Oregon, WI homeowners insurance is nearly $569 to $776, about $47-$64/month. Our detailed research shows customers can save upto $269 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Oregon, WI Home Value | Total Homes | % of Total | Average Oregon, WI Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 44 | 1.0% | $74 |
| $100,000 to $124,999 | 75 | 3.0% | $323 |
| $125,000 to $149,999 | 114 | 4.0% | $410 |
| $150,000 to $174,999 | 231 | 9.0% | $484 |
| $175,000 to $199,999 | 436 | 17.0% | $558 |
| $200,000 to $249,999 | 708 | 29.0% | $673 |
| $250,000 to $299,999 | 510 | 21.0% | $821 |
| $300,000 to $399,999 | 270 | 11.0% | $1043 |
| Home Insurance Company Near Oregon, WI | Homeowners Insurance Agency Near Oregon, WI | Address |
|---|---|---|
| NA | Schwarz Insurance Agency Inc.-Madison | 6609 University Ave. Middleton, City of Middleton, WI, 53562 |
| Travelers | Hoberg Insurance Group Llc | 101 S MAIN ST, OCONOMOWOC, WI, 53066 |
| Allstate | Isc Inc Dba In Ser | 117 Oak Ridge Court, Watertown, WI, 53094 |
| State Farm | Mary Wyttenbach | 1302 20th Ave, Monroe, WI, 53566-2159 |
| Erie | R & S Insurance Inc. | 1520 E Vernon Street, Stoughton, WI, 53589 |
| Streets in Oregon Area | Homeowners Insurance Cost |
|---|---|
| Madsen Cir, Braun Rd, Swallowtail Dr, Peregrine Trl, Chelsea Ct, N Oak St, Brynhill Dr, N Bergamont Blvd, Hayler Ct, Fawn Dr | $679 |
| Alpine Meadow Cir, Oakmont St, Oak Hill Rd, Dewey St, Pine Way, Glen Haven Ct, S Burr Oak Ave, Autumn Woods Ln, N Woods Edge Dr, Butternut Dr | $679 |
| Inverness Cir, Interlachen Ave, Foxrun Ct, Ellen Ct, Birch Ct, Roosevelt St, Cattail Ln, W Netherwood Rd, Landover Dr, Liliana Ter | $665 |
| Fincastle St, Veldor St, Carter St, Cledel St, Jenna Ct, Rinpoche Ln, Longwood Dr, Nicole Cir, Sand Hill Rd, Williamsburg Rd | $682 |
| Caine Rd, Windward Way, Maxwell St, Gail Ct, Glenway Rd, Co Rd CC, Elliott Ln, Union Rd, Charles Ct, Janesville St | $680 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Oregon | $100 to $103 |
| Fitchburg | $103 |
| Rutland | $104 |
| Montrose | $102 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fitchburg city, Wisconsin | $103 | $137 | $206 |
| Dunn town, Dane County, Wisconsin | $104 | $138 | $207 |
| Rutland town, Dane County, Wisconsin | $104 | $139 | $209 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Oregon, WI | 3.3% | 9.7% |
| Fitchburg | 3.03% | 8.14% |
| Dunn | 3.07% | 9.4% |
| Rutland | 3.01% | 10.58% |
| Oregon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 50 | 5.0% | $1217 |
| $500 to $749 | 351 | 35.0% | $1892 |
| $750 to $999 | 200 | 20.0% | $2642 |
| $1,000 to $1,499 | 334 | 33.0% | $3767 |
| $1,500 or more | 55 | 5.0% | $5417 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Oregon Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,200 | $7,600 |
| Net Savings to Oregon Home Owner from High Deductible Plan | $600 | |
| Scenario | Oregon, WI Home Replacement Value MORE than Home Value | Oregon, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $260,000 | $196,500 |
| Insurance Premium based on Replacement Value | $900 | $675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,000 | Risk Exposure from Under Insuring Coverage is $41,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | Amica Mutual Insurance Company | Farmers Insurance | American Family Insurance |
| Monthly Premium | 46 | 102 | 68 |
| Year Built | 2006 | 1992 | 1941 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $300000-$350000 | $300000-$350000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2013 | 235,000 | Shingles Roof | 1,980 | 3 | > $10,000 Deductible | 90 | 2 | Wood siding | yes |
| 2014 | 155,000 | Tile Roof | 1,350 | 3 | $2500-$5000 Deductible | 200 | 6 | Vinyl siding | yes |
| 1997 | 140,000 | Slate Shingles Roof | 1,430 | 3 | $500- $1000 Deductible | 260 | 6 | Stucco siding | yes |
| 1996 | 150,000 | Composition Roof | 1,410 | 3 | $2500-$5000 Deductible | 260 | 7 | Vinyl siding | yes |
| 2009 | 265,000 | Wood Shake Roof | 1,880 | 4 | $500- $1000 Deductible | 320 | 4 | Vinyl siding | No |
| 1993 | 615,000 | Wood Shake Roof | 4,830 | 5 | $500- $1000 Deductible | 1010 | 5 | Vinyl siding | No |
| 2000 | 245,000 | Slate Shingles Roof | 1,660 | 4 | $1000-$2500 Deductible | 450 | 6 | Stone Siding | No |
| 1942 | 275,000 | Slate Shingles Roof | 2,210 | 4 | $1000-$2500 Deductible | 550 | 8 | Fiber-Cement Siding | No |
| 1943 | 200,000 | Shingles Roof | 1,550 | 5 | $5000 to $10,000 Deductible | 50 | 1 | Brick siding | yes |
| 1996 | 375,000 | Metal Roof | 2,580 | 4 | $500- $1000 Deductible | 950 | 9 | Stone Siding | yes |
| 2014 | 265,000 | Shingles Roof | 2,420 | 4 | $500- $1000 Deductible | 380 | 6 | Stone Siding | yes |
| 2013 | 125,000 | Composition Roof | 1,220 | 3 | $500- $1000 Deductible | 300 | 8 | Brick siding | yes |
| 2011 | 230,000 | Wood Shake Roof | 1,890 | 5 | $500- $1000 Deductible | 400 | 7 | Wood siding | yes |
| 2011 | 555,000 | Shingles Roof | 4,780 | 5 | $500 Deductible | 1940 | 9 | Stone Siding | No |
| 2014 | 285,000 | Asphalt Shingles Roof | 2,170 | 4 | $5000 to $10,000 Deductible | 70 | 1 | Vinyl siding | yes |
| 1989 | 300,000 | Slate Shingles Roof | 2,160 | 3 | > $10,000 Deductible | 300 | 5 | Brick siding | yes |
| 1983 | 250,000 | Asphalt Shingles Roof | 1,840 | 3 | $5000 to $10,000 Deductible | 170 | 4 | Wood siding | No |
| 2013 | 335,000 | Membrane Roof | 3,180 | 4 | $500 Deductible | 130 | 1 | Vinyl siding | No |
| 1949 | 620,000 | Slate Shingles Roof | 4,440 | 5 | $5000 to $10,000 Deductible | 630 | 5 | Vinyl siding | No |
| 1989 | 295,000 | Composition Roof | 2,060 | 3 | $500 Deductible | 620 | 8 | Vinyl siding | yes |
| 1944 | 305,000 | Metal Roof | 2,800 | 5 | $500- $1000 Deductible | 600 | 8 | Stone Siding | No |
| 2014 | 365,000 | Membrane Roof | 2,750 | 4 | $1000-$2500 Deductible | 580 | 5 | Vinyl siding | No |
| 1983 | 200,000 | Membrane Roof | 1,690 | 3 | $5000 to $10,000 Deductible | 340 | 9 | Stucco siding | No |
| 1987 | 365,000 | Composition Roof | 2,740 | 5 | $500- $1000 Deductible | 1100 | 12 | Vinyl siding | No |
| 1990 | 320,000 | Wood Shake Roof | 2,730 | 5 | $500- $1000 Deductible | 910 | 7 | Stucco siding | No |
| 1944 | 215,000 | Membrane Roof | 1,560 | 3 | $2500-$5000 Deductible | 500 | 8 | Brick siding | No |
| 1946 | 605,000 | Tile Roof | 4,850 | 5 | $500 Deductible | 670 | 3 | Fiber-Cement Siding | yes |
| 2011 | 210,000 | Shingles Roof | 2,000 | 5 | $500 Deductible | 550 | 8 | Stucco siding | No |
| 2010 | 475,000 | Slate Shingles Roof | 4,220 | 5 | $5000 to $10,000 Deductible | 530 | 5 | Wood siding | No |
| 1998 | 225,000 | Shingles Roof | 1,820 | 3 | $500- $1000 Deductible | 620 | 9 | Stone Siding | yes |
| 1982 | 225,000 | Membrane Roof | 2,140 | 4 | > $10,000 Deductible | 80 | 2 | Fiber-Cement Siding | No |
| 1994 | 350,000 | Slate Shingles Roof | 3,030 | 4 | $1000-$2500 Deductible | 890 | 10 | Stucco siding | No |
| 2008 | 240,000 | Shingles Roof | 1,660 | 4 | $500 Deductible | 440 | 5 | Stone Siding | No |
| 1991 | 210,000 | Asphalt Shingles Roof | 2,150 | 3 | $500- $1000 Deductible | 760 | 12 | Brick siding | No |