Osceola Insurance Rates:

Osceola, AR homeowners insurance is nearly $916 to $1,248, about $76-$104/month. Our extensive research reveals consumers can save upto $433 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Osceola, AR Homeowners Insurance By Home Value

Osceola, AR Home Value Total Homes % of Total Average Osceola, AR Homeowners Insurance
Less than $50,000 180 14.0% $335
$50,000 to $59,999 98 8.0% $714
$60,000 to $69,999 237 19.0% $877
$70,000 to $79,999 132 10.0% $1018
$80,000 to $89,999 209 17.0% $1158
$90,000 to $99,999 59 4.0% $1288
$100,000 to $124,999 93 7.0% $1494
$125,000 to $149,999 59 4.0% $1873
$150,000 to $174,999 85 6.0% $2209
$200,000 to $249,999 22 1.0% $3075
$300,000 to $399,999 47 3.0% $4765

Top Home Insurance Agents Near Osceola, AR

Home Insurance Company Near Osceola, AR Homeowners Insurance Agency Near Osceola, AR Address
State Farm Bob Bentley 515 N Mo St, West Memphis, AR, 72301-3145
Allstate Chris Robinson 1211 W Court St, Paragould, AR, 72450
Farmers Henry Ash 3525 Ridge Meadow Pkwy Ste 105, Memphis, TN, 38115
Travelers Sneed Robinson & Gerber Inc 6645 STAGE ROAD, BARTLETT, TN, 38134
Nationwide Tri-State Insurance Agency Inc 5545 Murray Ave Suite 107, Memphis, TN, 38119

Cost Of Homeowners Insurance By Street Near Osceola, AR

Streets in Osceola Area Homeowners Insurance Cost
W Cheryl St, State Hwy 14, W Union Ave, Jenny Lynn Dr, S Co Rd 495, E Alicia St, 2nd St, S Co Rd 535, W Co Rd 780, State Hwy 325$1,083
Edrington Ave, Esker Dr, W Co Rd 940, Oakshire St, Commerce, Erman Ln, Sycamore St, E Co Rd 762, N Marjorie St, S River Cir$1,085
Monroe St, High St, S Co Rd 439, Green Acres Dr, S Pearl St, East Dr, Richards Ave, J L Polk Dr, W Quinn Ave, S Co Rd 535$1,084
Hickory Cir, Coston Ave, S Hodge Dr, Cecelia Ave, N Quinn Ave, S Co Rd 439, Co Rd 818, W Driver Ave, N Market St, Riverside Dr$1,069
W Coston Ave, S School St, E Watson Ave, S Grandview, Nickerson St, E Co Rd 860, W Keiser Ave, E Co Rd 924, S Maple St, E Hale Ave$1,072

Osceola, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Osceola$161 to $163
Monroe$162
Luxora$157
Keiser$161

Osceola, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe township, Mississippi County, Arkansas $135 $180 $270
Luxora city, Arkansas $131 $175 $262
Keiser city, Arkansas $134 $179 $268

Osceola, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Osceola, AR10.8%24.1%
Monroe10.82%23.81%
Luxora12.3%35.94%
Keiser11.89%22.89%

Osceola Renters Insurance as a Percentage of Rent

Osceola Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 1.0% $384
$200 to $299 148 10.0% $834
$300 to $499 295 21.0% $1284
$500 to $749 532 38.0% $1959
$750 to $999 233 16.0% $2709
$1,000 to $1,499 141 10.0% $3834
$1,500 or more 20 1.0% $5484

Osceola, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Osceola Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,300$11,800
Net Savings to Osceola Home Owner from High Deductible Plan $500

Osceola, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Osceola, AR Home Replacement Value MORE than Home Value Osceola, AR Home Replacement Value LESS than Home Value
Replacement Value $101,500 $74,000
Insurance Premium based on Replacement Value $850 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Osceola Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 579962
Year Built 197519811998
Home Details 3 Beds, 1 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$175000-$200000$75000-$100000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Osceola, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 155,000 Asphalt Shingles Roof 2,680 5 $500 Deductible 1610 12 Brick siding yes
1998 125,000 Slate Shingles Roof 2,580 4 $2500-$5000 Deductible 620 7 Stucco siding yes
2008 205,000 Metal Roof 2,970 5 > $10,000 Deductible 760 7 Vinyl siding yes
1982 110,000 Asphalt Shingles Roof 2,050 3 $1000-$2500 Deductible 110 2 Fiber-Cement Siding No
1976 135,000 Wood Shake Roof 2,230 4 $1000-$2500 Deductible 960 12 Wood siding yes
1971 125,000 Slate Shingles Roof 2,070 4 $500 Deductible 610 5 Fiber-Cement Siding yes
1984 150,000 Metal Roof 2,390 3 $500- $1000 Deductible 600 7 Stucco siding No
2009 55,000 Asphalt Shingles Roof 1,040 2 $1000-$2500 Deductible 30 1 Fiber-Cement Siding yes
1962 125,000 Asphalt Shingles Roof 2,140 3 $500- $1000 Deductible 860 9 Vinyl siding yes
1978 115,000 Membrane Roof 2,290 3 $500- $1000 Deductible 800 12 Fiber-Cement Siding yes
2000 95,000 Membrane Roof 1,300 2 $1000-$2500 Deductible 310 6 Stone Siding No
1970 110,000 Shingles Roof 2,070 3 $1000-$2500 Deductible 110 2 Wood siding No
1993 105,000 Asphalt Shingles Roof 1,440 2 $500 Deductible 220 3 Stone Siding No
1985 150,000 Composition Roof 2,240 3 $5000 to $10,000 Deductible 440 6 Stucco siding No
1991 85,000 Slate Shingles Roof 1,210 2 $500 Deductible 520 12 Wood siding No
1991 85,000 Wood Shake Roof 1,340 2 $2500-$5000 Deductible 280 6 Stone Siding No
1977 100,000 Membrane Roof 1,540 2 $500- $1000 Deductible 390 7 Stone Siding No
1975 325,000 Metal Roof 4,870 5 $500- $1000 Deductible 3010 12 Vinyl siding No
1973 300,000 Asphalt Shingles Roof 4,700 5 $5000 to $10,000 Deductible 260 2 Brick siding yes
2004 75,000 Membrane Roof 1,510 2 $500- $1000 Deductible 40 1 Wood siding yes
1999 255,000 Asphalt Shingles Roof 4,580 5 $500 Deductible 1740 10 Fiber-Cement Siding No
2001 150,000 Membrane Roof 2,020 3 $2500-$5000 Deductible 190 2 Fiber-Cement Siding yes
1978 160,000 Composition Roof 2,250 4 $500- $1000 Deductible 920 10 Wood siding yes
1971 95,000 Membrane Roof 1,300 2 $500- $1000 Deductible 450 7 Brick siding No
1993 120,000 Slate Shingles Roof 1,710 3 $500 Deductible 100 1 Fiber-Cement Siding No
1971 120,000 Tile Roof 1,950 5 $1000-$2500 Deductible 240 3 Vinyl siding No
1965 60,000 Asphalt Shingles Roof 930 2 $2500-$5000 Deductible 120 4 Vinyl siding yes
1983 95,000 Slate Shingles Roof 1,440 2 $500- $1000 Deductible 360 4 Wood siding No
1976 75,000 Membrane Roof 1,260 2 $2500-$5000 Deductible 230 5 Vinyl siding yes
2007 110,000 Shingles Roof 1,770 2 $2500-$5000 Deductible 140 2 Brick siding No
1962 95,000 Tile Roof 1,590 2 $1000-$2500 Deductible 430 7 Fiber-Cement Siding No