Oxon Hill Insurance Rates:

Oxon Hill, MD homeowners insurance is about $593 to $807, about $49-$67/month. Our thorough research indicates shoppers can save as much as $279 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that my new agent is very responsive and helpful. she worked to get us the lowest rates and bundle our other policies.
Metlife
The one thing i don't like about met life is that they are not very competitive in regards to pricing. they do have good service but the price is a concern.
Mutual Benefit Group
I like the reputation that my local insurance agent has. when i bring up my local agent's name, i usually hear positive feedback about him.
Usaa
Good access to policy documents and changes as required. Contact information available as well as faq section. Customer representatives are friendly when talking. Good communication. Good company overall.
Usaa
The customer service at USAA is very good. Every time I have called with a question or request, it has been completed quickly and with little effort on my part.
Usaa
Yes I like this
Usaa
I love the convenience of making payments and accessing my coverage through the USAA app. Any correspondence from me or USAA is easily tracked and I receive a notification immediately when USAA has uploaded a response to my requests.
American Home Insurance
Though our premium is a bit higher, the coverage and options more than make up for it.

Oxon Hill, MD Homeowners Insurance By Home Value

Oxon Hill, MD Home Value Total Homes % of Total Average Oxon Hill, MD Homeowners Insurance
Less than $50,000 72 2.0% $62
$80,000 to $89,999 57 1.0% $223
$100,000 to $124,999 108 3.0% $293
$125,000 to $149,999 120 3.0% $370
$150,000 to $174,999 390 10.0% $440
$175,000 to $199,999 324 9.0% $503
$200,000 to $249,999 759 21.0% $608
$250,000 to $299,999 834 23.0% $740
$300,000 to $399,999 832 23.0% $943

Top Home Insurance Agents Near Oxon Hill, MD

Home Insurance Company Near Oxon Hill, MD Homeowners Insurance Agency Near Oxon Hill, MD Address
NA Ruck Insurance Agency, Inc. 5305 Harford Rd., Baltimore, MD, 21214
Erie Acl Insurance 4311 Ridgewood Center Drive, Woodbridge, VA, 22192
Travelers Howard W Phillips & Company 2555 Pennsylvania Avenue Nw, Washington, DC, 20037
Erie Mcdaniel Group Inc. 16041 Comprint Circle, Gaithersburg, MD, 20877
Erie Osullivan Insurance Agency 43419 Livery Square, Ashburn, VA, 20147

Cost Of Homeowners Insurance By Street Near Oxon Hill, MD

Streets in Oxon Hill Area Homeowners Insurance Cost
Cherryfield Rd, Vinson St, Fawley Ave, Southlawn Dr, Webster Pl, Middlefield Rd, Mill Crossing Dr, Dudley Ave, Buckland Ct, Charles Way$714
Calvin St, Calvin Ct, Leyte Dr, Botetourt Dr, Busit Ave, Locust Ln, Jaywick Ave, Ivy Bridge Ct, Rosecroft Blvd, Lumar Dr$717
Forest Dr S, Burgess Ln, Shago Dr, Lenham Dr, Prince Georges Dr, Radford Ln, Jaffrey Rd, Polly Ct, Portabello Ct, Shelby Dr$708
Southfield Rd, Ilminster Ave, Belfast Pl, Bellefield Ave, Elkins Ave, Devon Hills Dr, Wilson Way, Hillcroft Pl, Targon Ct, Haverhill St$717
Limekiln Dr, Palmer Rd, Rosecroft Dr, Eaglewing Ln, Ben Dr, Blanford Dr, Broderick Dr, Comet Dr, Alcoa Dr, Grange Hall Ct$712

Oxon Hill, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oxon Hill$104 to $107
Friendly$108
National Harbor$105
Forest Heights$103

Oxon Hill, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Friendly CDP, Maryland $90 $120 $180
National Harbor CDP, Maryland $88 $117 $175
Temple Hills CDP, Maryland $88 $117 $175

Oxon Hill, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oxon Hill, MD3.0%9.4%
Friendly2.25%8.78%
National Harbor3.18%8.62%
Temple Hills2.68%9.82%

Oxon Hill Renters Insurance as a Percentage of Rent

Oxon Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 66 2.0% $785
$500 to $749 72 2.0% $1910
$750 to $999 262 8.0% $2660
$1,000 to $1,499 1,913 64.0% $3785
$1,500 or more 623 20.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Oxon Hill For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
530,000 1,000 Masonry 25 Donegal Mutual Insurance Co. 1,337
580,000 1,000 Frame 15 Everett Cash Mutual Insurance Co. 2,101
480,000 500 Frame 35 Farmers Insurance Exchange 802
530,000 1,000 Masonry 25 Ngm Insurance Co. 1,013
440,000 500 Frame 45 Pharmacists Mutual Insurance Co. 1,216
440,000 500 Frame 45 Qbe Insurance Corp. 1,867
480,000 500 Frame 35 State Farm Fire & Casualty Co. 1,497
440,000 500 Frame 45 Usaa General Indemnity Co. 2,311
530,000 1,000 Masonry 25 United Services Automobile Association 1,675
580,000 1,000 Frame 15 Windsor Mt. Joy Mutual Insurance Co. 1,806

Oxon Hill, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Oxon Hill Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Oxon Hill Home Owner from High Deductible Plan $600

Oxon Hill, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oxon Hill, MD Home Replacement Value MORE than Home Value Oxon Hill, MD Home Replacement Value LESS than Home Value
Replacement Value $339,000 $271,000
Insurance Premium based on Replacement Value $1,975 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Oxon Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersErie InsuranceLiberty Mutual
Monthly Premium 754264
Year Built 198119741960
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$300000-$350000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Oxon Hill, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 320,000 Slate Shingles Roof 2,060 4 $1000-$2500 Deductible 420 4 Brick siding No
1962 370,000 Wood Shake Roof 2,780 5 > $10,000 Deductible 340 4 Vinyl siding No
1973 410,000 Slate Shingles Roof 2,880 4 $5000 to $10,000 Deductible 550 5 Fiber-Cement Siding yes
1983 380,000 Composition Roof 2,880 4 $500- $1000 Deductible 430 4 Fiber-Cement Siding yes
1982 410,000 Wood Shake Roof 3,560 5 $500- $1000 Deductible 340 2 Vinyl siding yes
1966 440,000 Slate Shingles Roof 3,320 4 $1000-$2500 Deductible 400 3 Brick siding No
1970 340,000 Asphalt Shingles Roof 3,080 4 $500 Deductible 1220 8 Stone Siding yes
1974 275,000 Wood Shake Roof 2,340 3 $2500-$5000 Deductible 380 4 Stucco siding yes
1967 445,000 Tile Roof 3,190 5 > $10,000 Deductible 100 1 Vinyl siding No
1985 355,000 Membrane Roof 2,370 5 $500- $1000 Deductible 910 6 Brick siding No
2000 290,000 Composition Roof 1,950 4 > $10,000 Deductible 210 4 Vinyl siding yes
1990 240,000 Composition Roof 1,580 2 $500 Deductible 300 3 Fiber-Cement Siding yes
1971 230,000 Composition Roof 1,490 2 $2500-$5000 Deductible 380 6 Vinyl siding yes
1980 295,000 Wood Shake Roof 2,260 3 $5000 to $10,000 Deductible 450 5 Stucco siding No
1990 555,000 Metal Roof 3,540 5 $2500-$5000 Deductible 940 6 Wood siding yes
2004 235,000 Wood Shake Roof 1,910 3 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
1994 295,000 Tile Roof 2,160 3 > $10,000 Deductible 230 5 Fiber-Cement Siding No
1963 270,000 Slate Shingles Roof 1,660 5 $500 Deductible 100 1 Fiber-Cement Siding No
1999 310,000 Wood Shake Roof 1,950 5 $2500-$5000 Deductible 830 9 Wood siding yes
1991 280,000 Composition Roof 2,050 4 $2500-$5000 Deductible 310 3 Brick siding No
1962 150,000 Metal Roof 1,180 2 $2500-$5000 Deductible 120 3 Brick siding yes
1983 230,000 Membrane Roof 1,880 4 $2500-$5000 Deductible 570 9 Fiber-Cement Siding No
1984 255,000 Membrane Roof 2,040 4 $500 Deductible 640 7 Stone Siding yes
1971 255,000 Membrane Roof 2,330 5 $5000 to $10,000 Deductible 550 7 Wood siding No
1996 375,000 Membrane Roof 3,360 4 $500- $1000 Deductible 450 3 Stone Siding No