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Orem, UT Home Values & Insurance Rates

Orem, UT Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 601 3.0% $54
$100,000 to $124,999 955 6.0% $257
$125,000 to $149,999 1,223 8.0% $321
$150,000 to $174,999 2,229 14.0% $381
$175,000 to $199,999 2,251 14.0% $440
$200,000 to $249,999 3,849 25.0% $529
$250,000 to $299,999 1,851 12.0% $648
$300,000 to $399,999 2,054 13.0% $821

Top Home Insurance Agents Near Orem, UT

Home Insurance Company Near Orem, UT Homeowners Insurance Agency Near Orem, UT Address
NA Behling Insurance Agency, Inc. 45 East 600 North, Nephi, UT, 84648
Travelers Chellis Insurance Inc 4525 S WASATCH BLVD #210, SALT LAKE CITY, UT, 84124
State Farm Craig Thomas 9295 S 1300 E, Sandy, UT, 84094-3127
Allstate Don Eriksen 7478 S Campus View Dr Ste 102, West Jordan, UT, 84084
Travelers Insure Right Insurance Agency 69 N 490 W, AMERICAN FORK, UT, 84003

Estimated Home Insurance By Street Area Near Orem, UT

Orem Area Estimated House Insurance
S 175 East St, W 10 N, N 75 East St, S 180 W, S 460 W, W 730 North St, 1250 N, E 835 North St, Alta Vista Dr, W 1428 S St$504
N 760 W, W 2000 South St, E 1165 North St, W Plant Ln, N 830 W, E 650 S, W 1400 S, 2880 W, E 1825 S, W 1435 S$496
S 590 E, N 2660 West St, S 650 E, N 235 East St, Gold River Cir, E 1636 North St, S 190 W, N 90 E, S 750 West St, E 4200 North St$514
N 710 W, Sandhill Rd, W 1070 N, N 2880 West St, River Ridge Ln, S 1490 W, W 1240 N, Gilbert Cir, S Vineyard Rd, W 1790 N$492
W 2950 N, E 1170 N, E 1700 South St, E 980 North St, N 1125 W, E 290 North St, E 4220 North St, E 1385 South St, E 1040 N, S 470 East St$491
N 270 East St, W 1140 N, N Marrcrest East St, S 680 East St, Artesia Rd, N 235 West St, S 890 E, N 970 W, E 260 North St, W 1720 North St$492
W 4500 North St, Riverwood Cir, E 1290 S, N 275 West St, N Stewart Rd, E 3900 North St, S 520 East St, 1275 S, N 490 E, S 1260 West St$493
S 1180 W, E 310 South St, Memo Dr, W 520 South St, W 1090 N, N 480 West St, W 1650 South St, S 1120 West St, N 520 E, 600$494
Austin Rd, E 780 N, W 4620 N, N 2700 W, W 490 S, E 4300 North St, 490 W, S Palisade Dr, N J St, W 980 South St$504
W 290 S, Kaibab Cir, W 1400 South St, Commerce Rd, E Scera Ln, E 780 North St, W 270 S, N 180 West St, W 980 S, S 260 W$494

Savings on home insurance for senior occupied homes

PlaceSavings
Orem$74 to $76
Provo-Orem$74
Lindon$78
Vineyard$75

Orem, UT Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orem, UT2.9%11.1%
Provo-Orem2.93%11.12%
Lindon2.06%8.93%
Vineyard2.57%10.76%

Orem Renters Insurance as a Percentage of Rent

Orem Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 386 4.0% $1235
$500 to $749 2,857 30.0% $1910
$750 to $999 2,987 31.0% $2660
$1,000 to $1,499 2,403 25.0% $3785
$1,500 or more 747 7.0% $5435

Orem, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Orem Homeowner Insurance Premium Example $1,700$1,500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,700$14,100
Net Savings to Orem Home Owner from High Deductible Plan $600

Orem, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orem, UT Home Replacement Value MORE than Home Value Orem, UT Home Replacement Value LESS than Home Value
Replacement Value $291,000 $170,500
Insurance Premium based on Replacement Value $1,025 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year

Example Orem Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 299494
Year Built 201120011996
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Orem, UT Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Provo-Orem CCD, Utah County, Utah $62 $82 $123
Lindon city, Utah $65 $87 $130
Vineyard town, Utah $63 $83 $125

Sample Home Insurance Rates for Orem, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 200,000 Tile Roof 1,620 5 $500 Deductible 240 4 Brick siding No
2013 180,000 Slate Shingles Roof 1,850 4 $2500-$5000 Deductible 330 9 Stucco siding No
2014 215,000 Membrane Roof 1,560 3 $2500-$5000 Deductible 200 4 Brick siding No
1998 225,000 Shingles Roof 2,240 4 $500 Deductible 290 6 Fiber-Cement Siding No
2001 200,000 Metal Roof 2,040 3 $500- $1000 Deductible 410 7 Brick siding No
1987 170,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 280 9 Fiber-Cement Siding yes
1995 195,000 Slate Shingles Roof 1,400 3 $2500-$5000 Deductible 370 9 Wood siding yes
1982 200,000 Wood Shake Roof 1,820 3 > $10,000 Deductible 60 2 Vinyl siding No
1986 155,000 Shingles Roof 1,230 3 $1000-$2500 Deductible 200 4 Fiber-Cement Siding yes
1984 265,000 Tile Roof 1,910 3 > $10,000 Deductible 110 5 Wood siding yes
2002 220,000 Wood Shake Roof 2,170 4 $2500-$5000 Deductible 420 8 Brick siding yes
2003 620,000 Shingles Roof 4,650 5 $5000 to $10,000 Deductible 1050 10 Wood siding No
2007 280,000 Asphalt Shingles Roof 2,780 4 $5000 to $10,000 Deductible 140 3 Fiber-Cement Siding No