Orleans Insurance Rates:

Orleans, MA homeowners insurance is about $952 to $1,322, about $79-$110/month. Our thorough analysis indicates shoppers can save as much as $454 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Orleans, MA Homeowners Insurance By Home Value

Orleans, MA Home Value Total Homes % of Total Average Orleans, MA Homeowners Insurance
$60,000 to $69,999 9 1.0% $113
$100,000 to $124,999 11 1.0% $204
$125,000 to $149,999 8 1.0% $250
$150,000 to $174,999 15 2.0% $295
$175,000 to $199,999 16 2.0% $352
$200,000 to $249,999 46 7.0% $420
$250,000 to $299,999 149 23.0% $511
$300,000 to $399,999 373 59.0% $659

Top Home Insurance Agents Near Orleans, MA

Home Insurance Company Near Orleans, MA Homeowners Insurance Agency Near Orleans, MA Address
NA Mycock Insurance Agency 20 School Street , Cotuit, MA, 2635
NA O'Brien's Centerville Insurance 259 Pine St, Centerville, MA, 2632
NA D F M Insurance Agency Inc 668 Main Street Suite # 2, Falmouth, MA, 2540
NA Hannon- Murphy Insurance 51 Long Pond Rd, Plymouth, MA, 2360
Travelers Peter P Briggs Insurance 19 COUNTY RD, MATTAPOISETT, MA, 2739

Cost Of Homeowners Insurance By Street Near Orleans, MA

Streets in Orleans Area Homeowners Insurance Cost
Ocean Rd, Herring Brook Way, Liberty Ln, Seaside Dr, Huckleberry Dr, Pendleton Dr, Gwens Ln, Bridge Rd, Oliver's Way, Chestnut Dr$1,158
Namequoit Rd, Bakers Pond Rd, Half Cape Way, Larboard Ln, Lots Hollow Rd, Finlay Rd, Zion's Way, Greymoor Way, Bayberry Way, Brick Hill Rd$1,107
Walker Rd, Seal Ln, Willie Atwood Rd, Mayo Way, Shell Ln, Lowell Dr, Circle Close, Henson's Way, Boulder Ln, Beginners Ln$1,088
Rebecca Rd, Daley Ter, Bayview Dr, Standish Rd, Camp Rd, Ridgewood Rd, Locust Rd, Lisa Way, Norsemens Rd, Miner Ln$1,087
Karen Way, Pond View Rd, Lucy's Ln, Woodridge Rd, Natural Dr, Clayton Cir, Hubler Ln, Gesner Rd, Namskaket Rd, Spinnaker Trl$1,200

Orleans, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orleans$168 to $173
North Eastham$163
East Harwich$159
Brewster$162

Orleans, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Eastham CDP, Massachusetts $164 $218 $327
Eastham town, Barnstable County, Massachusetts $164 $218 $327
East Harwich CDP, Massachusetts $160 $213 $320

Orleans, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orleans, MA4.3%12.4%
North Eastham5.67%16.08%
Eastham5.62%15.15%
East Harwich5.03%15.4%

Orleans Renters Insurance as a Percentage of Rent

Orleans Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 25 5.0% $758
$300 to $499 87 17.0% $1208
$500 to $749 89 17.0% $1883
$750 to $999 132 26.0% $2633
$1,000 to $1,499 112 22.0% $3758
$1,500 or more 54 10.0% $5408

Orleans, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$9,100
Yearly Orleans Homeowner Insurance Premium Example $8,100$6,500
Out of Pocket Expense During Claim$1,100$9,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $49,700$48,100
Net Savings to Orleans Home Owner from High Deductible Plan $1,600

Orleans, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orleans, MA Home Replacement Value MORE than Home Value Orleans, MA Home Replacement Value LESS than Home Value
Replacement Value $584,000 $384,500
Insurance Premium based on Replacement Value $4,725 $3,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,000 Risk Exposure from Under Insuring Coverage is $120,500
Premium Impact Insurance cheaper by $975/year Insurance costlier by $625/year

Example Orleans Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 254478474
Year Built 194419912002
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000More than 10000000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Orleans, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 805,000 Wood Shake Roof 2,590 4 $1000-$2500 Deductible 1810 3 Vinyl siding yes
1991 1,515,000 Slate Shingles Roof 4,600 5 $500- $1000 Deductible 2940 4 Fiber-Cement Siding yes
1979 830,000 Slate Shingles Roof 3,480 5 $1000-$2500 Deductible 1140 2 Vinyl siding No
1982 1,340,000 Composition Roof 4,250 5 $500- $1000 Deductible 630 1 Wood siding No
1978 1,080,000 Wood Shake Roof 3,380 4 > $10,000 Deductible 1890 6 Stucco siding No
1987 765,000 Slate Shingles Roof 2,310 3 $500- $1000 Deductible 4500 12 Stucco siding No
1944 775,000 Asphalt Shingles Roof 3,130 4 $2500-$5000 Deductible 1320 5 Stucco siding No
1945 935,000 Asphalt Shingles Roof 2,910 4 $500- $1000 Deductible 3280 5 Vinyl siding No
1980 575,000 Metal Roof 1,700 4 $5000 to $10,000 Deductible 1550 7 Fiber-Cement Siding No
1990 410,000 Asphalt Shingles Roof 1,640 3 $500- $1000 Deductible 3070 10 Fiber-Cement Siding No
2007 655,000 Membrane Roof 1,940 4 $5000 to $10,000 Deductible 560 3 Stucco siding yes
1982 720,000 Membrane Roof 2,740 4 > $10,000 Deductible 1640 6 Wood siding No
1987 440,000 Metal Roof 1,940 3 $500- $1000 Deductible 2440 7 Vinyl siding yes
1976 640,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 1540 5 Brick siding No
1984 960,000 Tile Roof 3,140 4 $2500-$5000 Deductible 930 2 Vinyl siding yes
1945 820,000 Shingles Roof 2,570 4 $5000 to $10,000 Deductible 1680 4 Brick siding No
2003 900,000 Tile Roof 2,770 4 > $10,000 Deductible 3900 12 Stucco siding yes
1979 840,000 Tile Roof 2,950 4 $500 Deductible 3800 7 Fiber-Cement Siding No
2002 465,000 Wood Shake Roof 2,010 4 > $10,000 Deductible 1250 9 Brick siding yes
1997 610,000 Slate Shingles Roof 2,020 3 $2500-$5000 Deductible 380 1 Wood siding No
1993 675,000 Slate Shingles Roof 2,490 4 $2500-$5000 Deductible 450 1 Fiber-Cement Siding yes
2001 1,215,000 Metal Roof 4,650 5 $2500-$5000 Deductible 4780 9 Wood siding No
1976 680,000 Asphalt Shingles Roof 2,250 3 $500- $1000 Deductible 5710 12 Wood siding yes
1985 795,000 Membrane Roof 2,430 4 $500 Deductible 5220 9 Wood siding No
1985 565,000 Asphalt Shingles Roof 1,930 4 $500- $1000 Deductible 3710 12 Stone Siding yes
2003 580,000 Wood Shake Roof 1,990 4 $500 Deductible 3000 10 Fiber-Cement Siding yes
1994 1,365,000 Shingles Roof 4,130 5 $2500-$5000 Deductible 4240 8 Vinyl siding yes
2004 785,000 Asphalt Shingles Roof 2,890 4 > $10,000 Deductible 290 1 Wood siding yes
1988 445,000 Wood Shake Roof 1,370 3 $2500-$5000 Deductible 420 2 Fiber-Cement Siding yes
1947 480,000 Asphalt Shingles Roof 1,740 5 $500- $1000 Deductible 3560 12 Stucco siding yes