Orange, MA homeowners insurance is roughly $845 to $1,148, about $70-$95/month. Our in depth guide reveals consumers can save as much as $398 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Orange, MA | Homeowners Insurance Agency Near Orange, MA | Address |
|---|---|---|
| Liberty Mutual | Rebecca Barroso Lutcf | 771 Southbridge Street, Auburn, MA, 1501 |
| Liberty Mutual | William D. Dulchinos Lutcf | 11 Village Hill Rd. Suite 103, Northampton, MA, 1060 |
| Travelers | Blackmer Insurance Agency Inc | 1147 MOHAWK TRAIL, SHELBURNE, MA, 1370 |
| Travelers | Blackmer Insurance Agency Inc | 1147 MOHAWK TRAIL, SHELBURNE FALLS, MA, 1370 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Athol town, Worcester County, Massachusetts | $149 | $199 | $299 |
| Warwick town, Franklin County, Massachusetts | $150 | $200 | $300 |
| Wendell town, Franklin County, Massachusetts | $151 | $201 | $302 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange, MA | 5.6% | 17.7% |
| Athol | 5.45% | 16.44% |
| Warwick | 5.95% | 16.94% |
| Wendell | 6.31% | 17.97% |
| Orange Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 19 | 2.0% | $377 |
| $200 to $299 | 107 | 11.0% | $827 |
| $300 to $499 | 175 | 18.0% | $1277 |
| $500 to $749 | 275 | 29.0% | $1952 |
| $750 to $999 | 207 | 21.0% | $2702 |
| $1,000 to $1,499 | 131 | 13.0% | $3827 |
| $1,500 or more | 33 | 3.0% | $5477 |
| Streets in Orange Area | Homeowners Insurance Cost |
|---|---|
| Partridgeville Rd, Kelly Ave, Carpenter St, Smith Ave, Blodgett St, State Rte 122, W Myrtle St, Lake Mattawa Rd, King St, Canon Ln | $997 |
| Pine Ave, Packard Rd, Intervale Rd, Mattawa Rd, Summit St, Oaklawn Ave, Clifton St, Creamery Hill Rd, Magoon Rd, Walnut Hill St | $996 |
| Hayden St, Sunans Way, E River Street Branch, Cloukey Ave, State Rte 122, Harrison Ave, Pine Hill Rd, Off Horton Rd, Chase St, Mechanic St | $997 |
| E Myrtle St, Summer St, Sentinel Elm Rd, Shingle Brook Rd, Nina Pierce Cir, Linden St, Winter St, Congress St, Haskins Rd, Wood Pl | $996 |
| Athol Rd, S Shore Dr, Hillside Ter, Lake Mattawa Rd, Prentiss St, Chestnut Hill Rd, Converse Rd, Pennington Dr, Hickory Club Rd, Memory Ln | $995 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orange | $149 to $151 |
| Athol | $149 |
| Warwick | $150 |
| Wendell | $151 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Orange Homeowner Insurance Premium Example | $2,200 | $1,700 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $7,600 | $7,100 |
| Net Savings to Orange Home Owner from High Deductible Plan | $500 | |
| Scenario | Orange, MA Home Replacement Value MORE than Home Value | Orange, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $178,500 | $128,500 |
| Insurance Premium based on Replacement Value | $1,250 | $900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,000 | Risk Exposure from Under Insuring Coverage is $31,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $125/year |
| Insurance Company | Liberty Mutual | Allstate | Chubb Group of Insurance |
| Monthly Premium | 75 | 65 | 193 |
| Year Built | 1940 | 1993 | 1982 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $175000-$200000 | $250000-$300000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |