Oxford Insurance Rates:

Oxford, OH homeowners insurance is about $629 to $862, about $52-$71/month. Our comprehensive analysis shows customers can save upto $298 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I am very happy with my insurance provider, farmers because i feel like i can get a hold of them at any time during the day.
Nationwide
As much as we love the company, the problem with nationwide is that sometimes it takes awhile to get ahold of a representative.
Farmer's Insurance
I bought a condo and they made sure my insurance was tailored specifically to the layout of my home. i have a finished basement so they made sure i was covered properly for any type of flooding that could occur.
Auto Owners
Do not have any experience that I dislike about the company, the company has been supportive and informative of any potential changes.
State Farm
Having an available agent really is nice, it gives a face to discuss matters with rather than just a telephone and/or computer.
Allstate
That there is never any communication on whether we should decrease our coverage or increase it as the market changes. It would be nice to think they cared more for us rather than just taking money month after month

Oxford, OH Homeowners Insurance By Home Value

Oxford, OH Home Value Total Homes % of Total Average Oxford, OH Homeowners Insurance
Less than $50,000 119 4.0% $89
$70,000 to $79,999 40 1.0% $283
$90,000 to $99,999 32 1.0% $358
$100,000 to $124,999 226 8.0% $410
$125,000 to $149,999 305 12.0% $514
$150,000 to $174,999 295 11.0% $611
$175,000 to $199,999 316 12.0% $708
$200,000 to $249,999 522 20.0% $850
$250,000 to $299,999 402 15.0% $1044
$300,000 to $399,999 232 9.0% $1320

Top Home Insurance Agents Near Oxford, OH

Home Insurance Company Near Oxford, OH Homeowners Insurance Agency Near Oxford, OH Address
NA R.B. Cox Agency, Inc. 118 S Main St, Ansonia, OH, 45303
Erie Carosella Insurance Agency Llc 503 W 6th Street, Covington, KY, 41011
State Farm Jay Lasky 201 W Franklin St Ste A, Centerville, OH, 45459-4700
Nationwide Kevin L Moorman 8300 Princeton Glendale Rd STE 104, West Chester, OH, 45069-1677
Travelers Kneflin Dillhoff Hils & Kruse Agency 120 E 4Th St #1000, Cincinnati, OH, 45202

Cost Of Homeowners Insurance By Street Near Oxford, OH

Streets in Oxford Area Homeowners Insurance Cost
Windingbrook Dr, Melissa Dr, Lantern Ridge Rd, N State Line Rd, Shera Rd, W High St, E High St, E Vine St, James Rd, Forest Ridge Dr$747
W Spring St, Christopher Dr, Bonham Rd, Sandra Dr, Brill Dr, Morning Sun Rd, Bishop Circulo, Brown Rd, Bonham Rd, Hayworth Rd$754
Hillcrest Ln, S Campus Ave, Bonham Rd, Nichols Rd, Stahlheber Rd, Scarlet Oak Cir, Brown Rd, Ives Wood Dr, Western College Dr, Olde Farm Rd$735
W Withrow St, Morgan Cir, N College Ave, Co Rd 600 E, Indiana St, Retreat Ln, E Spring St, Woodcrest Way, N Campus Ave, Panda Ln$782
W Vine St, Fox Run Cir, Fairfield Rd, E Withrow St, Corso Rd, E Church St, Hidden Creek Rd, Linden Dr, N Locust St, S College Ave$760

Oxford, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oxford$110 to $112
College Corner$102
West College Corner$120
Darrtown$105

Oxford, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
College Corner village, Ohio $85 $113 $170
West College Corner town, Indiana $101 $134 $201
Darrtown CDP, Ohio $88 $117 $176

Oxford, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oxford, OH4.1%12.3%
College Corner4.97%17.71%
West College Corner7.11%21.41%
Darrtown4.83%11.58%

Oxford Renters Insurance as a Percentage of Rent

Oxford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 86 2.0% $317
$200 to $299 58 1.0% $767
$300 to $499 226 5.0% $1217
$500 to $749 1,593 41.0% $1892
$750 to $999 914 23.0% $2642
$1,000 to $1,499 468 12.0% $3767
$1,500 or more 471 12.0% $5417

Oxford, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Oxford Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Oxford Home Owner from High Deductible Plan $600

Oxford, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oxford, OH Home Replacement Value MORE than Home Value Oxford, OH Home Replacement Value LESS than Home Value
Replacement Value $234,000 $145,000
Insurance Premium based on Replacement Value $1,075 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Oxford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualErie Insurance
Monthly Premium 1634336
Year Built 197220111982
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $500000-$600000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Oxford, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 575,000 Composition Roof 4,960 5 $500 Deductible 430 3 Vinyl siding No
1987 150,000 Shingles Roof 1,670 2 $2500-$5000 Deductible 190 4 Fiber-Cement Siding yes
1979 345,000 Shingles Roof 3,240 4 $5000 to $10,000 Deductible 170 2 Stone Siding No
1942 150,000 Wood Shake Roof 1,530 3 $1000-$2500 Deductible 170 4 Brick siding yes
2010 390,000 Composition Roof 3,960 5 $5000 to $10,000 Deductible 530 7 Stucco siding yes
2008 160,000 Membrane Roof 1,300 3 $5000 to $10,000 Deductible 220 6 Fiber-Cement Siding yes
1984 195,000 Membrane Roof 1,700 2 $500 Deductible 230 5 Fiber-Cement Siding No
1996 275,000 Metal Roof 2,210 3 $2500-$5000 Deductible 70 1 Stone Siding No
1994 190,000 Asphalt Shingles Roof 1,790 2 $500- $1000 Deductible 150 2 Wood siding yes
2000 230,000 Membrane Roof 2,480 4 $500 Deductible 130 2 Fiber-Cement Siding No
1989 280,000 Membrane Roof 2,920 5 $500- $1000 Deductible 100 1 Stucco siding yes
1999 180,000 Asphalt Shingles Roof 1,450 2 $2500-$5000 Deductible 470 9 Vinyl siding yes
1971 230,000 Slate Shingles Roof 2,040 5 $1000-$2500 Deductible 70 1 Stucco siding No
1977 100,000 Membrane Roof 910 2 $2500-$5000 Deductible 40 2 Vinyl siding yes
1985 205,000 Asphalt Shingles Roof 1,540 3 $5000 to $10,000 Deductible 380 8 Stucco siding No
1998 150,000 Shingles Roof 1,490 2 $500- $1000 Deductible 540 12 Fiber-Cement Siding yes
2012 265,000 Tile Roof 2,830 5 $2500-$5000 Deductible 940 10 Stone Siding yes
1940 150,000 Wood Shake Roof 1,360 3 $1000-$2500 Deductible 330 10 Stone Siding No
2013 180,000 Tile Roof 1,370 3 $5000 to $10,000 Deductible 200 5 Wood siding yes
1987 225,000 Tile Roof 2,190 3 $500 Deductible 910 12 Vinyl siding yes