Orangeburg Insurance Rates:

Orangeburg, SC homeowners insurance is approximately $675 to $920, about $56-$76/month. Our detailed analysis shows customers can save upto $319 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I don't like some of the ads they have on tv. while funny, they sometimes don't actually relate to the product. while it is relatively inexpensive, it would probably be cheaper if they didn't waste money putting lizards on tv.
State Farm
I also like the options and the levels of coverage offered by our insurance company. i like that we can choose our options.
South Carolina Home Insurance
My insurance is the best insurance! best flood and weather watch insurance! protect your stuff!! i lost my house back in 2014 and they gave me my money back! hardcore parkour!
Aflac
Each and every time I have had to call my insurance agent, even for simple questions, I have been able to speak directly to him. No machines. I love that.
State Farm
It's raising rates for no reason. It is now higher than my previous company. It is not making more effort to lower my rates. It should look for the benefit of its customers.
Geico
I HAVE NEVER HAD ANY CLAIMS WITH MY INSURANCE COMPANY SO I CAN'T SAY TOO MUCH. HOWEVER, THEY WERE VERY NICE WHEN I ENROLLED WITH THEIR COMPANY. I HAD TO MAKE SOME CHANGES IN MY ACCOUNT (CHECKING ACCOUNT NUMBERS) AND THEY UNDERSTOOD.
State Farm
I really don't like that the claim department seems so different from my local office. When I call in it’s always someone with an attitude telling me there’s nothing they can do to help. I've been hot whole parked a few times and it always seems to me that they only want money from me.
Allstate
If I call them for something I need they are great. The also abuse channels of communication for spam and advertising. I get annoyed with this.

Orangeburg, SC Homeowners Insurance By Home Value

Orangeburg, SC Home Value Total Homes % of Total Average Orangeburg, SC Homeowners Insurance
Less than $50,000 1,663 19.0% $183
$50,000 to $59,999 418 4.0% $383
$60,000 to $69,999 467 5.0% $478
$70,000 to $79,999 554 6.0% $550
$80,000 to $89,999 623 7.0% $622
$90,000 to $99,999 395 4.0% $702
$100,000 to $124,999 780 9.0% $813
$125,000 to $149,999 893 10.0% $1013
$150,000 to $174,999 863 10.0% $1197
$175,000 to $199,999 673 7.0% $1388
$200,000 to $249,999 470 5.0% $1667
$250,000 to $299,999 241 2.0% $2034
$300,000 to $399,999 411 4.0% $2585

Top Home Insurance Agents Near Orangeburg, SC

Home Insurance Company Near Orangeburg, SC Homeowners Insurance Agency Near Orangeburg, SC Address
NA Midlands Insurance Center, Inc. 308 Columbia Ave, Lexington, SC, 29072
NA Sarah Judy's Ins Agency 3090 Jefferies Hwy , Walterboro, SC, 29488
NA M&P Specialty Insurance 1179 Sunset Blvd West Columbia, West Columbia, SC, 29171
Travelers Santee Insurance Center Inc 8812 OLD NUMBER 6 HWY, SANTEE, SC, 29142
State Farm Scott Amick 4574 Sunset Blvd, Lexington, SC, 29072-9250

Cost Of Homeowners Insurance By Street Near Orangeburg, SC

Streets in Orangeburg Area Homeowners Insurance Cost
State Rd S-38-932, Yvette Rd, Jade Cir, Co Rd O C - 4259, Lakeside Dr, Blair Ln, Payton Cir, Anne Ln, Pine Loop Cir, Oc 4217$784
Stichen Ln, State Rd S-38-205, Westrest Ln, Crossing Cir, Dickson St, State Rd S-38-36, Jackson St, Shulmer Rd, State Rd S-38-50, Trailone St SE$779
Dolly Dr, Melissa Ter, Crab Apple Ln, Grove Park Dr, Hamp Chase Cir, Riley St, State Rd S-38-1098, Bamberg Rd, Braddy St SE, Aaron St$786
Berrywood Rd, Cluster Ct, Valerie Dr, State Rd S-38-797, State Rd S-38-324, O C 4102, Lakeview Dr, Belle Ter, Retreat Ln, Oak St$786
State Rd S-38-1427, Jake Rd, Barrington Dr, Riverside Dr SW, Alether St, Dorchester St SE, Foot Way, State Rd S-38-715, Chatterbox Cir, Bariboo Rd$782
Airy Hall Dr, Grambling Ln, Little St, Flamingo Dr, State Rd S-9-29, Crawford St, Raysor St, Harleywood Dr, Charleston Hwy, Monticello Rd$823
Bull St, Voyager Rd, O C 4109, State Rd S-38-60, Craven Ln, Frolic Meadows Ln, Whitman St SE, State Rd S-38-25, 1675, Tolly Ganly Cir$777
Windy Dr, Partridge Rd NW, Deer Crossing Rd, Fersner St, Lewis Dunton St, Amherst St, State Rd S-38-900, State Rd S-38-800, Fortune Rd, Meadowlark Ln$773
Southland Rd SW, Zeigler St NW, Brentwood Dr, Whitetail Ln, Express Ln, Woodridge Ln, State Rd S-38-1134, State Rd S-38-1102, Sunnyside St, Belton Dr$780
New Hope Rd, Tillson Ln, Aundria Rd, S Briarcliffe Dr, Nottingham St, Watch Rd, Spring St, Clearview St, Lyons Rd SW, Dantzler St$770

Orangeburg, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orangeburg$118 to $120
Wilkinson Heights$116
Brookdale$117
Orangeburg County$118

Orangeburg, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilkinson Heights CDP, South Carolina $97 $129 $194
Brookdale CDP, South Carolina $98 $130 $195
Orangeburg County, South Carolina $98 $131 $196

Orangeburg, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orangeburg, SC6.0%20.2%
Wilkinson Heights7.13%19.97%
Brookdale6.34%22.17%
Orangeburg County6.6%19.06%

Orangeburg Renters Insurance as a Percentage of Rent

Orangeburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 179 3.0% $352
$200 to $299 259 4.0% $802
$300 to $499 1,100 20.0% $1252
$500 to $749 1,897 34.0% $1927
$750 to $999 1,501 27.0% $2677
$1,000 to $1,499 495 9.0% $3802

Orangeburg, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Orangeburg Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,200$11,400
Net Savings to Orangeburg Home Owner from High Deductible Plan $800

Orangeburg, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orangeburg, SC Home Replacement Value MORE than Home Value Orangeburg, SC Home Replacement Value LESS than Home Value
Replacement Value $78,000 $47,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Orangeburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 907794
Year Built 196419902010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$125000-$150000$150000-$175000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Orangeburg, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 325,000 Membrane Roof 4,000 5 $500 Deductible 200 1 Stone Siding No
1973 385,000 Metal Roof 4,640 5 $2500-$5000 Deductible 2040 8 Wood siding yes
1996 250,000 Membrane Roof 3,260 5 $2500-$5000 Deductible 750 8 Brick siding No
1991 350,000 Asphalt Shingles Roof 4,340 5 $1000-$2500 Deductible 1160 6 Stone Siding yes
2010 255,000 Wood Shake Roof 3,280 4 $5000 to $10,000 Deductible 820 8 Wood siding No
1997 120,000 Membrane Roof 1,740 3 $2500-$5000 Deductible 360 7 Stone Siding No
1973 195,000 Metal Roof 2,230 4 $5000 to $10,000 Deductible 630 6 Stone Siding No
1968 135,000 Wood Shake Roof 2,290 3 $500 Deductible 960 9 Fiber-Cement Siding yes
2014 310,000 Slate Shingles Roof 4,080 5 $5000 to $10,000 Deductible 150 1 Fiber-Cement Siding No
1962 100,000 Asphalt Shingles Roof 1,670 3 $2500-$5000 Deductible 560 12 Brick siding No
1971 285,000 Slate Shingles Roof 4,010 5 > $10,000 Deductible 280 3 Stone Siding yes
2002 145,000 Slate Shingles Roof 1,750 3 $500- $1000 Deductible 150 2 Wood siding yes
1992 185,000 Wood Shake Roof 3,040 4 $5000 to $10,000 Deductible 750 9 Brick siding yes
1967 105,000 Asphalt Shingles Roof 1,560 5 $500- $1000 Deductible 990 10 Vinyl siding yes
1987 215,000 Asphalt Shingles Roof 2,830 4 $1000-$2500 Deductible 390 4 Brick siding No
1970 260,000 Slate Shingles Roof 3,360 5 $2500-$5000 Deductible 270 3 Stone Siding yes
1974 195,000 Membrane Roof 3,020 5 $5000 to $10,000 Deductible 80 1 Stone Siding yes
1994 115,000 Membrane Roof 1,630 3 $500 Deductible 580 6 Brick siding No
1992 240,000 Asphalt Shingles Roof 3,110 4 $500- $1000 Deductible 240 2 Stone Siding No
1979 130,000 Wood Shake Roof 1,860 4 $500- $1000 Deductible 700 8 Stucco siding yes
2010 145,000 Membrane Roof 1,800 5 $500- $1000 Deductible 190 3 Stucco siding No
2008 130,000 Tile Roof 2,160 3 $500 Deductible 360 6 Stone Siding No
1972 140,000 Tile Roof 1,900 3 $500 Deductible 1130 9 Vinyl siding yes
1993 155,000 Metal Roof 1,800 3 $5000 to $10,000 Deductible 240 4 Stone Siding yes
1989 365,000 Membrane Roof 4,830 5 $500- $1000 Deductible 2230 10 Wood siding No
1962 115,000 Membrane Roof 1,720 3 $1000-$2500 Deductible 690 8 Stone Siding No
1993 160,000 Membrane Roof 2,680 5 $500 Deductible 510 5 Stone Siding yes