Orland Insurance Rates:

Orland, CA homeowners insurance is approximately $509 to $693, about $42-$57/month. Our comprehensive analysis indicates shoppers can save as much as $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Orland, CA Homeowners Insurance By Home Value

Orland, CA Home Value Total Homes % of Total Average Orland, CA Homeowners Insurance
Less than $50,000 339 9.0% $66
$60,000 to $69,999 52 1.0% $180
$80,000 to $89,999 200 5.0% $240
$90,000 to $99,999 158 4.0% $270
$100,000 to $124,999 304 8.0% $312
$125,000 to $149,999 221 6.0% $390
$150,000 to $174,999 307 9.0% $462
$175,000 to $199,999 240 7.0% $528
$200,000 to $249,999 479 14.0% $637
$250,000 to $299,999 424 12.0% $781
$300,000 to $399,999 633 18.0% $991

Top Home Insurance Agents Near Orland, CA

Home Insurance Company Near Orland, CA Homeowners Insurance Agency Near Orland, CA Address
Travelers Dahlmeier Insurance Agency 1368 LONGFELLOW AVE, CHICO, CA, 95926
Farmers Erica Garcia 7786 State Highway 99e, Los Molinos, CA, 96055
State Farm Gayle Aylward 1277 East Avenue, Chico, CA, 95926-1052
State Farm Jim Normoyle 669 Palmetto Ave Ste E, Chico, CA, 95926-4065
State Farm Maria Topete 985 Hazel St, Gridley, CA, 95948-2113

Cost Of Homeowners Insurance By Street Near Orland, CA

Streets in Orland Area Homeowners Insurance Cost
Co Rd I, Co Rd 28, Co Rd Xx, Countryside Ct, Co Rd 5, Rennet Way, Francis Ln, E Sacramento St, Co Rd 300, Co Rd 206$609
Hwy 32, Mill St, Co Rd 19, Woodhaven Dr, Colusa St, Co Rd 305, Glenn Ave, I Rd, Rd 302, Front St$609
Rd 11, Rd Mm 1/2, Rd 65, 7th St, Suisun St, Co Rd 48, Co Rd P, Co Rd Jj, Co Rd M 1/2, Hull Rd$607
Central St, Papst Ave, 43 Rd, Co Rd 4, Co Rd 203, S East St, Co Rd 25, Co Rd 16, Edgewater Dr, Old Hwy 32$599
1st Ave, Clark Valley Road 303, Co Rd 20, 2nd St, Krisko Ct, Bryant St, Ivory Mill 308 Rd, Co Rd H 1/2, Pebble Beach Dr, Kyle Ct$615

Orland, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orland$89 to $92
Glenn County$90
Elk Creek$87
Artois$91

Orland, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glenn County, California $75 $100 $150
Elk Creek CDP, California $73 $97 $145
Paskenta CDP, California $73 $97 $146

Orland, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orland, CA3.3%13.4%
Glenn County3.35%13.05%
Elk Creek4.07%17.08%
Paskenta5.47%18.54%

Orland Renters Insurance as a Percentage of Rent

Orland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 2.0% $349
$200 to $299 76 4.0% $799
$300 to $499 323 19.0% $1249
$500 to $749 412 25.0% $1924
$750 to $999 422 25.0% $2674
$1,000 to $1,499 267 16.0% $3799
$1,500 or more 90 5.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Orland For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
15000025026-40 YearsWawanesa532
150000500NewGeneral Ins296
150000500NewNationwide431
1500005001-3 YearsAIG Prop Cas773
1500005004-6 YearsUniversal North America419
15000050016-25 YearsHomesite740
15000050016-25 YearsUSAA449
15000050016-25 YearsWestern Mutual/Residence683
15000050026-40 YearsStillwater Prop & Cas Co744
15000050041-70 YearsNationwide860
200000500NewBankers Standard2001
2000005001-3 YearsBankers Standard2149
2000005001-3 YearsHomesite684
2000005007-15 YearsMAPFRE Group779
2000005007-15 YearsOregon Mutual838
20000050026-40 YearsChubb/Federal1068
2500001000NewNationwide563
25000010004-6 YearsOregon Mutual676
25000010007-15 YearsNationwide1038
250000100026-40 YearsHorace Mann P & C749
250000100041-70 YearsAmerican Modern1061
2500005001-3 YearsPrivilege Underwriters Exch1661
2500005004-6 YearsHorace Mann P & C687

Orland, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Orland Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Orland Home Owner from High Deductible Plan $600

Orland, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orland, CA Home Replacement Value MORE than Home Value Orland, CA Home Replacement Value LESS than Home Value
Replacement Value $305,500 $188,500
Insurance Premium based on Replacement Value $800 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $67,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Orland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceNationwide Insurance
Monthly Premium 674048
Year Built 197419991984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$250000-$300000$150000-$175000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Orland, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 185,000 Wood Shake Roof 1,780 4 $5000 to $10,000 Deductible 250 10 Wood siding yes
1940 670,000 Metal Roof 4,870 5 > $10,000 Deductible 240 3 Brick siding No
2014 210,000 Wood Shake Roof 1,810 5 $2500-$5000 Deductible 390 10 Vinyl siding No
1946 385,000 Slate Shingles Roof 3,240 4 $500- $1000 Deductible 370 3 Brick siding No
1983 265,000 Wood Shake Roof 1,910 3 $2500-$5000 Deductible 230 4 Brick siding yes
1970 330,000 Metal Roof 2,360 3 $500 Deductible 650 6 Vinyl siding yes
1972 325,000 Slate Shingles Roof 3,220 4 $500- $1000 Deductible 340 5 Wood siding yes
1985 215,000 Composition Roof 2,130 5 $1000-$2500 Deductible 300 8 Fiber-Cement Siding yes
1941 255,000 Membrane Roof 1,950 3 $500 Deductible 100 2 Brick siding No
1996 235,000 Metal Roof 2,270 3 $5000 to $10,000 Deductible 70 2 Vinyl siding yes
2011 225,000 Membrane Roof 2,060 4 $1000-$2500 Deductible 90 3 Vinyl siding No
2012 180,000 Composition Roof 1,810 3 $2500-$5000 Deductible 150 4 Vinyl siding No
2014 245,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 410 8 Vinyl siding No
2013 265,000 Metal Roof 2,520 4 $2500-$5000 Deductible 510 10 Vinyl siding yes
1964 325,000 Membrane Roof 2,420 4 $2500-$5000 Deductible 200 3 Fiber-Cement Siding yes
1980 210,000 Composition Roof 1,720 5 $1000-$2500 Deductible 240 5 Fiber-Cement Siding yes
2012 295,000 Metal Roof 2,630 4 $5000 to $10,000 Deductible 530 12 Brick siding yes
2000 170,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 230 5 Stucco siding yes
2005 155,000 Membrane Roof 1,320 3 $5000 to $10,000 Deductible 220 7 Brick siding yes
1968 380,000 Wood Shake Roof 3,380 4 $1000-$2500 Deductible 130 2 Stone Siding No
2014 220,000 Metal Roof 2,240 4 $5000 to $10,000 Deductible 400 9 Vinyl siding yes
1941 270,000 Membrane Roof 2,390 4 $1000-$2500 Deductible 100 2 Vinyl siding yes
1978 405,000 Shingles Roof 3,350 5 $5000 to $10,000 Deductible 880 12 Vinyl siding yes
2003 180,000 Tile Roof 1,510 3 $1000-$2500 Deductible 250 7 Wood siding yes
1984 185,000 Metal Roof 1,390 3 $500 Deductible 210 5 Brick siding No
1975 255,000 Composition Roof 2,450 4 $500 Deductible 250 3 Stucco siding No
1969 390,000 Wood Shake Roof 3,060 4 $2500-$5000 Deductible 420 5 Stucco siding yes
2009 260,000 Asphalt Shingles Roof 1,950 5 $500- $1000 Deductible 200 3 Stucco siding No
1987 170,000 Tile Roof 1,800 3 $2500-$5000 Deductible 60 2 Stone Siding yes
1998 175,000 Composition Roof 1,570 3 $500- $1000 Deductible 140 4 Wood siding No
1949 380,000 Asphalt Shingles Roof 3,310 4 $2500-$5000 Deductible 80 1 Wood siding No
1989 200,000 Asphalt Shingles Roof 1,500 3 $1000-$2500 Deductible 150 3 Stone Siding No
1946 270,000 Composition Roof 2,100 5 $5000 to $10,000 Deductible 540 12 Fiber-Cement Siding yes
1940 245,000 Wood Shake Roof 2,430 4 > $10,000 Deductible 270 9 Vinyl siding No