Ottawa County Insurance Rates:

Ottawa County, MI homeowners insurance is about $651 to $882, about $54-$73/month. Our detailed analysis shows customers can save as much as $306 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Another thing i enjoy about this insurance company is the great reviews they get from the local community. it puts my mind at ease.
It's great to have an insurance for a long time, they are reliable and act very fast when a claim occurs.
They have been around for a long time.they are not well known but are very experienced in the industry.they are a small company and while not local they do get the job done and i have been very satisfied with my dealings with them so far which has been nearly four years now for me.|
State Farm
They could be a little cheaper. I have only one claim in like 20 years (see above). My home value hasn't gone up that much to warrant the inflation of the premium really... Also, they mail me VERY long before the premium is due. So sometimes it gets lost in the shuffle. They could time their mailing to be a bit close to the due date, not two months or so before.
Universal Insurance
It would be great if we knew more about our policy options and how to get additional coverage such as flood insurance.
I have never had any trouble getting through to them and they are always very prompt in responding to whatever needs to be handled. They are extraordinary in customer service.
Great customer service. Had one claim a few years back from hail damage. I had the check in my account within three days of inspection.
I have only used the website a few times, but I have found it relatively easy to use. I was able to locate all of the information I was looking for at the time.
Auto Owners Insurance
I liked the affordability of the policy that saved our family approximately $630 annually. I also like that the Personal Umbrella Policy was very affordable compared to other carriers.
Liberty Mutual
I wish they had a more interactive website with online bill pay options and that rates weren't so high in the area.
State Farm
The claim process was long and tedious. I made a claim December of 2016 for a flood that we had, did not receive the amount I was promised and took over 6 months to receive the benefit. I do not recommend.
Customer service, ease of use of the website. The amount of information available on the website. Ease of making payments.
I dislike the hold time with my insurance company. It is a pain and I do not like to wait on hold extensively
State Farm
I will stay with my company indefinitely. They have been wonderful and I couldn't ask for a better company. they have a lifelong customer with me.
The price may be really high. I don't really know, but it could be something. I might look into it soon.
State Farm
I would recommend State Farm but only if you can develop a long-term relationship with a local rep and that they take the time to customize to your needs.
Farmer's Insurance
I have always found them to be reliable, have integrity and have always dealt with any issue in a sensitive and positive manner. I am completely satisfied with both the agent and the company.
On the whole, the coverage is good, but I do wish that the premium that we pay was lower, although I understand that where we live the price we pay is about on par with everyone else.

Ottawa County, MI Homeowners Insurance By Home Value

Ottawa County, MI Home Value Total Homes % of Total Average Ottawa County, MI Homeowners Insurance
Less than $50,000 5,934 8.0% $114
$50,000 to $59,999 821 1.0% $252
$60,000 to $69,999 1,023 1.0% $314
$70,000 to $79,999 1,384 1.0% $360
$80,000 to $89,999 2,077 2.0% $413
$90,000 to $99,999 2,486 3.0% $459
$100,000 to $124,999 9,819 14.0% $536
$125,000 to $149,999 10,587 15.0% $666
$150,000 to $174,999 12,262 17.0% $788
$175,000 to $199,999 6,318 9.0% $911
$200,000 to $249,999 8,181 11.0% $1103
$250,000 to $299,999 4,356 6.0% $1348
$300,000 to $399,999 4,758 6.0% $1708

Top Home Insurance Agents Near Ottawa County, MI

Home Insurance Company Near Ottawa County, MI Homeowners Insurance Agency Near Ottawa County, MI Address
NA Steenland Insurance Agency Inc. 975 Three Mile Road Nw Grand Rapids, Walker, MI, 49544
NA Usi Midwest Llc 333 Bridge St Nw 333 Bridge St Nw Grand Rapids, Grand Rapids, MI, 49504
Allstate Randall L. Knoll 12871 Riley St, Holland, MI, 49424
Allstate Timothy Matchinsky 70 E Lakewood Blvd Ste 20, Holland, MI, 49424
State Farm William Sabourin 757 W Giles Road, North Muskegon, MI, 49445-0127

Cost Of Homeowners Insurance By Street Near Ottawa County, MI

Streets in Ottawa County Area Homeowners Insurance Cost
Green St, Michael Ct, Spring Ct, Creekside Dr, W 24th St, Falcon Dr, Myrtle Ave, 156th Ave, E 10th St, S Park St$780
18th Ave, Oakes Ave, 164th Ave, Edgestone, Stoneridge Ct, Amelia Dr, 4th Ave, Taft Ave, Robar Dr, Bay Haven Dr$762
Van Raalte Ave, Summercrest Dr, Southfield Dr, Lindy Ln, W Pin Oak Dr, Kingwood Dr, Victor Ave, Tallpine Ln, N Elm St, Silveridge Dr$815
Pine Aire Ct, Lehigh Trl, Sunnyslope Dr, Lunker Ln, Valley City Ave, Twin Oaks St, Ashwood Ln, Lane St, Lynwood Dr, Spruce St$760
Terrill Ave, Cambridge Ave, Groenevelt Rd, Timberlake E, Stoney Lake Dr, Trillium Ln, Leisure Ln, Home Ave, Pebble Run St, Quarterline Cmns$811
E Lakewood Blvd, W Devis, Creekside Ct, Laramy Ln, Greenbriar Ln, Hiawatha Cir, Whitetail Trl, Emmet St, Campanel Dr, Fairmount Ct$763
Sehler St, Hillcrest Rd, Peck St, Linfield Ln, Veterans Day Dr, Parkwood St, Glenn Mar Ct, Devries Ln, Henley Dr, Carmella Ln$768
N Fruitport Rd, Hemlock Ln, W 16th St, Country Ave, Creekside Dr, Queenie Ct, Elizabeth Ln, Creek Edge Dr, Locust Ave, Southwind Dr$771
Parkview Ave, Parkside Dr, Judith St, Summit St, 142nd Ave, Cedar Grove Ct, Twin Acres Ct, Stoneway Dr, Greenly Ct, Crest Dr$770
Audrey St, Leonard Rd, Fallow Dr, Shore Oaks W Ln, Sand Lake Dr, Whispering Sands Dr, Abby Ct, Crescent St, Deer Ct, Lincoln St NW$770

Ottawa County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ottawa County$114 to $117
Grand Haven$111
Grand Haven charter$116

Ottawa County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grand Haven city, Michigan $93 $124 $186
Ferrysburg city, Michigan $95 $126 $189
Grand Haven charter township, Ottawa County, Michigan $97 $129 $194

Ottawa County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ottawa County, MI4.8%14.2%
Grand Haven5.17%13.85%
Grand Haven charter4.54%15.64%

Ottawa County Renters Insurance as a Percentage of Rent

Ottawa County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 340 1.0% $784
$300 to $499 1,315 6.0% $1234
$500 to $749 7,763 40.0% $1909
$750 to $999 5,602 29.0% $2659
$1,000 to $1,499 2,726 14.0% $3784
$1,500 or more 1,155 6.0% $5434