Orange, CT homeowners insurance is roughly $769 to $1,048, about $64-$87/month. Our extensive analysis reveals consumers can save upto $363 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Orange, CT | Homeowners Insurance Agency Near Orange, CT | Address |
|---|---|---|
| Liberty Mutual Independent | Abercrombie Burns Mckiernan & Company Insurance, Inc. | 581 POST RD, DARIEN, CT, 6820 |
| Travelers | Banc Insurance Agency Inc | ONE HARTFIELD BLVD STE 301, EAST WINDSOR, CT, 6088 |
| State Farm | Kevin Tabet | 111 High Ridge Rd Ste J, Stamford, CT, 06905-3809 |
| Allstate | Ted Gasparino | 711 Middletown Rd Ste 3, Colchester, CT, 6415 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| West Haven city, Connecticut | $106 | $141 | $212 |
| Derby city, Connecticut | $106 | $141 | $212 |
| Woodmont borough, Connecticut | $113 | $150 | $225 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Orange, CT | 2.8% | 7.6% |
| West Haven | 3.42% | 7.9% |
| Derby | 3.67% | 8.76% |
| Woodmont | 3.38% | 7.86% |
| Orange Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 11 | 2.0% | $766 |
| $300 to $499 | 39 | 7.0% | $1216 |
| $500 to $749 | 13 | 2.0% | $1891 |
| $750 to $999 | 49 | 9.0% | $2641 |
| $1,000 to $1,499 | 114 | 21.0% | $3766 |
| $1,500 or more | 313 | 58.0% | $5416 |
| Streets in Orange Area | Homeowners Insurance Cost |
|---|---|
| Ogg Meadow Rd, College Rd, Avalon Dr W, Prindle Hill Rd, Pine Tree Dr, Cascade Blvd, Lamplight Ln, Broadview Rd, Norman St, Donna Dr | $915 |
| Brierwood Dr, Willard Rd, Argyle Rd, Hunting Hill Pl, Bear Den Rd, Pleasant Hill Rd, Chippendale Ln, Cold Spring Ln, Barton Dr, Chelsea Ct | $917 |
| Heritage Hill Rd, Lambert Rd, Lambert Rd, Valleybrook Rd, Hawkins Rd, Old Silo Rd, Deer Run Ln, Robert Treat Dr, Williamsburg Dr, Saddle Ridge Rd | $909 |
| Mapledale Rd, Avon Dr, Christian Cir, Cummings Dr, Cedarwood Dr, Shepherd Ln, Miles Rd, Ridgeview Rd, Indian Hill Rd, Lincoln Rd | $899 |
| Augusta Dr, Sybil St, Crofut Rd, Ferry Rd, Derby Tpke, Red Fox Rd, Marble Rd, Manley Heights Rd, Aspen Ln, Petrose Cir | $899 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Orange | $135 to $138 |
| West Haven | $127 |
| Woodmont | $135 |
| Milford | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $2,100 |
| Yearly Orange Homeowner Insurance Premium Example | $6,100 | $5,600 |
| Out of Pocket Expense During Claim | $1,100 | $2,100 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $25,500 | $24,500 |
| Net Savings to Orange Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Orange, CT Home Replacement Value MORE than Home Value | Orange, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $493,500 | $329,000 |
| Insurance Premium based on Replacement Value | $4,250 | $2,825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $53,500 | Risk Exposure from Under Insuring Coverage is $111,000 |
| Premium Impact | Insurance cheaper by $950/year | Insurance costlier by $475/year |
| Insurance Company | Hartford Insurance Group | Travelers | Allstate |
| Monthly Premium | 135 | 305 | 311 |
| Year Built | 1963 | 1979 | 1941 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |