Orem Insurance Rates:

Orem, UT homeowners insurance is about $420 to $570, about $35-$47/month. Our detailed guide indicates shoppers can save as much as $198 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
I would recommend Farm Bureau for home owner’ insurance since they have always provided the service we expect and have always been helpful for anything we needed.
Progressive
I had nothing to worry about when i had damage from the hurricane. i knew i did not have to worry about any money coming out of my pocket.
State Farm
They have a high deductible in the case of break-ins. we had a small break in (many years ago) and they stole about $475 worth of stuff. we made the claim and our deductible was around $500 so it was not even worth it.
Metlife
Usually, they are pretty good with small claims and they are fast with sending you a variety of repair options that you can choose on your own.
Travelers
The premium is higher than what we were paying, although the policy coverage is a little more, it does not scale. We are keeping it for the discounts we get on other policies, which makes up for the slightly higher price point.
American Insurance
I like that the premiums are good and if there is ever a storm they will actually pay for room and board at local hotels that are 4 stars which is nice.
State Farm
It's user-friendly. It offers many services, such as paying my premium, filing a claim, and finding information about all the services that they offer.
American Family Insurance
Their customer support is superb. Every-time I have a question or concern they are extremely fast at helping with it
American Family Insurance
They stall when having to cover the cost of fixing things that are covered.
Liberty Mutual
ITS CUSTOMER SERVICE IS VERY GOOD.ALL CUSTOMERS SATISFIED WITH THEIR WORK.

Orem, UT Homeowners Insurance By Home Value

Orem, UT Home Value Total Homes % of Total Average Orem, UT Homeowners Insurance
Less than $50,000 601 3.0% $54
$100,000 to $124,999 955 6.0% $257
$125,000 to $149,999 1,223 8.0% $321
$150,000 to $174,999 2,229 14.0% $381
$175,000 to $199,999 2,251 14.0% $440
$200,000 to $249,999 3,849 25.0% $529
$250,000 to $299,999 1,851 12.0% $648
$300,000 to $399,999 2,054 13.0% $821

Top Home Insurance Agents Near Orem, UT

Home Insurance Company Near Orem, UT Homeowners Insurance Agency Near Orem, UT Address
NA Behling Insurance Agency, Inc. 45 East 600 North, Nephi, UT, 84648
Travelers Chellis Insurance Inc 4525 S WASATCH BLVD #210, SALT LAKE CITY, UT, 84124
State Farm Craig Thomas 9295 S 1300 E, Sandy, UT, 84094-3127
Allstate Don Eriksen 7478 S Campus View Dr Ste 102, West Jordan, UT, 84084
Travelers Insure Right Insurance Agency 69 N 490 W, AMERICAN FORK, UT, 84003

Orem, UT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Orem, UT

Streets in Orem Area Homeowners Insurance Cost
S 175 East St, W 10 N, N 75 East St, S 180 W, S 460 W, W 730 North St, 1250 N, E 835 North St, Alta Vista Dr, W 1428 S St$504
N 760 W, W 2000 South St, E 1165 North St, W Plant Ln, N 830 W, E 650 S, W 1400 S, 2880 W, E 1825 S, W 1435 S$496
S 590 E, N 2660 West St, S 650 E, N 235 East St, Gold River Cir, E 1636 North St, S 190 W, N 90 E, S 750 West St, E 4200 North St$514
N 710 W, Sandhill Rd, W 1070 N, N 2880 West St, River Ridge Ln, S 1490 W, W 1240 N, Gilbert Cir, S Vineyard Rd, W 1790 N$492
W 2950 N, E 1170 N, E 1700 South St, E 980 North St, N 1125 W, E 290 North St, E 4220 North St, E 1385 South St, E 1040 N, S 470 East St$491
N 270 East St, W 1140 N, N Marrcrest East St, S 680 East St, Artesia Rd, N 235 West St, S 890 E, N 970 W, E 260 North St, W 1720 North St$492
W 4500 North St, Riverwood Cir, E 1290 S, N 275 West St, N Stewart Rd, E 3900 North St, S 520 East St, 1275 S, N 490 E, S 1260 West St$493
S 1180 W, E 310 South St, Memo Dr, W 520 South St, W 1090 N, N 480 West St, W 1650 South St, S 1120 West St, N 520 E, 600$494
Austin Rd, E 780 N, W 4620 N, N 2700 W, W 490 S, E 4300 North St, 490 W, S Palisade Dr, N J St, W 980 South St$504
W 290 S, Kaibab Cir, W 1400 South St, Commerce Rd, E Scera Ln, E 780 North St, W 270 S, N 180 West St, W 980 S, S 260 W$494

Orem, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orem$74 to $76
Provo-Orem$74
Lindon$78
Vineyard$75

Orem, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Provo-Orem CCD, Utah County, Utah $62 $82 $123
Lindon city, Utah $65 $87 $130
Vineyard town, Utah $63 $83 $125

Orem, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orem, UT2.9%11.1%
Provo-Orem2.93%11.12%
Lindon2.06%8.93%
Vineyard2.57%10.76%

Orem Renters Insurance as a Percentage of Rent

Orem Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 386 4.0% $1235
$500 to $749 2,857 30.0% $1910
$750 to $999 2,987 31.0% $2660
$1,000 to $1,499 2,403 25.0% $3785
$1,500 or more 747 7.0% $5435

Orem, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Orem Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Orem Home Owner from High Deductible Plan $1,200

Orem, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orem, UT Home Replacement Value MORE than Home Value Orem, UT Home Replacement Value LESS than Home Value
Replacement Value $239,000 $179,000
Insurance Premium based on Replacement Value $725 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Orem Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 515887
Year Built 201020021991
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Orem, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 130,000 Slate Shingles Roof 1,260 3 $1000-$2500 Deductible 300 10 Fiber-Cement Siding No
1983 225,000 Metal Roof 1,760 4 $5000 to $10,000 Deductible 210 6 Brick siding yes
2013 185,000 Wood Shake Roof 1,760 3 $2500-$5000 Deductible 130 4 Fiber-Cement Siding yes
1994 245,000 Metal Roof 2,270 3 $500- $1000 Deductible 570 8 Stucco siding No
1994 235,000 Composition Roof 1,690 3 $500- $1000 Deductible 190 3 Fiber-Cement Siding yes
2008 320,000 Slate Shingles Roof 2,700 4 $2500-$5000 Deductible 300 6 Vinyl siding yes
1990 205,000 Membrane Roof 2,060 4 $1000-$2500 Deductible 420 10 Wood siding No
2007 210,000 Membrane Roof 1,510 3 > $10,000 Deductible 220 8 Fiber-Cement Siding No
2000 600,000 Composition Roof 4,290 5 $500- $1000 Deductible 1070 9 Wood siding yes
1991 150,000 Metal Roof 1,230 3 $1000-$2500 Deductible 110 3 Stone Siding No
2007 445,000 Asphalt Shingles Roof 4,500 5 $5000 to $10,000 Deductible 420 5 Vinyl siding No
1999 350,000 Metal Roof 2,780 4 $2500-$5000 Deductible 150 3 Stucco siding No
1993 205,000 Composition Roof 1,710 3 $500 Deductible 370 7 Stucco siding yes
1985 205,000 Wood Shake Roof 2,100 3 > $10,000 Deductible 80 3 Stone Siding yes
1982 190,000 Metal Roof 1,530 3 $500- $1000 Deductible 40 1 Stone Siding No
2003 210,000 Metal Roof 1,960 4 $5000 to $10,000 Deductible 490 12 Stone Siding No
2005 620,000 Tile Roof 4,460 5 > $10,000 Deductible 840 12 Stone Siding yes
1983 325,000 Slate Shingles Roof 3,480 5 $5000 to $10,000 Deductible 150 3 Brick siding yes
1994 360,000 Asphalt Shingles Roof 2,830 5 $2500-$5000 Deductible 140 2 Brick siding No
1989 235,000 Shingles Roof 2,510 5 $500- $1000 Deductible 770 10 Brick siding No
1983 240,000 Tile Roof 2,550 5 > $10,000 Deductible 160 4 Fiber-Cement Siding yes
2011 200,000 Tile Roof 1,620 5 $500 Deductible 240 4 Brick siding No
2013 180,000 Slate Shingles Roof 1,850 4 $2500-$5000 Deductible 330 9 Stucco siding No
2014 215,000 Membrane Roof 1,560 3 $2500-$5000 Deductible 200 4 Brick siding No
1998 225,000 Shingles Roof 2,240 4 $500 Deductible 290 6 Fiber-Cement Siding No
2001 200,000 Metal Roof 2,040 3 $500- $1000 Deductible 410 7 Brick siding No
1987 170,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 280 9 Fiber-Cement Siding yes
1995 195,000 Slate Shingles Roof 1,400 3 $2500-$5000 Deductible 370 9 Wood siding yes
1982 200,000 Wood Shake Roof 1,820 3 > $10,000 Deductible 60 2 Vinyl siding No
1986 155,000 Shingles Roof 1,230 3 $1000-$2500 Deductible 200 4 Fiber-Cement Siding yes
1984 265,000 Tile Roof 1,910 3 > $10,000 Deductible 110 5 Wood siding yes
2002 220,000 Wood Shake Roof 2,170 4 $2500-$5000 Deductible 420 8 Brick siding yes
2003 620,000 Shingles Roof 4,650 5 $5000 to $10,000 Deductible 1050 10 Wood siding No
2007 280,000 Asphalt Shingles Roof 2,780 4 $5000 to $10,000 Deductible 140 3 Fiber-Cement Siding No

Find Visual Guide for Orem, UT Home Insurance Buyers on Insurance Companies and Rates