Orleans, LA Home Insurance - Analysis On Quotes, Rates & Agents
Orleans Insurance Rates:
Orleans, LA homeowners insurance is nearly $1,117 to $1,514, about $93-$126/month. Our comprehensive guide reveals consumers can save upto $526 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI like the fact that my premiums are consistent and do not increase. I am planning to look into additional services with this company.
State FarmWe haven't had to use the customer service portion too much, however, when speaking to a representative, she was very upbeat and helpful
AaaThey only thing I don't like is that the mobile site isn't very helpful and hold times are long when you call.
GeicoIt is hard for insurance to keep up with home prices, better theft coverage, cheaper insurance would be good, if anything happened I could not move back to the same area
State FarmI dislike being called into the local office just to listen to a sales pitch. State Farm also inconsistently sends out updated car insurance cards even though I've complained multiple times.
American FamilyThe company offers competitive rates and allows me the freedom to spend those savings elsewhere for my family. I also know that I will be taken care of when something does happen. My agent's office is down the street from my home allowing me to stop in to discuss anything.
State FarmThe way I am treated as a customer, they seem to care and want to make sure you are taking care of and always follow up with you a few days later.
ProgressiveSofar I like this company however since I have never had to use them in regards to filing a claim I won't truly know how good they are until if/when I need to use them. Hopefully I never have to though.
State FarmGreat communication, great sense of family, easy claims process, everything from start to finish is great. My rates are highly reasonable and I am more than satisfied.
Farmer's InsuranceThe prices are very reasonable and the service has been good.
State FarmThe only thing i do not like is that they are not local to me, in my town, so it is not convenient to me if i have to go see him in person for some reason.
AllstateMy rate is cheap, and that it is affordable to my monthly budget. they worked with me rather than just setting out a direct rate
American FamilyI like how friendly and caring most of the agents i have spoken to are. they take the time to listen and if they don't understand or know how to help, they find someone who can help.
State FarmI don't like the app because I have to enter my ID and password on every occurrence. Instead of login ID and Password, if they provide access to a pin number or fingerprint ID the whole process will be awesome.
Orleans, LA Homeowners Insurance By Home Value
| Orleans, LA Home Value | Total Homes | % of Total | Average Orleans, LA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 2,870 | 4.0% | $171 |
| $50,000 to $59,999 | 674 | 1.0% | $368 |
| $60,000 to $69,999 | 1,181 | 1.0% | $460 |
| $70,000 to $79,999 | 1,798 | 3.0% | $526 |
| $80,000 to $89,999 | 2,222 | 3.0% | $605 |
| $90,000 to $99,999 | 2,691 | 4.0% | $671 |
| $100,000 to $124,999 | 6,120 | 10.0% | $776 |
| $125,000 to $149,999 | 6,306 | 10.0% | $973 |
| $150,000 to $174,999 | 8,447 | 14.0% | $1158 |
| $175,000 to $199,999 | 5,544 | 9.0% | $1342 |
| $200,000 to $249,999 | 7,919 | 13.0% | $1605 |
| $250,000 to $299,999 | 6,229 | 10.0% | $1960 |
| $300,000 to $399,999 | 7,174 | 12.0% | $2500 |
Top Home Insurance Agents Near Orleans, LA
| Home Insurance Company Near Orleans, LA | Homeowners Insurance Agency Near Orleans, LA | Address |
|---|---|---|
| NA | Hancock Insurance Agency | 225 St. Charles Ave. Ste. 537 New Orleans, New Orleans, LA, 70130 |
| State Farm | Alexis Ducorbier | 304 Old Covington Hwy, Hammond, LA, 70403 |
| Allstate | Blumberg And Assoc | 1180 Highway 51, Ponchatoula, LA, 70454 |
| Liberty Mutual Independent | Morrison Insurance Agency Inc | 4444 YORK ST STE 201, METAIRIE, LA, 70001 |
| Allstate | Ronald Camet | 3525 N Causeway Blvd Ste 617, Metairie, LA, 70002 |
Cost Of Homeowners Insurance By Street Near Orleans, LA
| Streets in Orleans Area | Homeowners Insurance Cost |
|---|---|
| Longfellow Dr, N Cortez St, Audubon Ct, Gen Collins Ave, Venice Blvd, Wildair Dr, S Hardy St, Neron Pl, Penn St, Kennon Ave | $1,377 |
| Woodvine Ln, Dartmoor Dr, Homer St, Henry Clay Ave, 30th St, Ave A, Oreilly St, S Idlewood Ct, Mariners Cove N, Dart St | $1,359 |
| Regent St, Joycelyn Dr, Lyons St, Greg Dr, Bryson St, Homedale Ave, Ethel Ln, Read Ln, Perrault Walk, Mandolin St | $1,375 |
| Lafon Dr, Paul St, Avon Park Blvd, Kendall Dr, Sanctuary Dr, Ebbtide Ct, Catina St, Virgilian St, Verret St, Pleasant St | $1,288 |
| Derby Pl, Evelina St, S Murat St, Preston Pl, Verna St, Marr Ave, Carrere Ct, Lake Barrington Dr, Neil Ave, W Kenilworth St | $1,305 |
| Arbor Dr, Forshey St, McAlister Pl, Joseph Ct, Harcourt Dr, Cardenas Dr, Architect St, Charmes Ct, Delery St, Lancelot Dr | $1,377 |
| Garfield St, Oliver St, Edgewater Ln, Anson St, Cumberland Ct, Peony St, College Ct, Apricot St, Citrus Dr, S Bernadotte St | $1,313 |
| Welland St, Lacombe St, Glacier Ct, Catalina Dr, Apricot St, Pear St, Sycamore St, Cindy Pl, N Johnson, Delacroix Rd | $1,352 |
| Marquette Pl, Pearl St, Marcia Ave, Greenbrier Ct, Pandora St, French St, Nunez St, Rosiere St, Panola St, Seattle St | $1,346 |
| Pirate Aly, Old Roman St, Coveview Ct, Orchid St, Monticello St, Lasalle Pl, Winston St, Asphodel Dr, McKenna St, Baseball Dr | $1,404 |
Orleans, LA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orleans | $196 to $199 |
| New Orleans | $197 |
| Arabi | $192 |
| Chalmette | $190 |
Orleans, LA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| New Orleans city, Louisiana | $165 | $219 | $329 |
| Arabi CDP, Louisiana | $160 | $213 | $320 |
| Chalmette CDP, Louisiana | $159 | $211 | $317 |
Orleans, LA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orleans, LA | 6.9% | 23.2% |
| New Orleans | 6.9% | 23.23% |
| Arabi | 10.72% | 34.27% |
| Chalmette | 9.6% | 34.17% |
Orleans Renters Insurance as a Percentage of Rent
| Orleans Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 1,505 | 2.0% | $340 |
| $200 to $299 | 2,805 | 3.0% | $790 |
| $300 to $499 | 3,936 | 5.0% | $1240 |
| $500 to $749 | 12,781 | 17.0% | $1915 |
| $750 to $999 | 20,589 | 28.0% | $2665 |
| $1,000 to $1,499 | 21,711 | 30.0% | $3790 |
| $1,500 or more | 8,270 | 11.0% | $5440 |
Average Cost Of Home Insurance By Company In Areas Nearby Orleans For Different Scenarios
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $200,000 | $100,000 | Frame | 10-year | Aig Property Casualty Co | $2879 |
| $150,000 | $75,000 | brick veneer | 20-year | Asi Lloyds | $3781 |
| $100,000 | $50,000 | brick veneer | 25-year | Allstate Ins Co | $2420 |
| $200,000 | $100,000 | brick veneer | 10-year | Amica Mutual Ins Co | $2488 |
| $300,000 | $150,000 | brick veneer | 1-year | Excalibur National Ins Co | $2865 |
| $200,000 | $100,000 | Frame | 10-year | Imperial Fire And Casualty | $5112 |
| $300,000 | $150,000 | brick veneer | 1-year | Liberty Mutual Fire Ins Co | $5097 |
| $200,000 | $100,000 | brick veneer | 10-year | Lighthouse Property Ins Corp (Standard) | $4786 |
| $200,000 | $100,000 | Frame | 10-year | The Standard Fire Ins Co | $4226 |
| $200,000 | $100,000 | brick veneer | 10-year | Unitrin Auto & Home Ins Co | $2292 |