Orem, UT homeowners insurance is about $420 to $570, about $35-$47/month. Our detailed guide indicates shoppers can save as much as $198 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Orem, UT | Homeowners Insurance Agency Near Orem, UT | Address |
|---|---|---|
| Travelers | Chellis Insurance Inc | 4525 S WASATCH BLVD #210, SALT LAKE CITY, UT, 84124 |
| State Farm | Craig Thomas | 9295 S 1300 E, Sandy, UT, 84094-3127 |
| Allstate | Don Eriksen | 7478 S Campus View Dr Ste 102, West Jordan, UT, 84084 |
| Travelers | Insure Right Insurance Agency | 69 N 490 W, AMERICAN FORK, UT, 84003 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Provo-Orem CCD, Utah County, Utah | $62 | $82 | $123 |
| Lindon city, Utah | $65 | $87 | $130 |
| Vineyard town, Utah | $63 | $83 | $125 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orem, UT | 2.9% | 11.1% |
| Provo-Orem | 2.93% | 11.12% |
| Lindon | 2.06% | 8.93% |
| Vineyard | 2.57% | 10.76% |
| Orem Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 386 | 4.0% | $1235 |
| $500 to $749 | 2,857 | 30.0% | $1910 |
| $750 to $999 | 2,987 | 31.0% | $2660 |
| $1,000 to $1,499 | 2,403 | 25.0% | $3785 |
| $1,500 or more | 747 | 7.0% | $5435 |
| Streets in Orem Area | Homeowners Insurance Cost |
|---|---|
| S 175 East St, W 10 N, N 75 East St, S 180 W, S 460 W, W 730 North St, 1250 N, E 835 North St, Alta Vista Dr, W 1428 S St | $504 |
| N 760 W, W 2000 South St, E 1165 North St, W Plant Ln, N 830 W, E 650 S, W 1400 S, 2880 W, E 1825 S, W 1435 S | $496 |
| S 590 E, N 2660 West St, S 650 E, N 235 East St, Gold River Cir, E 1636 North St, S 190 W, N 90 E, S 750 West St, E 4200 North St | $514 |
| N 710 W, Sandhill Rd, W 1070 N, N 2880 West St, River Ridge Ln, S 1490 W, W 1240 N, Gilbert Cir, S Vineyard Rd, W 1790 N | $492 |
| W 2950 N, E 1170 N, E 1700 South St, E 980 North St, N 1125 W, E 290 North St, E 4220 North St, E 1385 South St, E 1040 N, S 470 East St | $491 |
| N 270 East St, W 1140 N, N Marrcrest East St, S 680 East St, Artesia Rd, N 235 West St, S 890 E, N 970 W, E 260 North St, W 1720 North St | $492 |
| W 4500 North St, Riverwood Cir, E 1290 S, N 275 West St, N Stewart Rd, E 3900 North St, S 520 East St, 1275 S, N 490 E, S 1260 West St | $493 |
| S 1180 W, E 310 South St, Memo Dr, W 520 South St, W 1090 N, N 480 West St, W 1650 South St, S 1120 West St, N 520 E, 600 | $494 |
| Austin Rd, E 780 N, W 4620 N, N 2700 W, W 490 S, E 4300 North St, 490 W, S Palisade Dr, N J St, W 980 South St | $504 |
| W 290 S, Kaibab Cir, W 1400 South St, Commerce Rd, E Scera Ln, E 780 North St, W 270 S, N 180 West St, W 980 S, S 260 W | $494 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orem | $74 to $76 |
| Provo-Orem | $74 |
| Lindon | $78 |
| Vineyard | $75 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Orem Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,100 | $9,900 |
| Net Savings to Orem Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Orem, UT Home Replacement Value MORE than Home Value | Orem, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $239,000 | $179,000 |
| Insurance Premium based on Replacement Value | $725 | $525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,000 | Risk Exposure from Under Insuring Coverage is $33,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Allstate | Liberty Mutual | Amica Mutual Insurance Company |
| Monthly Premium | 51 | 58 | 87 |
| Year Built | 2010 | 2002 | 1991 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |