Orchards Insurance Rates:

Orchards, WA homeowners insurance is roughly $499 to $675, about $41-$56/month. Our complete research indicates shoppers can save as much as $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
Their website is very organized and does not have a lot of problems. everything is fairly easy to get to and if you need help, there is always a chat box.
Allstate
Allstate insurance can be difficult to contact during certain times of the year. an e-mail can take up to five days for a response.
American Family
In 2010, my home was hit by a tornado. this is an experience i would not wish upon anyone, but having american family insurance as my provider made the experience run smoothly. immediately after the disaster, american family insurance was at our site assessing the damage. american family insurance was very attentive to our needs and immediately arranged for a hotel for my family to stay in.
Allstate
I love their service and their attitudes towards customers. They do a great job with dealing with all of my claims and questions.
Liberty Mutual
I don't have to sit on hold forever when I call them, they are very communicative. They answer calls quickly as well as emails and keep things simple.
Allstate
The website is easy to use and navigate and even those who aren't tech savvy would have no trouble with it. One thing that peeved me though is that you can't get a direct quote from the site, you always seem to have to go through an agent and be pressured and listen to their sales pitch.
Allstate
I compared Allstate to Liberty Mutual and it was about half the cost. The agent went line by line through my policy and coverage.

Orchards, WA Homeowners Insurance By Home Value

Orchards, WA Home Value Total Homes % of Total Average Orchards, WA Homeowners Insurance
Less than $50,000 760 5.0% $70
$50,000 to $59,999 170 1.0% $152
$100,000 to $124,999 687 4.0% $322
$125,000 to $149,999 1,005 7.0% $399
$150,000 to $174,999 2,563 17.0% $475
$175,000 to $199,999 2,159 15.0% $545
$200,000 to $249,999 3,920 27.0% $663
$250,000 to $299,999 1,642 11.0% $810
$300,000 to $399,999 1,219 8.0% $1027

Top Home Insurance Agents Near Orchards, WA

Home Insurance Company Near Orchards, WA Homeowners Insurance Agency Near Orchards, WA Address
State Farm Becky Delacruz 9020 SW Washngtn Sq Rd Ste 150, Tigard, OR, 97223-4433
Allstate Burlie Lang 22271 NW Imbrie Dr Bldg B, Hillsboro, OR, 97124
Liberty Mutual Independent P.I.A. Pacific Northwest Insurance Services 3205 NE 78TH ST, VANCOUVER, WA, 98665
Travelers Sunset Corridor Insurance Services Inc 17933 NW EVERGREEN PKWY STE 350, BEAVERTON, OR, 97006
Travelers West Coast Insurance Llc 4905 GRIFFITH DR SW STE 203, BEAVERTON, OR, 97005

Cost Of Homeowners Insurance By Street Near Orchards, WA

Streets in Orchards Area Homeowners Insurance Cost
NE 73rd Cir, NE 66th Way, NE 118th Ct, NE 73rd Ct, NE 182nd Ct, NE 43rd Cir, NE 74th Cir, NE 79th Cir, NE 79th Cir, NE 193rd Ct$606
NE 145th Pl, NE Wildrose Dr, NE Morrow Rd, NE 38th Cir, NE 83rd Way, NE 36th Way, NE 186th Pl, NE Covington Rd, NE 118th Ct, NE 55th Cir$608
NE 63rd Cir, NE 73rd Ct, NE 92nd Ct, NE Covington Rd, NE Columbine Dr, NE 74th Ave, NE 44th St Private Rd, NE 143rd Ct, NE Delancey Ct, NE 92nd Ct$584
NE 163rd Ct, NE Meadows Dr, NE 101st Way, NE 174th Ave, N E 84th Ave, 40th Cir, NE 183rd Ct, NE 78th Cir, NE 86th Cir, NE 144th Ct$610
NE 86th Cir, NE 164th Ct, NE 78th Way, NE Vancouver Mall Dr, NE 82nd Ct, NE 185th Ct, NE 65th Cir, NE 144th Ct, NE 160th Ct, NE 84th Loop$579

Orchards, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orchards$87 to $90
Five Corners$88
Brush Prairie$90
Barberton$91

Orchards, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Five Corners CDP, Washington $74 $98 $147
Walnut Grove CDP, Washington $74 $98 $147
Minnehaha CDP, Washington $74 $98 $147

Orchards, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orchards, WA3.0%10.6%
Five Corners2.96%10.35%
Walnut Grove3.01%10.37%
Minnehaha3.05%11.12%

Orchards Renters Insurance as a Percentage of Rent

Orchards Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 181 2.0% $1250
$500 to $749 928 11.0% $1925
$750 to $999 2,352 28.0% $2675
$1,000 to $1,499 3,484 42.0% $3800
$1,500 or more 1,070 13.0% $5450

Orchards, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Orchards Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Orchards Home Owner from High Deductible Plan $800

Orchards, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orchards, WA Home Replacement Value MORE than Home Value Orchards, WA Home Replacement Value LESS than Home Value
Replacement Value $270,500 $174,500
Insurance Premium based on Replacement Value $950 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $62,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Orchards Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 484285
Year Built 199719862006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$500000-$600000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Orchards, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 360,000 Shingles Roof 2,780 4 $2500-$5000 Deductible 180 2 Stucco siding yes
2002 375,000 Composition Roof 2,780 5 $2500-$5000 Deductible 60 1 Brick siding yes
2010 200,000 Slate Shingles Roof 1,620 3 $500 Deductible 500 9 Stucco siding yes
2011 270,000 Metal Roof 2,180 3 > $10,000 Deductible 340 10 Stucco siding yes
2009 285,000 Tile Roof 2,260 3 $1000-$2500 Deductible 580 8 Brick siding No
1989 390,000 Shingles Roof 4,200 5 $500- $1000 Deductible 180 2 Fiber-Cement Siding No
2010 190,000 Shingles Roof 1,610 3 $5000 to $10,000 Deductible 220 8 Brick siding No
1996 385,000 Membrane Roof 3,560 5 $1000-$2500 Deductible 210 3 Wood siding yes
1982 195,000 Membrane Roof 1,910 4 $5000 to $10,000 Deductible 280 9 Wood siding No
1991 565,000 Shingles Roof 4,580 5 $5000 to $10,000 Deductible 900 12 Wood siding yes
2011 230,000 Shingles Roof 2,280 5 $2500-$5000 Deductible 380 9 Vinyl siding yes
1985 245,000 Wood Shake Roof 2,740 4 $5000 to $10,000 Deductible 60 2 Brick siding yes
1995 260,000 Composition Roof 2,670 5 $2500-$5000 Deductible 470 10 Fiber-Cement Siding yes
1980 625,000 Composition Roof 4,830 5 $2500-$5000 Deductible 820 8 Wood siding yes
1985 195,000 Wood Shake Roof 1,910 3 $1000-$2500 Deductible 130 4 Stucco siding No
2010 245,000 Wood Shake Roof 2,100 3 $1000-$2500 Deductible 390 7 Fiber-Cement Siding yes
1983 255,000 Metal Roof 1,900 4 > $10,000 Deductible 370 9 Brick siding yes
1999 215,000 Composition Roof 2,300 3 $500 Deductible 60 1 Vinyl siding yes
1983 215,000 Shingles Roof 1,900 4 $5000 to $10,000 Deductible 220 7 Vinyl siding No
1995 195,000 Tile Roof 1,930 5 $5000 to $10,000 Deductible 180 8 Stone Siding yes
2014 230,000 Metal Roof 2,020 4 $500 Deductible 460 7 Wood siding No
1985 360,000 Slate Shingles Roof 3,050 5 > $10,000 Deductible 400 10 Wood siding yes
1993 575,000 Composition Roof 4,680 5 $2500-$5000 Deductible 880 7 Wood siding yes
2011 320,000 Tile Roof 3,150 4 $1000-$2500 Deductible 490 6 Wood siding yes
2010 350,000 Shingles Roof 2,960 4 $500- $1000 Deductible 610 6 Vinyl siding No
2014 280,000 Tile Roof 2,260 4 $2500-$5000 Deductible 130 3 Wood siding yes
1998 355,000 Wood Shake Roof 2,710 4 $500 Deductible 440 6 Stone Siding No
2011 235,000 Wood Shake Roof 2,080 3 $500 Deductible 300 5 Vinyl siding No
1987 270,000 Membrane Roof 2,490 4 $5000 to $10,000 Deductible 590 12 Fiber-Cement Siding yes
2009 550,000 Wood Shake Roof 4,630 5 $5000 to $10,000 Deductible 360 4 Vinyl siding yes
2005 190,000 Metal Roof 2,060 3 $1000-$2500 Deductible 40 1 Brick siding No