Oregon Insurance Rates:

Oregon, WI homeowners insurance is nearly $569 to $776, about $47-$64/month. Our detailed research shows customers can save upto $269 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Oregon, WI Homeowners Insurance By Home Value

Oregon, WI Home Value Total Homes % of Total Average Oregon, WI Homeowners Insurance
Less than $50,000 44 1.0% $74
$100,000 to $124,999 75 3.0% $323
$125,000 to $149,999 114 4.0% $410
$150,000 to $174,999 231 9.0% $484
$175,000 to $199,999 436 17.0% $558
$200,000 to $249,999 708 29.0% $673
$250,000 to $299,999 510 21.0% $821
$300,000 to $399,999 270 11.0% $1043

Top Home Insurance Agents Near Oregon, WI

Home Insurance Company Near Oregon, WI Homeowners Insurance Agency Near Oregon, WI Address
NA Schwarz Insurance Agency Inc.-Madison 6609 University Ave. Middleton, City of Middleton, WI, 53562
Travelers Hoberg Insurance Group Llc 101 S MAIN ST, OCONOMOWOC, WI, 53066
Allstate Isc Inc Dba In Ser 117 Oak Ridge Court, Watertown, WI, 53094
State Farm Mary Wyttenbach 1302 20th Ave, Monroe, WI, 53566-2159
Erie R & S Insurance Inc. 1520 E Vernon Street, Stoughton, WI, 53589

Cost Of Homeowners Insurance By Street Near Oregon, WI

Streets in Oregon Area Homeowners Insurance Cost
Madsen Cir, Braun Rd, Swallowtail Dr, Peregrine Trl, Chelsea Ct, N Oak St, Brynhill Dr, N Bergamont Blvd, Hayler Ct, Fawn Dr$679
Alpine Meadow Cir, Oakmont St, Oak Hill Rd, Dewey St, Pine Way, Glen Haven Ct, S Burr Oak Ave, Autumn Woods Ln, N Woods Edge Dr, Butternut Dr$679
Inverness Cir, Interlachen Ave, Foxrun Ct, Ellen Ct, Birch Ct, Roosevelt St, Cattail Ln, W Netherwood Rd, Landover Dr, Liliana Ter$665
Fincastle St, Veldor St, Carter St, Cledel St, Jenna Ct, Rinpoche Ln, Longwood Dr, Nicole Cir, Sand Hill Rd, Williamsburg Rd$682
Caine Rd, Windward Way, Maxwell St, Gail Ct, Glenway Rd, Co Rd CC, Elliott Ln, Union Rd, Charles Ct, Janesville St$680

Oregon, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Oregon$100 to $103
Fitchburg$103
Rutland$104
Montrose$102

Oregon, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fitchburg city, Wisconsin $103 $137 $206
Dunn town, Dane County, Wisconsin $104 $138 $207
Rutland town, Dane County, Wisconsin $104 $139 $209

Oregon, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Oregon, WI3.3%9.7%
Fitchburg3.03%8.14%
Dunn3.07%9.4%
Rutland3.01%10.58%

Oregon Renters Insurance as a Percentage of Rent

Oregon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 50 5.0% $1217
$500 to $749 351 35.0% $1892
$750 to $999 200 20.0% $2642
$1,000 to $1,499 334 33.0% $3767
$1,500 or more 55 5.0% $5417

Oregon, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Oregon Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Oregon Home Owner from High Deductible Plan $600

Oregon, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Oregon, WI Home Replacement Value MORE than Home Value Oregon, WI Home Replacement Value LESS than Home Value
Replacement Value $260,000 $196,500
Insurance Premium based on Replacement Value $900 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Oregon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceAmerican Family Insurance
Monthly Premium 4610268
Year Built 200619921941
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Oregon, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 235,000 Shingles Roof 1,980 3 > $10,000 Deductible 90 2 Wood siding yes
2014 155,000 Tile Roof 1,350 3 $2500-$5000 Deductible 200 6 Vinyl siding yes
1997 140,000 Slate Shingles Roof 1,430 3 $500- $1000 Deductible 260 6 Stucco siding yes
1996 150,000 Composition Roof 1,410 3 $2500-$5000 Deductible 260 7 Vinyl siding yes
2009 265,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 320 4 Vinyl siding No
1993 615,000 Wood Shake Roof 4,830 5 $500- $1000 Deductible 1010 5 Vinyl siding No
2000 245,000 Slate Shingles Roof 1,660 4 $1000-$2500 Deductible 450 6 Stone Siding No
1942 275,000 Slate Shingles Roof 2,210 4 $1000-$2500 Deductible 550 8 Fiber-Cement Siding No
1943 200,000 Shingles Roof 1,550 5 $5000 to $10,000 Deductible 50 1 Brick siding yes
1996 375,000 Metal Roof 2,580 4 $500- $1000 Deductible 950 9 Stone Siding yes
2014 265,000 Shingles Roof 2,420 4 $500- $1000 Deductible 380 6 Stone Siding yes
2013 125,000 Composition Roof 1,220 3 $500- $1000 Deductible 300 8 Brick siding yes
2011 230,000 Wood Shake Roof 1,890 5 $500- $1000 Deductible 400 7 Wood siding yes
2011 555,000 Shingles Roof 4,780 5 $500 Deductible 1940 9 Stone Siding No
2014 285,000 Asphalt Shingles Roof 2,170 4 $5000 to $10,000 Deductible 70 1 Vinyl siding yes
1989 300,000 Slate Shingles Roof 2,160 3 > $10,000 Deductible 300 5 Brick siding yes
1983 250,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 170 4 Wood siding No
2013 335,000 Membrane Roof 3,180 4 $500 Deductible 130 1 Vinyl siding No
1949 620,000 Slate Shingles Roof 4,440 5 $5000 to $10,000 Deductible 630 5 Vinyl siding No
1989 295,000 Composition Roof 2,060 3 $500 Deductible 620 8 Vinyl siding yes
1944 305,000 Metal Roof 2,800 5 $500- $1000 Deductible 600 8 Stone Siding No
2014 365,000 Membrane Roof 2,750 4 $1000-$2500 Deductible 580 5 Vinyl siding No
1983 200,000 Membrane Roof 1,690 3 $5000 to $10,000 Deductible 340 9 Stucco siding No
1987 365,000 Composition Roof 2,740 5 $500- $1000 Deductible 1100 12 Vinyl siding No
1990 320,000 Wood Shake Roof 2,730 5 $500- $1000 Deductible 910 7 Stucco siding No
1944 215,000 Membrane Roof 1,560 3 $2500-$5000 Deductible 500 8 Brick siding No
1946 605,000 Tile Roof 4,850 5 $500 Deductible 670 3 Fiber-Cement Siding yes
2011 210,000 Shingles Roof 2,000 5 $500 Deductible 550 8 Stucco siding No
2010 475,000 Slate Shingles Roof 4,220 5 $5000 to $10,000 Deductible 530 5 Wood siding No
1998 225,000 Shingles Roof 1,820 3 $500- $1000 Deductible 620 9 Stone Siding yes
1982 225,000 Membrane Roof 2,140 4 > $10,000 Deductible 80 2 Fiber-Cement Siding No
1994 350,000 Slate Shingles Roof 3,030 4 $1000-$2500 Deductible 890 10 Stucco siding No
2008 240,000 Shingles Roof 1,660 4 $500 Deductible 440 5 Stone Siding No
1991 210,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 760 12 Brick siding No