Oxford Insurance Rates:

Oxford, MS homeowners insurance is approximately $847 to $1,167, about $70-$97/month. Our thorough analysis shows customers can save upto $402 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The autopay do not always come out when it is supposed too which can be very annoying.
Safeco Insurance
Overall great product and will continue to use
Metlife
Excellent customer service agents. They are fully knowledgeable of any questions that I have regarding any issues that arise. Courteous and polite agents.
Geico
I COMPLETELY DISLIKE ERIE INSURANCE'S WEBSITE. IT IS DIFFICULT TO NAVIGATE. CUSTOMER SERVICE IS NOT EASY TO REACH. MANY TIMES, LINKS DO NOT WORK. IT IS MUCH EASIER TO CALL OUR LOCAL AGENT AND THAT IS EVEN A POOR CHOICE.
State Farm
It is easy to navigate and find the information that I need to find. I like using it and plan to do so in the future.
State Farm
It was much better and was easy to bundle with car insurance.
Prudential
I don't use it much but it is easy to use. I can pay online or ask questions if I have any

Oxford, MS Homeowners Insurance By Home Value

Oxford, MS Home Value Total Homes % of Total Average Oxford, MS Homeowners Insurance
Less than $50,000 140 5.0% $110
$70,000 to $79,999 48 1.0% $332
$80,000 to $89,999 50 2.0% $382
$90,000 to $99,999 122 5.0% $422
$100,000 to $124,999 174 7.0% $493
$125,000 to $149,999 223 9.0% $614
$150,000 to $174,999 183 7.0% $735
$175,000 to $199,999 297 12.0% $845
$200,000 to $249,999 503 20.0% $1017
$250,000 to $299,999 414 17.0% $1248
$300,000 to $399,999 263 10.0% $1580

Top Home Insurance Agents Near Oxford, MS

Home Insurance Company Near Oxford, MS Homeowners Insurance Agency Near Oxford, MS Address
State Farm Bill Nance 9437 Poplar Ave, Germantown, TN, 38138-8003
Liberty Mutual Independent Collierville Ins Agency Inc 114 E MULBERRY ST, COLLIERVILLE, TN, 38017
Nationwide Larry E Crum & Associates Llc 8990 College St, Olive Branch, MS, 38654-3044
State Farm Ray Poole Jr 703 Highway 6 E, Batesville, MS, 38606-3007
Liberty Mutual Independent Sharp Insurance Agency Inc 128 COURTHOUSE SQ # A, OXFORD, MS, 38655

Cost Of Homeowners Insurance By Street Near Oxford, MS

Streets in Oxford Area Homeowners Insurance Cost
Eagle Pointe Lp, Westbrook Ave, Deerfield, Co Rd 149, Co Rd 465, Woodland Cove, Alexa Cove, Co Rd 267, Rock Springs Cv, Burney Branch Dr$986
Mimosa, Edison St, Cr 3081, Monroe Ave, Orchard Cv, Washington Ave Exd, Peyton Cir, Timberlake Ln, Buchanan Ave, Herman Dr$1,001
Colonial Rd, N 16th St, Co Rd 1094, S Lake Cv, Co Rd 120, Fraternity Row, Twin Oaks Cove, State Hwy 30, Wilson Rd, Barron St$1,000
Co Rd 126, Reeves Dr, Co Rd 101, Rd 2066, Halliburton Cv, Price Hill Rd, Bickerstaff Dr, Washington Ave Exd, Co Rd 205, Nash Cir$1,041
Pine Needle Rd, Twin Valley Cv, Co Rd 405, Shakespeare Ln, State Hwy 30, Elm St, Sweet Bay Dr, N 5th St, Rd 1090, Briarfield Cove$1,015
Co Rd 371, Brandywine Dr, Co Rd 149, Co Rd 269, Megan Ln, Co Rd 441, Skyline Dr, Co Rd 321, S 15th St, Co Rd 215$976
Co Rd 336, Harrison Ave, Beauregard Cir, Co Rd 299, Smallwood Dr, White Oak Ln, Midland Cove, Co Rd 4011, Woodlawn Dr, Rayner Rd$1,015
Co Rd 4052, Co Rd 474, S 8th St, Co Rd 216, Pr 4069, Co Rd 1023, Debbie Ln, Wells Pl, Royal Oaks Dr, Co Rd 229$980
Co Rd 3055, Cotton Cv, Taylor Ave, Co Rd 214, Crawford Cir, Co Rd 249, Co Rd 414, Russel Dr, Rd 2068, Little St$933
Creek 1094, Co Rd 3015, Lakeway Dr, Choctaw Dr, Majestic Oaks Dr, Starling Crst, Front St, Rogers Rd, Co Rd 122, Pegues Rd$1,015

Oxford, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oxford$149 to $152
Lafayette County$145
Taylor$139
Abbeville$141

Oxford, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lafayette County, Mississippi $121 $161 $241
Taylor village, Mississippi $117 $155 $233
Abbeville town, Mississippi $118 $157 $236

Oxford, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oxford, MS5.3%18.5%
Lafayette County6.02%20.66%
Taylor4.93%18.45%
Abbeville8.75%16.47%

Oxford Renters Insurance as a Percentage of Rent

Oxford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 1.0% $321
$200 to $299 126 3.0% $771
$300 to $499 407 10.0% $1221
$500 to $749 1,064 27.0% $1896
$750 to $999 1,173 30.0% $2646
$1,000 to $1,499 712 18.0% $3771
$1,500 or more 299 7.0% $5421

Oxford, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Oxford Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,300$11,800
Net Savings to Oxford Home Owner from High Deductible Plan $1,500

Oxford, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oxford, MS Home Replacement Value MORE than Home Value Oxford, MS Home Replacement Value LESS than Home Value
Replacement Value $171,000 $104,500
Insurance Premium based on Replacement Value $2,350 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $550/year

Example Oxford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmLiberty Mutual
Monthly Premium 212446295
Year Built 200420111981
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$500000-$600000$250000-$300000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Oxford, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 345,000 Slate Shingles Roof 3,170 5 $2500-$5000 Deductible 280 1 Wood siding No
2013 200,000 Composition Roof 1,770 5 > $10,000 Deductible 1170 10 Wood siding No
2010 325,000 Shingles Roof 2,620 4 > $10,000 Deductible 1530 6 Wood siding No
2014 130,000 Composition Roof 940 2 $500- $1000 Deductible 950 7 Vinyl siding yes
2010 160,000 Slate Shingles Roof 1,630 3 $500- $1000 Deductible 1380 8 Stucco siding No
1985 185,000 Metal Roof 1,600 3 $500- $1000 Deductible 710 4 Stucco siding No
1984 270,000 Composition Roof 2,010 4 > $10,000 Deductible 1800 10 Wood siding No
2008 365,000 Tile Roof 2,880 4 > $10,000 Deductible 1180 4 Brick siding No
1985 235,000 Metal Roof 1,770 3 $5000 to $10,000 Deductible 950 6 Wood siding yes
1984 225,000 Composition Roof 1,770 2 $2500-$5000 Deductible 220 1 Wood siding yes
1980 435,000 Composition Roof 3,360 5 $500- $1000 Deductible 2760 5 Stone Siding No
1982 360,000 Asphalt Shingles Roof 3,010 4 $2500-$5000 Deductible 3920 9 Brick siding No
2014 205,000 Tile Roof 1,460 3 $1000-$2500 Deductible 3020 12 Stucco siding yes
1986 205,000 Tile Roof 1,610 2 > $10,000 Deductible 360 4 Stone Siding yes
2012 255,000 Wood Shake Roof 2,290 3 $500 Deductible 1780 5 Vinyl siding No
2003 235,000 Composition Roof 1,850 3 > $10,000 Deductible 690 4 Stucco siding yes
2012 400,000 Membrane Roof 2,970 5 > $10,000 Deductible 250 1 Stone Siding yes
2010 215,000 Membrane Roof 1,660 2 $500 Deductible 1490 4 Fiber-Cement Siding yes
2008 230,000 Wood Shake Roof 1,780 5 $2500-$5000 Deductible 560 3 Fiber-Cement Siding yes
2009 575,000 Slate Shingles Roof 3,970 5 $1000-$2500 Deductible 1940 4 Fiber-Cement Siding No
2004 345,000 Metal Roof 2,980 5 $500 Deductible 4030 10 Wood siding No
1983 145,000 Composition Roof 1,280 3 $500- $1000 Deductible 470 3 Fiber-Cement Siding yes
2003 250,000 Wood Shake Roof 2,000 3 > $10,000 Deductible 600 4 Wood siding yes
1985 310,000 Slate Shingles Roof 2,330 4 > $10,000 Deductible 1560 9 Vinyl siding yes
2010 180,000 Shingles Roof 1,410 3 $500 Deductible 200 1 Brick siding No
2014 235,000 Membrane Roof 1,620 2 $2500-$5000 Deductible 2420 12 Stone Siding No
1985 150,000 Tile Roof 1,430 2 $2500-$5000 Deductible 950 6 Brick siding yes
2008 420,000 Composition Roof 3,290 4 $500- $1000 Deductible 1540 3 Stone Siding No