Osceola County Insurance Rates:

Osceola County, FL homeowners insurance is nearly $982 to $1,334, about $81-$111/month. Our exhaustive research shows customers can save as much as $463 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
The call center employees who do not speak English. Or if you have questions sometimes there is a wait.
Usaa
I think it's quite expensive for renter's insurance. it's competitive with other companies but the rate seems really high compared to other types of more risky insurance.
State Farm
Communication with my company is great. They have a 24 hour hotline to call anytime whenever I'm in need of their help, I'm never left waiting.
State Farm
I never have an issue getting in touch with my agent or a support professional. Online or via phone, I often have excellent experiences.
Tower Hill Insurance
The premium is a little bit less inexpensive, however, it seems to go up every year. I would like to receive a reason why my premium continues to increase even though we have not filed any claims.
Usaa
Customer service is the name of the game. There is never any question or confusion when dealing with USAA.
Usaa
I like that it is the same place where I make the car payment. I have not had to use them so I guess all is good right now with them!
Security First Home Insurance
There is always room for improvement when it comes to customer service. However, my interactions thus far have been pleasant.
American Integrity Insurance
I like that my insurance company's website is clueless, and the info I need, especially to file a claim is easily found in navigation.
Usaa
I've actually never had to use them since I am a fairly new customer. But They do have a Chabot right Safeco in the app, so I can't imagine it is bad.
Usaa
So sorry to not say a bad thing about my insurance company, but I don't have any complaints or dislikes about them. They are fantastic.
State Farm
I like that they are easy to work with, they keep it simple, and they did not haggle me over my claim. I also like that their website and mobile app are easy to use.
State Farm
They are a little bit cheaper than the other company we had before, so I guess that is the main concern and main happiness we have with them.
Usaa
I would absolutely recommend USAA. The company’s customer service is definitely its biggest strength. I have found USAA reps to be friendly, hardworking and very helpful. I feel I can always ask any questions at any time.
Assurant Specialty Property
I have no claims experience with this company, and how a company handles claims is the most important quality. I believe that they are price competitive, and therefore are worthwhile considering.
State Farm
Overall I dislike how state farm continuously tries to sell me other insurance such as auto. I am happy with my auto insurance and I have let them know numerous times that I will not be switching over however they are persistent in trying to make the sale.
Usaa
The single most important thing is they make people happy. I'm happy to open up my wallet and pay them
Safeco Insurance
Prices are pretty stable as far as the increase is concerned and seem to me to be online with current inflation
Geico
If i want to rent my home i have to get another insurance in order to cover renters in my home.
State Farm
State farm agents are knowledgeable, helpful, and anxious to please in terms of giving customers the exact coverage they need.

Osceola County, FL Homeowners Insurance By Home Value

Osceola County, FL Home Value Total Homes % of Total Average Osceola County, FL Homeowners Insurance
Less than $50,000 5,744 10.0% $197
$50,000 to $59,999 2,024 3.0% $405
$60,000 to $69,999 1,788 3.0% $509
$70,000 to $79,999 3,023 5.0% $591
$80,000 to $89,999 3,072 5.0% $672
$90,000 to $99,999 2,167 3.0% $741
$100,000 to $124,999 6,964 12.0% $869
$125,000 to $149,999 5,537 9.0% $1089
$150,000 to $174,999 7,103 12.0% $1286
$175,000 to $199,999 3,923 7.0% $1483
$200,000 to $249,999 6,629 11.0% $1784
$250,000 to $299,999 4,214 7.0% $2178
$300,000 to $399,999 3,236 5.0% $2770

Top Home Insurance Agents Near Osceola County, FL

Home Insurance Company Near Osceola County, FL Homeowners Insurance Agency Near Osceola County, FL Address
State Farm Glenn Ritchie 587 Ruby Ct, Maitland, FL, 32751
State Farm Jack Kroening 1300 Palm Bay Rd Ste 4, Palm Bay, FL, 32905-3846
Travelers Kisselback Agency Llc 1118 13TH ST, ST CLOUD, FL, 34769
Liberty Mutual Independent S.S. Nesbitt & Co., Inc. 3130 Citrus Tower Blvd Ste B, Clermont, FL, 34711
Allstate Sydney Harrell 1131 E Vine St, Kissimmee, FL, 34744

Cost Of Homeowners Insurance By Street Near Osceola County, FL

Streets in Osceola County Area Homeowners Insurance Cost
Running Deer Path, Escondido Ct, Delorean Dr, Cattleya Dr, S Latonia St, Friars Cove Ln, Drake Elm Dr, Connecticut Ave, Alsace Dr, Nova Rd$1,087
W Kissimmee Park Rd, Sand Run Rd, Andora Ct, Warwick Ln, 11th St, Cahokia Ct, Fells Cove Ave, Elmo Cir, Ten Mile Rd, S Kenansville Rd$1,196
Ashecroft Dr, 7th St, Glenwick Ct, S Stewart St, Woods St, Hughey St, Emerald Dr, Ashley Ct, Pioneer St, Glassman Rd$1,161
McLaren Cir, Crossing Creek Blvd, Pine Island Dr S, Indianola Rd, Gettysburg Ct, Hackney Rd, Russell St, Daybreak Dr, Northwoods Dr, Kari Dr$1,171
Wyatt Pl, Cumbran Ln, San Vittorino Cir, Blue Horizon Ct, Savage St, Friars Cove Ln, Oak Canopy Ct, N Stewart Ave, Lake Tohopekaliga Blvd, Placetas Ct$1,143
Meadow View Ct, Carrington Way, Chichester Ct, E Cedarwood Cir, S Bermuda Ave, Cherokee Rd, Hazelwood Dr, Hart Ave, Southport Bay Rd, del Aire Ct$1,171
Floridian Dr, Moore St, Aldershot Ct, Oaktree Ln, James Dr, Londra Ln, Basnett Cir, Eliza Ct, Indian Point Cir, Blaze St$1,182
Catfish Cir, N Old Dixie Hwy, 13th St, Caldbeck Way, Bobby Lee Ln, Jade St, Alligator Lake Shore E, Oren Brown Rd, Perching Rd, Alligator Lake Rd$1,159
Happy Trails Rd, Opal Cir, Raleigh St, Gants Cir, Bent Wood Dr, Exuma Rd, N Orlando Ave, Brown Bear Way, Coralwood Cir, Prairie Oaks Ct$1,159
Cervantes Dr, Bay Club Cir, Bitterwood Ct, Acorn Pl, Jason Ridge Ct, Blue Sky Ln, Cumbrian Lakes Ct, Ketch Dr, Apache Trl, Forest Dr$1,195

Osceola County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Osceola County$173 to $176
South and East Osceola$177
St. Cloud$174
West Brevard$184

Osceola County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South and East Osceola CCD, Osceola County, Florida $178 $237 $356
St. Cloud CCD, Osceola County, Florida $174 $232 $348
West Brevard CCD, Brevard County, Florida $184 $245 $368

Osceola County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Osceola County, FL6.2%21.1%
South and East Osceola5.8%22.98%
St. Cloud6.11%21.49%
West Brevard5.27%20.48%

Osceola County Renters Insurance as a Percentage of Rent

Osceola County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 636 1.0% $1240
$500 to $749 3,958 12.0% $1915
$750 to $999 10,097 31.0% $2665
$1,000 to $1,499 12,901 40.0% $3790
$1,500 or more 4,292 13.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Osceola County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,699
150,000 27 NO Security First Insurance $1,590
150,000 27 NO St. Johns Insurance $1,789
150,000 27 YES Stillwater Property And Casualty Insurance $1,066
150,000 27 NO State Farm Florida Insurance $2,626
150,000 27 NO Tower Hill Select Insurance $1,787
150,000 27 YES Castle Key Indemnity Company Insurance $1,759
150,000 27 YES Federated National Insurance $1,521
150,000 27 YES Florida Family Insurance $1,270
150,000 27 YES Stillwater Property And Casualty Insurance $1,066
150,000 27 YES United Property & Casualty Insurance $994
300,000 12 NA Liberty Mutual Fire Insurance $2,497
300,000 12 NA Safeway Property Insurance $1,524
300,000 12 NA Security First Insurance $1,997
300,000 12 NA Southern Oak Insurance $1,861
300,000 12 NA Tower Hill Select Insurance $1,477
300,000 12 NA American Integrity Insurance $1,708
300,000 12 NA Florida Family Insurance $2,103
300,000 12 NA Southern Fidelity Insurance $1,850
300,000 12 NA United Property & Casualty Insurance $1,937