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Overland Park, KS Home Values & Insurance Rates

Overland Park, KS Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 768 1.0% $118
$90,000 to $99,999 500 1.0% $450
$100,000 to $124,999 2,412 5.0% $525
$125,000 to $149,999 4,304 10.0% $654
$150,000 to $174,999 5,544 13.0% $772
$175,000 to $199,999 4,954 11.0% $890
$200,000 to $249,999 9,279 22.0% $1073
$250,000 to $299,999 7,144 17.0% $1309
$300,000 to $399,999 6,180 14.0% $1673

Top Home Insurance Agents Near Overland Park, KS

Home Insurance Company Near Overland Park, KS Homeowners Insurance Agency Near Overland Park, KS Address
Farmers Brad Ochs 6701 W 64th St Ste 222, Overland Park, KS, 66202
Travelers Capitol Agency 9500 Nall Ave OverlandĀ Park, Overland Park, KS, 66207
State Farm Jeff Jennings 1706 S Broadway St, Oak Grove, MO, 64075-9022
Farmers John Banks 1400 SW Eagles Pkwy, Grain Valley, MO, 64029
State Farm Larry Langford 13012 Fuller Ave, Grandview, MO, 64030-2620

Estimated Home Insurance By Street Area Near Overland Park, KS

Overland Park Area Estimated House Insurance
Overland Pkwy, Briar, W 150th Pl, 138th St, W 131st Pl, 61st Ter, Woodson Dr, Goddard Ave, Che la Thah St, W 79th Pl$1,022
Barton, Greenbrier Dr, Conser Pl, S State Line Rd, Slater Ln, Marty Ln, W 133rd Ter, W 155th Pl, W 121st Pl, 146th Ter$1,006
W 102nd Pl, Hadley Ln, W 126th Pl, W 194th Ter, Grant Dr, Barkley, Meadow Ct, Goodman Dr, Ridge, Perry Ln$1,019
W 151st Pl, Flint, 149th St, W 201st Ter, W 154th Ter, 156th St, Russell Rd, Alahambra, W 133rd Ter, Merriam Dr$1,212
Broadmoor Ln, Overland Park Dr, W 166th Ter, W 103rd Pl, Sherwood St, Lamar St, Dearborn Cir, S Clearview Rd, Perry Ln, Lakeside Dr$1,179

Savings on home insurance for senior occupied homes

PlaceSavings
Overland Park$160 to $163
Leawood$179
Oxford$172
Kaw$148

Overland Park, KS Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Overland Park, KS5.2%16%
Leawood3.78%11.72%
Oxford4.31%12.92%
Kaw5.93%17.97%

Overland Park Renters Insurance as a Percentage of Rent

Overland Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 298 1.0% $1215
$500 to $749 4,245 17.0% $1890
$750 to $999 9,663 39.0% $2640
$1,000 to $1,499 7,819 31.0% $3765
$1,500 or more 2,229 9.0% $5415

Overland Park, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Overland Park Homeowner Insurance Premium Example $2,600$1,800
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,700$15,900
Net Savings to Overland Park Home Owner from High Deductible Plan $800

Overland Park, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Overland Park, KS Home Replacement Value MORE than Home Value Overland Park, KS Home Replacement Value LESS than Home Value
Replacement Value $320,500 $249,000
Insurance Premium based on Replacement Value $3,525 $2,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $400/year

Example Overland Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceLiberty Mutual
Monthly Premium 408337147
Year Built 197820132001
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $500000-$600000$350000-$400000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible> $10,000 Deductible

Overland Park, KS Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Leawood city, Kansas $149 $199 $298
Oxford township, Johnson County, Kansas $144 $192 $288
Kaw township, Jackson County, Missouri $124 $165 $247

Sample Home Insurance Rates for Overland Park, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 365,000 Composition Roof 2,870 5 $2500-$5000 Deductible 2910 10 Stone Siding yes
2005 175,000 Composition Roof 1,230 3 $1000-$2500 Deductible 460 3 Stucco siding No
2008 575,000 Asphalt Shingles Roof 4,730 5 $5000 to $10,000 Deductible 3730 8 Fiber-Cement Siding yes
1977 515,000 Slate Shingles Roof 4,420 5 $5000 to $10,000 Deductible 3070 7 Vinyl siding No
1975 230,000 Tile Roof 1,790 2 $2500-$5000 Deductible 1110 7 Brick siding yes
2003 235,000 Composition Roof 1,660 2 $2500-$5000 Deductible 1610 10 Wood siding yes
1985 545,000 Asphalt Shingles Roof 4,910 5 $5000 to $10,000 Deductible 3560 12 Fiber-Cement Siding No
1987 110,000 Wood Shake Roof 980 2 $500- $1000 Deductible 180 2 Stone Siding No