Orangetown Insurance Rates:

Orangetown, NY homeowners insurance is roughly $563 to $764, about $46-$63/month. Our in depth guide reveals consumers can save upto $265 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I had a pleasant experience, as they give 100% respond to whatever issue arises. I enjoy a lot of offer ever since have register with them.
Usaa
Usaa is generally quick to respond to you when you have questions or want to discuss the features of your policy.
Allstate
Pretty standard premium and deductible, I have not researched enough companies over the years to compare the options. They did offer to group the policy with auto.
Allstate
I had went through several hurricanes, in over 10 years. I only had to make claim and they made it easy and painless. So i am as satisfied as i can be. 5
State Farm
They check in with me on a quarterly basis for all of my insurance needs, to see if something has changed, etc....
Erie Insurance
The one time i submitted a claim, erie steered me to using their preferred contractor for the home repairs associated with the claim. however, the contractor did not meet my standards for quality and even caused additional damages in small ways.
Usaa
The company's positives outweigh the negatives and i have the peace of mind that if i do ever need to file a claim they will by helpful and quick.
Usaa
There is always someone available if I have questions or concerns. I wish they all were able to help on the phone though, generally, issues need to go above the persons that you are speaking to making the process a little lengthier than it needs to be.
Usaa
The website can be accessed through the same portal as the credit card, which is convenient. It can be a bit difficult to find the exact information you are looking for.
Usaa
I like USAA because they offer great customer service and really good rates. I'm confident that they will stand up to their end of the deal.
Liberty Mutual
The app is the most user-friendly app I've encountered. I love that I can access all of my policy documents on the app and send them out via email if needed. The coverage calculator tool is great for assessing if we need more or less coverage. I also love that I can add items to my policy right from their site/app.
Allstate
Insurance is always more expensive than it's worth, but Allstate was the best I was able to find when combined with my vehicles.

Orangetown, NY Homeowners Insurance By Home Value

Orangetown, NY Home Value Total Homes % of Total Average Orangetown, NY Homeowners Insurance
Less than $50,000 186 5.0% $33
$50,000 to $59,999 59 1.0% $66
$80,000 to $89,999 36 1.0% $112
$150,000 to $174,999 142 4.0% $218
$175,000 to $199,999 36 1.0% $251
$200,000 to $249,999 278 8.0% $304
$250,000 to $299,999 359 11.0% $371
$300,000 to $399,999 2,012 63.0% $477

Top Home Insurance Agents Near Orangetown, NY

Home Insurance Company Near Orangetown, NY Homeowners Insurance Agency Near Orangetown, NY Address
NA Mainland Insurance Agency Inc 3307 73 Street Jackson Heights, NYC, NY, 11372
Allstate Bobby Singh 120-20 101st Ave, South Richmond Hill, NY, 11419
Allstate Erica Sanginito 700 N Broadway, White Plains, NY, 10603
Travelers Fida Insurance Group 244 MONROE TPKE, MONROE, CT, 6468
State Farm Jennifer Storm 1044 Suffolk Ave, Brentwood, NY, 11717-4504

Orangetown, NY Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Orangetown, NY

Streets in Orangetown Area Homeowners Insurance Cost
Co Rd 8, Cedar Hill Ave, Rte 9w, Rockland Garden Apartment, Brandywine Dr, S Henry St, Hobbs Dr, E 704th St, Knight Ct, Lapin Ln$669
Mc Kinley St, Bradley Pkwy, Michael Dr, Gesner Ave, Haven Ter, Harold St, Fern Rd, Post Ln, Overlook Cir, Penn Ct$675
Magnolia Ave S, Co Rd 26, W Park Ave, Ahlmeyer Dr, Peach St, Bauer St, Lanram Rd, White Ave, 2nd Ave, Henry St$673
Braunsdorf Rd, 1st Ave, Pine Tree Ln, Prior Ct, Colonial Ct, Blaisdell Rd, Greenbush Rd, Blair Ct, Sergeant Hartz Dr, S Serven St$658
Fern Oval E, Paul Ct, Lark St, Queens Ct, Orchard Dr, Filmore St, Kingswood Dr, East Rd, Palisades Interstate Pkwy, Virginia St$676

Orangetown, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orangetown$99 to $101
Orangeburg$99
Blauvelt$100
Grand View-on-Hudson$113

Orangetown, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Orangeburg CDP, New York $83 $110 $165
Blauvelt CDP, New York $84 $111 $167
Grand View-on-Hudson village, New York $94 $125 $188

Orangetown, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orangetown, NY1.9%5.5%
Orangeburg1.96%5.49%
Blauvelt1.89%5.56%
Grand View-on-Hudson1.57%6.29%

Orangetown Renters Insurance as a Percentage of Rent

Orangetown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 53 1.0% $314
$200 to $299 218 4.0% $764
$300 to $499 228 4.0% $1214
$500 to $749 296 6.0% $1889
$750 to $999 515 11.0% $2639
$1,000 to $1,499 1,367 29.0% $3764
$1,500 or more 1,916 41.0% $5414

Orangetown, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Orangetown Homeowner Insurance Premium Example $5,300$4,700
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $32,500$31,900
Net Savings to Orangetown Home Owner from High Deductible Plan $600

Orangetown, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orangetown, NY Home Replacement Value MORE than Home Value Orangetown, NY Home Replacement Value LESS than Home Value
Replacement Value $527,500 $406,500
Insurance Premium based on Replacement Value $6,225 $4,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,500 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $700/year

Example Orangetown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceGEICO Insurance
Monthly Premium 303217184
Year Built 196819781944
Home Details 5 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$300000-$350000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Orangetown, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 405,000 Shingles Roof 1,640 5 $2500-$5000 Deductible 1310 4 Vinyl siding yes
1946 745,000 Tile Roof 3,780 5 > $10,000 Deductible 620 2 Stucco siding No
1969 355,000 Membrane Roof 1,500 2 $2500-$5000 Deductible 940 4 Brick siding No
1949 625,000 Asphalt Shingles Roof 2,310 3 $500- $1000 Deductible 6280 10 Stucco siding yes
1978 270,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 900 7 Fiber-Cement Siding yes
1961 455,000 Asphalt Shingles Roof 1,710 4 $500- $1000 Deductible 3410 10 Stone Siding yes
1940 530,000 Composition Roof 2,740 4 $500- $1000 Deductible 3560 9 Wood siding yes
1941 660,000 Asphalt Shingles Roof 2,740 4 $5000 to $10,000 Deductible 1770 7 Stucco siding yes
1975 380,000 Asphalt Shingles Roof 2,030 5 $2500-$5000 Deductible 2740 12 Stucco siding yes
1971 435,000 Metal Roof 2,320 4 $500- $1000 Deductible 1250 4 Fiber-Cement Siding yes
1976 280,000 Composition Roof 1,280 2 $2500-$5000 Deductible 1310 9 Fiber-Cement Siding yes
1970 805,000 Shingles Roof 3,520 5 $1000-$2500 Deductible 3210 4 Vinyl siding yes
1973 540,000 Asphalt Shingles Roof 2,310 3 $1000-$2500 Deductible 1110 3 Brick siding yes
1973 420,000 Wood Shake Roof 1,630 2 $5000 to $10,000 Deductible 2000 9 Brick siding No
1975 820,000 Asphalt Shingles Roof 3,160 4 $5000 to $10,000 Deductible 5420 10 Vinyl siding yes
1962 485,000 Slate Shingles Roof 1,900 3 > $10,000 Deductible 520 3 Brick siding No
1978 695,000 Membrane Roof 2,600 4 $5000 to $10,000 Deductible 1530 4 Stucco siding No
1978 360,000 Shingles Roof 1,810 3 $500 Deductible 2150 10 Stucco siding yes
1970 785,000 Membrane Roof 4,020 5 > $10,000 Deductible 940 2 Fiber-Cement Siding yes
1942 795,000 Metal Roof 3,620 5 $500 Deductible 9600 12 Stucco siding yes
1968 320,000 Membrane Roof 1,310 2 $5000 to $10,000 Deductible 1610 8 Vinyl siding yes
1960 555,000 Tile Roof 2,220 3 > $10,000 Deductible 2050 8 Fiber-Cement Siding No
1975 300,000 Tile Roof 1,220 3 $2500-$5000 Deductible 1160 7 Stucco siding No
1975 930,000 Shingles Roof 3,360 4 $500 Deductible 1720 2 Brick siding No
1946 660,000 Wood Shake Roof 2,700 4 $500- $1000 Deductible 3510 7 Stone Siding No
1974 635,000 Composition Roof 2,410 5 $500- $1000 Deductible 4690 8 Brick siding yes
1972 795,000 Tile Roof 3,670 5 $1000-$2500 Deductible 5980 10 Stucco siding yes
1949 700,000 Metal Roof 3,030 5 $5000 to $10,000 Deductible 3570 9 Vinyl siding No
1972 480,000 Metal Roof 2,550 4 $500 Deductible 4280 9 Brick siding No
1978 400,000 Tile Roof 2,110 3 $5000 to $10,000 Deductible 2220 9 Stucco siding yes
1979 720,000 Wood Shake Roof 2,870 5 $1000-$2500 Deductible 4870 7 Vinyl siding No
1947 380,000 Slate Shingles Roof 1,470 2 $2500-$5000 Deductible 450 2 Vinyl siding No
1979 355,000 Shingles Roof 1,320 2 $1000-$2500 Deductible 2900 12 Stone Siding yes
1976 220,000 Asphalt Shingles Roof 1,130 2 $5000 to $10,000 Deductible 1090 10 Stone Siding No

How To Make Your Orangetown, NY Home Insurance Cheaper

How Much Does Orangetown, NY Home Insurance Cost?