Osceola, AR homeowners insurance is nearly $916 to $1,248, about $76-$104/month. Our extensive research reveals consumers can save upto $433 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Osceola, AR | Homeowners Insurance Agency Near Osceola, AR | Address |
|---|---|---|
| Travelers | Sneed Robinson & Gerber Inc | 6645 STAGE ROAD, BARTLETT, TN, 38134 |
| Nationwide | Tri-State Insurance Agency Inc | 5545 Murray Ave Suite 107, Memphis, TN, 38119 |
| State Farm | Bob Bentley | 515 N Mo St, West Memphis, AR, 72301-3145 |
| Allstate | Chris Robinson | 1211 W Court St, Paragould, AR, 72450 |
| Farmers | Henry Ash | 3525 Ridge Meadow Pkwy Ste 105, Memphis, TN, 38115 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Monroe township, Mississippi County, Arkansas | $135 | $180 | $270 |
| Luxora city, Arkansas | $131 | $175 | $262 |
| Keiser city, Arkansas | $134 | $179 | $268 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Osceola, AR | 10.8% | 24.1% |
| Monroe | 10.82% | 23.81% |
| Luxora | 12.3% | 35.94% |
| Keiser | 11.89% | 22.89% |
| Osceola Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 21 | 1.0% | $384 |
| $200 to $299 | 148 | 10.0% | $834 |
| $300 to $499 | 295 | 21.0% | $1284 |
| $500 to $749 | 532 | 38.0% | $1959 |
| $750 to $999 | 233 | 16.0% | $2709 |
| $1,000 to $1,499 | 141 | 10.0% | $3834 |
| $1,500 or more | 20 | 1.0% | $5484 |
| Streets in Osceola Area | Homeowners Insurance Cost |
|---|---|
| W Cheryl St, State Hwy 14, W Union Ave, Jenny Lynn Dr, S Co Rd 495, E Alicia St, 2nd St, S Co Rd 535, W Co Rd 780, State Hwy 325 | $1,083 |
| Edrington Ave, Esker Dr, W Co Rd 940, Oakshire St, Commerce, Erman Ln, Sycamore St, E Co Rd 762, N Marjorie St, S River Cir | $1,085 |
| Monroe St, High St, S Co Rd 439, Green Acres Dr, S Pearl St, East Dr, Richards Ave, J L Polk Dr, W Quinn Ave, S Co Rd 535 | $1,084 |
| Hickory Cir, Coston Ave, S Hodge Dr, Cecelia Ave, N Quinn Ave, S Co Rd 439, Co Rd 818, W Driver Ave, N Market St, Riverside Dr | $1,069 |
| W Coston Ave, S School St, E Watson Ave, S Grandview, Nickerson St, E Co Rd 860, W Keiser Ave, E Co Rd 924, S Maple St, E Hale Ave | $1,072 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Osceola | $161 to $163 |
| Monroe | $162 |
| Luxora | $157 |
| Keiser | $161 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $4,100 |
| Yearly Osceola Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $1,100 | $4,100 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,300 | $11,800 |
| Net Savings to Osceola Home Owner from High Deductible Plan | $500 | |
| Scenario | Osceola, AR Home Replacement Value MORE than Home Value | Osceola, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $101,500 | $74,000 |
| Insurance Premium based on Replacement Value | $850 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,000 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Travelers | GEICO Insurance | State Farm |
| Monthly Premium | 57 | 99 | 62 |
| Year Built | 1975 | 1981 | 1998 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $175000-$200000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500 Deductible |