Othello Insurance Rates:

Othello, WA homeowners insurance is approximately $486 to $660, about $40-$55/month. Our in depth analysis indicates shoppers can save upto $228 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Othello, WA Homeowners Insurance By Home Value

Othello, WA Home Value Total Homes % of Total Average Othello, WA Homeowners Insurance
Less than $50,000 250 9.0% $102
$50,000 to $59,999 72 2.0% $217
$60,000 to $69,999 130 5.0% $268
$70,000 to $79,999 105 4.0% $308
$80,000 to $89,999 114 4.0% $348
$90,000 to $99,999 89 3.0% $394
$100,000 to $124,999 308 12.0% $457
$125,000 to $149,999 410 16.0% $572
$150,000 to $174,999 409 16.0% $674
$175,000 to $199,999 207 8.0% $777
$200,000 to $249,999 248 9.0% $938
$250,000 to $299,999 51 2.0% $1144
$300,000 to $399,999 115 4.0% $1452

Top Home Insurance Agents Near Othello, WA

Home Insurance Company Near Othello, WA Homeowners Insurance Agency Near Othello, WA Address
NA Schmidt Insurance Services, Inc. 6 W First Ave, Odessa, WA, 99159
State Farm Cecelia Mauseth 5230 Outlet Dr, Pasco, WA, 99301-8969
Allstate Debra Graser 321 S Beech St Ste F, Moses Lake, WA, 98837
State Farm Jason Cowgill 7007 Burden Blvd Ste 103, Pasco, WA, 99301-9185
Allstate Martin-Morris Agy 105 Basin Street NW, Ephrata, WA, 98823

Cost Of Homeowners Insurance By Street Near Othello, WA

Streets in Othello Area Homeowners Insurance Cost
Wind Hill Ln, W Fir St, Gillis Rd, W Sara Ln, S Crestline Rd, State Hwy 26, N 9th Ave, W Phillips Rd, S Meadowlark Ln, Buena Vista Dr$566
State Hwy 17, S Hill Crest Rd, W Rainer Rd, N 1st Ave, S Canyon Ct, S Lynette Rd, Lilac Pl, E Spruce, E Windsor St, S Moody Rd$569
E Fir St, 18th Ave, State Rte 24, 3rd Pl, W Herman Rd, S Skylark Way, S 1st Ave, Byers Rd, W Grant Rd, S 8th Ave$564
S 3rd Ave, S Danielle Rd, State Rte 17, W April St, N Macbeth Ave, S Hwy 24, Norton Ln, S Conrad Ln, E Spruce, S 3rd Ave$570
S Allen Rd, E Spruce St, Fern St, S 16th Ave, Lucy Rd, W Romona Rd, S 3rd Pl, W Parks Ln, McManomon Rd, E Elsinore St$570

Othello, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Othello$85 to $88
Warden$84
Connell$85
Hatton$82

Othello, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warden CCD, Grant County, Washington $85 $113 $170
Connell CCD, Franklin County, Washington $86 $114 $171
Basin City CDP, Washington $84 $112 $168

Othello, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Othello, WA4.0%12.8%
Warden4.94%17.37%
Connell4.79%13.18%
Hatton5.01%20.05%

Othello Renters Insurance as a Percentage of Rent

Othello Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 2.0% $360
$200 to $299 130 9.0% $810
$300 to $499 352 25.0% $1260
$500 to $749 584 41.0% $1935
$750 to $999 102 7.0% $2685
$1,000 to $1,499 126 9.0% $3810
$1,500 or more 63 4.0% $5460

Othello, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Othello Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Othello Home Owner from High Deductible Plan $600

Othello, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Othello, WA Home Replacement Value MORE than Home Value Othello, WA Home Replacement Value LESS than Home Value
Replacement Value $131,000 $74,000
Insurance Premium based on Replacement Value $325 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Othello Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceLiberty Mutual
Monthly Premium 321761
Year Built 200119801996
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$100000-$125000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Othello, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 350,000 Membrane Roof 4,770 5 > $10,000 Deductible 190 5 Vinyl siding yes
2012 220,000 Composition Roof 2,750 4 > $10,000 Deductible 200 8 Brick siding No
2013 230,000 Tile Roof 3,100 5 $500- $1000 Deductible 450 10 Fiber-Cement Siding No
1977 175,000 Membrane Roof 2,050 5 $500- $1000 Deductible 640 12 Stucco siding yes
1998 270,000 Tile Roof 2,950 5 $2500-$5000 Deductible 200 3 Stone Siding No
2008 145,000 Tile Roof 1,780 3 $500 Deductible 140 4 Brick siding yes
1977 215,000 Tile Roof 2,310 3 > $10,000 Deductible 190 8 Brick siding yes
1994 120,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 290 10 Brick siding No
2005 220,000 Slate Shingles Roof 2,980 5 $500 Deductible 310 6 Stone Siding yes
2011 210,000 Slate Shingles Roof 2,140 5 $1000-$2500 Deductible 400 10 Wood siding yes
1997 290,000 Tile Roof 3,040 4 $500- $1000 Deductible 220 4 Brick siding No
2006 290,000 Asphalt Shingles Roof 2,840 4 $500 Deductible 920 12 Vinyl siding No
1999 110,000 Metal Roof 1,480 3 $500- $1000 Deductible 240 12 Fiber-Cement Siding No
1970 185,000 Composition Roof 2,100 3 $5000 to $10,000 Deductible 30 1 Stone Siding No
2005 165,000 Metal Roof 1,870 3 $2500-$5000 Deductible 350 10 Stone Siding No
1994 125,000 Membrane Roof 1,750 5 $500- $1000 Deductible 30 1 Wood siding No
1970 205,000 Composition Roof 2,040 4 $1000-$2500 Deductible 360 10 Stucco siding yes
1978 220,000 Asphalt Shingles Roof 2,830 5 $1000-$2500 Deductible 60 1 Stone Siding yes
1972 150,000 Asphalt Shingles Roof 1,900 3 $500- $1000 Deductible 290 9 Stone Siding yes
2013 250,000 Tile Roof 3,170 4 > $10,000 Deductible 340 9 Brick siding No
2014 225,000 Tile Roof 3,250 5 $500- $1000 Deductible 380 7 Stucco siding yes
1980 255,000 Membrane Roof 2,650 4 $500- $1000 Deductible 50 1 Stucco siding No
1982 195,000 Composition Roof 2,030 4 $500 Deductible 230 5 Wood siding yes
2010 205,000 Membrane Roof 2,390 3 $1000-$2500 Deductible 100 3 Wood siding yes
1981 360,000 Membrane Roof 4,420 5 $1000-$2500 Deductible 250 3 Fiber-Cement Siding No
1990 305,000 Composition Roof 3,010 4 $2500-$5000 Deductible 450 8 Stone Siding yes
2013 160,000 Tile Roof 2,310 3 $5000 to $10,000 Deductible 310 12 Stucco siding No
1980 110,000 Wood Shake Roof 1,620 3 $500 Deductible 50 2 Vinyl siding No
2011 235,000 Tile Roof 2,290 3 > $10,000 Deductible 220 8 Vinyl siding yes
1970 180,000 Metal Roof 2,340 3 $500 Deductible 370 8 Brick siding yes
2004 355,000 Asphalt Shingles Roof 4,260 5 $1000-$2500 Deductible 700 8 Stucco siding No