th Ave, Motor Ave, Yoakum Ave, Hilltop Ct, Kenwood Dr, Division St, Schoharie Ct, Westwood Ln, Narcissus Dr, Michele Ter$691
Strong St, Sullivan Ave, Godfrey Ave, Dorset Ln, Roxbury St, Frederick Dr, Garnet Ln, Rodney Ln, Clifford Dr, Poplar Ave$647
Pickwick Dr S, Soloff Rd, Barbara Cir, N Albany Ave, Gordon Dr, Cross Ln, Sutherland Rd, Meadow Brook Club-Cedar Swamp Rd, Kensington Ave, Hanks Ct$636
Willow Dr, Southwoods Rd, Iris Rd, Crestwood Blvd, Arlyn Dr W, Central Park Rd, Royston Ln, Straford Rd, Dubois Ave, Schubert Ln$683

Oyster Bay, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oyster Bay$99 to $101
Syosset$103
Jericho$105
Plainview$100

Oyster Bay, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Syosset CDP, New York $103 $137 $206
Jericho CDP, New York $105 $140 $210
Plainview CDP, New York $101 $134 $201

Oyster Bay, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oyster Bay, NY1.7%5.5%
Syosset1.54%5.74%
Jericho1.51%5.84%
Plainview1.69%5.58%

Oyster Bay Renters Insurance as a Percentage of Rent

Oyster Bay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 106 1.0% $314
$200 to $299 352 3.0% $764
$300 to $499 511 4.0% $1214
$500 to $749 333 3.0% $1889
$750 to $999 758 7.0% $2639
$1,000 to $1,499 2,425 22.0% $3764
$1,500 or more 6,082 57.0% $5414