Orlando, FL - Data on Home Insurance Quotes, Rates & Agents
Orlando, FL Home Values & Insurance Rates
| Orlando, FL Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 7,148 | 7.0% | $175 |
| $50,000 to $59,999 | 3,325 | 3.0% | $362 |
| $60,000 to $69,999 | 3,933 | 4.0% | $456 |
| $70,000 to $79,999 | 4,119 | 4.0% | $526 |
| $80,000 to $89,999 | 4,758 | 5.0% | $596 |
| $90,000 to $99,999 | 3,766 | 4.0% | $666 |
| $100,000 to $124,999 | 9,441 | 10.0% | $772 |
| $125,000 to $149,999 | 7,481 | 8.0% | $971 |
| $150,000 to $174,999 | 10,404 | 11.0% | $1146 |
| $175,000 to $199,999 | 7,257 | 8.0% | $1333 |
| $200,000 to $249,999 | 11,980 | 13.0% | $1602 |
| $250,000 to $299,999 | 8,007 | 8.0% | $1953 |
| $300,000 to $399,999 | 7,881 | 8.0% | $2492 |
Top Home Insurance Agents Near Orlando, FL
| Home Insurance Company Near Orlando, FL | Homeowners Insurance Agency Near Orlando, FL | Address |
|---|---|---|
| Allstate | Luis Diaz | 1634 Hillcrest St, Orlando, FL, 32803 |
| NA | Eton Bridge Insurance & Financial Solutions | 7625 W Sand Lake Rd Suite 201 , Orlando, FL, 32819 |
| Liberty Mutual | Bryan J Henshaw Cpcu Lutcf | 4229 W. Lake Mary Blvd., Lake Mary, FL, 32746 |
| Liberty Mutual | David Diaz | 2504 S. Alafaya Trail Ste 300, Orlando, FL, 32828 |
| Travelers | Edward Lamb & Associates Inc | 146 E STUART AVE, LAKE WALES, FL, 33853 |
Estimated Home Insurance By Street Area Near Orlando, FL
| Orlando Area | Estimated House Insurance |
|---|---|
| Hillcrest Ave, Barby Ln, Kensington High Blvd, Poplar Pl, Cardinal Guard Ave, Old Park Ln, Terrina Ct, Admirality Ct, E Morse Blvd, Atkins Pl | $1,242 |
| N Thistle Ln, Beard Ave, Creston Dr, Pedro Ave, Geigel Ave, Radio Whoo Rd, Altec Rd, Montcalm St, Whittier Cir, North Virginia Ave | $1,183 |
| 34th St, Dante Dr, Mitchell Dr, Larch Ln, Edie Way, Pacemaker St, Benhurst Pl, N Division Ave, Dundee Dr, Brighton Park Ln | $1,137 |
| Hidden Creek Blvd, Piazza Grande Ave, Norwell Ave, Indian Hill Rd, Jasmine Glen Dr, Lake Pineloch Blvd, Cocoa Ln, Gay Dr, Mausser Dr, Oakwater Pointe Dr | $1,118 |
| Easy Ave, Brown Bark Dr, Saint George Ave, Randia Dr, Leprechaun Way, Shaffer Pl, Hourglass Dr, Pasha Ln, Chelsea Pl, E Crystal Lake Ave | $1,175 |
| Bordwine Dr, Camino Way, Clemson Rd, Nice Ave, Volusia Dr, Sandlewood Trl, Durango Ct, Ambassador Dr, Sebastian Way, Cathcart Ter | $1,140 |
| Idlewild Ct, Ambassador Ct, Pine Ave, S Ivanhoe Blvd W, White Marsh Cir, S West Ave, Calendula Dr, Anzle Ave, Pinnacle Cove Blvd, Northwood Cir | $1,138 |
| Mau Mau Ln, Hiawassee Meadows Dr, Swallow Run, E Swoope Ave, Pelleport Ave, Gypsy Ln, Coretta Way, Jaleen Ave, Laguna St, Highness Ct | $1,136 |
| Doolan Ct, Alcalde Ct, Sol Ave, Derbyshire Ln, Fitness Cir, Oxfordshire Pl, Greenwood Rd, Canyon Dr, Sun Ct, 20th St | $1,122 |
| Lodgewood Ln, Campus View Dr, Waterwitch Dr, Sweetleaf St, W Rosevear St, High St, Klondike St, Stafford Dr, Wallace Dr, Walnut Ave | $1,128 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Orlando | $175 to $177 |
| Holden Heights | $178 |
| Edgewood | $183 |
| Conway | $179 |
Orlando, FL Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orlando, FL | 6.5% | 21.4% |
| Holden Heights | 6.1% | 20.69% |
| Edgewood | 5.48% | 16.39% |
| Conway | 6.11% | 22.93% |
Orlando Renters Insurance as a Percentage of Rent
| Orlando Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 3,263 | 3.0% | $1237 |
| $500 to $749 | 15,944 | 15.0% | $1912 |
| $750 to $999 | 36,607 | 34.0% | $2662 |
| $1,000 to $1,499 | 37,443 | 35.0% | $3787 |
| $1,500 or more | 10,082 | 9.0% | $5437 |
Orlando, FL Home Insurance by Zip Code
| Zip Code | Median Home Value | Median Homeowners Insurance |
|---|---|---|
| 32836 | $411,300 | $1,330 |
| 32801 | $270,300 | $1,250 |
| 32832 | $247,900 | $1,230 |
| 32827 | $242,500 | $1,220 |
| 32803 | $229,600 | $1,220 |
| 32828 | $224,700 | $1,210 |
| 32806 | $217,200 | $1,210 |
| 32835 | $204,500 | $1,200 |
| 32837 | $203,200 | $1,200 |
| 32812 | $196,100 | $1,190 |
| 32829 | $183,700 | $1,200 |
| 32825 | $178,300 | $1,190 |
| 32821 | $164,900 | $1,180 |
| 32824 | $156,700 | $1,180 |
| 32831 | $15,300 | $1,080 |
| 32826 | $150,500 | $1,170 |
| 32818 | $138,400 | $1,170 |
| 32839 | $132,200 | $1,150 |
| 32805 | $126,400 | $1,160 |
Orlando, FL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $4,600 |
| Yearly Orlando Homeowner Insurance Premium Example | $3,500 | $3,000 |
| Out of Pocket Expense During Claim | $1,600 | $4,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $26,100 | $25,600 |
| Net Savings to Orlando Home Owner from High Deductible Plan | $500 | |
Orlando, FL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Orlando, FL Home Replacement Value MORE than Home Value | Orlando, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $115,500 | $76,500 |
| Insurance Premium based on Replacement Value | $2,400 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $28,500 | Risk Exposure from Under Insuring Coverage is $10,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $575/year |
Example Orlando Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Allstate | Liberty Mutual | GEICO Insurance |
| Monthly Premium | 208 | 189 | 208 |
| Year Built | 2006 | 1960 | 2013 |
| Home Details | 3 Beds, 1 Baths | 2 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $100000-$125000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500 Deductible |
Orlando, FL Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Holden Heights CDP, Florida | $149 | $198 | $297 |
| Edgewood city, Florida | $153 | $203 | $305 |
| Conway CDP, Florida | $150 | $199 | $299 |
Sample Home Insurance Rates for Orlando, FL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2014 | 235,000 | Membrane Roof | 2,190 | 3 | $2500-$5000 Deductible | 650 | 3 | Brick siding | No |
| 1976 | 145,000 | Composition Roof | 1,540 | 3 | $1000-$2500 Deductible | 210 | 1 | Stone Siding | yes |
| 1988 | 125,000 | Asphalt Shingles Roof | 1,250 | 2 | $500- $1000 Deductible | 2570 | 12 | Wood siding | No |
| 1967 | 125,000 | Asphalt Shingles Roof | 1,360 | 2 | $2500-$5000 Deductible | 960 | 5 | Vinyl siding | No |
| 1997 | 135,000 | Tile Roof | 1,580 | 2 | $500 Deductible | 1540 | 10 | Wood siding | No |
| 1986 | 300,000 | Composition Roof | 2,800 | 5 | $500- $1000 Deductible | 3470 | 6 | Stucco siding | yes |
| 1985 | 360,000 | Tile Roof | 3,550 | 5 | $500 Deductible | 1360 | 2 | Fiber-Cement Siding | No |
| 1992 | 105,000 | Wood Shake Roof | 1,120 | 2 | $500 Deductible | 870 | 6 | Fiber-Cement Siding | No |
| 1999 | 110,000 | Asphalt Shingles Roof | 1,480 | 2 | $1000-$2500 Deductible | 2710 | 9 | Wood siding | No |