Oroville Insurance Rates:

Oroville, CA homeowners insurance is roughly $504 to $681, about $42-$56/month. Our complete research indicates shoppers can save upto $237 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
If you use the 'debit' card option - then only they allow you to do that on the same day
Saferoad Insurance
The quotes they give me are always updated and useful. they look around the market in order to provide me with useful quotes that work no matter what year or time of year it is.
Travelers
I have had claims, one of which went to court, and the company was excellent in handling this in my best interest and staying in touch with me regarding it. I felt a personal touch.
State Farm
They're always there when you need them, the prices for everything is average to below average but communication is a huge thing, even though they're rude about everything they get it done.
Allstate
I have no issues with my insurance company, my agent is always available any time I need them or I can use the chat option on my mobile and have all of my questions answered

Oroville, CA Homeowners Insurance By Home Value

Oroville, CA Home Value Total Homes % of Total Average Oroville, CA Homeowners Insurance
Less than $50,000 1,091 13.0% $88
$50,000 to $59,999 146 1.0% $189
$60,000 to $69,999 352 4.0% $237
$70,000 to $79,999 259 3.0% $272
$80,000 to $89,999 306 3.0% $308
$90,000 to $99,999 288 3.0% $349
$100,000 to $124,999 746 9.0% $403
$125,000 to $149,999 832 10.0% $504
$150,000 to $174,999 1,165 14.0% $598
$175,000 to $199,999 422 5.0% $687
$200,000 to $249,999 1,020 12.0% $830
$250,000 to $299,999 820 10.0% $1014
$300,000 to $399,999 738 9.0% $1292

Top Home Insurance Agents Near Oroville, CA

Home Insurance Company Near Oroville, CA Homeowners Insurance Agency Near Oroville, CA Address
Travelers Advantage Insurance Services Inc 10 A WILLIAMSBURG LN, CHICO, CA, 95926
Travelers Fletcher & Associates Insurance Services Inc 300 4TH ST, MARYSVILLE, CA, 95901
Farmers Randal Randy Gaines 438 Colusa Ave Ste C, Yuba City, CA, 95991
Travelers Sanchez Insurance Services Inc 440 PALORA AVE N STE A, YUBA CITY, CA, 95991
Allstate William Witzke 622 S Auburn St, Grass Valley, CA, 95945

Cost Of Homeowners Insurance By Street Near Oroville, CA

Streets in Oroville Area Homeowners Insurance Cost
Roy Dr, Nelson Ave, Crest Ridge Dr, Table Mountain Blvd, Casa Loma Way, Arbol Ave, Westelle Dr, Daryl Porter Way, Feather River Blvd, Via Canela$586
Rancho Vista Dr, Bonnie Ln, Wally B Ln, Grant Ave, County Center Dr, V-C Rd, Hastie Way, Reicker Ave, Oregon Gulch Rd, Oak Knoll Way$594
Trail Ct, Apache Cir, Riverview Ct, 12th St, Elm Ave, Kitrick Ave, Oman Dr, Larkin Ave, Placer Ave, Park Way$602
Glenview Way, Orangewood Way, Osborne Ct, Stauss Ave, Jan Ct, Isabelle Ter, Lincoln Blvd, Sierra Monte Dr, Jefferson St, State Hwy 70 Bus$593
Concordia St, Perkins Ave, Gunter Ln, Flag Creek Rd, Ralph Way, Debby Ave, Parkwood Dr, Buckboard Pkwy, Melrose Dr Exd, Runge Ct$598
Woodman Dr, Quail Pkwy, Oro Garden Ranch Rd, Greenbank Ave, River Bluff Dr, Greenbrier Dr, Plumas Dr, Roseben Ave, Gilmore Ln, Stormes Ave$604
V-C Rd, 7th St, Kusel Rd, Ontario Ave, Via Pacana, Table Mtn Overcrossing, Calle Vista Dr, Las Plumas Ave, Campbell Ave, Smith Hill Ln$577
Chuck Yeager Way, Columbia Ave, Thompson Flat Cemetery Rd, el Noble Ave, Stu's Ln, Royal Oaks Dr, Bridge St, Margo Ln, Placer Ave, Thunder Rock Rd$590
West Way, Fogg Ave, Satsuma Ct, Melrose Dr, Lodgeview Dr, 4th St, 10th St, 6th Ave, 20th St, del Oro Ave$593
Coho Ct, Morningsong Ln, Washington Ave, Manila Way, Oro Quincy Hwy, C St, Incline Ave, D St, Phaeton Dr, Sharlo Ln$601

Oroville, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oroville$88 to $90
Thermalito$88
South Oroville$87
Kelly Ridge$89

Oroville, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thermalito CDP, California $74 $98 $147
South Oroville CDP, California $73 $97 $145
Kelly Ridge CDP, California $74 $99 $148

Oroville, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oroville, CA3.7%15.0%
Thermalito4.22%17.66%
South Oroville4.56%17.99%
Kelly Ridge2.79%12.09%

Oroville Renters Insurance as a Percentage of Rent

Oroville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 217 4.0% $803
$300 to $499 493 9.0% $1253
$500 to $749 1,491 29.0% $1928
$750 to $999 1,517 29.0% $2678
$1,000 to $1,499 984 19.0% $3803
$1,500 or more 378 7.0% $5453

Oroville, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Oroville Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,900$4,300
Net Savings to Oroville Home Owner from High Deductible Plan $600

Oroville, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oroville, CA Home Replacement Value MORE than Home Value Oroville, CA Home Replacement Value LESS than Home Value
Replacement Value $181,500 $124,000
Insurance Premium based on Replacement Value $600 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Oroville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceFarmers Insurance
Monthly Premium 374463
Year Built 199819681970
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Oroville, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 115,000 Composition Roof 1,120 2 $500 Deductible 240 8 Fiber-Cement Siding yes
1997 180,000 Metal Roof 1,750 4 $2500-$5000 Deductible 230 7 Stone Siding No
1996 145,000 Tile Roof 1,470 3 $1000-$2500 Deductible 130 4 Wood siding No
1966 345,000 Tile Roof 3,060 4 $1000-$2500 Deductible 200 3 Brick siding No
1966 220,000 Tile Roof 1,920 3 $5000 to $10,000 Deductible 380 9 Stone Siding yes
1980 180,000 Composition Roof 1,860 3 $2500-$5000 Deductible 40 1 Stucco siding No
1979 190,000 Metal Roof 1,850 4 $5000 to $10,000 Deductible 160 6 Wood siding yes
1968 125,000 Tile Roof 1,440 3 $500- $1000 Deductible 380 12 Stone Siding No
1990 230,000 Slate Shingles Roof 2,310 4 $5000 to $10,000 Deductible 620 12 Wood siding yes
1947 125,000 Composition Roof 1,130 2 $500 Deductible 90 3 Wood siding No
1964 160,000 Membrane Roof 1,680 4 $5000 to $10,000 Deductible 320 12 Vinyl siding yes
1971 95,000 Wood Shake Roof 1,110 2 $500- $1000 Deductible 120 7 Brick siding No
1974 135,000 Metal Roof 1,780 2 $1000-$2500 Deductible 350 9 Stone Siding No
1977 310,000 Composition Roof 2,690 4 $500- $1000 Deductible 480 7 Brick siding No
1980 275,000 Shingles Roof 3,020 4 $500- $1000 Deductible 70 1 Stone Siding No
1998 155,000 Composition Roof 1,350 3 $2500-$5000 Deductible 230 8 Brick siding yes
1963 325,000 Composition Roof 3,020 4 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1967 100,000 Shingles Roof 1,270 3 $500- $1000 Deductible 140 9 Stucco siding yes
1962 255,000 Slate Shingles Roof 3,000 4 $1000-$2500 Deductible 630 9 Wood siding yes
1980 225,000 Wood Shake Roof 2,430 4 $500- $1000 Deductible 130 3 Vinyl siding yes
1947 195,000 Metal Roof 2,160 3 $500- $1000 Deductible 340 6 Stucco siding yes
1940 240,000 Metal Roof 2,240 3 $5000 to $10,000 Deductible 40 1 Stone Siding No
1967 190,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 80 3 Stone Siding No
1977 105,000 Metal Roof 1,290 3 $500 Deductible 220 9 Vinyl siding yes
1975 160,000 Composition Roof 1,710 3 $2500-$5000 Deductible 50 2 Brick siding yes
1985 220,000 Composition Roof 2,070 3 $1000-$2500 Deductible 240 5 Stone Siding yes
1987 145,000 Composition Roof 1,920 4 $500 Deductible 180 4 Stucco siding yes
1998 210,000 Slate Shingles Roof 2,250 3 $500 Deductible 320 5 Stone Siding yes
1971 230,000 Composition Roof 2,050 4 $2500-$5000 Deductible 270 6 Stucco siding yes
1940 90,000 Asphalt Shingles Roof 1,090 2 $1000-$2500 Deductible 200 12 Brick siding yes
1968 125,000 Composition Roof 1,250 2 $2500-$5000 Deductible 200 8 Wood siding yes
1944 185,000 Slate Shingles Roof 2,280 3 $2500-$5000 Deductible 420 10 Brick siding yes