Orleans, MA homeowners insurance is about $952 to $1,322, about $79-$110/month. Our thorough analysis indicates shoppers can save as much as $454 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Orleans, MA | Homeowners Insurance Agency Near Orleans, MA | Address |
|---|---|---|
| Travelers | Peter P Briggs Insurance | 19 COUNTY RD, MATTAPOISETT, MA, 2739 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Eastham CDP, Massachusetts | $164 | $218 | $327 |
| Eastham town, Barnstable County, Massachusetts | $164 | $218 | $327 |
| East Harwich CDP, Massachusetts | $160 | $213 | $320 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orleans, MA | 4.3% | 12.4% |
| North Eastham | 5.67% | 16.08% |
| Eastham | 5.62% | 15.15% |
| East Harwich | 5.03% | 15.4% |
| Orleans Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 25 | 5.0% | $758 |
| $300 to $499 | 87 | 17.0% | $1208 |
| $500 to $749 | 89 | 17.0% | $1883 |
| $750 to $999 | 132 | 26.0% | $2633 |
| $1,000 to $1,499 | 112 | 22.0% | $3758 |
| $1,500 or more | 54 | 10.0% | $5408 |
| Streets in Orleans Area | Homeowners Insurance Cost |
|---|---|
| Ocean Rd, Herring Brook Way, Liberty Ln, Seaside Dr, Huckleberry Dr, Pendleton Dr, Gwens Ln, Bridge Rd, Oliver's Way, Chestnut Dr | $1,158 |
| Namequoit Rd, Bakers Pond Rd, Half Cape Way, Larboard Ln, Lots Hollow Rd, Finlay Rd, Zion's Way, Greymoor Way, Bayberry Way, Brick Hill Rd | $1,107 |
| Walker Rd, Seal Ln, Willie Atwood Rd, Mayo Way, Shell Ln, Lowell Dr, Circle Close, Henson's Way, Boulder Ln, Beginners Ln | $1,088 |
| Rebecca Rd, Daley Ter, Bayview Dr, Standish Rd, Camp Rd, Ridgewood Rd, Locust Rd, Lisa Way, Norsemens Rd, Miner Ln | $1,087 |
| Karen Way, Pond View Rd, Lucy's Ln, Woodridge Rd, Natural Dr, Clayton Cir, Hubler Ln, Gesner Rd, Namskaket Rd, Spinnaker Trl | $1,200 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orleans | $168 to $173 |
| North Eastham | $163 |
| East Harwich | $159 |
| Brewster | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $9,100 |
| Yearly Orleans Homeowner Insurance Premium Example | $8,100 | $6,500 |
| Out of Pocket Expense During Claim | $1,100 | $9,100 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $49,700 | $48,100 |
| Net Savings to Orleans Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Orleans, MA Home Replacement Value MORE than Home Value | Orleans, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $584,000 | $384,500 |
| Insurance Premium based on Replacement Value | $4,725 | $3,125 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $79,000 | Risk Exposure from Under Insuring Coverage is $120,500 |
| Premium Impact | Insurance cheaper by $975/year | Insurance costlier by $625/year |
| Insurance Company | State Farm | Liberty Mutual | Chubb Group of Insurance |
| Monthly Premium | 254 | 478 | 474 |
| Year Built | 1944 | 1991 | 2002 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $700000-$800000 | More than 10000000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |