How Much Does Oxnard, CA Home Insurance Cost?

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Oxnard, CA Average Homeowners Insurance Cost

$1,051

Homeowners Insurance Cost - Oxnard, CA

$389,200

Median Home Value - Oxnard, CA


Oxnard, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$12.61 $1,038.39
$1000 Deductible -$111.62 $939.38
$1500 Deductible -$166.69 $884.31
$2000 Deductible -$248.25 $802.75
$2500 Deductible -$296.38 $754.62

Oxnard, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$221 $830
30 year old +$16 $1,067
40 year old +$27 $1,078
50 year old +$40 $1,091
Above 50 year old +$50 $1,101

Oxnard, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$137 $914
Superior -$105 $946
Masonry -$53 $998
Brick -$53 $998
Hail Resistant Roof -$32 $1,019


Oxnard, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$21 $1,072
Swimming Pool With A Diving Board +$53 $1,104
Swimming Pool With Slide +$63 $1,114

Oxnard, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $32 $1,019
Police Department $11 $1,040

Oxnard, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$441.42 $1,492
Filing a Second Liability Claim +$399.38 $1,450
Filing a Second Theft Claim +$399.38 $1,450
Filing a Second Water Claim +$346.83 $1,398
Filing a Fire Claim +$210.2 $1,261
Filing a Liability Claim +$199.69 $1,251
Filing a Theft Claim +$199.69 $1,251
Filing a Water Claim +$168.16 $1,219
Filing a Weather Claim +$168.16 $1,219

Oxnard, CA Home Insurance - Analysis On Quotes, Rates & Agents

Oxnard, CA Home Insurance Agents for Top Companies

Visual Guide for Oxnard, CA Home Insurance Buyers on Insurance Companies and Rates