Oxford, CT homeowners insurance is nearly $760 to $1,039, about $63-$86/month. Our thorough research reveals consumers can save upto $360 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oxford, CT | Homeowners Insurance Agency Near Oxford, CT | Address |
|---|---|---|
| Travelers | Aaa Insurance Agency Inc | 419 POST ROAD EAST, WESTPORT, CT, 6880 |
| Travelers | May Bonee & Walsh Inc | 180 GLASTONBURY BLVD, GLASTONBURY, CT, 6033 |
| Allstate | Peter Castagna | 1109 Hallock Ave, Port Jefferson Station, NY, 11776 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Southbury town, New Haven County, Connecticut | $111 | $147 | $221 |
| Beacon Falls town, New Haven County, Connecticut | $108 | $143 | $215 |
| Seymour town, New Haven County, Connecticut | $108 | $144 | $216 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oxford, CT | 3.1% | 8.7% |
| Southbury | 3.09% | 7.37% |
| Beacon Falls | 3.73% | 9.32% |
| Seymour | 3.53% | 9.11% |
| Oxford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 9 | 3.0% | $770 |
| $300 to $499 | 11 | 3.0% | $1220 |
| $750 to $999 | 22 | 7.0% | $2645 |
| $1,000 to $1,499 | 100 | 36.0% | $3770 |
| $1,500 or more | 135 | 48.0% | $5420 |
| Streets in Oxford Area | Homeowners Insurance Cost |
|---|---|
| Macintosh Rd, Rose Dr, Rees Dr, Rockhouse Hill Rd, Links Way, Deanna Dr, Newgate Rd, Sunrise Dr, Shannon Ct, Punkup Rd | $902 |
| Meadow Brook Rd, Quaker Farms Rd, Wilson Rd, Barry Rd, Mountainview Ct, Ancient Hwy, Wilson Dr, Donovan Rd, Perry Ln, Silva Ter | $901 |
| Greenbriar Rd, Charles Rd, Old State Rd 67, Split Rail Ct, Kyle Ct, Edmonds Rd, Hogs Back Rd, Douglas Dr, Shagbark Dr, Winesap Dr | $910 |
| Knorr Rd, Hulls Hill Rd, Morse Rd, Macintosh Dr, Bowers Hill Rd, Reality Rd, Fox Dr, Redwood Dr, Treat Ln, Old Towantic Rd | $898 |
| Chestnut Tree Hill Rd, Lounsbury Rd, Traditions Ct N, White Gate Rd, Bice Dr, Cheyenne Rd, Old State Hwy, Bonnie Ln, Hunters Mountain Rd, Meadow Dr | $893 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oxford | $134 to $137 |
| Southbury | $132 |
| Beacon Falls | $129 |
| Heritage Village | $123 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Oxford Homeowner Insurance Premium Example | $3,400 | $2,900 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $18,700 | $17,200 |
| Net Savings to Oxford Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Oxford, CT Home Replacement Value MORE than Home Value | Oxford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $403,500 | $279,000 |
| Insurance Premium based on Replacement Value | $3,800 | $2,625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $88,000 | Risk Exposure from Under Insuring Coverage is $36,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $825/year |
| Insurance Company | Amica Mutual Insurance Company | Travelers | GEICO Insurance |
| Monthly Premium | 89 | 258 | 572 |
| Year Built | 2002 | 1972 | 1997 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $900000-$1000000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |