Orange Park, FL homeowners insurance is nearly $1,000 to $1,358, about $83-$113/month. Our thorough analysis reveals consumers can save upto $471 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Orange Park, FL | Homeowners Insurance Agency Near Orange Park, FL | Address |
|---|---|---|
| Travelers | Bates & Hewett Inc | 3400 CRILL AV STE 2, PALATKA, FL, 32177 |
| Travelers | Donovan & Abercrombie Insurance | 6267 DUPONT STATION CT, JACKSONVILLE, FL, 32217 |
| Allstate | Mandy Bowers | 11018 Old Saint Augustine Rd Ste 112, Jacksonville, FL, 32257 |
| Travelers | Suncoast Group Insurance Agency Inc | 166 A1A NORTH STE 215, PONTE VEDRA BEACH, FL, 32082 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fleming Island CDP, Florida | $152 | $203 | $304 |
| Lakeside CDP, Florida | $146 | $195 | $292 |
| Bellair-Meadowbrook Terrace CDP, Florida | $143 | $191 | $286 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange Park, FL | 6.3% | 22.1% |
| Fleming Island | 5.23% | 18.24% |
| Lakeside | 6.99% | 25.04% |
| Bellair-Meadowbrook Terrace | 8.68% | 27.96% |
| Orange Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 89 | 1.0% | $1235 |
| $500 to $749 | 865 | 9.0% | $1910 |
| $750 to $999 | 3,137 | 36.0% | $2660 |
| $1,000 to $1,499 | 3,304 | 38.0% | $3785 |
| $1,500 or more | 1,144 | 13.0% | $5435 |
| Streets in Orange Park Area | Homeowners Insurance Cost |
|---|---|
| Tall Timber Dr, Whipple Ave, George Watson St, Strawflower Ln, Commanche Ct, Papaya Dr N, Golden Bell Ln, Twin Peak Ct, Benjamin Harrison St, Morgan Cir S | $1,170 |
| Carolina Cherry Ct, Bay Cir W, Drummond Ct, Tanglewood Blvd, Old Orange Park Rd, Loring Ave, Ridgeside Ct, Ridgehill Dr, Minorcan St, Orange Ln | $1,174 |
| Merganzer Trl, Red Fox Rd, Allen Ln, Hollow Glen Dr, Clermont Ave S, River Oak Dr, Noel Dr, Southern Links Dr, Mango Dr, Fingal Dr | $1,185 |
| Broadhaven Dr, Horseshoe Bend Rd, Westend Pl, W Dumfries Ct, Hayton Ave, Litchi Ct, Ridgetop Ct, Alpha Ct, Slash Pine Ct, Flock Ct | $1,188 |
| Heather Way, Gail Ct, Diana Dr, Lester Dr, Leo Ct, Blue Bird Run E, Bent Pine Ct, Twin Oak Dr E, Village Square Pkwy, Fairway Oaks Dr | $1,197 |
| Debbie Ln, Cobblestone Dr, Gemini Ct, Filmore St, Botany St, Blue Jack Ct, Edward Rutledge St, Stiles Ave, Manucy Ct, Acorn Manor | $1,173 |
| Astor St, Spicewood Cir, la Paz Pl, Pinehurst Ln, San Pablo Ct, Waters View Cir, Oakwood Plantation Dr, Kevin Dr, Lorn Ct, Salt Creek Dr | $1,166 |
| Ralph St, Burwick Ave, Outridge Ct, Bramble Ct, Shady Oak Ln, Trailing Pines Way, Hazel Nut, Robin Rd, Dog Fennel Ct, Aloe Manor | $1,167 |
| Aquarius Rd, Winter Pines Ct, Fairfield Ct, Hazel Nut Run E, Laurel Grove Ln, Devonshire Ln, Plantation Dr, Seton Pl, Hollow Glen Dr, Woodpecker Ln | $1,200 |
| Fernview Dr, Blairmore Ct, Glenn St, Trout River Ct, Knight Box Rd, Clayridge Ct, Roseberry Ct, Yorktown Pl, Turkey Hill Rd, Loch Rane Blvd | $1,172 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orange Park | $176 to $179 |
| Fleming Island | $182 |
| Lakeside | $175 |
| Bellair-Meadowbrook Terrace | $171 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | American Traditions Insurance | $1,167 |
| 150,000 | 27 | NO | Citizens Property Insurance | $826 |
| 150,000 | 27 | NO | Federated National Insurance | $1,411 |
| 150,000 | 27 | NO | Safeway Property Insurance | $1,249 |
| 150,000 | 27 | NO | Stillwater Property And Casualty Insurance | $1,020 |
| 150,000 | 27 | NO | Tower Hill Prime Insurance | $1,158 |
| 150,000 | 27 | YES | Federated National Insurance | $914 |
| 150,000 | 27 | YES | First Protective Insurance | $853 |
| 150,000 | 27 | YES | Florida Family Insurance | $940 |
| 150,000 | 27 | YES | Florida Farm Bureau Casualty Insurance | $660 |
| 150,000 | 27 | YES | St. Johns Insurance | $662 |
| 150,000 | 27 | YES | Tower Hill Select Insurance | $903 |
| 150,000 | 27 | YES | Universal Property & Casualty Insurance | $629 |
| 300,000 | 12 | NA | Liberty Mutual Fire Insurance | $2,180 |
| 300,000 | 12 | NA | Southern Fidelity Insurance | $1,330 |
| 300,000 | 12 | NA | Stillwater Property And Casualty Insurance | $940 |
| 300,000 | 12 | NA | Tower Hill Preferred Insurance | $1,369 |
| 300,000 | 12 | NA | Tower Hill Select Insurance | $1,152 |
| 300,000 | 12 | NA | United Property & Casualty Insurance | $1,174 |
| 300,000 | 12 | NA | Universal Insurance | $1,569 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $4,500 |
| Yearly Orange Park Homeowner Insurance Premium Example | $6,100 | $4,600 |
| Out of Pocket Expense During Claim | $1,500 | $4,500 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $19,800 | $18,300 |
| Net Savings to Orange Park Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Orange Park, FL Home Replacement Value MORE than Home Value | Orange Park, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $192,500 | $117,500 |
| Insurance Premium based on Replacement Value | $4,250 | $2,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $41,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $925/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 354 | 203 | 487 |
| Year Built | 2011 | 1996 | 1989 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $250000-$300000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |