Orlando, FL homeowners insurance is about $994 to $1,346, about $82-$112/month. Our comprehensive research reveals consumers can save as much as $468 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Orlando, FL Home Value | Total Homes | % of Total | Average Orlando, FL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 7,148 | 7.0% | $175 |
$50,000 to $59,999 | 3,325 | 3.0% | $362 |
$60,000 to $69,999 | 3,933 | 4.0% | $456 |
$70,000 to $79,999 | 4,119 | 4.0% | $526 |
$80,000 to $89,999 | 4,758 | 5.0% | $596 |
$90,000 to $99,999 | 3,766 | 4.0% | $666 |
$100,000 to $124,999 | 9,441 | 10.0% | $772 |
$125,000 to $149,999 | 7,481 | 8.0% | $971 |
$150,000 to $174,999 | 10,404 | 11.0% | $1146 |
$175,000 to $199,999 | 7,257 | 8.0% | $1333 |
$200,000 to $249,999 | 11,980 | 13.0% | $1602 |
$250,000 to $299,999 | 8,007 | 8.0% | $1953 |
$300,000 to $399,999 | 7,881 | 8.0% | $2492 |
Home Insurance Company Near Orlando, FL | Homeowners Insurance Agency Near Orlando, FL | Address |
---|---|---|
NA | Eton Bridge Insurance & Financial Solutions | 7625 W Sand Lake Rd Suite 201 , Orlando, FL, 32819 |
Liberty Mutual | Bryan J Henshaw Cpcu Lutcf | 4229 W. Lake Mary Blvd., Lake Mary, FL, 32746 |
Liberty Mutual | David Diaz | 2504 S. Alafaya Trail Ste 300, Orlando, FL, 32828 |
Travelers | Edward Lamb & Associates Inc | 146 E STUART AVE, LAKE WALES, FL, 33853 |
Allstate | Luis Diaz | 1634 Hillcrest St, Orlando, FL, 32803 |
Streets in Orlando Area | Homeowners Insurance Cost |
---|---|
Hillcrest Ave, Barby Ln, Kensington High Blvd, Poplar Pl, Cardinal Guard Ave, Old Park Ln, Terrina Ct, Admirality Ct, E Morse Blvd, Atkins Pl | $1,242 |
N Thistle Ln, Beard Ave, Creston Dr, Pedro Ave, Geigel Ave, Radio Whoo Rd, Altec Rd, Montcalm St, Whittier Cir, North Virginia Ave | $1,183 |
34th St, Dante Dr, Mitchell Dr, Larch Ln, Edie Way, Pacemaker St, Benhurst Pl, N Division Ave, Dundee Dr, Brighton Park Ln | $1,137 |
Hidden Creek Blvd, Piazza Grande Ave, Norwell Ave, Indian Hill Rd, Jasmine Glen Dr, Lake Pineloch Blvd, Cocoa Ln, Gay Dr, Mausser Dr, Oakwater Pointe Dr | $1,118 |
Easy Ave, Brown Bark Dr, Saint George Ave, Randia Dr, Leprechaun Way, Shaffer Pl, Hourglass Dr, Pasha Ln, Chelsea Pl, E Crystal Lake Ave | $1,175 |
Bordwine Dr, Camino Way, Clemson Rd, Nice Ave, Volusia Dr, Sandlewood Trl, Durango Ct, Ambassador Dr, Sebastian Way, Cathcart Ter | $1,140 |
Idlewild Ct, Ambassador Ct, Pine Ave, S Ivanhoe Blvd W, White Marsh Cir, S West Ave, Calendula Dr, Anzle Ave, Pinnacle Cove Blvd, Northwood Cir | $1,138 |
Mau Mau Ln, Hiawassee Meadows Dr, Swallow Run, E Swoope Ave, Pelleport Ave, Gypsy Ln, Coretta Way, Jaleen Ave, Laguna St, Highness Ct | $1,136 |
Doolan Ct, Alcalde Ct, Sol Ave, Derbyshire Ln, Fitness Cir, Oxfordshire Pl, Greenwood Rd, Canyon Dr, Sun Ct, 20th St | $1,122 |
Lodgewood Ln, Campus View Dr, Waterwitch Dr, Sweetleaf St, W Rosevear St, High St, Klondike St, Stafford Dr, Wallace Dr, Walnut Ave | $1,128 |
Place | Savings For Senior Occupied Homes |
---|---|
Orlando | $175 to $177 |
Holden Heights | $178 |
Edgewood | $183 |
Conway | $179 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Holden Heights CDP, Florida | $149 | $198 | $297 |
Edgewood city, Florida | $153 | $203 | $305 |
Conway CDP, Florida | $150 | $199 | $299 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Orlando, FL | 6.5% | 21.4% |
Holden Heights | 6.1% | 20.69% |
Edgewood | 5.48% | 16.39% |
Conway | 6.11% | 22.93% |
Orlando Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$300 to $499 | 3,263 | 3.0% | $1237 |
$500 to $749 | 15,944 | 15.0% | $1912 |
$750 to $999 | 36,607 | 34.0% | $2662 |
$1,000 to $1,499 | 37,443 | 35.0% | $3787 |
$1,500 or more | 10,082 | 9.0% | $5437 |
Zip Code | Median Home Value | Median Homeowners Insurance |
---|---|---|
32836 | $411,300 | $1,330 |
32801 | $270,300 | $1,250 |
32832 | $247,900 | $1,230 |
32827 | $242,500 | $1,220 |
32803 | $229,600 | $1,220 |
32828 | $224,700 | $1,210 |
32806 | $217,200 | $1,210 |
32835 | $204,500 | $1,200 |
32837 | $203,200 | $1,200 |
32812 | $196,100 | $1,190 |
32829 | $183,700 | $1,200 |
32825 | $178,300 | $1,190 |
32821 | $164,900 | $1,180 |
32824 | $156,700 | $1,180 |
32831 | $15,300 | $1,080 |
32826 | $150,500 | $1,170 |
32818 | $138,400 | $1,170 |
32839 | $132,200 | $1,150 |
32805 | $126,400 | $1,160 |
Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
---|---|---|---|---|
150,000 | 27 | NO | Castle Key Indemnity Company Insurance | $2,429 |
150,000 | 27 | NO | St. Johns Insurance | $1,763 |
150,000 | 27 | NO | State Farm Florida Insurance | $2,524 |
150,000 | 27 | YES | Southern Fidelity Insurance | $924 |
300,000 | 12 | NA | Security First Insurance | $1,770 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,600 | $4,600 |
Yearly Orlando Homeowner Insurance Premium Example | $3,500 | $3,000 |
Out of Pocket Expense During Claim | $1,600 | $4,600 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $26,100 | $25,600 |
Net Savings to Orlando Home Owner from High Deductible Plan | $500 |
Scenario | Orlando, FL Home Replacement Value MORE than Home Value | Orlando, FL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $115,500 | $76,500 |
Insurance Premium based on Replacement Value | $2,400 | $1,600 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $28,500 | Risk Exposure from Under Insuring Coverage is $10,500 |
Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $575/year |
Insurance Company | Allstate | Liberty Mutual | GEICO Insurance |
Monthly Premium | 208 | 189 | 208 |
Year Built | 2006 | 1960 | 2013 |
Home Details | 3 Beds, 1 Baths | 2 Beds, 1 Baths | 4 Beds, 1 Baths |
Coverage Amount | $150000-$175000 | $100000-$125000 | $125000-$150000 |
Deductible | $500- $1000 Deductible | $500 Deductible | $500 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
2012 | 140,000 | Shingles Roof | 1,710 | 4 | $500- $1000 Deductible | 1450 | 8 | Wood siding | No |
1963 | 340,000 | Membrane Roof | 3,630 | 5 | $500- $1000 Deductible | 4100 | 8 | Vinyl siding | yes |
1981 | 205,000 | Membrane Roof | 1,810 | 5 | $5000 to $10,000 Deductible | 2620 | 12 | Stucco siding | No |
1967 | 160,000 | Asphalt Shingles Roof | 1,860 | 3 | $2500-$5000 Deductible | 470 | 3 | Wood siding | No |
1998 | 100,000 | Composition Roof | 1,270 | 3 | $500 Deductible | 610 | 4 | Stucco siding | yes |
1968 | 145,000 | Composition Roof | 1,730 | 5 | $2500-$5000 Deductible | 2380 | 12 | Stucco siding | yes |
1986 | 170,000 | Wood Shake Roof | 1,700 | 5 | $500 Deductible | 490 | 2 | Fiber-Cement Siding | No |
1962 | 150,000 | Tile Roof | 1,720 | 2 | $1000-$2500 Deductible | 840 | 5 | Stucco siding | yes |
2006 | 165,000 | Metal Roof | 1,430 | 3 | $500- $1000 Deductible | 2870 | 9 | Fiber-Cement Siding | yes |
1968 | 215,000 | Slate Shingles Roof | 2,410 | 4 | $1000-$2500 Deductible | 4380 | 12 | Stone Siding | yes |
1968 | 90,000 | Shingles Roof | 1,110 | 2 | $500- $1000 Deductible | 1170 | 6 | Brick siding | yes |
2013 | 165,000 | Composition Roof | 1,750 | 3 | $500- $1000 Deductible | 1980 | 8 | Stucco siding | No |
1999 | 195,000 | Asphalt Shingles Roof | 2,470 | 4 | $5000 to $10,000 Deductible | 2300 | 12 | Wood siding | No |
2009 | 115,000 | Tile Roof | 1,210 | 3 | $500- $1000 Deductible | 1950 | 10 | Brick siding | yes |
1976 | 140,000 | Shingles Roof | 1,750 | 2 | $500 Deductible | 830 | 3 | Vinyl siding | yes |
1973 | 260,000 | Metal Roof | 3,110 | 5 | $1000-$2500 Deductible | 800 | 2 | Stucco siding | yes |
1977 | 160,000 | Membrane Roof | 1,880 | 3 | $5000 to $10,000 Deductible | 1700 | 9 | Fiber-Cement Siding | yes |
2000 | 170,000 | Shingles Roof | 1,530 | 2 | $500- $1000 Deductible | 2210 | 12 | Fiber-Cement Siding | yes |
1975 | 380,000 | Wood Shake Roof | 4,570 | 5 | $500 Deductible | 4830 | 9 | Wood siding | yes |
2014 | 150,000 | Membrane Roof | 1,320 | 2 | $500 Deductible | 2100 | 7 | Stone Siding | yes |
1962 | 115,000 | Wood Shake Roof | 1,470 | 2 | $1000-$2500 Deductible | 160 | 1 | Brick siding | yes |
2014 | 235,000 | Membrane Roof | 2,190 | 3 | $2500-$5000 Deductible | 650 | 3 | Brick siding | No |
1976 | 145,000 | Composition Roof | 1,540 | 3 | $1000-$2500 Deductible | 210 | 1 | Stone Siding | yes |
1988 | 125,000 | Asphalt Shingles Roof | 1,250 | 2 | $500- $1000 Deductible | 2570 | 12 | Wood siding | No |
1967 | 125,000 | Asphalt Shingles Roof | 1,360 | 2 | $2500-$5000 Deductible | 960 | 5 | Vinyl siding | No |
1997 | 135,000 | Tile Roof | 1,580 | 2 | $500 Deductible | 1540 | 10 | Wood siding | No |
1986 | 300,000 | Composition Roof | 2,800 | 5 | $500- $1000 Deductible | 3470 | 6 | Stucco siding | yes |
1985 | 360,000 | Tile Roof | 3,550 | 5 | $500 Deductible | 1360 | 2 | Fiber-Cement Siding | No |
1992 | 105,000 | Wood Shake Roof | 1,120 | 2 | $500 Deductible | 870 | 6 | Fiber-Cement Siding | No |
1999 | 110,000 | Asphalt Shingles Roof | 1,480 | 2 | $1000-$2500 Deductible | 2710 | 9 | Wood siding | No |