Oshkosh Insurance Rates:

Oshkosh, WI homeowners insurance is roughly $532 to $720, about $44-$60/month. Our in depth guide shows customers can save upto $250 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide.
The insurance company replaced my roof that has had a lot of water damage over the years, and i was satisfied that they were able to replace it.
State Farm
Sometimes when you call to submit a claim, the phone rings for a long time and you are redirected to a 1-800 number instead of dealing directly with your agent.
Traveler's
I like that my insurance company allows me to bundle my home and auto insurance and save money that way.

Oshkosh, WI Homeowners Insurance By Home Value

Oshkosh, WI Home Value Total Homes % of Total Average Oshkosh, WI Homeowners Insurance
Less than $50,000 671 4.0% $131
$50,000 to $59,999 276 1.0% $275
$60,000 to $69,999 439 3.0% $344
$70,000 to $79,999 894 6.0% $401
$80,000 to $89,999 1,346 9.0% $451
$90,000 to $99,999 1,471 10.0% $507
$100,000 to $124,999 3,031 21.0% $583
$125,000 to $149,999 2,056 14.0% $733
$150,000 to $174,999 1,694 12.0% $865
$175,000 to $199,999 786 5.0% $1003
$200,000 to $249,999 827 5.0% $1203
$250,000 to $299,999 414 2.0% $1473
$300,000 to $399,999 204 1.0% $1868

Top Home Insurance Agents Near Oshkosh, WI

Home Insurance Company Near Oshkosh, WI Homeowners Insurance Agency Near Oshkosh, WI Address
NA Guilfoile Insurance Agency, Inc. 442 S Hickory St Fond Du Lac, Fond du Lac, WI, 54935
Farmers Andrew Hanke 5317 W Grande Market Dr Ste F5, Appleton, WI, 54913
Travelers Arthur J Gallagher & Co 100 WEST LAWRENCE ST STE 416, APPLETON, WI, 54911
Erie Hurley Insurance Services Llc N365 Rogers Lane, Appleton, WI, 54915
Liberty Mutual Independent Maritime Insurance Group 1011 Washington Street 1011 Washington Street, Manitowoc, WI, 54220

Cost Of Homeowners Insurance By Street Near Oshkosh, WI

Streets in Oshkosh Area Homeowners Insurance Cost
Harvest Dr, Forest Home, Valley Rd, Arcadia Ave, Driftwood Ln, Johnson Ave, Lawndale St, National Ave, Olson Ave, Short Ave$642
Hawk St, 40th Eaa St, Geneva St, Ontario St, Hennessy St, Duchess Ln, Hickory Heights Ave, Westwind Rd, Lampert St, Kope Ave$655
Wright St, W 14th Ave, Nelson Rd, Graceland Dr, E Packer Ave, Harney Ave, Ivy Pl, Laager Ln, 31st Eaa St, Pierce Ave$612
Green Valley Rd, E 9th Ave, Sheppard Dr, 55th Eaa St, E Melvin Ave, Stonefeld Ct, Richards Ave, Co Rd Y, Rockwell Ave, W 28th Ave$641
Hughes St, Tyler Ave, Burdick St, Witzel Ave, Iowa St, Lake Breeze Rd, Thornton Dr, Bernheim St, Summit Ave, Rugby St$647
Kewaunee St, Windhurst Dr, Western Dr, 27th Eaa St, Cutter Ct, Roberts Ave, S US Hwy 45, Durfee Ave, Westmoor Ct, Dempsey Trl$655
E Sunnyview Rd, Oregon St, Emmers Ln, Baldwin Ave, Georgia St, 9th Eaa St, Prospect Ave, Co Rd T, Cedar Eaa Ave, Anderson St$657
Logan Dr, Lake St, Powers St, 22nd Eaa St, W 25th Ave, Vinland Rd, Fahrnwald Rd, N Washburn St, Milford Dr, Hayden Dr$676
Ontario St, S Oakwood Rd, Woodstock St, W 19th Ave, Victoria Ct, Star Ct, N Koeller St, Mockingbird Way, Sherrin St, Zarling Ave$647
Pickett Rd, W 3rd Ave, Taft Ave, E Custer Ave, Addie Pkwy, W 15th Ave, S Westhaven Dr, S Westfield St, Brenland Rd, Crestview Dr$645

Oshkosh, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oshkosh$93 to $96
Algoma$99
Winnebago County$95
Nekimi$97

Oshkosh, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Algoma town, Winnebago County, Wisconsin $99 $132 $198
Vinland town, Winnebago County, Wisconsin $99 $132 $198
Winnebago County, Wisconsin $95 $127 $191

Oshkosh, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oshkosh, WI4.3%11.2%
Algoma3.64%9.38%
Vinland3.44%9.85%
Winnebago County4.01%10.64%

Oshkosh Renters Insurance as a Percentage of Rent

Oshkosh Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 238 2.0% $343
$200 to $299 297 2.0% $793
$300 to $499 1,282 12.0% $1243
$500 to $749 5,287 49.0% $1918
$750 to $999 2,499 23.0% $2668
$1,000 to $1,499 890 8.0% $3793
$1,500 or more 167 1.0% $5443

Oshkosh, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Oshkosh Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Oshkosh Home Owner from High Deductible Plan $600

Oshkosh, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oshkosh, WI Home Replacement Value MORE than Home Value Oshkosh, WI Home Replacement Value LESS than Home Value
Replacement Value $121,500 $80,000
Insurance Premium based on Replacement Value $550 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Oshkosh Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceTravelers
Monthly Premium 641945
Year Built 200719851962
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$50000-$75000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Oshkosh, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 105,000 Shingles Roof 1,510 2 $500 Deductible 180 7 Brick siding yes
1985 75,000 Composition Roof 1,080 2 $2500-$5000 Deductible 120 5 Fiber-Cement Siding yes
2007 130,000 Shingles Roof 1,630 2 $500- $1000 Deductible 200 4 Wood siding yes
1988 180,000 Wood Shake Roof 2,370 3 $5000 to $10,000 Deductible 70 2 Stone Siding No
1948 110,000 Membrane Roof 1,660 5 $2500-$5000 Deductible 140 7 Fiber-Cement Siding No
2012 150,000 Metal Roof 1,950 4 $1000-$2500 Deductible 360 10 Stucco siding yes
2012 65,000 Composition Roof 1,000 2 $500- $1000 Deductible 230 10 Vinyl siding No
1943 210,000 Wood Shake Roof 2,890 5 $500 Deductible 160 2 Fiber-Cement Siding No
1984 285,000 Metal Roof 4,130 5 $2500-$5000 Deductible 580 7 Stone Siding No
2004 100,000 Shingles Roof 1,230 2 $500- $1000 Deductible 360 9 Stucco siding yes
1963 105,000 Wood Shake Roof 1,550 2 $500 Deductible 30 1 Vinyl siding No
2011 240,000 Slate Shingles Roof 3,010 4 $1000-$2500 Deductible 480 9 Stone Siding yes
2013 145,000 Shingles Roof 2,330 3 $2500-$5000 Deductible 370 10 Vinyl siding yes
2006 185,000 Composition Roof 2,238 4 $2500-$5000 Deductible 740 9 Fiber-Cement Siding yes