How Much Does Overland Park, KS Home Insurance Cost?
Overland Park, KS Average Homeowners Insurance Cost
$1,542.6
Homeowners Insurance Cost - Overland Park, KS
$248,100
Median Home Value - Overland Park, KS
Overland Park, KS Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.51 | $1,524.09 |
| $1000 Deductible | -$163.82 | $1,378.78 |
| $1500 Deductible | -$244.66 | $1,297.94 |
| $2000 Deductible | -$364.36 | $1,178.24 |
| $2500 Deductible | -$435.01 | $1,107.59 |
Overland Park, KS Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$386 | $1,157 |
| 30 year old | +$23 | $1,566 |
| 40 year old | +$40 | $1,583 |
| 50 year old | +$59 | $1,601 |
| Above 50 year old | +$74 | $1,617 |
Overland Park, KS Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$201 | $1,342 |
| Superior | -$139 | $1,404 |
| Masonry | -$77 | $1,465 |
| Brick | -$77 | $1,465 |
| Hail Resistant Roof | -$46 | $1,496 |
Overland Park, KS Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,573 |
| Swimming Pool With A Diving Board | +$77 | $1,620 |
| Swimming Pool With Slide | +$93 | $1,635 |
Overland Park, KS Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,496 |
| Police Department | $15 | $1,527 |
Overland Park, KS Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$647.892 | $2,190 |
| Filing a Second Liability Claim | +$586.188 | $2,129 |
| Filing a Second Theft Claim | +$586.188 | $2,129 |
| Filing a Second Water Claim | +$509.058 | $2,052 |
| Filing a Fire Claim | +$308.52 | $1,851 |
| Filing a Liability Claim | +$293.094 | $1,836 |
| Filing a Theft Claim | +$293.094 | $1,836 |
| Filing a Water Claim | +$246.816 | $1,789 |
| Filing a Weather Claim | +$246.816 | $1,789 |