Orange Cove Insurance Rates:

Orange Cove, CA homeowners insurance is about $502 to $683, about $41-$56/month. Our complete analysis indicates shoppers can save upto $236 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Orange Cove, CA Homeowners Insurance By Home Value

Orange Cove, CA Home Value Total Homes % of Total Average Orange Cove, CA Homeowners Insurance
Less than $50,000 51 5.0% $88
$50,000 to $59,999 45 4.0% $195
$60,000 to $69,999 22 2.0% $242
$70,000 to $79,999 21 2.0% $278
$80,000 to $89,999 47 4.0% $319
$90,000 to $99,999 38 3.0% $355
$100,000 to $124,999 153 15.0% $414
$125,000 to $149,999 115 11.0% $515
$150,000 to $174,999 186 18.0% $609
$175,000 to $199,999 180 17.0% $704
$200,000 to $249,999 71 7.0% $852
$250,000 to $299,999 33 3.0% $1041
$300,000 to $399,999 51 5.0% $1320

Top Home Insurance Agents Near Orange Cove, CA

Home Insurance Company Near Orange Cove, CA Homeowners Insurance Agency Near Orange Cove, CA Address
Farmers Blanca Porras Lutcf 35 Pollasky Ave, Clovis, CA, 93612
State Farm Edward Ontiveros 2835 Highland Ave Ste 107, Selma, CA, 93662-3388
Allstate Frank Salvio 745 E Locust Ave Ste 109, Fresno, CA, 93720
Farmers Michael Costa 1490 W Shaw Ave Ste E, Fresno, CA, 93711
Travelers Navo Financial Inc Ins & Financial Solutions 2045 SOUTH COURT ST STE A, VISALIA, CA, 93277

Cost Of Homeowners Insurance By Street Near Orange Cove, CA

Streets in Orange Cove Area Homeowners Insurance Cost
Wakefield Ave, Jacobs Ave, Fourth, Tapia Ct, South Ave, Hansen Ave, Souza St, Kime Ct, N 4th, S Crawford Ave$590
Ave 432, Celaya St, Center St, Benjamin, Crawford Ave, Clayton Ave, American Ave, Martinez St, Adams, W Railroad Ave$593
Monson, Gutierrez, Fifth, Serna Ave, Hill Valley Rd, N 5th, Orona Way, S Anchor Ave, Park Blvd, Park Blvd$590
Rodriguez St, Dinuba Ave, Benjamin St, Rd 120, Jacobs Rd, S Anchor Ave, Adams Ave, Manning Ave, Rd 120, Jacobs Ave$594
Sumner Ave, South, Hope Ave, Anchor Ave, Monson Ave, Tangerine Dr, Cove Ave, Parlier Ave, Casuga Ct, Celaya Way$590

Orange Cove, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Orange Cove$88 to $91
Sultana$88
Reedley$89
Monson$92

Orange Cove, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sultana CDP, California $88 $117 $176
Orosi-Cutler CCD, Tulare County, California $89 $118 $177
Reedley CCD, Fresno County, California $89 $119 $179

Orange Cove, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Orange Cove, CA4.7%16.1%
Sultana4.46%13.01%
Orosi-Cutler4.07%17.69%
Reedley3.52%11.49%

Orange Cove Renters Insurance as a Percentage of Rent

Orange Cove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 24 1.0% $354
$200 to $299 73 4.0% $804
$300 to $499 235 15.0% $1254
$500 to $749 561 36.0% $1929
$750 to $999 392 25.0% $2679
$1,000 to $1,499 225 14.0% $3804
$1,500 or more 35 2.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Orange Cove For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsHorace Mann388
150000500NewAmco367
1500005004-6 YearsAmerican Security466
1500005004-6 YearsHorace Mann335
1500005007-15 YearsAmerican Reliable451
15000050016-25 YearsGeneral Ins474
15000050041-70 YearsAmerican Modern754
2000005001-3 YearsMercury Ins Group319
2000005001-3 YearsSafeco604
2000005007-15 YearsHorace Mann521
2000005007-15 YearsLiberty Ins Corp814
2000005007-15 YearsQBE (Balboa)761
20000050016-25 YearsLiberty Ins Corp921
20000050016-25 YearsWestern Mutual/Residence833
20000050041-70 YearsAAA (Interinsurance Exchange)566
25000010001-3 YearsPrivilege Underwriters Exch1309
25000010001-3 YearsUnigard Group708
25000010001-3 YearsWawanesa872
25000010004-6 YearsCalifornia Capital502
25000010007-15 YearsAmco871
25000010007-15 YearsLiberty Ins Corp883
250000500NewAmerican Modern789

Orange Cove, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Orange Cove Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Orange Cove Home Owner from High Deductible Plan $600

Orange Cove, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Orange Cove, CA Home Replacement Value MORE than Home Value Orange Cove, CA Home Replacement Value LESS than Home Value
Replacement Value $187,500 $126,000
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Orange Cove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualNationwide Insurance
Monthly Premium 293290
Year Built 197320071984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$200000-$250000$350000-$400000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Orange Cove, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 205,000 Tile Roof 2,580 5 $500 Deductible 50 1 Fiber-Cement Siding No
1972 290,000 Composition Roof 2,580 5 $500 Deductible 260 5 Stucco siding No
1983 175,000 Composition Roof 1,650 3 $500 Deductible 460 10 Fiber-Cement Siding yes
1978 250,000 Metal Roof 2,750 5 $5000 to $10,000 Deductible 270 7 Stucco siding yes
2010 185,000 Metal Roof 1,830 3 $500- $1000 Deductible 40 1 Stone Siding No
1980 235,000 Wood Shake Roof 2,820 4 $500 Deductible 480 10 Stone Siding No
1940 235,000 Metal Roof 2,850 4 > $10,000 Deductible 250 9 Stone Siding yes
2011 265,000 Wood Shake Roof 2,380 4 $500- $1000 Deductible 160 3 Stucco siding yes
1947 215,000 Slate Shingles Roof 2,020 3 $2500-$5000 Deductible 390 9 Fiber-Cement Siding yes
2014 170,000 Composition Roof 1,910 3 $500- $1000 Deductible 180 4 Wood siding yes
1985 370,000 Membrane Roof 4,630 5 $2500-$5000 Deductible 430 10 Fiber-Cement Siding No
1973 160,000 Membrane Roof 1,420 3 $5000 to $10,000 Deductible 260 8 Stone Siding yes
2008 160,000 Slate Shingles Roof 1,400 3 $500- $1000 Deductible 190 6 Brick siding yes
2006 270,000 Membrane Roof 2,990 4 $5000 to $10,000 Deductible 250 6 Brick siding No
1940 115,000 Wood Shake Roof 1,510 3 $500- $1000 Deductible 120 5 Stucco siding yes
2000 545,000 Asphalt Shingles Roof 4,810 5 $5000 to $10,000 Deductible 950 8 Brick siding yes
1986 350,000 Membrane Roof 3,110 5 $1000-$2500 Deductible 820 10 Wood siding No
2006 265,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 340 6 Stone Siding No
1986 270,000 Composition Roof 2,820 4 $500- $1000 Deductible 60 1 Stucco siding No
1981 420,000 Slate Shingles Roof 4,620 5 > $10,000 Deductible 110 2 Stone Siding No
1983 130,000 Wood Shake Roof 1,610 3 $1000-$2500 Deductible 350 12 Stucco siding No
2013 215,000 Tile Roof 2,730 4 $500- $1000 Deductible 110 3 Stucco siding No
2008 135,000 Wood Shake Roof 1,250 3 $500 Deductible 310 10 Stucco siding No
1975 170,000 Membrane Roof 1,660 3 $2500-$5000 Deductible 440 12 Stucco siding No
1982 250,000 Metal Roof 3,260 4 > $10,000 Deductible 200 6 Stucco siding yes
2007 160,000 Metal Roof 1,650 3 $1000-$2500 Deductible 280 9 Wood siding yes
1943 400,000 Tile Roof 3,750 5 > $10,000 Deductible 490 9 Vinyl siding No
1945 185,000 Slate Shingles Roof 2,030 3 $1000-$2500 Deductible 170 4 Stone Siding yes