Oro Valley, AZ homeowners insurance is about $554 to $752, about $46-$62/month. Our all inclusive guide indicates shoppers can save upto $261 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Oro Valley, AZ | Homeowners Insurance Agency Near Oro Valley, AZ | Address |
|---|---|---|
| Travelers | Bayze Insurance Services Llc | 4421 EAST 5TH STREET, TUCSON, AZ, 85711 |
| State Farm | Chris Cronkhite | 1670 N Kolb Rd Ste 244, Tucson, AZ, 85715-4942 |
| Travelers | Pacific International Ins Llc | 2193 N Camino Principal, Tucson, AZ, 85715 |
| Travelers | Quiroz Insurance Inc | 1145 N CRAYCROFT ROAD STE 117, TUCSON, AZ, 85712 |
| State Farm | Tim Heffentrager Clu | 116 S Kolb Road, Tucson, AZ, 85710-3604 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Casas Adobes CDP, Arizona | $78 | $104 | $156 |
| Catalina CDP, Arizona | $77 | $103 | $154 |
| Flowing Wells CDP, Arizona | $73 | $97 | $146 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oro Valley, AZ | 3.0% | 11.8% |
| Casas Adobes | 3.49% | 12.39% |
| Catalina | 3.7% | 14.11% |
| Flowing Wells | 4.61% | 13.56% |
| Oro Valley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 44 | 1.0% | $1229 |
| $500 to $749 | 601 | 15.0% | $1904 |
| $750 to $999 | 1,236 | 30.0% | $2654 |
| $1,000 to $1,499 | 1,335 | 33.0% | $3779 |
| $1,500 or more | 778 | 19.0% | $5429 |
| Streets in Oro Valley Area | Homeowners Insurance Cost |
|---|---|
| N Hammerstone Ln, N San Pasquale Ave, W Silver Hill St, W Empty Saddle Dr, N Silver Cholla Pl, Oasis Rd, W Willow Bluff Dr, Bridal Veil Falls Rd, N Flagstone Dr, N Buckhorn Cholla Dr | $654 |
| N Warfield Cir, N Charoleau Dr, N Kilimanjaro Rd, N Renard Pl, N Ridge View Pl, E Alder Spring Pl, N Risky Dr, E Cholla Shadows Dr, E Chico Ln, N Embassy Dr | $637 |
| W Pso Monserrat, N Wild Burro Rd, W Morning Moonlight Ln, W Moodie Dr, Lithlic Ln, N Verde Catalina Dr, E Vistoso Village Pl, W Lynne Pl, N Arundel Dr, Galleno Ave | $649 |
| N Quail Run Rd, Quicksilver Trl, N Vis del Sol, E Pusch View Ln, W Regulation Pl, E Mesquite Crest Pl, N Chaco Journey Ave, N Mountain Breeze Dr, Anly Blvd, N del Webb Blvd | $661 |
| N Bloomington Loop, N Sunflower Ave, W Owlclover Pl, N Rock Creek Rd, E Via Mandarina, Nine Iron Dr, N Crescendo Dr, N Pima Village Ct, W Sunshine Ln, W Morning Thunder Ct | $639 |
| W Seven Falls, N Rancho Sonora Dr, N Solitude Ridge Pl, N New Reflection Dr, N Plz de Corrida, N Pla Roca de Bronce, E Vico Stella D'Oro, N Sendero Uno, N High Hawk Dr, W Guardian Dr | $649 |
| E Stoney Canyon Cl, Mountainside Ave, W Wild Hazel Ln, E Moonridge Rd, W Klinger Canyon Dr, W Wanda Vista Pl, W Two Quail Ct, N Quiet Rain Dr, W Faldo Dr, W Cam de la Joya | $663 |
| Cliffside Pl, Deer Print Pl, N Sunset Canyon Dr, E Grand Valley Rd, N Pharlap Rd, N Guttin Dr, N Carissa Dr, Marble Canyon Rd, N Lantern Way, N Suizo Mountains Rd | $645 |
| W Cananea Pl, E Secretariat Rd, N Della Vita Pl, N Dog Leg Ln, N Topanga Dr, N Cush Canyon Pl, N Cantata Dr, E Farrier Dr, W Crystal View Ct, N Wanda Rd | $636 |
| N Shore Cliff Dr, Keystone Springs Dr, Sabino Canyon Rd, Corte Tulipan, E Four Horses Cir, N Cll Sin Envidia, N Dapple Dr, E Four Horses Pl, N Cactus Bluff Pl, N Gibson Trl | $666 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oro Valley | $97 to $100 |
| Casas Adobes | $93 |
| Catalina | $92 |
| Flowing Wells | $87 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Acuity A Mutual Ic | 1,756 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Electric Ic | 599 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Electric Ic | 1,231 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Kemper Independence Ic | 347 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Milbank Ic | 492 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | Nationwide Ic Of America | 750 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Pekin Ic | 788 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | United Services Automobile Assoc | 315 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | United Services Automobile Assoc | 829 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Universal North America Ic | 365 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Oro Valley Homeowner Insurance Premium Example | $1,500 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $12,700 | $12,100 |
| Net Savings to Oro Valley Home Owner from High Deductible Plan | $600 | |
| Scenario | Oro Valley, AZ Home Replacement Value MORE than Home Value | Oro Valley, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $383,000 | $252,500 |
| Insurance Premium based on Replacement Value | $1,275 | $825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,500 | Risk Exposure from Under Insuring Coverage is $86,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $150/year |
| Insurance Company | GEICO Insurance | American Family Insurance | Chubb Group of Insurance |
| Monthly Premium | 67 | 122 | 167 |
| Year Built | 2004 | 1998 | 2010 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $600000-$700000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |