Oshkosh, WI homeowners insurance is roughly $532 to $720, about $44-$60/month. Our in depth guide shows customers can save upto $250 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oshkosh, WI | Homeowners Insurance Agency Near Oshkosh, WI | Address |
|---|---|---|
| Liberty Mutual Independent | Maritime Insurance Group | 1011 Washington Street 1011 Washington Street, Manitowoc, WI, 54220 |
| Farmers | Andrew Hanke | 5317 W Grande Market Dr Ste F5, Appleton, WI, 54913 |
| Travelers | Arthur J Gallagher & Co | 100 WEST LAWRENCE ST STE 416, APPLETON, WI, 54911 |
| Erie | Hurley Insurance Services Llc | N365 Rogers Lane, Appleton, WI, 54915 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Algoma town, Winnebago County, Wisconsin | $99 | $132 | $198 |
| Vinland town, Winnebago County, Wisconsin | $99 | $132 | $198 |
| Winnebago County, Wisconsin | $95 | $127 | $191 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oshkosh, WI | 4.3% | 11.2% |
| Algoma | 3.64% | 9.38% |
| Vinland | 3.44% | 9.85% |
| Winnebago County | 4.01% | 10.64% |
| Oshkosh Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 238 | 2.0% | $343 |
| $200 to $299 | 297 | 2.0% | $793 |
| $300 to $499 | 1,282 | 12.0% | $1243 |
| $500 to $749 | 5,287 | 49.0% | $1918 |
| $750 to $999 | 2,499 | 23.0% | $2668 |
| $1,000 to $1,499 | 890 | 8.0% | $3793 |
| $1,500 or more | 167 | 1.0% | $5443 |
| Streets in Oshkosh Area | Homeowners Insurance Cost |
|---|---|
| Harvest Dr, Forest Home, Valley Rd, Arcadia Ave, Driftwood Ln, Johnson Ave, Lawndale St, National Ave, Olson Ave, Short Ave | $642 |
| Hawk St, 40th Eaa St, Geneva St, Ontario St, Hennessy St, Duchess Ln, Hickory Heights Ave, Westwind Rd, Lampert St, Kope Ave | $655 |
| Wright St, W 14th Ave, Nelson Rd, Graceland Dr, E Packer Ave, Harney Ave, Ivy Pl, Laager Ln, 31st Eaa St, Pierce Ave | $612 |
| Green Valley Rd, E 9th Ave, Sheppard Dr, 55th Eaa St, E Melvin Ave, Stonefeld Ct, Richards Ave, Co Rd Y, Rockwell Ave, W 28th Ave | $641 |
| Hughes St, Tyler Ave, Burdick St, Witzel Ave, Iowa St, Lake Breeze Rd, Thornton Dr, Bernheim St, Summit Ave, Rugby St | $647 |
| Kewaunee St, Windhurst Dr, Western Dr, 27th Eaa St, Cutter Ct, Roberts Ave, S US Hwy 45, Durfee Ave, Westmoor Ct, Dempsey Trl | $655 |
| E Sunnyview Rd, Oregon St, Emmers Ln, Baldwin Ave, Georgia St, 9th Eaa St, Prospect Ave, Co Rd T, Cedar Eaa Ave, Anderson St | $657 |
| Logan Dr, Lake St, Powers St, 22nd Eaa St, W 25th Ave, Vinland Rd, Fahrnwald Rd, N Washburn St, Milford Dr, Hayden Dr | $676 |
| Ontario St, S Oakwood Rd, Woodstock St, W 19th Ave, Victoria Ct, Star Ct, N Koeller St, Mockingbird Way, Sherrin St, Zarling Ave | $647 |
| Pickett Rd, W 3rd Ave, Taft Ave, E Custer Ave, Addie Pkwy, W 15th Ave, S Westhaven Dr, S Westfield St, Brenland Rd, Crestview Dr | $645 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oshkosh | $93 to $96 |
| Algoma | $99 |
| Winnebago County | $95 |
| Nekimi | $97 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Oshkosh Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,600 | $5,000 |
| Net Savings to Oshkosh Home Owner from High Deductible Plan | $600 | |
| Scenario | Oshkosh, WI Home Replacement Value MORE than Home Value | Oshkosh, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $121,500 | $80,000 |
| Insurance Premium based on Replacement Value | $550 | $350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $125/year |
| Insurance Company | Chubb Group of Insurance | Erie Insurance | Travelers |
| Monthly Premium | 64 | 19 | 45 |
| Year Built | 2007 | 1985 | 1962 |
| Home Details | 4 Beds, 3 Baths | 2 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $50000-$75000 | $200000-$250000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |