Owings Mills Insurance Rates:

Owings Mills, MD homeowners insurance is nearly $596 to $811, about $49-$67/month. Our exhaustive guide reveals consumers can save upto $281 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I wish my premiums were cheaper but since my credit is low, there's nothing I can do about it. At least I get a discount for using multiple services.
Usaa
I'm happy knowing my investment is cared for and if anything were to happen to it we would be covered. It's good to not have the worry that we would hurt financially if something did happen.
Usaa
The car was easy to work with, able to quickly process the claim and get us a check deposited into our account
Safeco Insurance
They prefer not to be contacted through the website and want everything done over the phone, which is really odd for 2018.
Selective Insurance
My homeowner's insurance company, Selective Insurance, covered the installation of a brand new roof after a bad storm.
Allstate
Allstate is one of the few companies that are big on customer service. i love that about them. their interactions are to the point, friendly and always seeking to help. i've had some bad experiences with them yet they are always quick to resolve them.
Usaa
They offer discounts if you bundle your services. so, if you use them for home insurance and car insurance, your rates are reduced.
Usaa
This company has great loyalty incentives and good combination packages. you get discounts for using multiple services and you get a discount for loyalty.

Owings Mills, MD Homeowners Insurance By Home Value

Owings Mills, MD Home Value Total Homes % of Total Average Owings Mills, MD Homeowners Insurance
$90,000 to $99,999 86 1.0% $239
$100,000 to $124,999 106 2.0% $281
$125,000 to $149,999 116 2.0% $352
$150,000 to $174,999 217 4.0% $415
$175,000 to $199,999 312 6.0% $478
$200,000 to $249,999 1,358 27.0% $577
$250,000 to $299,999 1,326 27.0% $704
$300,000 to $399,999 1,273 25.0% $894

Top Home Insurance Agents Near Owings Mills, MD

Home Insurance Company Near Owings Mills, MD Homeowners Insurance Agency Near Owings Mills, MD Address
Allstate Kevin Dupree 1760 Reston Pkwy Ste 411, Reston, VA, 20190
Travelers Nfp Property & Casualty Services Inc 6500 ROCK SPRING DR STE 500, BETHESDA, MD, 20817
Allstate Owen Landis 8813 Waltham Woods Rd Ste 303, Baltimore, MD, 21234
Allstate Steve Blair 7310 Grove Rd Ste 111, Frederick, MD, 21704
State Farm Ty Nguyen 5981 Columbia Pike Ste 200, Falls Church, VA, 22041-2040

Cost Of Homeowners Insurance By Street Near Owings Mills, MD

Streets in Owings Mills Area Homeowners Insurance Cost
Sihler Oaks Trl, Red Ridge Way, Adrianne Way, Stone Shop Cir, Spider Lily Way, Valley Manor Rd, Village Queen Dr, Adrianne Ct, Quern Ct, Dutch Mill Rd$706
Almart Rd, Doe Meadow Rd, Bryan Way, Fortnum Ct, I- 795, Ashlyn Cir, Alcott Way, Sanlee Rd, Wildbranch Ct, Farm Rd$703
Sara Ct, Runnymeade Rd, High Rock Way, Cascades Mill Dr, Silentglade Rd, Saddle Horse Way, Dark Star Way, Kimberly Ann Ct, Coppermill Ct, Old Tollgate Rd$694
Dellcamp Ave, Brass Bugle Ct, Sunnyking Dr, Disney Ct, Lakeside Blvd, Delight Rd, Paige View Ct, Sunwood Ct, Pittsfield Rd, Morrow Ct$696
Paige View Rd, Nicodemus Rd, Stanford Ct, Lenora Ave, Foxfield Rd, Turf Run Cir, Coffee Tree Ct, Amber Oaks Way, Wainwright Cir, Campitelli Ct$700

Owings Mills, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Owings Mills$105 to $107
Garrison$105
Reisterstown$104
Milford Mill$103

Owings Mills, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Garrison CDP, Maryland $88 $117 $176
Randallstown CDP, Maryland $88 $117 $175
Reisterstown CDP, Maryland $87 $116 $174

Owings Mills, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Owings Mills, MD2.7%9.2%
Garrison3.23%7.9%
Randallstown2.97%11.09%
Reisterstown3.15%12.21%

Owings Mills Renters Insurance as a Percentage of Rent

Owings Mills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 133 1.0% $1233
$500 to $749 134 1.0% $1908
$750 to $999 993 14.0% $2658
$1,000 to $1,499 3,932 55.0% $3783
$1,500 or more 1,846 26.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Owings Mills For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
300,000 500 Frame 25 Aig Property Casualty Co. 858
250,000 500 Frame 35 American Security Insurance Co. 2,077
300,000 500 Frame 25 Brethren Mutual Insurance Co. 467
350,000 1,000 Masonry 15 Cincinnati Insurance Co. 1,214
400,000 1,000 Frame 10 Homesite Insurance Co. Of The Midwest 889
400,000 1,000 Frame 10 Horace Mann Insurance Co. 1,288
300,000 500 Frame 25 Lititz Mutual Insurance Co. 1,021
350,000 1,000 Masonry 15 Selective Ins. Co. Of South Carolina 1,116
350,000 1,000 Masonry 15 Universal Property & Casualty Ins. Co. 1,212
300,000 500 Frame 25 Vigilant Insurance Co. 1,343

Owings Mills, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Owings Mills Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$10,700
Net Savings to Owings Mills Home Owner from High Deductible Plan $1,200

Owings Mills, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Owings Mills, MD Home Replacement Value MORE than Home Value Owings Mills, MD Home Replacement Value LESS than Home Value
Replacement Value $379,500 $224,000
Insurance Premium based on Replacement Value $1,775 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $87,000 Risk Exposure from Under Insuring Coverage is $68,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Owings Mills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmAllstate
Monthly Premium 148122139
Year Built 198119902005
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$250000-$300000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Owings Mills, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 400,000 Shingles Roof 2,600 4 $500- $1000 Deductible 720 6 Stucco siding No
1987 575,000 Membrane Roof 4,210 5 $500 Deductible 1690 6 Stone Siding yes
2009 185,000 Wood Shake Roof 1,470 2 $500- $1000 Deductible 800 8 Fiber-Cement Siding yes
2010 350,000 Composition Roof 2,830 4 $2500-$5000 Deductible 960 10 Brick siding yes
1988 550,000 Slate Shingles Roof 3,230 5 $2500-$5000 Deductible 670 6 Stucco siding yes
1999 275,000 Membrane Roof 1,890 3 $5000 to $10,000 Deductible 490 7 Brick siding No
2007 500,000 Shingles Roof 4,050 5 $1000-$2500 Deductible 710 5 Vinyl siding No
2013 190,000 Membrane Roof 1,260 2 $1000-$2500 Deductible 130 2 Brick siding No
2010 210,000 Slate Shingles Roof 1,680 2 $5000 to $10,000 Deductible 60 1 Wood siding No
2007 165,000 Wood Shake Roof 1,220 3 $1000-$2500 Deductible 530 12 Wood siding No
2011 185,000 Metal Roof 1,230 3 $5000 to $10,000 Deductible 50 1 Stucco siding No
1996 260,000 Metal Roof 2,030 4 $500- $1000 Deductible 820 8 Vinyl siding yes
1986 760,000 Composition Roof 4,530 5 $500- $1000 Deductible 2900 9 Brick siding No
2011 135,000 Slate Shingles Roof 1,070 2 $2500-$5000 Deductible 140 5 Vinyl siding No
2003 315,000 Shingles Roof 1,990 3 > $10,000 Deductible 420 8 Brick siding yes
1985 285,000 Membrane Roof 1,720 2 $2500-$5000 Deductible 910 12 Vinyl siding yes
2008 360,000 Slate Shingles Roof 2,770 4 $2500-$5000 Deductible 1260 9 Vinyl siding yes
1993 635,000 Composition Roof 4,330 5 $500 Deductible 1020 4 Vinyl siding yes
1985 195,000 Asphalt Shingles Roof 1,390 2 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding No
2011 195,000 Tile Roof 1,530 2 $5000 to $10,000 Deductible 200 3 Brick siding No
1983 495,000 Metal Roof 3,340 5 $500 Deductible 2130 10 Brick siding yes
2014 745,000 Tile Roof 4,480 5 $500 Deductible 2460 6 Stucco siding No
2000 140,000 Membrane Roof 1,120 2 $2500-$5000 Deductible 500 10 Brick siding yes
1995 315,000 Asphalt Shingles Roof 2,380 3 $500 Deductible 1230 10 Stucco siding No
1991 340,000 Tile Roof 2,170 3 > $10,000 Deductible 270 3 Wood siding No
1993 280,000 Slate Shingles Roof 1,870 3 $500- $1000 Deductible 370 5 Brick siding No
1988 275,000 Metal Roof 1,620 3 $2500-$5000 Deductible 240 3 Brick siding yes
1984 240,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 480 7 Brick siding No