Orono Insurance Rates:

Orono, MN homeowners insurance is nearly $1,037 to $1,502, about $86-$125/month. Our all inclusive guide reveals consumers can save as much as $507 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Orono, MN Homeowners Insurance By Home Value

Orono, MN Home Value Total Homes % of Total Average Orono, MN Homeowners Insurance
Less than $50,000 35 4.0% $50
$150,000 to $174,999 56 6.0% $329
$175,000 to $199,999 32 3.0% $380
$200,000 to $249,999 217 25.0% $456
$250,000 to $299,999 265 31.0% $571
$300,000 to $399,999 233 27.0% $723

Top Home Insurance Agents Near Orono, MN

Home Insurance Company Near Orono, MN Homeowners Insurance Agency Near Orono, MN Address
Travelers Aaa - Minn (Agt Bus) 5400 AUTO CLUB WAY, MINNEAPOLIS, MN, 55416
Travelers Aaa Minneapolis 5400 AUTO CLUB WAY, MINNEAPOLIS, MN, 55416
Travelers Ameriguard Agency Inc 9380 Central Ave Ne Ste 360, Blaine, MN, 55434
State Farm Peter Bortnem 245 Broadway Ave S, Cokato, MN, 55321-4681
Travelers The Canopy Group 202 S MAIN ST, LE SUEUR, MN, 56058

Cost Of Homeowners Insurance By Street Near Orono, MN

Streets in Orono Area Homeowners Insurance Cost
Baldur Park Rd, Delano Ave, Harmony Cir, Painter Creek Green, Elm Ln, Linden Ave, Chippewa Ln, McDow Ln, Lafayette Ridge Rd, Colin Dr$1,306
Orchard Beach Pl, Grace Pointe Ct, Hollybrook Dr, Arlington Cir, Abingdon Way, S Old Crystal Bay Rd, Broadway Ave N, Crystal Pl, Forest Lake Lndg, Holdridge Ter S$1,190
Neilson Ave, Tonkawa Rd, Maple Ln, Fogelman Rd, Chicago Ave N, Maple Ave, Woodhaven Dr, Olive Ave, Hillside Dr, Lyndale Ave$1,108
Kelly Ave, W Branch Rd, Luce Line Ridge, Ridgeview Dr E, Co Rd 135, Inglewood St, la Salle St, Providence Pl, Prairieland Ave, Crystal Creek Rd$1,242
Truffula Trl, Willow View Dr, Hill Rd, Ridgewood Cir, Virginia Ave, Sussex Cir, Co Rd 15 W, Webber Hills Rd, Longview Cir, Hunts Farm Rd$1,310

Orono, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orono$183 to $197
Minnetonka Beach$222
Long Lake$159
Spring Park$167

Orono, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Minnetonka Beach city, Minnesota $186 $247 $371
Long Lake city, Minnesota $133 $177 $266
Spring Park city, Minnesota $140 $186 $279

Orono, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orono, MN3.0%14.2%
Minnetonka Beach3.1%12.37%
Long Lake4.48%16.42%
Spring Park4.29%15.1%

Orono Renters Insurance as a Percentage of Rent

Orono Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 35 8.0% $698
$500 to $749 13 3.0% $1823
$750 to $999 56 13.0% $2573
$1,000 to $1,499 174 41.0% $3698
$1,500 or more 137 33.0% $5348

Orono, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$8,600
Yearly Orono Homeowner Insurance Premium Example $3,800$2,400
Out of Pocket Expense During Claim$1,600$8,600
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $24,400$23,000
Net Savings to Orono Home Owner from High Deductible Plan $1,400

Orono, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orono, MN Home Replacement Value MORE than Home Value Orono, MN Home Replacement Value LESS than Home Value
Replacement Value $614,000 $368,500
Insurance Premium based on Replacement Value $4,000 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $122,500 Risk Exposure from Under Insuring Coverage is $123,000
Premium Impact Insurance cheaper by $800/year Insurance costlier by $800/year

Example Orono Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceChubb Group of Insurance
Monthly Premium 224439540
Year Built 198319672012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$800000-$900000More than 10000000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Orono, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 690,000 Membrane Roof 2,390 3 > $10,000 Deductible 800 3 Stone Siding yes
1993 615,000 Wood Shake Roof 1,800 3 $500- $1000 Deductible 4040 10 Fiber-Cement Siding No
1965 1,565,000 Membrane Roof 4,800 5 $500- $1000 Deductible 5210 7 Stucco siding yes
2014 400,000 Tile Roof 1,450 3 > $10,000 Deductible 1280 10 Stone Siding No
1964 340,000 Membrane Roof 1,410 3 $5000 to $10,000 Deductible 140 1 Stucco siding No
2011 425,000 Asphalt Shingles Roof 1,290 3 > $10,000 Deductible 530 4 Vinyl siding No
1948 685,000 Shingles Roof 2,370 3 $2500-$5000 Deductible 3600 10 Wood siding No
1986 490,000 Tile Roof 1,850 4 $1000-$2500 Deductible 2010 9 Stucco siding yes
1998 1,260,000 Composition Roof 4,320 5 $2500-$5000 Deductible 2160 5 Stone Siding No
1947 700,000 Asphalt Shingles Roof 2,660 5 > $10,000 Deductible 840 4 Stucco siding No
1948 500,000 Membrane Roof 2,040 3 $1000-$2500 Deductible 2980 9 Brick siding yes
1963 320,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 1910 10 Fiber-Cement Siding No
1944 675,000 Composition Roof 2,290 3 $5000 to $10,000 Deductible 620 2 Brick siding No
1968 545,000 Membrane Roof 1,590 5 $2500-$5000 Deductible 1240 6 Brick siding No
1949 915,000 Metal Roof 2,990 4 $1000-$2500 Deductible 3350 6 Vinyl siding No
2014 530,000 Asphalt Shingles Roof 1,590 3 $1000-$2500 Deductible 2790 8 Brick siding No
2011 700,000 Wood Shake Roof 2,140 4 $500 Deductible 1410 3 Fiber-Cement Siding yes
1947 765,000 Asphalt Shingles Roof 2,300 3 $500 Deductible 4200 7 Stucco siding yes
1989 675,000 Tile Roof 2,710 5 $1000-$2500 Deductible 890 3 Vinyl siding No
1941 770,000 Asphalt Shingles Roof 3,210 4 $500- $1000 Deductible 2900 5 Brick siding yes
1947 970,000 Asphalt Shingles Roof 3,000 4 $5000 to $10,000 Deductible 2570 5 Stone Siding No
1961 675,000 Metal Roof 2,390 3 $2500-$5000 Deductible 1540 5 Fiber-Cement Siding No
1993 420,000 Slate Shingles Roof 1,570 3 $500 Deductible 2390 7 Wood siding yes
2012 950,000 Wood Shake Roof 3,260 4 $1000-$2500 Deductible 2890 5 Fiber-Cement Siding No
1944 720,000 Metal Roof 3,060 4 > $10,000 Deductible 2560 9 Brick siding yes
1990 585,000 Tile Roof 2,200 3 $5000 to $10,000 Deductible 1630 8 Brick siding No
1981 585,000 Composition Roof 1,720 3 $500 Deductible 3500 8 Fiber-Cement Siding No
2011 1,000,000 Wood Shake Roof 3,170 4 $500 Deductible 4730 7 Stone Siding yes
1965 840,000 Tile Roof 3,290 5 $5000 to $10,000 Deductible 3300 8 Wood siding No
1984 1,115,000 Composition Roof 3,380 4 $2500-$5000 Deductible 2490 5 Stucco siding yes
2011 430,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 360 2 Stucco siding yes
1944 795,000 Membrane Roof 2,600 4 $500 Deductible 2890 6 Brick siding No
1940 560,000 Membrane Roof 2,020 3 $5000 to $10,000 Deductible 1670 9 Stone Siding yes
1994 540,000 Shingles Roof 2,080 3 > $10,000 Deductible 700 5 Vinyl siding yes